Welcome home to this beautifully maintained 5-bedroom, 2.5-bath home in the sought-after Lake Monticello community! Thoughtfully updated and truly move-in ready, this home features refinished hardwood floors, granite countertops, a new roof with gutter guards, a new garage door, and an encapsulated crawl space for added peace of mind. With spacious living areas and room for everyone, it's the perfect place to gather, entertain, and create lasting memories. Enjoy the Lake Monticello lifestyle with Beach 3 just a short walk away, along with access to the private lake, sandy beaches, boating, fishing, golf, tennis, playgrounds, and a wide variety of community amenities. Conveniently located between Charlottesville and Richmond, you'll also appreciate the easy access to shopping, dining, and medical facilities. This exceptional home offers the perfect combination of comfort, convenience, and community—don't miss your opportunity to make it yours!
Single-familyProperty Type
2002Year Built
0.34 acresLot Size
$193Price/Sq.Ft.
$125/moHOA Dues
2 car garageParking
Listed by GENEVIEVE REILLY• LONG & FOSTER - LAKE MONTICELLO
Est. $2,456 per month, based on comparable rentals
Sale and tax history for 48 Laguna Rd
Sale History
Tax History
Date
Event
Price
CAAR #679513
Sep 29, 2026
Sold
$481,000
$193/sq ft
Jul 15, 2026
Listed
$482,000
$193/sq ft
CAAR #647312
Jan 10, 2024
Sold
$367,500
$147/sq ft
Nov 4, 2023
Listed
$375,000
$150/sq ft
+39
Lovely home nestled on a tree-lined street within the gated lake community. Spacious Primary Suite boasts vaulted ceilings and room to relax & treat yourself to a nice soak in the jetted tub or separate shower in ensuite. As you enter, you will notice the warmth the home exudes with the beautiful wood trim, farmhouse modern lighting & hardwood flooring. Cozy up next to slate surround fireplace & hearth in family room which opens to Kitchen featuring an island, stainless steel appliances including a double oven, ample wood cabinetry & pantry. French doors allow in natural lighting and connect the kitchen with Dining room which features crown molding & chair railing. Enjoy time outdoors on your expansive rear deck & fenced in backyard with playset. Sip a nice drink from the freshly sealed covered porch. 5th bedroom could be used as a bonus room or study. New carpet upstairs as well as the living & family room. Near Beach 3, golfing, & shopping via Fairview gate. Lake Monticello offers access to amenities including: pool, beaches, tennis/pickleball, trails, playgrounds, clubhouse & more! * 360° Virtual Tour Available *
Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
Flooring: Carpet, Hardwood, Porcelain Tile
Interior Features: Entrance Foyer, Kitchen Island
Laundry Features: Washer Hookup, Dryer Hookup
Exterior
Building Information
Building Area Total: 3,080
Foundation Details: Block
Construction Materials: Stick Built, Vinyl Siding
Exterior Features
Roof: Composition, Shingle
Patio And Porch Features: Deck, Front Porch, Porch
Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: Two
Security Features: Surveillance System
Above Grade Finished Area: 2,494
AboveGradeFinishedAreaUnits: Square Feet
AboveGradeFinishedAreaSource: Public Records
Above Grade Unfinished Area Source: Public Records
BelowGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaSource: Public Records
Below Grade Unfinished Area Source: Public Records
Lot Information
Lot Size Acres: 0.34
Financial
Tax Information
Tax Annual Amount: $2,999
Parcel Number: 18A-9-227
Tax Year: 2026
Utilities
Utility Information
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
Sewer: Public Sewer
Water Source: Public
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Heat Pump
Location
HOA Information
Has Association
Association Fee: $1,494
Association Fee Frequency: Annually
Association Fee Includes: Association Management, Common Area Maintenance, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Trash
Association Amenities: Boat Dock, Boat Ramp, Playground, Water, Beach Rights
School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna
Location Information
Unparsed Address: 48 LAGUNA RD
Directions: From main gate turn Left onto Jefferson Dr follow to a right onto W Lake Forest to a left onto Laguna Rd home on the right
Community Information
Community Features: Dock
Public facts
Beds: 4
Baths: 2.5
Sq. Ft.: 2,416
Stories: 2.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2009
County: Fluvanna County
APN: 18/A/9//227///
Home facts updated by county records on Aug 20, 2026
Around this home
Schools
West Central Primary School
Public PreK-K • Assigned • 6.8mi
Fluvanna County High School
Public 8-12 • Assigned • 3.0mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Palmyra, VA • 22963
Average low and high temperatures (°F)
43
24
50
30
67
40
75
50
76
55
87
64
90
70
82
63
80
58
70
46
61
38
47
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8 hrs
5.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$373,000 – $451,000
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