For sale

$449,000

Est. $2,743/mo —

•

1,728

sq ft

414 Mallard Cove Rd, Moneta, VA 24121

About this home

Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.

Single-familyProperty Type

1999Year Built

1.24 acresLot Size

$260Price/Sq.Ft.

$17/moHOA Dues

6 spacesParking

Listed by MELINDA MILLER • LAKE RETREAT PROPERTIES INC.

Listing updated: Aug 13, 2026 at 12:26pm

Redfin checked: 3 minutes ago

•Source:MLSRV #927007

Payment calculator

$2,743 per month

Principal and interest$2,512

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 11AM TO 2PM
$1,200,000
3 beds3 baths3,248 sq ft
274 Woodbrook Rd, Moneta, VA 24121
OPEN SAT, 11:30AM TO 2PM
$549,900
3 beds3.5 baths1,920 sq ft
515 Cambridge Ct Unit F5, Hardy, VA 24101
OPEN SAT, 12PM TO 1:30PM
$1,294,996
4 beds3 baths2,968 sq ft
95 Royal Ct, Wirtz, VA 24184
OPEN SAT, 12PM TO 2PM
$599,900
3 beds3.5 baths1,984 sq ft
515 Cambridge Ct Unit F6, Hardy, VA 24101
OPEN SAT, 12PM TO 2PM
$629,950
4 beds3.5 baths2,194 sq ft
1157 Lakeland Pines Dr, Moneta, VA 24121
OPEN SUN, 1PM TO 3PM
$449,950
3 beds2.5 baths2,094 sq ft
1420 Mill Iron Rd, Goodview, VA 24095
OPEN SUN, 1PM TO 4PM
$1,696,662
4 beds3.5 baths4,674 sq ft
3020 Northridge Rd, Hardy, VA 24101
OPEN OCT 17, 9AM TO 11AM
$21,000
Land— sq ft
Lot 4 Mulberry Bush Ln, Moneta, VA 24121
OPEN OCT 17, 11:30AM TO 12:30PM3D WALKTHROUGH
$1,599,999
4 beds4 baths4,148 sq ft
2245 Thomason Ln, Goodview, VA 24095
OPEN OCT 17, 2PM TO 3PM
$699,999
Land— sq ft
Lot 3 Sigh N Pine Rd, Huddleston, VA 24104

Around this home

Schools

K - 12
Preschool & daycare

Dudley Elementary School

Public PreK-5 • Assigned • 4.2mi

6/10

Benjamin Franklin Middle School

Public 6-8 • Assigned • 12.8mi

7/10

Franklin County High School

Public 9-12 • Assigned • 12.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

414 Mallard Cove Rd · $449,000

Strong offer

$447K and above

75% chance or better to win

Why $447K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 57 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Built-in microwave
Insulated doors
Insulated windows

Bedrooms
Three bedrooms (all on the main level)

Bathrooms
Two full bathrooms (both on the main level)

Kitchen
Built-in microwave

Flooring
Tile flooring
Wood flooring

Heating & cooling
Heat pump electric heating
Heat pump electric cooling

Sale and tax history for 414 Mallard Cove Rd

Sale History
Tax History

Date

Event

Price

MLSRV #927007

Aug 13, 2026

Price Changed

$449,000

$260/sq ft

Jul 23, 2026

Price Changed

$454,500

$263/sq ft

Jun 25, 2026

Price Changed

$469,500

$272/sq ft

May 14, 2026

Price Changed

$479,000

$277/sq ft

Apr 28, 2026

Listed

$489,321

$283/sq ft

MLSRV #917297

Jul 28, 2025

Sold

$440,000

$255/sq ft

Jul 1, 2025

Pending

—

May 23, 2025

Listed

$449,000

$260/sq ft

+76

Nestled in the desirable Mallard Cove Estates, this beautifully maintained lake access home offers the perfect blend of modern updates, privacy, and convenience. Situated on a generous 1.239-acre lot, the property features a well-kept home, a garden shed, and a spacious pavilion with electricity on a concrete slab ideal for gatherings or relaxing in the peaceful outdoors. Enjoy serene lake views from the covered front porch and ultimate privacy in the backyard, which overlooks a wooded area with lush landscaping creating a truly park-like setting. The lake access is just a short walk away and includes a community boat ramp and picnic area perfect for enjoying all that lake life has to offer. This home feels much newer than its original build date, thanks to numerous recent updates ck out Updates include: " A remodeled kitchen and guest bathroom " Updated primary bathroom with LVP and handles " Updated flooring throughout (LVP in bedrooms, primary bath) " New roof (2024) " Composite decking " Wear Deck Owners Corning on back deck " Gas propane logs for cozy evenings " Pavilion with a slab and electric - perfect to sit and grill and chill " Moisture barrier in crawl space " Storage space under the back deck with an attractive lattice enclosure - 30x40 enclosed garage approved by HOA with 10x10 room. -Survey in documents Ideally located just minutes from all the retail, dining, and entertainment options in Westlake including medical facilities, fitness centers, marinas, and a movie theater this is a prime spot for either a full-time residence or a weekend getaway. Don't miss this private and updated lake access gem your perfect retreat awaits!

