Dreaming of luxury waterfront living? This stunning 5-bedroom, 3.5-bath home offers breathtaking views of the Swift Creek Reservoir, creating a serene backdrop for everyday life. The main level features a spacious living room, formal dining room, home office, and a half bath, all accented by beautiful hardwood floors and LVP throughout. The kitchen boasts granite countertops, a newer butcher block island, stainless steel appliances, and picturesque water views. Upstairs, you’ll find three generously sized bedrooms and a full bathroom, along with the primary suite, which includes an en-suite bath and a large walk-in closet with custom shelving. This home also offers a walk-up attic, providing abundant storage or the potential for additional finished square footage. The walk-out basement presents endless possibilities—perfect for an in-law or guest suite with a bedroom, full bathroom, living area, and space for a future kitchenette. Enjoy your morning coffee on the screened-in porch, complete with a ceiling fan, while taking in the peaceful water views. The deck leads down to a fenced backyard, ideal for pets or play. Continue down to the water, where an entertainer’s paradise awaits with a spacious fire pit area. Don’t miss the opportunity to own this idyllic waterfront retreat. Updates and upgrades include: new screened in porch and deck with trex decking (2025), fence (2025), new LVP flooring in basement (2026), paint throughout most of the house (2026), new carpet (2024), new stove and refrigerator (2025), water heater (2025), furnace (2025), mini-split in basement (2025), updated lighting (2026). Roof and garage door were replaced in 2020. Enjoy all that Brandermill has to offer, including the 1,700-acre Swift Creek Reservoir, 3 pools, walking trails, 8 playgrounds, Sunday Park, golf, tennis, and more!
WELCOME TO DESIRABLE BRANDERMILL!! Experience the pinnacle of luxury living in this stunning waterfront home featuring 5 spacious bedrooms and 3.5 bathrooms. This property boasts breathtaking views of the reservoir creating a serene and picturesque backdrop for everyday life. The main floor features a living room, dining room, eat-in kitchen, with a new butcher block island and a family room. This floor has beautifully maintained hardwood floors and modern LVP-enhancing style and functionality. Off this floor is a large deck with a lovely water view. The second floor is dedicated to the primary bedroom with its own bathroom and an amazing walk-in closet. Additionally, this level has 3 more spacious bedrooms and a full bathroom. The property boasts a walk-up attic offering versatile space for storage. This home also includes a walk-out basement providing convenient outdoor access, a relaxing patio, a large bedroom with a full bathroom, and additional living space. You will love the spacious lakefront yard where you can enjoy tranquil getaways and lively gatherings gathered around the firepit. Don’t miss the opportunity to own this extraordinary home with unmatched waterfront charm. To round it all out there is electricity in the shed, a new garage door, and a new roof as of 2020.
Year
Property tax
Land + Additions
Assessment*
2026
$5,261 (+5.6%)
$149,600 + $441,500
$591,100
2025
$4,980 (+2.3%)
$149,600 + $441,500
$591,100
2024
$4,868 (+1.7%)
$146,200 + $413,400
$559,600
2023
$4,787 (+9.1%)
$146,200 + $394,700
$540,900
2022
$4,387 (+12.1%)
$143,000 + $383,000
$526,000
2021
$3,915 (+2.8%)
$133,100 + $343,800
$476,900
2020
$3,808 (+3.8%)
$130,900 + $281,200
$412,100
2019
$3,667 (+4.2%)
$129,800 + $271,000
$400,800
2018
$3,520 (+1.0%)
$127,600 + $258,400
$386,000
2017
$3,485 (+1.9%)
$124,300 + $246,200
$370,500
2016
$3,421 (+11.5%)
$121,000 + $235,400
$356,400
2014
$3,067 (−5.9%)
$121,000 + $195,900
$316,900
2013
$3,259
$121,000 + $195,900
$316,900
Public record
Beds
5
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.31 Acres
Year renovated
2000
Finished Sq. Ft.
3,274
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,274
Year built
2000
Style
Single Family Residential
County
Chesterfield County
APN
723686026900000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 16 days in 30 years
5/10 Wind Factor
25% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Midlothian, VA • 23112
Average low and high temperatures (°F)
45
26
50
32
67
43
75
52
77
58
87
68
89
72
81
66
78
62
69
50
62
42
49
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
68/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
7.9 hrs
3.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 14316 Cove Ridge Ter
$785,923
$14K under list price of $800K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $531K to $990K.