* * * Veteran Assumable 4.625% Interest Rate, $458,872 Balance * * * Prepped & Move In Ready 5BR, 3.5BA, 3 Level Colonial on Quiet Cul-de-sac! Highlights and Features Include: NEW Mohawk Laminate Plank Flooring Throughout the Main Level; RENOVATED Kitchen w/ 42" Raised Panel Cabinetry w/ Soft Close, Trash Bin Pull Out & Pull Out Shelves, Granite Countertops, NEW Stainless Steel Appliances, Recessed Lighting & Double Door Pantry; Family Room off Kitchen w/ Sliding Glass Door to Rear Deck, Ceiling Fan, & Wood Burning Fireplace w/ Gas Log Insert & Remote; Living & Dining Rooms w/ Crown Molding; 1/2 Bath & Breakfast Room w/ Luxury Vinyl Plank Floors & Sliding Glass Door to Deck Complete the Main Level. The Upper Level Features Primary Bedroom w/ Carpet, Ceiling Fan & Walk In Closet; RENOVATED Primary Bath w/ Ceramic Plank Tile Floors, Dual Sink Vanity w/ Storage & Granite Top, Step in Shower w/ Frameless Glass Door Enclosure, Stone Basin, Marble Shelves, Recessed Shelves, Rain Shower Head w/ Body Spray & Heated Tile Floors(2019); 4 Additional Good Size Bedrooms w/ Carpet & UPDATED Hall Full Bath w/ Ceramic Plank Tile Floor & Tub/Shower w/ Ceramic Tile Surround Complete the Upper Level. The Finished Walkout Basement Features; Large Rec Room w/ UPDATED Sliding Glass Door to Landscaped Yard & Recessed Lighting; Bonus Room/BR6(NTC)w/ Carpet; Full Bath #3 w/ Step In Shower; Utility Room w/ NEW Conveying Whirlpool Washer & Dryer, Folding Station & Built In Cabinetry Complete the Lower Level. Additional Highlights Include Trane Heat Pump 2020; UPDATED 80 Gallon Water Heater(2023); 2 Car Garage w/ Oversized Driveway & Parking Pad Large Enough for Boat/RV/Trailer; Roof w/ Architectural Shingles(2011); Painted Foundation Walls; Beautifully Landscaped Yard w/ Fresh Mulch, Large Azaleas & Stacked Stone Planting Beds; Spacious Deck Overlooking Beautifully Landscaped Yard w/ Shed & Raised Planting Beds; Quiet & Peaceful Location on Cul-de-sac & Just Seconds to Residents Only Rear Gate! The Abundant Aquia Harbour Amenities include 24 Hour Manned Front Gate + Residents Only Rear Gate; Two Pools; State Certified Police Force; Fire Dept; Marina w/ Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/ Pro Shop, Putting Green, Driving Range & the World Famous Clubhouse @ Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/ Tot Lots, Tennis & Basketball; Nature Park Like Surroundings with Tons of Wildlife including Deer, Fox & Bald Eagles, Blue Heron & More! Don't Forget About the Community Events including the Independence Day Celebration w/ Parade and Fireworks, Oktoberfest, Outdoor Movies and More!
