OFF MARKET

Off Market Jun 2025 for $1.1M

$1,174,633

Est. refi paymentEst. refi $7,743/mo

•

2,166

sq ft

450 Coves Rd, Union Hall, VA 24176

About this home

Welcome to your dream escape in the prestigious gated community of The Coves. This 3-bedroom, 2.5-bath lakefront home offers the perfect blend of charm, character, and modern comfort—all nestled in a peaceful, natural setting on Smith Mountain Lake. Enjoy sweeping lake views from not one, but two covered porches, including a cozy side porch with a masonry stone, wood-burning fireplace—an ideal spot for relaxing year-round. Inside, you'll find vaulted ceilings with exposed wood beams, an open floor plan, and custom wallpaper accents in the kitchen and baths that add warmth and personality. Upstairs, a versatile loft area provides bonus living space, currently styled as a fun and functional bunk room. Downstairs, the walk-out basement features a spacious family room and a dedicated workspace perfect for a home office or creative studio. Step outside to your newly added private dock complete with a boat slip, entertainment-ready stationary deck with boat house, and floater just steps from your back door. Residents of The Coves enjoy access to walking trails, a community amphitheater, and the tranquility of lakeside living with the security of a gated neighborhood. This home is full of thoughtful decorative details and timeless charm that truly set it apart.

Single-familyProperty Type

2015Year Built

1.11 acresLot Size

$542Est. Price/Sq.Ft.

Listed by KATHRYN PIGNATELLA • FIRST CHOICE REAL ESTATE LLC - HARDY

Bought with KATHRYN PIGNATELLA • FIRST CHOICE REAL ESTATE LLC - HARDY

Redfin checked: a minute ago

•Source:MLSRV #915924

Redfin Estimate

$1,174,633

$10K since sold in June 2025$7,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 154.8% higher than the average sale price ($461K) of 6 comparable homes.

SOLD MAY 1, 2026
$590,000
A
3 beds2.5 baths2,309 sq ft
5 Reserve Rd, Moneta, VA 24121
SOLD AUG 13, 2026
$389,000
B
3 beds2 baths1,544 sq ft
462 Gilford Rd, Wirtz, VA 24184
SOLD JUL 24, 2026
$464,900
C
3 beds2.5 baths1,844 sq ft
81 Belvior Cir, Moneta, VA 24121
SOLD JUN 18, 2026
$522,000
D
3 beds2 baths1,600 sq ft
26 Royal Tern St, Wirtz, VA 24184
SOLD AUG 14, 2026
$490,000
E
4 beds3 baths1,864 sq ft
95 Sunny Field Rd, Wirtz, VA 24184
SOLD DEC 9, 2025
$309,900
F
3 beds3 baths2,184 sq ft
260 Harbor Landing Dr, Moneta, VA 24121

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Earn from this home

Refinance

Est. cash available

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Rent

$3,337/mo

Redfin rental estimate

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Market trends in 24176, VA

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.6%

0.7% MoM

Median sale price

$925K

$209 MoM

Avg. days on market

20d

85 days MoM

Recently sold homes

3 MoM

New listings for sale

$995,000
5 beds4 baths3,932 sq ft
355 Haley Scott Dr, Union Hall, VA 24176
$1,149,900
4 beds3 baths3,240 sq ft
1276 Belle Isle Dr, Union Hall, VA 24176
See all

Provided by Redfin

Sale history for 450 Coves Rd

Date

Event

Price

MLSRV #915924

Jun 13, 2025

Sold

$1,185,000

$547/sq ft

May 6, 2025

Pending

—

Apr 22, 2025

Price Changed

$1,250,000

$577/sq ft

Apr 5, 2025

Listed

$1,299,000

$600/sq ft

Public Records

Sep 18, 2020

Sold

$440,000

$203/sq ft

MLSRV #863448

Mar 23, 2020

Listing Removed

—

Sep 23, 2019

Listed

$450,000

$208/sq ft

MLSRV #851576

Aug 1, 2019

Listing Removed

—

Aug 17, 2018

Listed

$499,000

$230/sq ft

MLSRV #846305

Jul 19, 2018

Listing Removed

—

Mar 23, 2018

Listed

$529,000

$244/sq ft

MLSRV #831668

Nov 1, 2017

Listing Removed

—

Nov 1, 2016

Listed

$529,000

$244/sq ft

MLSRV #817813

Jan 28, 2016

Listing Removed

—

Jul 31, 2015

Listed

$469,950

$217/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,699

$196,100 + $431,600

$627,700

2024

$2,699 (−2.5%)

