The home is under going a complete makeover. This 4 level home with 3 finished levels of living space allows for flexible living spaces! The 4th uppper level could be used for lots of stoarge or finished off. Features include: a living room with a wood burning fireplace, bright eat-in kitchen with upgraded stainless appliances, tile backsplash, maple cabinets and pantry, center island /breakfast bar with newly added granite top, opens to the rear deck; 3 bedroom suites and each with access to its own full bath; terrace level offers total privacy for guests/extended family, a full bath and a family room. Storage shed for additional storage and a fenced-in backyard.
Single-familyProperty Type
2004Year Built
0.34 acresLot Size
$202Est. Price/Sq.Ft.
Listed by ANTHONY MCGHEE• ASSIST2SELL - FIRST RATE REALTY, INC.
Listed by AUDREY BADGETT• ASSIST2SELL - FIRST RATE REALTY, INC.
Bought with CHERYL SPRANGEL• suppressed_REAL ESTATE III - NORTH
Colonial 2-story located in Lake Monticello! This home offers 2 master suites with separate bathrooms on second level, spacious kitchen with maple cabinets, pantry & island. Living Room with wood fireplace, terrace level with bedroom, bathroom & den (not included in total square footage) plus fenced yard, shed, covered front porch & rear deck. Property being sold As Is, Seller will make no repairs. HUD Case#544-146022. Offers submitted at www. hudhomestore.com
CAAR #580024
Jan 24, 2019
Listing Removed
—
Aug 6, 2018
Listed
$170,000
$98/sq ft
Public Records
Aug 3, 2016
Sold
$170,000
$98/sq ft
CAAR #543135
Mar 1, 2016
Listed
$170,000
$98/sq ft
CAAR #402121
Jun 12, 2004
Listing Removed
—
Feb 12, 2004
Listed
$154,500
$89/sq ft
Public Records
Apr 30, 2004
Sold
$155,000
$90/sq ft
CAAR #402125
Feb 12, 2004
Listed
$154,500
$89/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,517 (+35.5%)
$30,000 + $305,600
$335,600
2024
$1,858
$30,000 + $305,600
$335,600
2023
$1,858 (+10.4%)
$30,000 + $190,100
$220,100
2022
$1,683 (−1.6%)
$30,000 + $190,100
$220,100
2021
$1,710 (+1.8%)
$27,500 + $165,900
$193,400
2020
$1,679
$27,500 + $165,900
$193,400
2019
$1,679 (+5.5%)
$27,500 + $154,000
$181,500
2018
$1,592
$27,500 + $148,000
$175,500
2017
$1,591 (−0.6%)
$27,500 + $148,000
$175,500
2016
$1,600 (+6.9%)
$27,500 + $147,000
$174,500
2014
$1,497
$27,500 + $142,700
$170,200
Tax history for 3 Bernardsburg Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,517 (+35.5%)
$30,000 + $305,600
$335,600
2024
$1,858
$30,000 + $305,600
$335,600
2023
$1,858 (+10.4%)
$30,000 + $190,100
$220,100
2022
$1,683 (−1.6%)
$30,000 + $190,100
$220,100
2021
$1,710 (+1.8%)
$27,500 + $165,900
$193,400
2020
$1,679
$27,500 + $165,900
$193,400
2019
$1,679 (+5.5%)
$27,500 + $154,000
$181,500
2018
$1,592
$27,500 + $148,000
$175,500
2017
$1,591 (−0.6%)
$27,500 + $148,000
$175,500
2016
$1,600 (+6.9%)
$27,500 + $147,000
$174,500
2014
$1,497
$27,500 + $142,700
$170,200
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.34 Acres
Year renovated
2011
Sq. Ft.
1,728
Year built
2004
Style
Single Family Residential
County
Fluvanna County
APN
18/A/5//487///
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 17, 2026.
Property details
Interior
Bathroom Information
# of Bathrooms (Full): 3
# of Bathrooms (1/2): 1
# of Main Level Bathrooms: 1
# of Bathrooms (Total Integer): 4
Room 1 Information
Type: Dining Room
Level: First
Room 2 Information
Type: Laundry
Level: Basement
Room 3 Information
Type: Primary Bedroom
Level: Second
Room 4 Information
Type: Primary Bathroom
Level: Second
Room 5 Information
Type: Bathroom
Level: Basement
Room 6 Information
Type: Bedroom
Level: Basement
Room 7 Information
Type: Half Bath
Level: First
Room 8 Information
Type: Kitchen
Level: First
Room 9 Information
Type: Family Room
Level: First
Basement Information
Has Basement
Basement: Full, Finished, Heated, Interior Entry
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Fireplace Features: One, Gas
Interior Features
Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Dryer, Washer
Flooring: Carpet, Ceramic Tile, Hardwood
Window Features: Tilt-In Windows
Interior Features: Kitchen Island
Laundry Features: Washer Hookup, Dryer Hookup
Exterior
Building Information
Building Area Total: 1,906
Foundation Details: Block
Construction Materials: Stick Built, Vinyl Siding
Exterior Features
Roof: Composition, Shingle
Patio And Porch Features: Deck, Front Porch, Porch
Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: Two
Security Features: Gated Community
Above Grade Finished Area: 1,152
AboveGradeFinishedAreaUnits: Square Feet
Above Grade Unfinished Area: 120
Below Grade Finished Area: 576
BelowGradeFinishedAreaUnits: Square Feet
Below Grade Unfinished Area: 58
Lot Information
Lot Size Acres: 0.34
Zoning: R-4 Residential
Financial
Tax Information
Tax Annual Amount: $1,678.87
Parcel Number: 18A 5 487
Tax Year: 2020
Utilities
Utility Information
Utilities: Cable Available, High Speed Internet Available, Propane