Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides a beautiful view of the surrounding nature. Take a short stroll to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides a beautiful view of the surrounding nature. Take a short stroll to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
NNAR #110074
Aug 9, 2021
Sold
$425,000
Apr 21, 2021
Listed
$435,000
+17
New Waterfront Home on Rock Hole creek located just off the Chesapeake Bay! This 3 bedroom 2 bath home features a wonderful open floor plan, terrific sunroom, nice kitchen set up! The property has a dock with a waterside Firepit to enjoy those beautiful NNK evenings.
Year
Property tax
Land + Additions
Assessment*
2025
$1,853 (+12.1%)
$42,800 + $207,600
$250,400
2024
$1,653 (−12.0%)
$42,800 + $207,600
$250,400
2023
$1,878 (+23.0%)
$42,800 + $207,600
$250,400
2022
$1,527 (+19.1%)
$42,800 + $207,600
$250,400
2021
$1,282 (+407.8%)
$42,800 + $167,400
$210,200
2020
$253 (−7.4%)
$42,800
2019
$273
$46,200
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
1.62 Acres
Year renovated
—
Finished Sq. Ft.
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Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Northumberland County
APN
29-E-1-0-4-0
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
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Features
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Last updated by owner on Jul 23, 2026.
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 102° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Reedville, VA • 22539
Average low and high temperatures (°F)
41
28
45
32
60
43
69
52
74
60
84
70
87
74
82
69
77
66
68
54
60
45
47
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.1 hrs
6.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 428 Smith Point Road Rd
$494,920
$4,080 under list price of $499K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $155K to $600K.