OFF MARKET

Off market jun 2022 for $521K

$569,346

Est. refi paymentEst. refi $2,818/mo

•

2,118

sq ft

5570 Union Mills Rd, Troy, VA 22974

About this home

NEW LISTING! Darling Cape Cod with Gorgeous Main Level Living & Privacy! Tons of amenities in this charming property on 3.75 acres! Incredible outdoor living spaces; 30k gallon in-ground swimming pool w/ new pump, screened porch w/ vaulted ceiling, fenced garden & raised beds, shed, carport, covered front porch, numerous fruit trees, creek. Hardwood floors thru-out to include the bedrooms, chair rail, crown molding, pocket doors, heated tile floors in the breakfast room, true home office w/ french doors, built-in cabinetry w/ glass fronts, large mudroom w/ separate entrance. Gourmet kitchen; gas cooking, cherry cabinets, granite counters, stainless steel appliances, island w/ 2nd sink. Formal dining room & formal living room w/ gas fireplace flanked by built-ins. Main level master suite w/ two bay windows, two walk-in closets, linen closet, oversized double vanities, glassed walk-in shower & separate thermostat. Upstairs guest bedrooms both w/ vaulted ceilings, numerous eaves, walk-in storage in attic & separate hvac system. Private entrance to the living room & home office areas. Roof new in 2019. Tankless hot water heater, Kinetico water system. Whole house Generac generator. Firefly & Comcast available. No HOA. MUST SEE!!!!

Single-familyProperty Type

1990Year Built

3.75 acresLot Size

$269Est. Price/Sq.Ft.

1 garage spacesParking

Listed by THE GUNNELS GROUP • LONG & FOSTER - LAKE MONTICELLO

Bought with BRADLEY PITT • JAMIE WHITE REAL ESTATE

Redfin checked: a minute ago

•Source:CAAR #631066

Redfin Estimate

$569,346

$48K since sold in June 2022$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.1% lower than the average sale price ($582K) of 6 comparable homes.

SOLD SEP 28, 2026
$405,000
A
3 beds2 baths1,904 sq ft
1619 Paynes Mill Rd, Troy, VA 22974
SOLD AUG 6, 2026
$650,000
B
3 beds2.5 baths2,395 sq ft
490 Two Rivers Dr, Troy, VA 22974
SOLD JUN 8, 2026
$335,000
C
3 beds2 baths1,414 sq ft
1497 Salem Church Rd, Palmyra, VA 22963
SOLD MAR 17, 2026
$410,000
D
3 beds2.5 baths2,053 sq ft
279 Deer Haven Ln, Troy, VA 22974
SOLD JUL 31, 2026
$1,175,000
E
3 beds2.5 baths2,858 sq ft
34 Chatham Ln, Palmyra, VA 22963
SOLD OCT 27, 2026
$515,000
F
3 beds2.5 baths2,634 sq ft
9 Oak Terrace Dr, Palmyra, VA 22963

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Earn from this home

Sell

$152,581

Est. take-home

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Refinance

Est. cash available

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Rent

$3,081/mo

Redfin rental estimate

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Market trends in 22974, VA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

1.2% MoM

Median sale price

$555K

$17K MoM

Avg. days on market

51d

43 days MoM

Recently sold homes

1 MoM

New listings for sale

$235,000
2 beds1 bath982 sq ft
3293 Zion Rd, Troy, VA 22974
$385,000
3 beds1.5 baths1,352 sq ft
563 Little Creek Rd, Troy, VA 22974
$679,900
4 beds3.5 baths4,016 sq ft
3611 Union Mills Rd, Troy, VA 22974
See all

Provided by Redfin

Sale history for 5570 Union Mills Rd

Date

Event

Price

CAAR #631066

May 31, 2022

Listed

$449,900

$212/sq ft

BRIGHT MLS #VAFN100902

Oct 30, 2020

Sold

$392,000

$185/sq ft

Sep 9, 2020

Listed

$400,000

$189/sq ft

+42

Amenities Galore! Pride of ownership shows in this well cared for cape cod on 3+ acres with NO HOA. 3 Bedrooms with main level Primary that his and her walk in closets and desirable primary bath with tankless hot water heater that services that particular bath. Updated kitchen can be found with cherry cabinets and stainless steel appliances. Work from home? That can be accommodated with office area with built ins and fiber internet that was recently installed. Outdoor space is exceptional with fenced in back yard area for the dog, cat, or other animals. Well maintained inground pool and raised bed vegetable gardens offers something for everyone along with newly planted fruit trees. Shed can be found out back for lawn storage as well! Kinetico Water System installed in 2019, 2019 drinking water system, Septic was pumped in July 2020, new roof in 2019 AND Whole House Generator. Location, Location-8 minutes from Zions Crossroads!

