OFF MARKET

Off market jul 2020 for $860K

$1,048,413

Est. refi paymentEst. refi $5,866/mo

•

3,603

sq ft

779 Paynes Creek Rd, Lancaster, VA 22503

About this home

RAPPAHANNOCK RIVER, "PAYNES CREEK FARM" circa 1900. This treasured Southern river cottage is located on a majestic waterfront site on the Rappahannock River with expansive views and unforgettable sunsets. 4.9 acre site with over 300 ft of water frontage offers a truly nostalgic river lifestyle. The home has been loved and enjoyed by its family of grandparents, children and grandchildren that have created a lifetime of memories for the last 18 years . The grounds are enchanting with its landscaping and sweeping lawn down to the water's edge. A dock, boathouse and crab house (for enjoying your catch) are perfect for water sports and fun. The hillside pool and porch next to house complete a great package for outdoor living. History notes, from previous owner, dates Paynes Creek Farm back to (circa 1652) and known as "Paynes Ordinary" (a shipping business) where tobacco was loaded and shipped to England. It is told the original house burned & present home is circa 1900. Large red barn is a fabulous replica of the farm days and offers great storage dependency. 3 large basement rooms with 2 kids bunk rooms and fabulous screened porch

Single-familyProperty Type

1900Year Built

4.9 acresLot Size

$291Est. Price/Sq.Ft.

Listed by Sandra Hargett • VirginiaBay Properties, Inc.

Bought with Suzanne Smith • VirginiaBay Properties, Inc.

Redfin checked: a few seconds ago

•Source:CBRAR #1915939

Redfin Estimate

$1,048,413

$188K since sold in July 2020$163K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 84.5% higher than the average sale price ($568K) of 6 comparable homes.

SOLD JUN 26, 2026
$550,000
A
4 beds3 baths2,630 sq ft
254 Greenfield Rd, Lancaster, VA 22503
SOLD JUL 31, 2026
$400,000
B
4 beds3 baths2,231 sq ft
249 Ottoman Ferry Rd, Lancaster, VA 22503
SOLD JUL 21, 2026
$285,000
C
3 beds2.5 baths1,864 sq ft
9832 River Rd, Lancaster, VA 22503
SOLD JUN 24, 2026
$973,650
D
4 beds2.5 baths1,786 sq ft
1121 Browns Ln, Lancaster, VA 22503
SOLD AUG 3, 2026
$450,000
E
4 beds2.5 baths2,278 sq ft
199 Garnett Hill Dr, Urbanna, VA 23175
SOLD AUG 31, 2026
$750,000
F
3 beds3.5 baths2,696 sq ft
890 Kelley Neck Rd, Lancaster, VA 22503

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Earn from this home

Refinance

Est. cash available

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Rent

$4,197/mo

Redfin rental estimate

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Market trends in 22503, VA

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.3%

2.9% MoM

Median sale price

$400K

$10K MoM

Avg. days on market

67d

17 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 2 HRS AGO
$749,900
4 beds4 baths3,552 sq ft
564 Riverside Dr Dr, Lancaster, VA 22503
$500,000
3 beds2 baths1,552 sq ft
1602 Corrotoman Dr, Lancaster, VA 22503
VIDEO TOUR
$379,000
4 beds3 baths3,200 sq ft
107 Jeffery Ave, Lancaster, VA 22503
(540) 226-4719
3D WALKTHROUGH
$895,000
3 beds2.5 baths2,109 sq ft
219 Riverside Dr, Lancaster, VA 22503
See all

Provided by Redfin

Sale history for 779 Paynes Creek Rd

Date

Event

Price

NNAR #105347

Jul 23, 2020

Sold

$860,000

$239/sq ft

May 15, 2019

Listed

$890,000

$247/sq ft

RAPPAHANNOCK RIVER, "PAYNES CREEK FARM" circa 1900. This treasured Southern river cottage is located on a majestic waterfront site on the Rappahannock River with expansive views and unforgettable sunsets. 4.9 acre site with over 300 ft of water frontage offers a truly nostalgic river lifestyle. The home has been loved and enjoyed by its family of grandparents, children and grandchildren that have created a lifetime of memories for the last 18 years . The grounds are enchanting with its landscaping and sweeping lawn down to the water's edge. A dock, boathouse and crab house (for enjoying your catch) are perfect for water sports and fun. The hillside pool and porch next to house complete a great package for outdoor living. History notes, from previous owner, dates Paynes Creek Farm back to (circa 1652) and known as "Paynes Ordinary" (a shipping business) where tobacco was loaded and shipped to England. It is told the original house burned & present home is circa 1900. Large red barn is a fabulous replica of the farm days and offers great storage dependency. The charming cottage has all modern amenities and offers gathering room, wood burning fireplace, charming kitchen (2009), creek room & dining overlooking the river; 4 bedrooms/3 baths plus 3 large basement rooms with 2 kids bunk rooms and fabulous screened porch. Authentic river cottages like this are seldom on the market in our area. It's truly a special place. A visit is a must. Dock is under renovation and just waiting for dock contractor to finish his job. Please be cautious around dock at this time.

