OFF MARKET

Off Market Feb 2025 for $630K

$664,402

Est. refi paymentEst. refi $4,336/mo

•

3,259

sq ft

992 Broken Island Rd, Palmyra, VA 22963

About this home

Welcome Home to 992 Broken Island, a stunning four-bedroom, 3.5-bath Cape Cod home on a 2.4 acre corner lot overlooking "Diller Pond" in the highly sought-after Broken Island Community. As you enter the bright and open foyer, you'll feel right at home. Come and enjoy waterfront views all year around! The kitchen has beautiful maple cabinets offering tons of storage, plus a walk-in pantry and island with built in wine rack. Owners Suite is on the main level and features high vaulted ceilings, a huge walk-in closet, a bathroom with dual sinks and a large soaking claw foot tub. The living room area includes a Jotul gas stove perfect to stay warm on cold nights. Off the dining room is a private back deck overlooking the pond and partly fenced in back yard. Upstairs are 2 additional bedrooms, a full bath, and a lot area that could be used as an office area. The terrace level includes another bedroom, full bath, family room with a gas stove fireplace, and more storage space. Walkout basement to back yard. Lots charm throughout this property and there is a full home generator (2023).

Single-familyProperty Type

2003Year Built

2.4 acresLot Size

$204Est. Price/Sq.Ft.

2 car garageParking

Listed by SARAH MONCEAUX • AVENUE REALTY, LLC

Bought with PAUL McARTOR • AVENUE REALTY, LLC

Redfin checked: a few seconds ago

•Source:CAAR #659603

Redfin Estimate

$664,402

$34K since sold in February 2025$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 30.9% higher than the average sale price ($508K) of 6 comparable homes.

SOLD APR 30, 2026
$500,000
A
4 beds2.5 baths2,871 sq ft
127 Island Hill Rd, Palmyra, VA 22947
SOLD JUN 16, 2026
$503,000
B
4 beds3.5 baths3,475 sq ft
198 Jefferson Dr, Palmyra, VA 22963
SOLD MAY 28, 2026
$527,000
C
3 beds3 baths2,464 sq ft
10 Mechunk Ter, Palmyra, VA 22963
SOLD JUN 4, 2026
$475,000
D
3 beds3.5 baths3,451 sq ft
179 Justin Dr, Palmyra, VA 22963
SOLD SEP 4, 2026
$620,000
E
4 beds2.5 baths2,606 sq ft
281 Jefferson Dr, Palmyra, VA 22963
SOLD MAY 22, 2026
$420,000
F
4 beds2.5 baths2,382 sq ft
566 Justin Dr, Palmyra, VA 22963

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Earn from this home

Sell

$135,181

Est. take-home

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Refinance

Est. cash available

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Rent

$2,946/mo

Redfin rental estimate

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Market trends in 22963, VA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.3% MoM

Median sale price

$374K

$9K MoM

Avg. days on market

37d

3 days MoM

Recently sold homes

9 MoM

New listings for sale

$324,000
3 beds2 baths1,396 sq ft
419 Jefferson Dr, Palmyra, VA 22963
$349,999
4 beds3 baths2,158 sq ft
2 Baskin Ct, Palmyra, VA 22963
3D WALKTHROUGH
$450,000
4 beds2.5 baths2,618 sq ft
10 Cliftwood Rd, Palmyra, VA 22963
$389,900
4 beds3 baths2,810 sq ft
13 Horseback Ln, Palmyra, VA 22963
$1,050,000
5 beds3.5 baths3,051 sq ft
27 Ashlawn Blvd, Palmyra, VA 22963
$419,900
3 beds2 baths1,514 sq ft
TBD Lot Shores Rd, Cunningham, VA 22963
$312,500
3 beds2 baths1,252 sq ft
24 Lafayette Dr, Palmyra, VA 22963
$389,900
3 beds2 baths1,737 sq ft
14 Cliftwood Rd, Palmyra, VA 22963
$145,000
2 beds1 bath840 sq ft
316 Main St, Palmyra, VA 22963
VIDEO TOUR
$509,000
4 beds2.5 baths2,769 sq ft
2 Whippoorwill Ln, Palmyra, VA 22963
See all

