Lake Living at Its Best! Nestled in the highly sought-after Morgan I neighborhood on the public side of Lake Anna, this beautifully maintained, one-owner home offers the perfect combination of comfort, potential, and location. With over 1,900 finished sq ft above grade, plus an unfinished walk-out basement and an assigned boat slip, this property is a rare opportunity to enjoy everything Lake Anna has to offer—whether as a full-time residence or a weekend escape. Step inside and you’ll find a warm and inviting layout designed for both everyday living and entertaining. The main level features a spacious primary bedroom suite, ideal for those seeking the convenience of first-floor living. Soaring vaulted ceilings enhance the bright and airy living space, and the living and dining areas flow seamlessly into the kitchen, creating a cozy and functional space to relax or gather with family and friends. Upstairs, additional bedrooms and living space offer flexibility for guests, home offices, or playrooms. The unfinished walk-out basement lets your imagination run free—customize it with a rec room, home gym, workshop, or anything else your lifestyle calls for. Enjoy peaceful mornings and stunning sunsets from your deck or patio, and spend your days on the water with your very own assigned boat slip, just a short walk away. The spacious 2-car garage offers plenty of room for lake toys, tools, vehicles, and more. Located just minutes from local marinas, restaurants, breweries, and shops, and part of one of the lake’s most desirable communities, this home offers not only a beautiful place to live, but a lifestyle filled with fun, relaxation, and adventure. Come see why so many people are falling in love with Lake Anna living—your next chapter starts here.
Single-familyProperty Type
2005Year Built
1.15 acresLot Size
$262Est. Price/Sq.Ft.
2 car garageParking
Listed by Mason Walter• RE/MAX Distinctive Real Estate, Inc.
•703-821-1840 (broker)
•broker@remaxdistinctive.com (broker)
Bought with Ann-Marie Jewell• Lando Massey Real Estate
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
1.15 Acres
Year renovated
—
Sq. Ft.
1,980
Year built
2005
Style
Single Family Residential
County
Spotsylvania County
APN
55 C 1 - 31 -
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 3, 2026.
R-R
Residential Resort District
The purpose of the residential resort (R-R) district is to provide for low-density, single-family detached residential uses in a rural setting on or near a lake.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Bed & breakfast
Public service
Educational/school
Park & open space
Feb 4, 2018 • Final
Otc
Install an above-ground propane tank and a tankless propane water heater.
Gas
Plumbing
Water heater
Sep 28, 2008 • Final
Sfh
Work on a single-family home.
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Sq. Ft.: 504
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Attached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2
Interior Information
Living Area Sq.Ft. Source: Assessor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Basement Information
Basement: Yes
Walkout Level, Windows, Rough Bath Plumb
Exterior
Property Information
Total Below Grade Sq. Ft.: 1188
Improvement Assessed Value: $400,200
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Vinyl Siding
Foundation Details: Other
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Lot Information
Navigable Water
Tidal Water: No
Land Information
Land Assessed Value: $40,400
Above Grade Information
Finished Sq.Ft.: 1,980
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 1,188
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $3,235
Tax Assessed Value: $440,600
Tax Year: 2024
Tax Annual Amount: $3,235
Assessments Information
Year Assessed: 2024
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Instant Hot Water, Propane
Sewer Septic: On Site Septic
Water Source: Well
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Boat Ramp, Common Grounds, Pier/Dock
HOA Fee: $330
HOA Fee Frequency: Annually
School Information
School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Food Lion located on Kentucky Springs Rd, turn left onto New Bridge Rd (VA-208). Go for 1.6 mi. Take the 1st exit from roundabout onto Zachary Taylor Hwy (US-522). Go for 1.0 mi. Turn right onto Days Bridge Rd. Go for 1.3 mi. Continue on Belmont Rd. Go for 1.1 mi. Turn left onto Belmont Rd. Go for 0.4 mi. Turn left onto Heth Dr. Go for 0.6 mi. Turn right onto Ruth Ln. Go for 348 ft, the property is on your left.
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Seaplane Permitted, Waterski/Wakeboard, Swimming Allowed, Public Access
Water Access
Water Oriented
Water Body Type: Lake
Water Body Name: Lake Anna
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,980
Stories: 2.0
Lot Size: 1.15 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: —
County: Spotsylvania County
APN: 55 C 1 - 31 -
Home facts updated by county records on Aug 3, 2026
Other
Listing Information
Automatically Close on Close Date
Around this home
Schools
Livingston Elementary School
Public PreK-5 • Assigned • 7.8mi
3/10
Post Oak Middle School
Public 6-8 • Assigned • 12.1mi
3/10
Spotsylvania High School
Public PreK-12 • Assigned • 12.6mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 106° expected this year, 17 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Mineral, VA • 23117
Average low and high temperatures (°F)
41
24
47
29
64
41
72
50
74
55
84
64
87
70
79
63
76
60
68
48
59
39
45
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 4.5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.5 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$494,000 – $598,000
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