$196,100 + $431,600

$627,700

2023

$2,769

$186,100 + $267,800

$453,900

2022

$2,769 (+4.9%)

$186,100 + $267,800

$453,900

2021

$2,640

$165,000 + $267,800

$432,800

2020

$2,640 (+13.8%)

$165,000 + $267,800

$432,800

2019

$2,320

$155,000 + $225,400

$380,400

2018

$2,320 (+10.9%)

$155,000 + $225,400

$380,400

2017

$2,092 (+28.9%)

$155,000 + $225,400

$380,400

2016

$1,623 (+45.4%)

$155,000 + $140,100

$295,100

2014

$1,116

$203,000

Tax history for 450 Coves Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,699

$196,100 + $431,600

$627,700

2024

$2,699 (−2.5%)

$196,100 + $431,600

$627,700

2023

$2,769

$186,100 + $267,800

$453,900

2022

$2,769 (+4.9%)

$186,100 + $267,800

$453,900

2021

$2,640

$165,000 + $267,800

$432,800

2020

$2,640 (+13.8%)

$165,000 + $267,800

$432,800

2019

$2,320

$155,000 + $225,400

$380,400

2018

$2,320 (+10.9%)

$155,000 + $225,400

$380,400

2017

$2,092 (+28.9%)

$155,000 + $225,400

$380,400

2016

$1,623 (+45.4%)

$155,000 + $140,100

$295,100

2014

$1,116

$203,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

1.11 Acres

Year renovated

2020

Sq. Ft.

2,266

Year built

2015

Style

Single Family Residential

County

Franklin County

APN

052/10/007/00////

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

Property details

Interior

Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 1

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1

Interior Features
# of Rooms (Total): 10
Appliances: Microwave Oven (Built In)
Door Features: Fiberglass, Full View
Flooring: Carpet, Tile, Wood
Interior Features: Masonry Fireplace

Exterior

Building Information
Building Area (Total): 2,166
Year Built: 2015

Exterior Features
Patio And Porch Features: Front Porch, Side Porch

Property Information
PropertyType: Residential

Lot Information
Lot Size Area: 1.11
Lot Size Acres: 1.11
Lot Size Square Feet: 48,351.6
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove

Financial

Tax Information
Tax Annual Amount: $3,828.97
Parcel Number: 052 10-007 00

Utilities

Heating & Cooling
Has Heating
Heating: Heat Pump

Location

HOA Information
Has Home Owners Association
Association Fee: $1,200
Association Fee Frequency: Annually

School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County

Location Information
Directions: Rt 40 to Union Hall, turn onto Kemp Ford RD, L on Standiford RD, R on Rock Cliff RD, L on Ivy LN to R on Coves RD home on R.

Community Information
Community Features: Marina Access, Trail Access

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,266
Stories: 1.5
Lot Size: 1.11 acres
Style: Single Family Residential
Year Built: 2015
Year Renovated: 2020
County: Franklin County
APN: 052/10/007/00////

Home facts updated by county records on Jul 29, 2026

Other

Listing Information
ListingId: 915924
ListPrice: $1,250,000

Around this home

Schools

Glade Hill Elementary School

Public PreK-5 • Assigned • 4.0mi

7/10

Benjamin Franklin Middle School

Public 6-8 • Assigned • 9.7mi

7/10

Franklin County High School

Public 9-12 • Assigned • 9.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 102° expected this year, 18 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Union Hall, VA • 24176

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.7 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.12M – $1.35M

Sell confidently with a local market expert in Union Hall. 3 minutes to get started.

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New listings for sale in 24176

$995,000

5 beds4 baths3,932 sq ft

355 Haley Scott Dr, Union Hall, VA 24176

$1,149,900

4 beds3 baths3,240 sq ft

1276 Belle Isle Dr, Union Hall, VA 24176

Home values near 450 Coves Rd

Data from public records.

Address	Redfin Estimate
522 Coves Rd, Union Hall, VA 4 Beds \| 3 Baths \| 2465 Sq. Ft.	$996,168
95 Watersong Cir, Union Hall, VA 5 Beds \| 4.5 Baths \| 4031 Sq. Ft.	$1,801,244

Address	Redfin Estimate
490 Coves Rd, Union Hall, VA 3 Beds \| 2.5 Baths \| 3248 Sq. Ft.	$1,308,029

Address	Redfin Estimate
531 Coves Rd, Union Hall, VA 3 Beds \| 3.5 Baths \| 2398 Sq. Ft.	$1,282,321

Property information provided by MLSRV when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 24176, VA

Sale history for 450 Coves Rd

Tax history for 450 Coves Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 24176

Home values near 450 Coves Rd

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