Enjoy this charming custom coastal home that was built in 2009 and offers a great waterfront lifestyle. Home features: 10’ ceilings throughout, wood floors, large windows with tons of light, transoms over the interior doors and stick built with 2x6 construction. Main level includes living room with sliding doors to spacious waterside deck, formal dining room, ideal cook’s kitchen with stainless appliances and a cozy breakfast area with doors leading to a waterside covered porch, office/library, powders room & bright master bedroom with a bath & doors to the deck. Second level includes two spacious guest bedrooms with storage areas and a hall bath. This lovely home is located on Bells Creek just off the Corrotoman River. It offers a nice dock with a 12,000 pound boat lift plus water and electricity. Water depth is 3-4+- ft MLW in a very protected area for boats. In minutes, you are in the Corrotoman River, which, in a short distance, empties into the Rappahannock River. There are miles and miles of beautiful waterfront for boating, fishing & playing. Close location of Kilmarnock, shops, YMCA, hospital and golf. You’ll lover the location by water or land. A visit is a must.
Single-familyProperty Type
2008Year Built
0.9 acresLot Size
$373Est. Price/Sq.Ft.
2 car garageParking
Listed by Sandra Hargett• VirginiaBay Properties, Inc.
Enjoy this charming custom coastal home that was built in 2009 and offers a great waterfront lifestyle. Home features: 10' ceilings throughout, wood floors, large windows with tons of light, transoms over the interior doors and stick built with 2x6 construction. Main level includes living room with sliding doors to spacious waterside deck, formal dining room, ideal cook's kitchen with stainless appliances and a cozy breakfast area with doors leading to a waterside covered porch, office/library, powder room & bright master bedroom with large bath & doors to the deck. Second level includes two spacious guest bedrooms with storage areas and a hall bath. Full basement offers office, exercise area, crafts area, storage and equipment room plus 1/2 bath. Walk out basement with easy access to dock. An over sized two car garage/workshop plus artist/guest studio above with full bath. Ideal for guests. This lovely home is located on Bells Creek just off the Corrotoman River. It offers a great dock with a 12,000 pound boat lift plus water and electricity. Water depth is 3-4+- ft MLW in a very protected area for boats. Purchaser to check water depth to their satisfaction. In minutes, you are in the Corrotoman River, which, in a short distance, empties into the Rappahannock River. There are miles and miles of beautiful waterfront for boating, fishing & playing. Close location of Kilmarnock, shops, YMCA, hospital and golf. You'll love the location by water or land. A visit is a must.
CBRAR #1829312
Apr 5, 2019
Sold
$530,000
$223/sq ft
Aug 14, 2018
Listed
$565,000
$238/sq ft
CBRAR #112229
Mar 5, 2014
Sold
$480,000
$202/sq ft
Sep 3, 2013
Listed
$499,000
$210/sq ft
+27
HUGE REDUCTION on Bell's Creek off E. B. Corrotoman River. Great room, dining room, waterside 1st fl. master w/ large bath, fabulous, light & bright kitchen with s/s appliances & adjoining breakfast rm. Covered porch, deck, excellent storage. 2 car det. garage w/ 400+/- s. f. guest apt. which is trimmed, painted & ready for finish-out. Insulated walk-out basement plumbed for full bath. 4+ ft. waterdepth to be verified by purchaser. QUALITY CONSTRUCTION!
Year
Property tax
Land + Additions
Assessment*
2025
$4,193 (+4.1%)
$85,000 + $677,300
$762,300
2024
$4,029 (+35.0%)
$85,000 + $647,600
$732,600
2023
$2,984
$80,000 + $393,700
$473,700
2022
$2,984 (+1.5%)
$80,000 + $393,700
$473,700
2021
$2,940
$80,000 + $386,700
$466,700
2020
$2,940
$80,000 + $386,700
$466,700
2019
$2,940 (−11.1%)
$80,000 + $386,700
$466,700
2018
$3,306
$159,000 + $401,400
$560,400
2017
$3,306 (+9.3%)
$159,000 + $401,400
$560,400
2016
$3,026 (+2.9%)
$159,000 + $401,400
$560,400
2014
$2,940 (+17.7%)
$159,000 + $385,400
$544,400
2012
$2,497
$159,000 + $326,200
$485,200
Tax history for 137 Mastons Wharf Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,193 (+4.1%)
$85,000 + $677,300
$762,300
2024
$4,029 (+35.0%)
$85,000 + $647,600
$732,600
2023
$2,984
$80,000 + $393,700
$473,700
2022
$2,984 (+1.5%)
$80,000 + $393,700
$473,700
2021
$2,940
$80,000 + $386,700
$466,700
2020
$2,940
$80,000 + $386,700
$466,700
2019
$2,940 (−11.1%)
$80,000 + $386,700
$466,700
2018
$3,306
$159,000 + $401,400
$560,400
2017
$3,306 (+9.3%)
$159,000 + $401,400
$560,400
2016
$3,026 (+2.9%)
$159,000 + $401,400
$560,400
2014
$2,940 (+17.7%)
$159,000 + $385,400
$544,400
2012
$2,497
$159,000 + $326,200
$485,200
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.9 Acres
Year renovated
2018
Sq. Ft.
3,378
Year built
2008
Style
Single Family Residential
County
Lancaster County
APN
21 74M
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Detached, Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Electric, Heat Pump
Interior Features
Window Features: Storm Window(s)
Appliances: Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Flooring: Wood
Room Information
# of Rooms Total: 6
Basement Details: Partial
Exterior
Exterior Features
Patio And Porch Features: Deck, Porch, Screened
Roof: Composition
Pool Information
Pool Features: None
Building Information
Levels: One and One Half
# of Stories Total: 1
Construction Materials: Frame, Vinyl Siding
Property Features
On Waterfront
Waterfront Features: River Front, Waterfront
Other Structures: Garage(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Wooded, Waterfront
Water Body Name: Bells Creek
Lot Size : 0.9
Lot Size Area: 0.9
Lot Size Units: Acres
Lot Size Acres: 0.9
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $3,306
Utilities
Utility Information
Water Source: Shared Well
Sewer: Septic Tank
Location
HOA Information
Has Homeowners Association
Association Fee: $50
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $4.17
Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster
Location Information
Directions: From Kilmarnock take Route 3 to Merry Point Road. Left on Rt. 612 (Buzzard's Neck Rd). Approximately 1.6 miles take left on Route 798 (Matsons Wharf Road) See sign on your left
Subdivision Name: River Ridge I
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,378
Stories: 1.5
Lot Size: 0.9 acres
Style: Single Family Residential
Year Built: 2008
Year Renovated: 2018
County: Lancaster County
APN: 21 74M
Home facts updated by county records on Sep 8, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 4.3mi
3/10
Lancaster High School
Public 8-12 • Assigned • 3.5mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lancaster, VA • 22503
Average low and high temperatures (°F)
43
27
47
31
63
42
72
51
76
59
86
68
88
73
81
66
78
64
70
52
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.