Single-familyProperty Type
1989Year Built
0.6 acresLot Size
$199Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Mike Unruh• Keller Williams Capital Properties
Prepped & Move In Ready 4BR, 3.5BA, 3 Level Colonial on Quiet Cul-de-sac! Highlights and Features Include: RENOVATED Kitchen w/ 42" Raised Panel Cabinetry w/ Soft Close, Trash Bin Pull Out & Pull Out Shelves, Granite, Stainless Steel Appliances & Ceramic Tile Floors; NEW Carpet Throughout; NEW Paint; Family Room off Kitchen w/ Sliding Glass Door to Rear Deck, Ceiling Fan, & Wood Burning Fireplace w/ Gas Log Insert & Remote; Living & Dining Rooms w/ Crown Molding; 1/2 Bath & Breakfast Room w/ Ceramic Tile & Sliding Glass Door to Deck Complete the Main Level. The Upper Level Features Primary Bedroom w/ HUGE Sitting Room, Ceiling Fan & Walk In Closet; RENOVATED Primary Bath w/ Step In Shower, Dual Sink Vanity w/ Granite & Heated Tile Floors(2019); 3 Additional Good Size Bedrooms w/ NEW Carpet & UPDATED Hall Full Bath w/ Tub Shower Complete the Level. The Finished Walkout Basement Features; Large Rec Room w/ NEW Sliding Glass Door to Landscaped Yard, Recessed Lighting & Built In Shelves; Den or Not to Code Bedroom; RENOVATED Full Bath #3 w/ Step In Shower; Utility Room w/ Conveying HE Washer & Dryer, Folding Station & Built In Cabinetry Complete The Basement. Additional Highlights Include NEWER Trane Heatpump 2020; NEW 80 Gallon Water Heater(Not Installed); 2 Car Garage w/ Oversize Driveway & Parking Pad Large Enough for Boat/RV/Trailer; UPDATED Roof w/ Architectual Shingles(2011); Spacious Deck Overlooking Beautifully Landscaped Yard w/ Flower Beds; Quiet & Peaceful Location on Cul-de-sac & Just Seconds to Residents Only Rear Gate! Aquia Harbour Amenities include Two Pools; State Certified Police Force; Fire Dept; Marina w/ Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/ Pro Shop, Putting Green, Driving Range & the World Famous Clubhouse @ Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/ Tot Lots, Tennis, Basketball & Abundant Wildlife Including Bald Eagles in the Sky Above!
Public Records
May 1, 1991
Sold
$169,900
$53/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,900 (+3.3%)
$145,000 + $378,100
$523,100
2024
$4,743 (+27.9%)
$145,000 + $378,100
$523,100
2023
$3,708 (+11.2%)
$120,000 + $272,400
$392,400
2022
$3,335 (+7.2%)
$120,000 + $272,400
$392,400
2021
$3,113
$95,000 + $225,900
$320,900
2020
$3,113 (−0.8%)
$95,000 + $225,900
$320,900
2019
$3,137 (+2.0%)
$95,000 + $215,600
$310,600
2018
$3,075 (+7.8%)
$95,000 + $215,600
$310,600
2017
$2,853
$95,000 + $193,200
$288,200
2016
$2,853 (+3.2%)
$95,000 + $193,200
$288,200
2015
$2,764
$95,000 + $176,200
$271,200
2014
$2,763 (+0.3%)
$95,000 + $176,200
$271,200
2013
$2,755
$95,000 + $176,200
$271,200
2012
$2,755 (+7.6%)
$95,000 + $162,500
$257,500
2010
$2,560 (−3.7%)
$75,000 + $157,700
$232,700
2009
$2,659
$110,000 + $206,500
$316,500
2008
$2,659
$110,000 + $206,500
$316,500
Tax history for 309 Raft Cv
Year
Property tax
Land + Additions
Assessment*
2025
$4,900 (+3.3%)
$145,000 + $378,100
$523,100
2024
$4,743 (+27.9%)
$145,000 + $378,100
$523,100
2023
$3,708 (+11.2%)
$120,000 + $272,400
$392,400
2022
$3,335 (+7.2%)
$120,000 + $272,400
$392,400
2021
$3,113
$95,000 + $225,900
$320,900
2020
$3,113 (−0.8%)
$95,000 + $225,900
$320,900
2019
$3,137 (+2.0%)
$95,000 + $215,600
$310,600
2018
$3,075 (+7.8%)
$95,000 + $215,600
$310,600
2017
$2,853
$95,000 + $193,200
$288,200
2016
$2,853 (+3.2%)
$95,000 + $193,200
$288,200
2015
$2,764
$95,000 + $176,200
$271,200
2014
$2,763 (+0.3%)
$95,000 + $176,200
$271,200
2013
$2,755
$95,000 + $176,200
$271,200
2012
$2,755 (+7.6%)
$95,000 + $162,500
$257,500
2010
$2,560 (−3.7%)
$75,000 + $157,700
$232,700
2009
$2,659
$110,000 + $206,500
$316,500
2008
$2,659
$110,000 + $206,500
$316,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
4
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.6 Acres
Year renovated
—
Sq. Ft.
