SOLD AUG 21, 2026

Sold on Aug 2026

$440,000

•

1,613

sq ft

10 Locks Rd, Palmyra, VA 22963

Track this home’s value and nearby sales activity

About this home

Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting. The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability. Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm. This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.

Single-familyProperty Type

1998Year Built

0.37 acresLot Size

$273Price/Sq.Ft.

$121/moHOA Dues

2 car garageParking

Listed by IRIS HELFRICH • MONTICELLO COUNTRY REALTY, LLC

Bought with NONMLSAGENT NONMLSAGENT • NONMLSOFFICE

Redfin checked: 2 minutes ago

•Source:CAAR #676173

Redfin Estimate

$398,963

$41K since sold in August 2026$3,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.3% higher than the average sale price ($372K) of 6 comparable homes.

SOLD MAR 31, 2026
$385,000
A
3 beds2 baths1,700 sq ft
67 Bridlewood Dr, Palmyra, VA 22963
SOLD SEP 12, 2025
$354,900
B
3 beds2 baths1,566 sq ft
20 Colonial Rd, Palmyra, VA 22963
SOLD JUL 28, 2026
$260,500
C
3 beds2 baths1,076 sq ft
31 Woodlawn Dr, Palmyra, VA 22963
SOLD JUN 25, 2026
$330,000
D
3 beds2 baths1,342 sq ft
339 Jefferson Dr, Palmyra, VA 22963
SOLD MAY 20, 2026
$375,000
E
3 beds2 baths1,676 sq ft
217 Jefferson Dr, Palmyra, VA 22963
SOLD MAY 20, 2026
$525,000
F
3 beds2.5 baths2,332 sq ft
12 Barrett St, Palmyra, VA 22963

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Market trends in 22963, VA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.1% MoM

Median sale price

$366K

$6K MoM

Avg. days on market

32d

4 days MoM

Recently sold homes

101

16 MoM

New listings for sale

COMING SOON
$394,900
3 beds2 baths1,736 sq ft
99 Park Dr, Palmyra, VA 22963
$387,000
3 beds2 baths1,782 sq ft
3 Maplevale Dr, Palmyra, VA 22963
OPEN SUN, 1PM TO 3PM
$495,000
4 beds2.5 baths2,397 sq ft
142 Island Hill Rd, Palmyra, VA 22963
$497,900
4 beds3 baths3,248 sq ft
33 Hardwood Rd, Palmyra, VA 22963
$269,000
3 beds1 bath960 sq ft
681 Franklin Ln, Palmyra, VA 22963
$289,000
3 beds2 baths1,260 sq ft
16 Hatchechubee Rd, Palmyra, VA 22963
OPEN SAT, 11AM TO 1PM
$550,000
4 beds3 baths3,541 sq ft
47 Marwood Dr, Palmyra, VA 22963
$315,000
3 beds2.5 baths916 sq ft
13 Holly Cir, Palmyra, VA 22963
$625,000
5 beds3 baths3,109 sq ft
195 Jefferson Dr, Palmyra, VA 22963
$349,000
3 beds2 baths1,334 sq ft
10 Nahor Dr, Palmyra, VA 22963
See all

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Rental estimate

Est. $1,894 per month, based on comparable rentals

Sale and tax history for 10 Locks Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,489 (+6.5%)

$30,000 + $301,800

$331,800

2024

$2,337

$30,000 + $301,800

$331,800

2023

$2,337 (+14.6%)

$30,000 + $246,900

$276,900

2022

$2,039 (−1.6%)

$30,000 + $246,900

$276,900

2021

$2,072 (+5.1%)

$27,500 + $206,900

$234,400

2020

$1,972

$27,500 + $206,900

$234,400

2019

$1,972 (+6.6%)

$27,500 + $185,700

$213,200

2018

$1,850

$27,500 + $176,500

$204,000

2017

$1,850 (+1.4%)

$27,500 + $176,500

$204,000

2016

$1,825 (+6.2%)

$27,500 + $171,600

$199,100

2014

$1,718

$27,500 + $167,800

$195,300

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.37 Acres

Year renovated

2012

Sq. Ft.

