Thinking about a river house with a million dollar view of the Rappahannock? Here's your chance less than 1.5 hours from the Richmond area. Waterfront brick 3 bedroom, 2 bath main home & a 576 sq ft brick guest house. This property won’t disappoint. The main house features the perfect layout for the "river lifestyle"-wide open living space with incredible river views that is ideal for family gatherings & entertaining friends. The bedrooms are all tucked away on the other side of the house. The guest house could be set up for kids, guests or even an in-law suite. The property includes a nice pier w/ boatlift & sun deck. The river bottom is sandy & there is plenty of water (3-4 feet) at the end of the dock. The neighborhood beach is adjacent to the property & is perfect for those who love their toes in the sand! Other amenities include a Generac generator, new roof, newer HVAC, a 26x14 covered rear patio with ceiling fans. Kitchen features stainless appliances, built-in microwave, subway tile backsplash & is open to the main living area. There is a 22x8 shed attached to the guest house for storing your gear. Located minutes from the Merroir Restaurant & Urbanna. Not in a flood zone
The views are the first thing that grab you. From the mouth of Mill Creek and all the way to Stngray Point and out into the Rappahannock. This is what living on the River is all about. Wonderful sand bottom. There's a point that gives you protection from the north east swells. Wonderful location for kayaking. Enough water at the end of the dock- 3'/4' to accommodate most power boats. Boat lift is in place but will need some servicing. Overall pier is in good condition w/ Water and electric.
Year
Property tax
Land + Additions
Assessment*
2026
$2,750
$197,000 + $253,800
$450,800
2025
$2,750
$197,000 + $253,800
$450,800
2024
$2,750 (+3.9%)
$197,000 + $253,800
$450,800
2023
$2,647
$197,000 + $253,800
$450,800
2022
$2,647 (+9.9%)
$197,000 + $237,000
$434,000
2021
$2,410
$192,500 + $196,200
$388,700
2020
$2,410
$192,500 + $196,200
$388,700
2019
$2,410 (+1.6%)
$192,500 + $196,200
$388,700
2018
$2,371 (+8.9%)
$192,500 + $196,200
$388,700
2017
$2,177 (+6.1%)
$192,500 + $196,200
$388,700
2016
$2,052
$191,000 + $196,300
$387,300
2014
$2,052 (+10.4%)
$191,000 + $196,300
$387,300
2013
$1,859
$191,000 + $196,300
$387,300
Tax history for 18 Clarke Rd
Year
Property tax
Land + Additions
Assessment*
2026
$2,750
$197,000 + $253,800
$450,800
2025
$2,750
$197,000 + $253,800
$450,800
2024
$2,750 (+3.9%)
$197,000 + $253,800
$450,800
2023
$2,647
$197,000 + $253,800
$450,800
2022
$2,647 (+9.9%)
$197,000 + $237,000
$434,000
2021
$2,410
$192,500 + $196,200
$388,700
2020
$2,410
$192,500 + $196,200
$388,700
2019
$2,410 (+1.6%)
$192,500 + $196,200
$388,700
2018
$2,371 (+8.9%)
$192,500 + $196,200
$388,700
2017
$2,177 (+6.1%)
$192,500 + $196,200
$388,700
2016
$2,052
$191,000 + $196,300
$387,300
2014
$2,052 (+10.4%)
$191,000 + $196,300
$387,300
2013
$1,859
$191,000 + $196,300
$387,300
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.43 Acres
Year renovated
—
Sq. Ft.
1,771
Year built
1978
Style
Single Family Residential
County
Middlesex County
APN
30 7 8B
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Room Information
# of Rooms (Total): 7
Basement Information: Crawl Space
Room 1 Information
Full Bath
Description: Tub & Shower
Level: First
Room 2 Information
Full Bath
Description: Tub & Shower
Level: First
Room 3 Information
Bonus Room
Description: Guest house w/ laminate flr, window unit, closet
Level: First
Dimensions: 24.0 x 24.0
Length: 24.0
Width: 24.0
Room 4 Information
Bedroom 3
Description: Laminate floor, closet
Level: First
Dimensions: 11.0 x 10.0
Length: 11.0
Width: 10.0
Room 5 Information
Description: Tile bath with shower
Level: First
Dimensions: 15.0 x 12.0
Length: 15.0
Width: 12.0
Room 6 Information
Bonus Room
Description: Covered rear patio with ceiling fans
Level: First
Dimensions: 26.0 x 14.0
Length: 26.0
Width: 14.0
Room 7 Information
Bonus Room
Description: Rear foyer
Level: First
Dimensions: 10.0 x 10.0
Length: 10.0
Width: 10.0
Room 8 Information
Dining Room
Description: Laminate flooring
Level: First
Dimensions: 15.0 x 15.0
Length: 15.0
Width: 15.0
Interior Features
Flooring: Laminate, Tile
Exterior
Building Information
Stories: 1
Stories (Total): 1
Year Built Details: Approximate
Roof Details: Shingle
Construction Details: Brick, Frame
Exterior Features
Exterior Features: Boat Lift, Dock, Storage, Shed
Other Structures: Guest House
Lot Information
Lot Size Area: 0.43
Lot Size Acres: 0.43
Lot Features: Water Front
Is Waterfront
Water Body Name: River
Waterfront Features: Dock Access, Mooring, River Access, Boat Ramp/Lift Access, Waterfront
Zoning Description: LDR
Property Information
Resale
Financial
Assessments and Fees
Assessed Value: $388,700
Tax Information
Annual Tax Amount: $2,410
Tax Year: 2019
Utilities
Utility Information
Sewer: Septic Tank
Water Source: Well
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Electric, Heat Pump
Location
Community Information
Community Features: Bulkhead
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,771
Stories: 1.0
Lot Size: 0.43 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: —
County: Middlesex County
APN: 30 7 8B
Home facts updated by county records on Sep 21, 2026
Around this home
Schools
Middlesex Elementary School
Public PreK-5 • Assigned • 4.2mi
4/10
St. Clare Walker Middle School
Public 6-8 • Assigned • 3.8mi
5/10
Middlesex High School
Public 9-12 • Assigned • 9.6mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Topping, VA • 23169
Average low and high temperatures (°F)
43
28
47
32
63
43
71
52
75
59
85
69
87
73
81
67
78
64
70
53
61
44
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$691,000 – $836,000
Sell confidently with a local market expert in Topping. 3 minutes to get started.