MLSRV #848487

Jul 16, 2018

Sold

$185,000

$107/sq ft

May 16, 2018

Listed

$176,000

$102/sq ft

+18

MLSRV #761021

Feb 17, 2011

Sold

$204,950

$119/sq ft

Jul 21, 2010

Listed

$199,950

$116/sq ft

MLSRV #743030

Aug 28, 2009

Listing Removed

—

Mar 26, 2009

Listed

$219,900

$127/sq ft

MLSRV #714070

Oct 31, 2008

Listing Removed

—

Feb 28, 2007

Listed

$249,900

$145/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,534

$55,700 + $301,100

$356,800

2024

$1,534 (+17.6%)

$55,700 + $301,100

$356,800

2023

$1,305

$48,700 + $165,200

$213,900

2022

$1,305

$48,700 + $165,200

$213,900

2021

$1,305

$48,700 + $165,200

$213,900

2020

$1,305 (+29.1%)

$48,700 + $165,200

$213,900

2019

$1,011

$48,700 + $117,000

$165,700

2018

$1,011 (+10.9%)

$48,700 + $117,000

$165,700

2017

$911

$48,700 + $117,000

$165,700

2016

$911 (−6.9%)

$48,700 + $117,000

$165,700

2014

$978

$65,000 + $112,900

$177,900

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.24 Acres

Year renovated

2008

Finished Sq. Ft.

1,728

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,728

Year built

1999

Style

Single Family Residential

County

Franklin County

APN

030/07/026/00////

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

Agricultural District

This district includes unincorporated portions of the county that are occupied by various open uses such as farms, forests, lakes, reservoirs, streams and park lands. This district is established for the purpose of facilitating existing and future farming operations, preserving farm and forest lands, conserving water and other natural resources, reducing soil erosion, preventing water pollution, and protecting watersheds and reducing hazards from flood and fire.

Permitted uses

Include but are not limited to:

Agriculture
Greenhouse / nursery
Assembly / meeting place
Religious facility
Day care facility
Commercial & retail-Other
Housing-Single unit
Bed & breakfast
Library
Veterinary clinic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 18 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Moneta, VA • 24121

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10 hrs

6.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 414 Mallard Cove Rd

$437,725

$11K under list price of $449K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $190K to $490K.

SOLD SEP 1, 2026
$474,300 Last sold price
3 beds2 baths1,700 sq ft
341 Bermuda Dr, Hardy, VA 24101
$19/sq ft
smaller lot
21 years newer
SOLD AUG 21, 2026
$489,950 Last sold price
3 beds2 baths1,795 sq ft
200 Cambridge Ct, Hardy, VA 24101
$13/sq ft
smaller lot
26 years newer
SOLD SEP 23, 2026
$469,900 Last sold price
3 beds2.5 baths1,802 sq ft
2840 Scruggs Rd, Moneta, VA 24121
$1/sq ft
smaller lot
26 years newer
SOLD APR 17, 2026
$478,000 Last sold price
3 beds3 baths2,774 sq ft
149 Windlass Rd, Moneta, VA 24121
$88/sq ft
smaller lot
39 years older
SOLD AUG 31, 2026
$449,900 Last sold price
3 beds2.5 baths2,440 sq ft
83 Royal Tern St, Burnt Chimney, VA 24184
$76/sq ft
smaller lot
27 years newer
SOLD MAR 23, 2026
$190,000 Last sold price
2 beds2 baths1,536 sq ft
811 Sleepy Hollow Dr, Wirtz, VA 24184
$136/sq ft
smaller lot
14 years older

Rental earnings

Est. $2,829 per month, based on comparable rentals

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Early Access listings

EARLY ACCESSREDFIN COMING SOON

$790,000

4 beds3 baths5,211 sq ft

16410 Little River Dr, Beaverdam, VA 23015

EARLY ACCESSREDFIN COMING SOON

$394,000

3 beds2.5 baths2,384 sq ft

7477 Lexington Dr, Mechanicsville, VA 23111

Nearby similar homes

$15,900

Land— sq ft

0 Gap Bridge Rd, Moneta, VA 24121

$459,900

3 beds2 baths1,826 sq ft

150 Indian Pointe Dr, Hardy, VA 24101

$419,900

3 beds2 baths1,624 sq ft

2340 Lakewood Forest Rd, Moneta, VA 24121

NEW CONSTRUCTION

$799,900

4 beds4 baths4,757 sq ft

1263 Windlass Rd, Moneta, VA 24121

NEW CONSTRUCTIONVIDEO TOUR

$459,900

3 beds2.5 baths2,440 sq ft

111 Royal Tern St Unit (Lot 33), Burnt Chimney, VA 24184

NEW CONSTRUCTIONVIDEO TOUR

$459,900

3 beds2.5 baths2,440 sq ft

111 Royal Tern St St, Burnt Chimney, VA 24184

New listings for sale in 24121

NEW 1 HR AGO

$2,200,000

5 beds5.5 baths4,021 sq ft

Lot 3A Nicholas Ln, Moneta, VA 24121

NEW 2 HRS AGO

$549,900

2 beds2 baths903 sq ft

75 Dockside Cir Unit 308, Moneta, VA 24121

$1,299,900

5 beds4.5 baths3,493 sq ft

113 Barbury Ct, Huddleston, VA 24104

3D WALKTHROUGH

$385,000

3 beds2 baths1,456 sq ft

1255 Russell Dr, Moneta, VA 24121

NEW 26 HRS AGO

$639,500

3 beds1.5 baths3,000 sq ft

4015 White House Rd, Moneta, VA 24121

NEW 27 HRS AGO

$529,900

2 beds2 baths1,040 sq ft

835 Gangplank Rd #108, Moneta, VA 24121

$499,900

3 beds2 baths2,256 sq ft

3750 Hales Ford Rd, Moneta, VA 24121

$230,000

3 beds2 baths1,216 sq ft

1561 Airport Rd, Moneta, VA 24121

$375,000

3 beds2 baths1,620 sq ft

300 Whisperway Rd, Moneta, VA 24121

Details provided by MLSRV and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 414 Mallard Cove Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 414 Mallard Cove Rd

Early Access listings

Nearby similar homes

New listings for sale in 24121

More real estate resources