This adorable ranch style home sits on close to an acre of land with lots of privacy and quite setting. Location Location- close to Indian Creek Yacht Club, close to the water and just moments away from downtown Kilmarnock. Large master suite with new luxury vinyl floors and walk in closet, one level living, 3 bedrooms, 2 full baths, hardwood floors in living room with gas fireplace. Large kitchen with stainless steel appliances. Sit out on your screened in porch and listen to the birds. This gem will not last long- call today to preview this adorable home.
Wonderful cottage close to Indian Creek Yacht & Country Club & town of Kilmarnock! Quiet area, almost at the end of Bluff Point road. Nice acreage. One floor living, hardwood floors, updated kitchen with newer appliances & cabinets. Guest Room, smaller guest area & large Master bedroom with walk-in closet having the washer & dryer plus outdoor access to the fenced yard. Open Living Room with sit at bar area into the kitchen. Dining Room with sitting area and access to the Screen Porch & side deck. Would make a great rental, starter home or cottage getaway with public boat ramp just in town on Indian Creek!
Year
Property tax
Land + Additions
Assessment*
2025
$890 (+12.1%)
$15,000 + $105,300
$120,300
2024
$794 (−12.0%)
$15,000 + $105,300
$120,300
2023
$902 (+23.0%)
$15,000 + $105,300
$120,300
2022
$734
$15,000 + $105,300
$120,300
2021
$734 (+3.4%)
$15,000 + $105,300
$120,300
2020
$710 (+4.2%)
$15,000 + $105,300
$120,300
2019
$681 (+5.4%)
$19,400 + $96,000
$115,400
2018
$646
$19,400 + $96,000
$115,400
2017
$646 (+3.7%)
$19,400 + $96,000
$115,400
2016
$623 (+10.3%)
$19,400 + $96,000
$115,400
2014
$565 (−2.4%)
$19,400 + $96,000
$115,400
2012
$579
Tax history for 4115 Bluff Point Rd
Year
Property tax
Land + Additions
Assessment*
2025
$890 (+12.1%)
$15,000 + $105,300
$120,300
2024
$794 (−12.0%)
$15,000 + $105,300
$120,300
2023
$902 (+23.0%)
$15,000 + $105,300
$120,300
2022
$734
$15,000 + $105,300
$120,300
2021
$734 (+3.4%)
$15,000 + $105,300
$120,300
2020
$710 (+4.2%)
$15,000 + $105,300
$120,300
2019
$681 (+5.4%)
$19,400 + $96,000
$115,400
2018
$646
$19,400 + $96,000
$115,400
2017
$646 (+3.7%)
$19,400 + $96,000
$115,400
2016
$623 (+10.3%)
$19,400 + $96,000
$115,400
2014
$565 (−2.4%)
$19,400 + $96,000
$115,400
2012
$579
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.89 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Northumberland County
APN
54-0-1-0-31-0
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 23, 2026.
Property details
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Electric, Heat Pump
Interior Features
Interior Features: Walk-In Closet(s)
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
Flooring: Hardwood, Tile
Fireplace Features: Gas Log
Room Information
# of Rooms Total: 5
Exterior
Exterior Features
Patio And Porch Features: Screened
Fencing: Fenced
Building Information
# of Stories Total: 1
Construction Materials: Vinyl Siding
Property Information
Property Type: Residential
Raw Mls Property Sub Type: Non-Waterfront Residential
Lot Information
Lot Size : .89
Lot Size Acres: 0.89
Zoning Description: R 1
Utilities
Utility Information
Water Source: Shared Well
Sewer: Septic Tank
Location
Location Information
Subdivision Name: NONE
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.89 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Northumberland County
APN: 54-0-1-0-31-0
Home facts updated by county records on Jul 23, 2026
Other
Listing Information
AttributionContact: 5402723633
Around this home
Schools
Northumberland Elementary School
Public PreK-5 • Assigned • 15.9mi
6/10
Northumberland Middle School
Public 6-8 • Assigned • 16.3mi
5/10
Northumberland High School
Public 9-12 • Assigned • 16.2mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 74-82% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Kilmarnock, VA • 22482
Average low and high temperatures (°F)
42
28
46
32
61
43
69
53
74
60
84
70
87
74
80
68
77
66
69
53
60
45
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.