Fully Renovated Waterfront Home on a Half-Acre Cul-de-Sac Lot. Nestled on a beautiful half-acre waterfront lot in the desirable Rock Creek Park area of Bon Air, this fully renovated home offers the perfect combination of modern updates, generous living space, and peaceful lakefront living. Located on a quiet cul-de-sac, this exceptional property is also conveniently close to major interstates, shopping, dining, and everyday conveniences. The main level welcomes you with hardwood floors throughout and a spacious formal living room featuring a fireplace and direct access to the wraparound deck, where you can relax and enjoy tranquil water views. The formal dining room provides ample space for hosting family dinners and holiday gatherings. The beautifully updated kitchen is designed for both style and functionality, offering new cabinetry, granite countertops, a breakfast bar, and a cozy breakfast nook overlooking the backyard. The primary suite features a ceiling fan and a fully remodeled en-suite bath with a subway tile shower and tile flooring. Two additional spacious bedrooms, each with ceiling fans, and a full hall bath complete the main level. Downstairs, the finished walkout basement offers a large family room with a fireplace and direct access to the backyard and lake, making it the perfect space for entertaining or relaxing. A spacious fourth bedroom with easy access to a full bath provides an ideal guest suite or private living area. The utility room is also located on this level and offers direct access to the attached two-car garage. A unique feature of this home is its two staircases—a grand staircase in the foyer and a second staircase at the rear of the home, providing convenient access between the main level and basement. With its thoughtful renovations, versatile floor plan, stunning waterfront setting, and convenient location, this move-in-ready home offers an exceptional lifestyle both inside and out. Don't miss the opportunity to make this beautiful lakefront retreat your own!
Est. $2,555 per month, based on comparable rentals
Sale and tax history for 654 Scarlet Oak Rd
Sale History
Tax History
Date
Event
Price
CVRMLS #2619494
Aug 21, 2026
Sold
$527,000
$226/sq ft
Aug 2, 2026
Pending
—
Jul 31, 2026
Listed
$500,000
$214/sq ft
Jul 17, 2026
Coming Soon
$500,000
$214/sq ft
CVRMLS #2602455
Feb 26, 2026
Sold
$292,000
$125/sq ft
Feb 2, 2026
Pending
—
Feb 1, 2026
Listed
$292,000
$125/sq ft
+7
Welcome to 654 Scarlet Oak Dr , a classic brick split foyer home that is eagerly awaiting for you to bring your vision and contractor! Sitting on a half acre waterfront lot on a quiet cul-de-sac , in one of Chesterfield county's best kept secret subdivisions , rock creek park. Let’s talk location , if being in the heart of Midlothian and taking advantage of renowned public schools wasn’t enough , this home makes your commute and errands a breeze as you can’t get any closer to powhite parkway! The home itself features a thoughtful floor plan spanning over 2300 square feet. On the first level you love the original hardwood floorings that extend throughout (yes , under the carpet ) , the living room is expansive with tons of natural light and wood burning fireplace , doing the dishes in the kitchen with waterfront views and a true gem is the first floor primary bedroom. Rounding out the first floor is another generously sized bedroom and shared bath with an updated tile shower. Take either the front or rear staircase down to the basement , and you will find an enormous flex space with a wood burning fireplace and views of the backyard pond . There is a full bathroom downstairs that can service the downstairs living area , and also connects to a huge bedroom that could double as a in-law suite or second primary bedroom. The basement provides access to the large 2 car garage /workshop. This home is truly a diamond , and just needs a little patience and cleaning to bring back the sparkle! Don’t miss your opportunity to snag this uncut gem .
Public Records
Jun 15, 1981
Sold
$85,950
$37/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,839 (+5.1%)
$133,000 + $298,300
$431,300
2025
$3,651 (+2.8%)
$133,000 + $298,300
$431,300
2024
$3,552 (+19.7%)
$119,000 + $291,200
$410,200
2023
$2,968 (−1.4%)
$119,000 + $275,700
$394,700
2022
$3,011 (+15.8%)
$96,600 + $229,600
$326,200
2021
$2,599 (+1.0%)
$96,600 + $230,700
$327,300
2020
$2,573 (+5.0%)
$82,600 + $191,000
$273,600
2019
$2,451 (+4.0%)
$79,800 + $191,000
$270,800
2018
$2,357 (−1.0%)
$75,600 + $182,400
$258,000
2017
$2,382 (+5.4%)
$72,800 + $175,300
$248,100
2016
$2,259 (+11.3%)
$72,800 + $162,600
$235,400
2014
$2,030 (+0.8%)
$55,900 + $153,000
$208,900
2013
$2,013
$55,900 + $153,000
$208,900
Public record
Beds
4
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
0.59 Acres
Year renovated
1962
Sq. Ft.
2,335
Year built
1962
Style
Single Family Residential
County
Chesterfield County
APN
761710515600000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking
Features: Attached, Basement, Direct Access, Driveway, Garage, Off Street, Paved
Appliances: Dishwasher, Electric Cooking, Gas Water Heater, Microwave, Smooth Cooktop, Stove
Water Heater: Gas
Interior Features
Door Features: Sliding Doors
Flooring: Carpet, Tile, Vinyl, Wood
Other Features: Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, Granite Counters, Bath In Primary Bedroom, Main Level Primary
Exterior
Building Information
Stories: 2
Stories (Total): 2
Year Built Details: Actual
Construction Details: Brick, Drywall
Exterior Features
Exterior Features: Deck, Paved Driveway
Patio And Porch Features: Stoop, Deck
Land Information
Topography: Sloping
Lot Information
Lot Size Area: 0.585
Lot Size Acres: 0.585
Lot Features: Sloped, Water Front, Cul-De-Sac
Is Waterfront
Waterfront Features: Lake, Lake Front, Waterfront
Zoning Description: R7
Property Information
Above Grade Finished Area: 2,335
Foundation Details: Slab
Resale
Financial
Assessments and Fees
Assessed Value: $431,300
Tax Information
Annual Tax Amount: $3,838.57
Tax Year: 2026
Utilities
Utility Information
Sewer: Public Sewer
Water Source: Public
Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Baseboard, Natural Gas, Radiator(s)
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,335
Stories: —
Lot Size: 0.59 acres
Style: Single Family Residential
Year Built: 1962
Year Renovated: 1962
County: Chesterfield County
APN: 761710515600000
Home facts updated by county records on Sep 21, 2026
Around this home
Schools
Crestwood Elementary School
Public PreK-5 • Assigned • 1.2mi
5/10
Robious Middle School
Public 6-8 • Assigned • 4.3mi
9/10
James River High School
Public 9-12 • Assigned • 6.7mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 16 days in 30 years
5/10 Wind Factor
25% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
North Chesterfield, VA • 23235
Average low and high temperatures (°F)
45
26
52
32
69
43
77
53
79
57
90
68
91
73
83
65
80
61
72
50
63
42
50
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 27% for direct sun exposure in North Chesterfield. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.5 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$466,000 – $564,000
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