The Ultimate Rappahannock River Retreat! Breathtaking wide views, TWO private sand beaches, a private pier (5-6’ MLW), boat lift, & no flood zone—this exceptional property checks every box for a premier riverfront escape. Set behind a gated entrance, this home offers the ideal blend of privacy, luxury, & casual coastal living. Enjoy sunrise & sunset skies, dolphins playing in the river, & yachts cruising by—all from your expansive wraparound waterside deck. The exterior fun is completed with a swim spa/hot tub, fire pit, & an outdoor shower. Inside, the home is designed for easy one-floor living & the ultimate views throughout! The Living Room has a vaulted ceiling, a cozy gas fireplace, & wonderful natural light. The central kitchen features custom cabinetry & a one-of-a-kind antique island, flowing openly into the dining area. The waterfront primary suite is a dream with French doors to the deck, a gas fireplace, dual walk-in closets, and a spa-style bath with a clawfoot tub, tile shower, & double vanities. Bedroom 2 has a private bathroom & a walk-in closet. Bedroom 3 has a deep closet & a full bathroom across the hall. The detached 2-car garage includes a charming guest suite with kitchenette, full bath, & a waterside bedroom—perfect for visitors or rental potential. Just an hour from Richmond & close to great local areas like White Stone, Irvington, Deltaville, Urbanna, & more. This is a rare offering on the coveted Rappahannock River. Come experience unmatched views, easy living, & a lifestyle that only the river can offer. * See Featured Sheet *
Single-familyProperty Type
2016Year Built
1.93 acresLot Size
$579Est. Price/Sq.Ft.
2 car garageParking
Listed by David Dew• IsaBell K. Horsley Real Estate
Listed by Kathleen Dew• IsaBell K. Horsley Real Estate
The Ultimate Rappahannock River Retreat! Breathtaking wide views, TWO private sand beaches, a private pier (5-6' MLW), boat lift, & no flood zone—this exceptional property checks every box for a premier riverfront escape. Set behind a gated entrance, this home offers the ideal blend of privacy, luxury, & casual coastal living. Enjoy sunrise & sunset skies, dolphins playing in the river, & yachts cruising by—all from your expansive wraparound waterside deck. The exterior fun is completed with a swim spa/hot tub, fire pit, & an outdoor shower. Inside, the home is designed for easy one-floor living & the ultimate views throughout! The Living Room has a vaulted ceiling, a cozy gas fireplace, & wonderful natural light. The central kitchen features custom cabinetry & a one-of-a-kind antique island, flowing openly into the dining area. The waterfront primary suite is a dream with French doors to the deck, a gas fireplace, dual walk-in closets, and a spa-style bath with a clawfoot tub, tile shower, & double vanities. Bedroom 2 has a private bathroom & a walk-in closet. Bedroom 3 has a deep closet & a full bathroom across the hall. The detached 2-car garage includes a charming guest suite with kitchenette, full bath, & a waterside bedroom—perfect for visitors or rental potential. Just an hour from Richmond & close to great local areas like White Stone, Irvington, Deltaville, Urbanna, & more. This is a rare offering on the coveted Rappahannock River. Come experience unmatched views, easy living, & a lifestyle that only the river can offer. * See Featured Sheet *
Year
Property tax
Land + Additions
Assessment*
2026
$4,568
$360,300 + $388,500
$748,800
2025
$4,568
$360,300 + $388,500
$748,800
2024
$4,568
$360,300 + $388,500
$748,800
2023
$4,568
$360,300 + $388,500
$748,800
2022
$4,568 (+9.7%)
$360,300 + $388,500
$748,800
2021
$4,165
$355,800 + $316,000
$671,800
2020
$4,165
$355,800 + $316,000
$671,800
2019
$4,165 (+1.6%)
$355,800 + $316,000
$671,800
2018
$4,098 (+22.2%)
$355,800 + $316,000
$671,800
2017
$3,353 (+134.2%)
$355,800 + $242,900
$598,700
2013
$1,431
$294,200 + $4,000
$298,200
Tax history for 940 Plainview Road Rd
Year
Property tax
Land + Additions
Assessment*
2026
$4,568
$360,300 + $388,500
$748,800
2025
$4,568
$360,300 + $388,500
$748,800
2024
$4,568
$360,300 + $388,500
$748,800
2023
$4,568
$360,300 + $388,500
$748,800
2022
$4,568 (+9.7%)
$360,300 + $388,500
$748,800
2021
$4,165
$355,800 + $316,000
$671,800
2020
$4,165
$355,800 + $316,000
$671,800
2019
$4,165 (+1.6%)
$355,800 + $316,000
$671,800
2018
$4,098 (+22.2%)
$355,800 + $316,000
$671,800
2017
$3,353 (+134.2%)
$355,800 + $242,900
$598,700
2013
$1,431
$294,200 + $4,000
$298,200
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Interior Features: Granite Counters, Kitchen Island, Walk-In Closet(s), Master Downstairs
Appliances: Dryer, Dishwasher, Range, Refrigerator, Tankless Water Heater, Washer
Has Fireplace
Fireplace Features: Gas
Room Information
# of Rooms Total: 7
Laundry Features: Washer Hookup
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Dock
Patio And Porch Features: Deck, Patio, Wrap Around
Door Features: French Doors
Roof: Composition
Pool Information
Pool Features: Outdoor Pool, Pool/Spa Combo
Has Spa/Hot Tub
Building Information
Above Grade Finished Area: 2,563
Levels: One
# of Stories Total: 1
Construction Materials: Frame, HardiPlank Type
Property Features
On Waterfront
Waterfront Features: River Front, River Access, Waterfront
Has View
Other Equipment: Generator
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Waterfront
Water Body Name: Rappahannock River
Lot Size : 1.93
Lot Size Area: 1.93
Lot Size Units: Acres
Lot Size Acres: 1.93
Zoning Description: LDR
Financial
Tax Information
Tax Annual Amount: $4,567.68
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School: Middlesex
Middle Or Junior School: Middlesex
High School: Middlesex
Location Information
Directions: From Kilmarnock, head south on Route 3 toward White Stone. In about 9.6 miles, turn right onto Rt 646, then right onto Rt 663. Continue 1 mile, driveway on right.
Subdivision Name: Topping
Public facts
Beds: 2
Baths: 2.5
Sq. Ft.: 2,073
Stories: 1.0
Lot Size: 1.93 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: —
County: Middlesex County
APN: 30 1 2
Home facts updated by county records on Jun 22, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Places
Transit
Middlesex Elementary School
Public PreK-5 • Assigned • 3.2mi
4/10
St. Clare Walker Middle School
Public 6-8 • Assigned • 2.9mi
5/10
Middlesex High School
Public 9-12 • Assigned • 8.2mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Topping, VA • 23169
Average low and high temperatures (°F)
43
28
47
32
63
43
71
52
75
59
85
69
88
73
83
68
78
65
70
53
61
44
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.41M – $1.71M
Sell confidently with a local market expert in Topping. 3 minutes to get started.