Provided by Redfin

Sale history for 992 Broken Island Rd

Date

Event

Price

CAAR #659603

Feb 6, 2025

Sold

$630,000

$193/sq ft

Dec 21, 2024

Listed

$650,000

$199/sq ft

Public Records

Nov 4, 2022

Sold

$585,000

$180/sq ft

CAAR #635025

Sep 22, 2022

Listed

$575,000

$176/sq ft

+61

Lovely maintained and beautifully located home on one of the ponds in Broken Island. Light filled home w/ pond views. Open floor plan & multiple outdoor areas for entertaining friends and family. 4 bed/3.5 bath Cape Cod. Master w/ vaulted ceiling, bath with clawfoot tub & separate tile shower. Backyard w/ fenced in area/gently rolling grass area for play or future pool/ seller added a separate road to pond for easy access. Jotul gas stove in LR. addn'l gas stove in family room. Private 60 ac common area w/ access to the Rivanna River & hiking trails. Convenient to Charlottesville and Richmond

Public Records

Jun 17, 2016

Sold

$382,000

$117/sq ft

CAAR #539318

Oct 31, 2015

Listed

$385,000

$118/sq ft

Public Records

Apr 26, 2006

Sold

$415,000

$127/sq ft

CAAR #417926

Sep 27, 2005

Listed

$425,900

$131/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,672 (+20.2%)

$51,800 + $571,100

$622,900

2024

$3,887

$51,800 + $571,100

$622,900

2023

$3,887 (+12.1%)

$51,800 + $408,800

$460,600

2022

$3,469 (−1.6%)

$51,800 + $408,800

$460,600

2021

$3,525 (+3.2%)

$46,800 + $351,900

$398,700

2020

$3,415

$46,800 + $351,900

$398,700

2019

$3,415 (+7.4%)

$46,800 + $322,400

$369,200

2018

$3,181 (+0.2%)

$46,800 + $303,900

$350,700

2017

$3,176 (+2.4%)

$46,300 + $303,900

$350,200

2016

$3,103 (+6.1%)

$46,300 + $292,100

$338,400

2014

$2,925

$46,300 + $286,100

$332,400

Tax history for 992 Broken Island Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,672 (+20.2%)

$51,800 + $571,100

$622,900

2024

$3,887

$51,800 + $571,100

$622,900

2023

$3,887 (+12.1%)

$51,800 + $408,800

$460,600

2022

$3,469 (−1.6%)

$51,800 + $408,800

$460,600

2021

$3,525 (+3.2%)

$46,800 + $351,900

$398,700

2020

$3,415

$46,800 + $351,900

$398,700

2019

$3,415 (+7.4%)

$46,800 + $322,400

$369,200

2018

$3,181 (+0.2%)

$46,800 + $303,900

$350,700

2017

$3,176 (+2.4%)

$46,300 + $303,900

$350,200

2016

$3,103 (+6.1%)

$46,300 + $292,100

$338,400

2014

$2,925

$46,300 + $286,100

$332,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

3.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

2.4 Acres

Year renovated

2014

Sq. Ft.

3,259

Year built

2003

Style

Single Family Residential

County

Fluvanna County

APN

19//16//13///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 2

Parking Information
Parking Features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 3
# of Bathrooms (1/2): 1
# of Main Level Bathrooms: 2
# of Bathrooms (Total Integer): 4

Bedroom Information
# of Main Level Bedrooms: 1

Room 1 Information
Type: Laundry
Level: First

Room 2 Information
Type: Primary Bedroom
Level: First

Room 3 Information
Type: Bathroom
Level: Basement

Room 4 Information
Type: Primary Bathroom
Level: First

Room 5 Information
Type: Bedroom
Level: Basement

Room 6 Information
Type: Bedroom
Level: Second

Room 7 Information
Type: Bathroom
Level: Second

Room 8 Information
Type: Family Room
Level: Basement

Room 9 Information
Type: Half Bath
Level: First

Room 10 Information
Type: Dining Room
Level: First

Room 11 Information
Type: Foyer
Level: First

Room 12 Information
Type: Loft
Level: Second

Room 13 Information
Type: Living Room
Level: First

Room 14 Information
Type: Kitchen
Level: First

Basement Information
Has Basement
Basement: Partially Finished, Walk-Out Access

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 2
Fireplace Features: Electric, Two

Interior Features
Appliances: Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Dryer, Washer
Flooring: Carpet, Ceramic Tile, Hardwood, Slate
Window Features: Double Pane Windows, Screens, Tilt-In Windows
Interior Features: Primary Downstairs, Entrance Foyer, Kitchen Island, Loft, Vaulted Ceiling(s)
Laundry Features: Washer Hookup, Sink