CAAR #608265

Sep 9, 2020

Listed

$400,000

$189/sq ft

Public Records

Dec 19, 2018

Sold

$355,000

$168/sq ft

CAAR #580073

Aug 7, 2018

Listed

$355,000

$168/sq ft

Public Records

Jun 2, 2010

Sold

$295,000

$139/sq ft

CAAR #470920

Oct 24, 2009

Listed

$299,000

$141/sq ft

CAAR #459487

Jan 31, 2009

Listing Removed

—

Nov 18, 2008

Listed

$319,000

$151/sq ft

CAAR #454258

Oct 30, 2008

Listing Removed

—

Jun 11, 2008

Listed

$349,700

$165/sq ft

Public Records

Aug 8, 2006

Sold

$340,900

$161/sq ft

CAAR #423599

Apr 3, 2006

Listed

$369,000

$174/sq ft

CAAR #400559

Nov 17, 2003

Listed

$269,900

$127/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,807 (+0.7%)

$52,875 + $451,400

$504,275

2025

$3,782 (+10.9%)

$52,875 + $451,400

$504,275

2024

$3,411

$52,875 + $451,400

$504,275

2023

$3,411 (+34.3%)

$52,900 + $351,200

$404,100

2022

$2,540 (−1.6%)

$52,900 + $351,200

$404,100

2021

$2,581 (−3.3%)

$50,400 + $241,600

$292,000

2020

$2,669

$50,400 + $241,600

$292,000

2019

$2,669 (+11.2%)

$50,400 + $238,100

$288,500

2018

$2,399

$50,400 + $214,100

$264,500

2017

$2,399 (−0.9%)

$50,400 + $214,100

$264,500

2016

$2,420 (+6.2%)

$50,400 + $213,600

$264,000

2014

$2,278

$50,400 + $208,500

$258,900

Tax history for 5570 Union Mills Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,807 (+0.7%)

$52,875 + $451,400

$504,275

2025

$3,782 (+10.9%)

$52,875 + $451,400

$504,275

2024

$3,411

$52,875 + $451,400

$504,275

2023

$3,411 (+34.3%)

$52,900 + $351,200

$404,100

2022

$2,540 (−1.6%)

$52,900 + $351,200

$404,100

2021

$2,581 (−3.3%)

$50,400 + $241,600

$292,000

2020

$2,669

$50,400 + $241,600

$292,000

2019

$2,669 (+11.2%)

$50,400 + $238,100

$288,500

2018

$2,399

$50,400 + $214,100

$264,500

2017

$2,399 (−0.9%)

$50,400 + $214,100

$264,500

2016

$2,420 (+6.2%)

$50,400 + $213,600

$264,000

2014

$2,278

$50,400 + $208,500

$258,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

1.55

Lot width

—

Lot depth

—

Lot size

3.75 Acres

Year renovated

2000

Sq. Ft.

2,233

Year built

1990

Style

Single Family Residential

County

Fluvanna County

APN

10//10//24///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 1

Parking Information
Has Carport
Carport Spaces: 2
Parking Features: Attached, Carport, Garage Faces Front, Garage, Garage Door Opener

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 1
# of Main Level Bathrooms: 2
# of Bathrooms (Total Integer): 3

Bedroom Information
# of Main Level Bedrooms: 1

Room 1 Information
Level: First

Room 2 Information
Type: Kitchen
Level: First

Room 3 Information
Type: Primary Bathroom
Level: First

Room 4 Information
Type: Living Room
Level: First

Room 5 Information
Type: Bathroom
Level: Second

Room 6 Information
Type: Family Room
Level: First

Room 7 Information
Type: Breakfast Room/Nook
Level: First

Room 8 Information
Type: Primary Bedroom
Level: First

Room 9 Information
Type: Laundry
Level: First

Room 10 Information
Type: Bedroom
Level: Second

Room 11 Information
Type: Half Bath
Level: First

Room 12 Information
Type: Utility Room
Level: Second

Room 13 Information
Type: Dining Room
Level: First

Basement Information
Basement: Crawl Space

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Fireplace Features: One, Gas Log

Interior Features
Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Water Softener
Flooring: Ceramic Tile, Hardwood
Interior Features: Double Vanity, Primary Downstairs, Permanent Attic Stairs, Walk-In Closet(s), Home Office, Kitchen Island, Utility Room
Laundry Features: Washer Hookup, Dryer Hookup

Exterior

Building Information
Building Area Total: 2,569
Foundation Details: Block
Construction Materials: Stick Built, Vinyl Siding

Exterior Features
Exterior Features: Porch
Roof: Architectural
Patio And Porch Features: Front Porch, Porch, Screened
Fencing: Partial

Pool Information
Has Private Pool
Pool Features: Private, Association

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: One and One Half
Above Grade Finished Area: 2,118
AboveGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaUnits: Square Feet

Lot Information
Lot Size Acres: 3.75
Lot Features: Native Plants
Zoning: A-1 Agricultural

Financial

Tax Information
Tax Annual Amount: $2,540.40
Parcel Number: 10-10-24
Tax Year: 2021

Utilities

Utility Information
Utilities: Cable Available, Fiber Optic Available, Propane
Sewer: Septic Tank
Water Source: Private, Well
Electric: Underground, Generator

Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Heat Pump

Location

HOA Information
Association Fee Includes: Pool(s)
Association Amenities: Pool

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 5570 UNION MILLS RD
Directions: From Zions Crossroads to Rt 15, take a Right onto Union Mills Rd, property is on the left.