1,613

Year built

1999

Style

Single Family Residential

County

Fluvanna County

APN

18/A/4//179///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 2

Parking Information
Parking Features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Main Level Bathrooms: 2
# of Bathrooms (Total Integer): 2

Bedroom Information
# of Main Level Bedrooms: 3

Room 1 Information
Type: Bedroom
Level: First

Room 2 Information
Type: Bathroom
Level: First

Room 3 Information
Type: Bedroom
Level: First

Room 4 Information
Type: Primary Bathroom
Level: First

Room 5 Information
Type: Primary Bedroom
Level: First

Room 6 Information
Type: Breakfast Room/Nook
Level: First

Room 7 Information
Type: Kitchen
Level: First

Room 8 Information
Type: Living Room
Level: First

Room 9 Information
Type: Foyer
Level: First

Basement Information
Basement: Crawl Space

Fireplace Information
Has Fireplace
Fireplace Features: Gas Log

Interior Features
Appliances: Dishwasher, Electric Range, Disposal, Microwave, Dryer, Washer
Flooring: Ceramic Tile, Hardwood, Vinyl
Interior Features: Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)

Exterior

Building Information
Building Area Total: 2,051
Foundation Details: Block
Construction Materials: Brick, Stick Built, Vinyl Siding

Exterior Features
Exterior Features: Mature Trees/Landscape, Porch
Roof: Architectural
Patio And Porch Features: Front Porch, Patio, Porch, Screened
Other Structures: Other

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: One
Security Features: Gated Community, Security Guard
Above Grade Finished Area: 1,613
AboveGradeFinishedAreaUnits: Square Feet
AboveGradeFinishedAreaSource: Public Records
Above Grade Unfinished Area Source: Public Records
BelowGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaSource: Public Records
Below Grade Unfinished Area Source: Public Records

Lot Information
Lot Size Acres: 0.37
Lot Features: Landscaped, Native Plants

Financial

Tax Information
Tax Annual Amount: $2,800
Parcel Number: 18A 4 179
Tax Year: 2026

Utilities

Utility Information
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane
Sewer: Public Sewer
Water Source: Public
Electric: Underground

Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Central, Heat Pump

Location

HOA Information
Has Association
Association Fee: $1,450
Association Fee Frequency: Annually
Association Fee Includes: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, Trash
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Sports Fields, Water, Beach Rights

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 10 LOCKS RD
Directions: From main gate, left onto jefferson, left onto Bunker, r onto locks ct, house on r on corner of Locks rd.

Community Information
Community Features: Dock, Gated

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,613
Stories: 1.0
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 2012
County: Fluvanna County
APN: 18/A/4//179///

Home facts updated by county records on Aug 20, 2026

Around this home

Schools

West Central Primary School

Public PreK-K • Assigned • 5.7mi

Fluvanna County High School

Public 8-12 • Assigned • 1.9mi

5/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$380,000 – $459,000

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Nearby similar homes

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VIDEO TOUR

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4 beds2.5 baths2,769 sq ft

2 Whippoorwill Ln, Palmyra, VA 22963

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3 beds3 baths1,980 sq ft

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$999,000

5 beds4 baths4,801 sq ft

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NEW 3 HRS AGO

$35,000

Land— sq ft

0 Overlook Cir, Palmyra, VA 22963

New listings for sale in 22963

COMING SOON

$394,900

3 beds2 baths1,736 sq ft

99 Park Dr, Palmyra, VA 22963

$387,000

3 beds2 baths1,782 sq ft

3 Maplevale Dr, Palmyra, VA 22963

OPEN SUN, 1PM TO 3PM

$495,000

4 beds2.5 baths2,397 sq ft

142 Island Hill Rd, Palmyra, VA 22963

$497,900

4 beds3 baths3,248 sq ft

33 Hardwood Rd, Palmyra, VA 22963

$269,000

3 beds1 bath960 sq ft

681 Franklin Ln, Palmyra, VA 22963

$289,000

3 beds2 baths1,260 sq ft

16 Hatchechubee Rd, Palmyra, VA 22963

OPEN SAT, 11AM TO 1PM

$550,000

4 beds3 baths3,541 sq ft

47 Marwood Dr, Palmyra, VA 22963

$315,000

3 beds2.5 baths916 sq ft

13 Holly Cir, Palmyra, VA 22963

$625,000

5 beds3 baths3,109 sq ft

195 Jefferson Dr, Palmyra, VA 22963

Home values near 10 Locks Rd

Data from public records.

Address	Redfin Estimate
5 Locks Ct, Palmyra, VA 4 Beds \| 3 Baths \| 3236 Sq. Ft.	$586,076
4 Locks Rd, Palmyra, VA 3 Beds \| 2 Baths \| 3224 Sq. Ft.	$531,461

Address	Redfin Estimate
11 Locks Ct, Palmyra, VA 4 Beds \| 3.5 Baths \| 2620 Sq. Ft.	$476,009
8 Locks Rd, Palmyra, VA 3 Beds \| 2 Baths \| 2568 Sq. Ft.	$514,282

Address	Redfin Estimate
9 Locks Ct, Palmyra, VA 5 Beds \| 4.5 Baths \| 2830 Sq. Ft.	$571,072
2 Locks Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 3921 Sq. Ft.	$657,425

Property information provided by CAAR when last listed in 2026. This data may not match . Learn more.

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