Exterior

Building Information
Building Area Total: 4,110
Foundation Details: Poured
Construction Materials: Brick, Stick Built, Vinyl Siding

Exterior Features
Roof: Composition, Shingle
Patio And Porch Features: Deck, Front Porch, Porch

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: Two
Above Grade Finished Area: 2,129
AboveGradeFinishedAreaUnits: Square Feet
Below Grade Finished Area: 1,130
BelowGradeFinishedAreaUnits: Square Feet
Below Grade Unfinished Area: 431

Lot Information
Lot Size Acres: 2.4
Zoning: A-1 Agricultural

Financial

Tax Information
Tax Annual Amount: $3,887
Parcel Number: 19 16 13
Tax Year: 2024

Utilities

Utility Information
Utilities: Fiber Optic Available
Sewer: Septic Tank
Water Source: Private, Well
Electric: Generator

Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Electric, Multi-Fuel

Location

HOA Information
Has Association
Association Fee: $100
Association Fee Frequency: Annually

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 992 BROKEN ISLAND RD
Directions: From Route 15 or 250, turn onto Union Mills Rd, at 4-way stop turn onto S. Boston Rd heading W. Follow to Broken Island on the left, house on the right.

Community Information
Community Features: Pond

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 3,259
Stories: 1.5
Lot Size: 2.4 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2014
County: Fluvanna County
APN: 19//16//13///

Home facts updated by county records on Aug 20, 2026

Around this home

Schools

West Central Primary School

Public PreK-K • Assigned • 5.0mi

Fluvanna County High School

Public 8-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

3/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$632,000 – $765,000

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Nearby similar homes

$65,000

Land— sq ft

717 Section 2 Lot 369 Jefferson Dr, Palmyra, VA 22963

$685,000

4 beds2.5 baths2,886 sq ft

778 Jefferson Dr, Palmyra, VA 22963

VIDEO TOUR

$509,000

4 beds2.5 baths2,769 sq ft

2 Whippoorwill Ln, Palmyra, VA 22963

$644,900

3 beds3 baths2,305 sq ft

798 Jefferson Dr, Palmyra, VA 22963

$385,000

5 beds3.5 baths3,370 sq ft

3 Elm Ct, Palmyra, VA 22963

$145,000

2 beds1 bath840 sq ft

316 Main St, Palmyra, VA 22963

New listings for sale in 22963

$324,000

3 beds2 baths1,396 sq ft

419 Jefferson Dr, Palmyra, VA 22963

$349,999

4 beds3 baths2,158 sq ft

2 Baskin Ct, Palmyra, VA 22963

3D WALKTHROUGH

$450,000

4 beds2.5 baths2,618 sq ft

10 Cliftwood Rd, Palmyra, VA 22963

$389,900

4 beds3 baths2,810 sq ft

13 Horseback Ln, Palmyra, VA 22963

$1,050,000

5 beds3.5 baths3,051 sq ft

27 Ashlawn Blvd, Palmyra, VA 22963

$419,900

3 beds2 baths1,514 sq ft

TBD Lot Shores Rd, Cunningham, VA 22963

$312,500

3 beds2 baths1,252 sq ft

24 Lafayette Dr, Palmyra, VA 22963

$389,900

3 beds2 baths1,737 sq ft

14 Cliftwood Rd, Palmyra, VA 22963

$145,000

2 beds1 bath840 sq ft

316 Main St, Palmyra, VA 22963

Home values near 992 Broken Island Rd

Data from public records.

Address	Redfin Estimate
1034 Broken Island Rd, Palmyra, VA 4 Beds \| 3.5 Baths \| 3918 Sq. Ft.	$771,964
852 Broken Island Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 2766 Sq. Ft.	$706,660

Address	Redfin Estimate
766 Broken Island Rd, Palmyra, VA 5 Beds \| 4 Baths \| 4247 Sq. Ft.	$1,151,036
494 Broken Island Rd, Palmyra, VA 3 Beds \| 2.5 Baths \| 2492 Sq. Ft.	$622,779

Address	Redfin Estimate
662 Broken Island Rd, Palmyra, VA 5 Beds \| 4.5 Baths \| 4065 Sq. Ft.	$774,227
1150 Broken Island Rd, Palmyra, VA 4 Beds \| 3.5 Baths \| 4146 Sq. Ft.	$830,022

Property information provided by CAAR when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22963, VA

Sale history for 992 Broken Island Rd

Tax history for 992 Broken Island Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22963

Home values near 992 Broken Island Rd

More real estate resources