Charming three bedroom two bath home with guest apartment over detached garage and storage shed on Lowery Creek. Lovely waterside deck for dining and entertaining. Nice elevation outside of the flood zone and pretty creek views of protected Lowery Creek. The 2.26 acre lot is partially wooded offering privacy and plenty of elbow room. The garage is heated and cooled. Guest apartment over garage features a bedroom, full bath, living room, dining area, waterside deck and kitchen with range, sink, & refrigerator, Guest apartment has a dedicated heat pump, washer and dryer, hot water heater and septic system. Pier features a T head and 8,000# boat lift, swim ladder, and adirondack chairs. DEEP WATER 6 FEET MLW with heavy duty outboard pilings for large vessels. Quick access right out to the Corrotoman River and beyond. Make sure you watch the video to get an aerial perspective of the waterways.
Single-familyProperty Type
2008Year Built
2.26 acresLot Size
$434Est. Price/Sq.Ft.
2 car garageParking
Listed by Robert Bragg• Bragg & Company
Bought with Bruce H. Anderson III• Jim & Pat Carter Real Estate
Bought with Jill Anderson• Jim & Pat Carter Real Estate
Seclusion & privacy from this 2+ acre waterfront home site featuring sail boat depth water (6+ MLW) and protected harbor on Lowery Creek, just off the Corrotoman River. Fabulous wide river views from the dock. The home features over 2,000 sqft of living space with a guest house over the detached garage. Wide pine floors, over-sized rock fireplace, large waterside deck, over- sized master suite.
Public Records
Jun 5, 2003
Sold
$120,000
$67/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,472 (+25.8%)
$171,400 + $459,800
$631,200
2022
$2,761
$161,400 + $276,800
$438,200
2021
$2,761
$161,400 + $276,800
$438,200
2020
$2,761
$161,400 + $276,800
$438,200
2019
$2,761 (+0.3%)
$161,400 + $276,800
$438,200
2018
$2,752 (+0.6%)
$212,600 + $253,900
$466,500
2017
$2,735 (+9.3%)
$212,600 + $250,900
$463,500
2016
$2,501
$212,400 + $250,900
$463,300
2014
$2,502 (+7.6%)
$212,400 + $250,900
$463,300
2012
$2,326
$212,400 + $250,900
$463,300
Tax history for 989 Lowery Creek Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,472 (+25.8%)
$171,400 + $459,800
$631,200
2022
$2,761
$161,400 + $276,800
$438,200
2021
$2,761
$161,400 + $276,800
$438,200
2020
$2,761
$161,400 + $276,800
$438,200
2019
$2,761 (+0.3%)
$161,400 + $276,800
$438,200
2018
$2,752 (+0.6%)
$212,600 + $253,900
$466,500
2017
$2,735 (+9.3%)
$212,600 + $250,900
$463,500
2016
$2,501
$212,400 + $250,900
$463,300
2014
$2,502 (+7.6%)
$212,400 + $250,900
$463,300
2012
$2,326
$212,400 + $250,900
$463,300
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1.45
Lot width
—
Lot depth
—
Lot size
2.27 Acres
Year renovated
2018
Sq. Ft.
1,786
Year built
2008
Style
Single Family Residential
County
Lancaster County
APN
20 170C
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Direct Access, Detached, Garage, Heated Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Heat Pump
Interior Features
Interior Features: Tray Ceiling(s), Cathedral Ceiling(s), High Ceilings
Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer
Flooring: Tile, Wood
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Stone
Room Information
# of Rooms Total: 6
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Storage
Patio And Porch Features: Deck
Fencing: None
Roof: Composition
Pool Information
Pool Features: None
Building Information
Levels: One and One Half
# of Stories Total: 1
Construction Materials: Frame, Wood Siding
Property Features
On Waterfront
Waterfront Features: River Front, River Access
Other Structures: Shed(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Waterfront
Water Body Name: Corrotoman
Lot Size : 2.26
Lot Size Area: 2.26
Lot Size Units: Acres
Lot Size Acres: 2.26
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $2,502
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster
Location Information
Directions: Take Rt 3 north from Kilmarnock to Lively, turn L on White Chapel Rd to the end and turn L on River Rd to L on Ottoman Ferry Rd. Stay straight at fork onto Lowery Creek Rd. Stay on Lowery Creek Road. Home on the R.
Subdivision Name: None
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,786
Stories: 1.45
Lot Size: 2.27 acres
Style: Single Family Residential
Year Built: 2008
Year Renovated: 2018
County: Lancaster County
APN: 20 170C
Home facts updated by county records on Sep 8, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 6.5mi
3/10
Lancaster High School
Public 8-12 • Assigned • 4.6mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
6/10 Wind Factor
73% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lancaster, VA • 22503
Average low and high temperatures (°F)
43
27
47
31
63
42
72
51
76
59
86
68
88
73
81
66
78
64
70
52
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.