Community Information
Community Features: Stream

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,233
Stories: 1.55
Lot Size: 3.75 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: 2000
County: Fluvanna County
APN: 10//10//24///

Home facts updated by county records on Oct 16, 2026

Around this home

Schools

K - 12
Preschool & daycare

Fluvanna Middle

Public 5-7 • Assigned • 7.3mi

6/10

Fluvanna County High School

Public 8-12 • Assigned • 4.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Troy, VA • 22974

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$541,000 – $655,000

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Land— sq ft

717 Section 2 Lot 369 Jefferson Dr, Palmyra, VA 22963

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3 beds2 baths1,125 sq ft

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Fully fenced yard • Front porch • Back deck

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4 beds3 baths3,248 sq ft

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Large kitchen • Natural light • Cathedral ceilings

New listings for sale in 22974

$235,000

2 beds1 bath982 sq ft

3293 Zion Rd, Troy, VA 22974

Vinyl sided home • Double lot • Private location

$385,000

3 beds1.5 baths1,352 sq ft

563 Little Creek Rd, Troy, VA 22974

Wooded acres • Open kitchen • Custom-built storage

$679,900

4 beds3.5 baths4,016 sq ft

3611 Union Mills Rd, Troy, VA 22974

Open floor plan • Firepit • 4 season sunroom

Home values near 5570 Union Mills Rd

Data from public records.

Address	Redfin Estimate
5577 Union Mills Road, Troy, VA 2 Beds \| 1 Baths \| 640 Sq. Ft.	$280,499
5799 Union Mills Road, Troy, VA 4 Beds \| 3 Baths \| 3252 Sq. Ft.	$523,342
5316 Union Mills Road, Troy, VA 2 Beds \| 1 Baths \| 868 Sq. Ft.	$153,892
5507 Union Mills Road, Troy, VA 3 Beds \| 3.5 Baths \| 2251 Sq. Ft.	$468,431
5506 Union Mills Road, Troy, VA 2 Beds \| 2.5 Baths \| 2064 Sq. Ft.	$421,974
5594 Union Mills Road, Troy, VA 5 Beds \| 3.5 Baths \| 3453 Sq. Ft.	$665,856
5441 Union Mills Road, Troy, VA 3 Beds \| 1.5 Baths \| 1170 Sq. Ft.	$320,617

Address	Redfin Estimate
5915 Union Mills Road, Troy, VA 3 Beds \| 4.5 Baths \| 3519 Sq. Ft.	$602,521
5772 Union Mills Road, Troy, VA 4 Beds \| 2 Baths \| 1824 Sq. Ft.	$383,627
5659 Union Mills Road, Troy, VA 3 Beds \| 2.5 Baths \| 2184 Sq. Ft.	$451,621
5741 Union Mills Road, Troy, VA 3 Beds \| 3 Baths \| 2376 Sq. Ft.	$463,835
5477 Union Mills Road, Troy, VA 4 Beds \| 3 Baths \| 2930 Sq. Ft.	$550,053
5779 Union Mills Road, Troy, VA 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$324,495
5747 Union Mills Road, Troy, VA 4 Beds \| 3.5 Baths \| 2944 Sq. Ft.	$521,757

Address	Redfin Estimate
5682 Union Mills Road, Troy, VA 4 Beds \| 5.5 Baths \| 3562 Sq. Ft.	$694,107
5728 Union Mills Road, Troy, VA 3 Beds \| 1 Baths \| 1404 Sq. Ft.	$291,948
5534 Union Mills Road, Troy, VA 3 Beds \| 2 Baths \| 1670 Sq. Ft.	$379,776
5912 Union Mills Road, Troy, VA 3 Beds \| 3 Baths \| 2772 Sq. Ft.	$459,944
5985 Union Mills Road, Troy, VA 4 Beds \| 2.5 Baths \| 2198 Sq. Ft.	$523,926
5802 Union Mills Road, Troy, VA 5 Beds \| 2.5 Baths \| 2012 Sq. Ft.	$394,197
5852 Union Mills Road, Troy, VA 4 Beds \| 3 Baths \| 2457 Sq. Ft.	$410,358

Property information provided by CAAR when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22974, VA

Sale history for 5570 Union Mills Rd

Tax history for 5570 Union Mills Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22974

Home values near 5570 Union Mills Rd

More real estate resources