Have you been searching for a lake retreat within minutes of all Smith Mountain Lake offers? Look no further! This 4 bed, 3 bath home (Equipped to sleep 14 with a potential 5th bedroom) is the perfect getaway! Only one mile from Bridgewater Plaza, offering restaurants, shopping, recreation, & live music! You can't get any better than this for a location on the lake. This home features main-level living, offering a great room, a primary ensuite, & an open floor plan for entertaining. The upper & lower decks seat 20, perfect for outdoor entertaining. This property is equipped and ready for a full-service short-term rental & offers the rare potential at the lake to connect to the county sewer. It comes fully furnished, minus a few personal items and cherished pieces.
Single-familyProperty Type
2002Year Built
0.66 acresLot Size
$311Est. Price/Sq.Ft.
6 spacesParking
Listed by TERESA GRANT• KELLER WILLIAMS REALTY LYNCHBURG
Bought with DAWN TOLLUS• CENTURY 21 REDWOOD REALTY
Have you been searching for a lake retreat within minutes of all Smith Mountain Lake offers? Look no further! This 4 bed, 3 bath home (Equipped to sleep 14 with a potential 5th bedroom) is the perfect getaway! Only one mile from Bridgewater Plaza, offering restaurants, shopping, recreation, & live music! You can't get any better than this for a location on the lake. This home features main-level living, offering a great room, a primary ensuite, & an open floor plan for entertaining. The upper & lower decks seat 20, perfect for outdoor entertaining. This property is equipped and ready for a full-service short-term rental & offers the rare potential at the lake to connect to the county sewer. It comes fully furnished, minus a few personal items and cherished pieces.
MLSRV #910981
Oct 22, 2024
Sold
$925,000
$332/sq ft
Sep 20, 2024
Pending
—
Sep 14, 2024
Listed
$899,000
$322/sq ft
MLSRV #877311
Jun 28, 2021
Sold
$539,000
$193/sq ft
Feb 26, 2021
Listed
$569,900
$204/sq ft
+30
Beautiful waterfront home features a main level with open Great room ( Kitchen, Dining area and Living room with fireplace and open deck facing the water. Main level also offers 3 Bedrooms, 2 Baths ( One of these bedrooms is a waterfront Master bedroom with its own bath and great water view). Lower level offers HUGE Recreation room ( currently decorated as Recreation and Game room), Full bath, Laundry and a room decorated as a bedroom ( not a legal bedroom - no windows and 3 BR septic permit). Large walkout concrete patio leading to the waterfront. Floating dock and great wide water no wake cove. This home has been a WF rental property and the income is in the documents. Convenient location with Restaurants, Convenience store directly across street.
MLSRV #870172
Dec 31, 2020
Listing Removed
—
Jun 8, 2020
Listed
$579,900
$208/sq ft
MLSRV #860438
Dec 31, 2019
Listing Removed
—
Jun 20, 2019
Listed
$569,900
$204/sq ft
MLSRV #103102
Feb 21, 2002
Sold
$235,000
$84/sq ft
Jul 14, 2001
Listed
$259,900
$93/sq ft
MLSRV #56379
Jun 11, 2001
Sold
$75,000
$27/sq ft
Oct 23, 2000
Listed
$75,000
$27/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$2,276
$300,000 + $255,000
$555,000
2025
$2,276
$300,000 + $255,000
$555,000
2024
$2,276 (+19.2%)
$300,000 + $255,000
$555,000
2021
$1,909
$190,000 + $191,800
$381,800
2020
$1,909
$190,000 + $191,800
$381,800
2019
$1,909 (−2.4%)
$190,000 + $191,800
$381,800
2018
$1,957
2017
$1,957
2016
$1,956 (+0.6%)
$190,000 + $186,300
$376,300
2014
$1,945
$202,500 + $171,600
$374,100
Tax history for 16520 Moneta Rd
Year
Property tax
Land + Additions
Assessment*
2026
$2,276
$300,000 + $255,000
$555,000
2025
$2,276
$300,000 + $255,000
$555,000
2024
$2,276 (+19.2%)
$300,000 + $255,000
$555,000
2021
$1,909
$190,000 + $191,800
$381,800
2020
$1,909
$190,000 + $191,800
$381,800
2019
$1,909 (−2.4%)
$190,000 + $191,800
$381,800
2018
$1,957
2017
$1,957
2016
$1,956 (+0.6%)
$190,000 + $186,300
$376,300
2014
$1,945
$202,500 + $171,600
$374,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.61 Acres
Year renovated
—
Sq. Ft.
2,674
Year built
2002
Style
Single Family Residential
County
Bedford County
APN
22112700
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 24, 2026.
PCD
CO
Planned Commercial Development District
The intent of the planned commercial development (PCD) district is to promote the efficient use of commercial land by allowing a wide range of land uses of various densities and flexible application of development controls. The goals may be accomplished while also protecting surrounding property, the natural features, and scenic beauty of the land. The planned commercial development district is provided in recognition that many commercial, office and residential establishments seek to develop within unified areas, usually under single ownership or control. Because these concentrations of retail, service, and office establishments are generally stable and offer unified internal arrangement and development, potentially detrimental design effects can be recognized and addressed during the review of the development. For these reasons, the provisions for the PCD allow greater development latitude. Districts should be proposed and planned for areas that provide for adequate development and expansion space, controlled access points, landscaped parking areas, and public utilities. Development of the PCD will take place in general accordance with an approved master plan, which may allow for clustering of uses and densities in various areas of the site. Planned commercial development districts should be a visual asset to the community. Buildings within the district are to be architecturally similar in style and the relationship among individual establishments should be harmonious. The site should be well landscaped and parking and loading areas are to be screened.
Zone overlays
Corridor Overlay District
Property details
Parking
Garage and Parking Information
# of Open Parking Spaces: 6
Other Parking: Off Street Parking
Interior
Bedroom Information
# of Bedrooms (Total): 4
# of Main Level Bedrooms: 3
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
# of Rooms (Total): 12
Appliances: Microwave Oven (Built In)
Door Features: Full View, Insulated
Flooring: Carpet, Tile, Wood
Interior Features: Breakfast Area, Storage
Exterior
Building Information
Building Area (Total): 2,788
Year Built: 2002
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.66
Lot Size Acres: 0.66
Lot Size Square Feet: 28,749.6
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove
Financial
Tax Information
Tax Annual Amount: $2,275
Parcel Number: 221 4 8
Utilities
Heating & Cooling
Has Heating
Heating: Heat Pump
Location
School Information
Elementary School: Moneta
Middle Or Junior School: Staunton River
High School: Staunton River
Location Information
Directions: From 460 to 122 go 20 miles and the home is on the left.
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 2,674
Stories: 1.0
Lot Size: 0.61 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: —
County: Bedford County
APN: 22112700
Home facts updated by county records on Jun 24, 2026
Other
Listing Information
ListingId: 910981
ListPrice: $899,000
Around this home
Schools
Moneta Elementary School
Public PreK-5 • Assigned • 3.8mi
9/10
Staunton River Middle School
Public 6-8 • Assigned • 6.4mi
5/10
Staunton River High School
Public 9-12 • Assigned • 6.5mi
2/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Moneta, VA • 24121
Average low and high temperatures (°F)
43
27
49
33
66
42
73
52
74
56
85
65
88
71
80
65
78
61
70
50
61
43
47
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 4.8 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$823,000 – $997,000
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