3,198
Year built
1989
Style
Single Family Residential
County
Stafford County
APN
21B 2576
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 19, 2026.
R1
Suburban Residential District
The purpose of the R-1 district is to provide areas which are in close proximity to existing or future development of equivalent or higher densities, and which are intended for low density residential development were public water and sewerage facilities are available. Development in the R-1 district is intended to be characterized by single-family dwellings.
Permitted uses
Include but are not limited to:
Community / recreation center
Religious facility
Day care facility
Housing-Single unit
Infrastructure
Public service
Educational / school
Park & open space
Property details
Parking
Parking Information
Garage Sq. Ft.: 400
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener, Built In, Additional Storage Area, Inside Access
# of Total Garage and Parking Spaces: 11
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 6
Off Street - # of Spaces: 3
Paved Driveway, Asphalt Driveway
Driveway, Attached Garage, Off Street, On Street
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On 1st Upper Level: 5
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3
Interior Information
Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater, Extra Refrigerator/Freezer
Door Features: Insulated, Six Panel, Sliding Glass, Storm
Cable TV Available, Electric Available, Phone Available, Sewer Available, Under Ground, Water Available, (C) Other
Water Source: Public
Municipal Trash: No
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Insurance, Management, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Security Gate, Snow Removal, Trash, Other
HOA/Condo/Coop Amenities: Bar/Lounge, Baseball Field, Basketball Courts, Bike Trail, Boat Slip, Boat Ramp, Club House, Common Grounds, Community Center, Day Care, Dining Rooms, Dog Park, Extra Storage, Fencing, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Marina/Marina Club, Meeting Room, Mooring Area, Non-Lake Recreational Area, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Putting Green, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Other
HOA Website: https://www.aquiaharbour.org
HOA Fee: $156
HOA Fee Frequency: Monthly
Other Fees: $2,550
Other Fees Frequency: One Time
School Information
Elementary School: HAMPTON OAKS
Middle Or Junior School: SHIRLEY C. HEIM
High School: BROOKE POINT
School District Name: STAFFORD COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: 95S to Exit 143A; Straight through stoplight and into Aquia Harbour; Go through Right side of Guard Gate; Left on Richmond to end; Left on Aquia; Stay Right on Aquia at intersection with Harpoon; Right on Aquia at intersection with Farragut; Straight onto Titanic at intersection with Aquia; Right on Commodore Cove; Right on Raft Cove; To 309 Raft Cove on Right. 95N to Exit 143A; Left at stoplight onto RT 1; Right on Washington and into Aquia Harbour; See above. ..
Road Responsibility: Private
Road Surface Type: Paved
Transportation: Airport less than 10 miles, Commuter Lots less than 5 miles
Waterfrontage Information
Water Oriented
Water Body Type: Creek
Water Body Name: Aquia Creek
Public facts
Beds: 4
Baths: 3.5
Sq. Ft.: 3,198
Stories: 2.0
Lot Size: 0.6 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Stafford County
APN: 21B 2576
Home facts updated by county records on Aug 19, 2026
Around this home
Schools
Hampton Oaks Elementary School
Public K-5 • Assigned • 2.7mi
4/10
Shirley C. Heim Middle School
Public 6-8 • Assigned • 2.2mi
3/10
Brooke Point High School
Public 9-12 • Assigned • 3.4mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 103° expected this year, 16 days in 30 years
5/10 Wind Factor
21% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Stafford, VA • 22554
Average low and high temperatures (°F)
41
24
46
29
64
40
72
50
75
56
86
66
90
71
82
64
79
61
70
48
60
40
46
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 4.5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.5 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$604,000 – $731,000
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