This home has an assumable loan option with an interest rate of 2.75%! Reach out today to see if you qualify! Discover this private single-story home set on 7.69 wooded acres with abundant wildlife and a river easement in highly desirable Madison County. This 3-bedroom, 2.5-bath residence offers the perfect blend of comfort and nature. Step inside to an open floor plan featuring beautiful hardwood floors and new exterior doors throughout, creating a fresh and welcoming feel. The property is thoughtfully equipped with modern conveniences, including an RV hookup with propane and sewage dump, and a hot tub hookup—perfect for those who love to entertain or enjoy the outdoors and wired for a generator! The land offers unmatched privacy while still being close to town, making it an ideal setting for a full-time residence, vacation retreat, or investment property. Whether you enjoy watching wildlife, exploring the outdoors, or relaxing in a peaceful environment, this property has it all. Recently replaced - Electrical, and all Exterior doors just last month - Well pump, Water heater and humidifier all in 2024
Single-familyProperty Type
1999Year Built
7.7 acresLot Size
$252Est. Price/Sq.Ft.
Listed by Melissa Martin• CENTURY 21 New Millennium
•703-753-7910 (broker)
•tammy.jones@c21nm.com (broker)
Listed by Kaley Martin• CENTURY 21 New Millennium
•703-753-7910 (broker)
•tammy.jones@c21nm.com (broker)
Bought with Non Member NON MEMBER• Non Subscribing Office
So much to enjoy! Private One-level living home with mountain views and deeded river access. Located just minutes to town of Madison. 2186 sq ft living area on main level includes living room with vaulted ceilings, wood floors and fireplace, Eat-in kitchen and separate dining room, master suite with walk-in closet, full bath with separate shower and soaking tub. 3 bedroom and 2 1/2 baths on main level. 2186 sq ft in full unfinished lower level for future expansion. Fresh paint, beautiful wood floors, full wrap around deck with awning.
CAAR #599365
Jan 24, 2020
Listed
$369,900
$169/sq ft
CAAR #413766
Nov 21, 2005
Listing Removed
—
May 12, 2005
Listed
$415,000
$190/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,808 (+44.2%)
$127,300 + $387,300
$514,600
2024
$2,640
$129,000 + $227,800
$356,800
2023
$2,640
$129,000 + $227,800
$356,800
2022
$2,640
$129,000 + $227,800
$356,800
2021
$2,640 (+4.2%)
$129,000 + $227,800
$356,800
2020
$2,533 (+1.4%)
$129,000 + $227,800
$356,800
2019
$2,498 (+13.1%)
$129,000 + $227,800
$356,800
2018
$2,209
$116,200 + $208,600
$324,800
2017
$2,209
$116,200 + $208,600
$324,800
2016
$2,208
$116,200 + $208,600
$324,800
2014
$2,208 (+1.5%)
$116,200 + $208,600
$324,800
2013
$2,176
$116,200 + $208,600
$324,800
Tax history for 628 River Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,808 (+44.2%)
$127,300 + $387,300
$514,600
2024
$2,640
$129,000 + $227,800
$356,800
2023
$2,640
$129,000 + $227,800
$356,800
2022
$2,640
$129,000 + $227,800
$356,800
2021
$2,640 (+4.2%)
$129,000 + $227,800
$356,800
2020
$2,533 (+1.4%)
$129,000 + $227,800
$356,800
2019
$2,498 (+13.1%)
$129,000 + $227,800
$356,800
2018
$2,209
$116,200 + $208,600
$324,800
2017
$2,209
$116,200 + $208,600
$324,800
2016
$2,208
$116,200 + $208,600
$324,800
2014
$2,208 (+1.5%)
$116,200 + $208,600
$324,800
2013
$2,176
$116,200 + $208,600
$324,800
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
7.7 Acres
Year renovated
—
Sq. Ft.
2,186
Year built
1999
Style
Single Family Residential
County
Madison County
APN
40 95
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 23, 2026.
Property details
Parking
Parking Information
Circular Driveway, Gravel Driveway
Driveway, Off Street
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2
Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Refrigerator, Stove, Washer, Washer/Dryer Stacked, Water Heater, Water Conditioner - Owned
Flooring Type: Carpet, Hardwood
Interior Features: Carpet, CeilngFan(s), Combination Kitchen/Dining, Combination Dining/Living, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Water Treat System, Wood Floors
Living Area Sq.Ft. Source: Assessor
Basement Information
Basement: Yes
Full
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $227,800
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Construction Materials: Vinyl Siding
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Lot Information
Tidal Water: No
Land Information
Land Assessed Value: $129,000
Above Grade Information
Finished Sq.Ft.: 2,186
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,640
Tax Assessed Value: $356,800
Tax Year: 2024
Tax Annual Amount: $2,640
Assessments Information
Year Assessed: 2024
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Propane, Electric Available
Water Source: Well
Location
School Information
School District Name: MADISON COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Use GPS - follow directionals - long driveway
Location Type: River
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 2,186
Stories: 1.0
Lot Size: 7.7 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: Madison County
APN: 40 95
Home facts updated by county records on Jul 23, 2026
Other
Listing Information
Automatically Close on Close Date
Around this home
Schools
Waverly Yowell Elementary School
Public 3-5 • Assigned • 1.7mi
4/10
William H. Wetsel Middle School
Public 6-8 • Assigned • 3.3mi
4/10
Madison County High School
Public 9-12 • Assigned • 3.3mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 105° expected this year, 16 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Madison, VA • 22727
Average low and high temperatures (°F)
41
24
48
30
65
41
72
50
74
55
85
65
89
70
81
63
80
59
71
48
61
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$525,000 – $635,000
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