CBRAR #1915939

Jul 23, 2020

Sold

$860,000

$239/sq ft

May 15, 2019

Listed

$890,000

$247/sq ft

Public Records

Jun 6, 2001

Sold

$700,000

$194/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,863

$360,300 + $705,700

$1,066,000

2024

$5,863 (+33.9%)

$360,300 + $705,700

$1,066,000

2023

$4,378

$240,300 + $454,600

$694,900

2022

$4,378

$240,300 + $454,600

$694,900

2021

$4,378

$240,300 + $454,600

$694,900

2020

$4,378

$240,300 + $454,600

$694,900

2019

$4,378 (+3.0%)

$240,300 + $454,600

$694,900

2018

$4,250

$289,300 + $431,100

$720,400

2017

$4,250 (+13.7%)

$289,300 + $431,100

$720,400

2016

$3,738

$289,300 + $403,100

$692,400

2014

$3,739 (+13.3%)

$289,300 + $403,100

$692,400

2012

$3,301

$289,300 + $403,100

$692,400

Tax history for 779 Paynes Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,863

$360,300 + $705,700

$1,066,000

2024

$5,863 (+33.9%)

$360,300 + $705,700

$1,066,000

2023

$4,378

$240,300 + $454,600

$694,900

2022

$4,378

$240,300 + $454,600

$694,900

2021

$4,378

$240,300 + $454,600

$694,900

2020

$4,378

$240,300 + $454,600

$694,900

2019

$4,378 (+3.0%)

$240,300 + $454,600

$694,900

2018

$4,250

$289,300 + $431,100

$720,400

2017

$4,250 (+13.7%)

$289,300 + $431,100

$720,400

2016

$3,738

$289,300 + $403,100

$692,400

2014

$3,739 (+13.3%)

$289,300 + $403,100

$692,400

2012

$3,301

$289,300 + $403,100

$692,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

3.5

Stories

1.9

Lot width

—

Lot depth

—

Lot size

4.9 Acres

Year renovated

—

Sq. Ft.

3,603

Year built

1900

Style

Single Family Residential

County

Lancaster County

APN

25 10B

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking/Garage Information
Parking Features: Circular Driveway

Interior

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air, Heat Pump
Has Heating
Heating: Electric, Forced Air, Heat Pump

Interior Features
Interior Features: Ceiling Fan(s)
Flooring: Tile, Wood

Room Information
# of Rooms Total: 10
Has Basement
Basement Details: Interior Entry, Partially Finished, Walk-Out Access

Exterior

Exterior Features
Exterior Features: Dock, Storage
Fencing: None
Roof: Composition

Pool Information
Pool Features: Outdoor Pool, In Ground

Building Information
Below Grade Finished Area: 1,070
# of Stories Total: 1
Construction Materials: Frame, Vinyl Siding, Wood Siding

Property Features
On Waterfront
Waterfront Features: Beach Front, Waterfront
Has View
Other Structures: Outbuilding, Shed(s), Barn(s), Stable(s)

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence

Lot Information
Lot Features: Waterfront
Frontage Length: 325.0000
Water Body Name: Rappahannock Ri
Lot Size : 4.9
Lot Size Area: 4.9
Lot Size Units: Acres
Lot Size Acres: 4.9
Zoning Description: A2

Financial

Tax Information
Tax Annual Amount: $4,250

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank

Location

Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster

Location Information
Directions: From Kilmarnock take Route 3 to Lively. Turn left on Route 201 and follow to end Left of Rt. 354, River Road , Right on Rt. 625 White Hall Road to end of Rt. on Paynes Creek Road to sign on the left.
Subdivision Name: None

Public facts

Beds: 5
Baths: 3.5
Sq. Ft.: 3,603
Stories: 1.9
Lot Size: 4.9 acres
Style: Single Family Residential
Year Built: 1900
Year Renovated: —
County: Lancaster County
APN: 25 10B

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
List AOR: ChesapeakeBayAreaMls

Around this home

Schools

Lancaster Elementary School

Public K-7 • Assigned • 8.4mi

3/10

Lancaster High School

Public 8-12 • Assigned • 6.7mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Lancaster, VA • 22503

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.6 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

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Home values near 779 Paynes Creek Rd

Data from public records.

Address	Redfin Estimate
671 Paynes Creek Rd, Lancaster, VA 4 Beds \| 3 Baths \| 3980 Sq. Ft.	$1,142,594
833 Paynes Creek Rd, Lancaster, VA 3 Beds \| 2 Baths \| 1710 Sq. Ft.	$685,715

Address	Redfin Estimate
705 Paynes Creek Rd, Lancaster, VA 4 Beds \| 2.5 Baths \| 2422 Sq. Ft.	$909,775
614 Paynes Creek Rd, Lancaster, VA 2 Beds \| 1 Baths \| 672 Sq. Ft.	$168,344

Address	Redfin Estimate
974 Paynes Creek Rd, Lancaster, VA 4 Beds \| 5 Baths \| 4483 Sq. Ft.	$1,515,479
520 Paynes Creek Rd, Lancaster, VA 1 Beds \| 1 Baths \| 672 Sq. Ft.	$164,390

Property information provided by CBRAR when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22503, VA

Sale history for 779 Paynes Creek Rd

Tax history for 779 Paynes Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 22503

Home values near 779 Paynes Creek Rd

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