Truly an Artist River Retreat on Dymer Creek with grand views of the Chesapeake Bay. Cottage was built in 1974 and is a great place to have your own year around retreat. A large deck that overlaps the water is ideal for enjoying the southeasterly views. A large point of land with 1.6 acres plus addition . 06 acre lot that offers privacy and your own little world. Cottage offers a small finger dock, launch area and beach area. The point site wraps the point and gives you the ideal spot on the Dymer Creek side to add your large dock. Cottage offers great room with round gas fireplace with metal flue, kitchen/eating area nad sitting area. 1 bedroom and bath on first floor and two bedrooms and bath in loft. A wonderful get away from the city stress to relax, fish, play and enjoy. 2 Beautiful lots with 2.2 acres of land. The cottage is original and very livable but also offers many ideas for modernization. Rustic but charming. Spectacular site and views for your own private escape. The current owners have loved their retreat for many years and painted beautiful paintings of our special part of the Bay. Come visit yourself and imagine the fun you can have at the Bay.
Single-familyProperty Type
1974Year Built
2.2 acresLot Size
$523Est. Price/Sq.Ft.
Listed by Sandra Hargett• VirginiaBay Properties, Inc.
Truly an Artist River Retreat on Dymer Creek with grand views of the Chesapeake Bay. Cottage was built in 1974 and is a great place to have your own year around retreat. A large deck that overlaps the water is ideal for enjoying the southeasterly views. A large point of land with 1.6 acres plus addition . 06 acre lot that offers privacy and your own little world. Cottage offers a small finger dock, launch area and beach area. The point site wraps the point and gives you the ideal spot on the Dymer Creek side to add your large dock. Cottage offers great room with round gas fireplace with metal flue, kitchen/eating area nad sitting area. 1 bedroom and bath on first floor and two bedrooms and bath in loft. A wonderful get away from the city stress to relax, fish, play and enjoy. 2 Beautiful lots with 2.2 acres of land. The cottage is original and very livable but also offers many ideas for modernization. Rustic but charming. Spectacular site and views for your own private escape. The current owners have loved their retreat for many years and painted beautiful paintings of our special part of the Bay. Come visit yourself and imagine the fun you can have at the Bay.
CBRAR #1823779
Nov 18, 2019
Sold
$300,000
$301/sq ft
Jun 28, 2018
Listed
$348,900
$350/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,646
$288,500 + $10,800
$299,300
2024
$1,646 (−24.7%)
$288,500 + $10,800
$299,300
2023
$2,187
$238,500 + $108,700
$347,200
2022
$2,187
$238,500 + $108,700
$347,200
2021
$2,187
$238,500 + $108,700
$347,200
2020
$2,187
$238,500 + $108,700
$347,200
2019
$2,187 (+6.3%)
$238,500 + $108,700
$347,200
2018
$2,057
$242,500 + $106,200
$348,700
2017
$2,057 (+9.3%)
$242,500 + $106,200
$348,700
2016
$1,882
$242,500 + $106,200
$348,700
2014
$1,883 (+7.5%)
$242,500 + $106,200
$348,700
2012
$1,751
$242,500 + $106,200
$348,700
Tax history for 28 Factory Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,646
$288,500 + $10,800
$299,300
2024
$1,646 (−24.7%)
$288,500 + $10,800
$299,300
2023
$2,187
$238,500 + $108,700
$347,200
2022
$2,187
$238,500 + $108,700
$347,200
2021
$2,187
$238,500 + $108,700
$347,200
2020
$2,187
$238,500 + $108,700
$347,200
2019
$2,187 (+6.3%)
$238,500 + $108,700
$347,200
2018
$2,057
$242,500 + $106,200
$348,700
2017
$2,057 (+9.3%)
$242,500 + $106,200
$348,700
2016
$1,882
$242,500 + $106,200
$348,700
2014
$1,883 (+7.5%)
$242,500 + $106,200
$348,700
2012
$1,751
$242,500 + $106,200
$348,700
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
1.3
Lot width
—
Lot depth
—
Lot size
1.6 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Lancaster County
APN
29 104
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
Property details
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Window Unit(s)
Has Heating
Heating: Baseboard, Electric
Interior Features
Appliances: Cooktop, Dryer, Electric Water Heater, Refrigerator, Washer
Has Fireplace
Fireplace Features: Gas
Room Information
# of Rooms Total: 5
Exterior
Exterior Features
Roof: Composition
Pool Information
Pool Features: None
Building Information
# of Stories Total: 1
Construction Materials: Frame, Wood Siding
Property Features
On Waterfront
Waterfront Features: River Front
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Waterfront
Water Body Name: Chesapeake Bay
Lot Size : 2.2
Lot Size Area: 2.2
Lot Size Units: Acres
Lot Size Acres: 2.2
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $2,057
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster
Location Information
Directions: From Kilmarnock, Turn left on Chase Road, Turn Right on Poplar Neck Road, go to lead in sign at Factory Road on your left. Follow around the R/W to the wooded property straight ahead.
Subdivision Name: None
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: 1.3
Lot Size: 1.6 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Lancaster County
APN: 29 104
Home facts updated by county records on Sep 8, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 3.5mi
3/10
Lancaster High School
Public 8-12 • Assigned • 9.0mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
White Stone, VA • 22578
Average low and high temperatures (°F)
42
29
46
33
61
44
69
53
74
60
84
70
86
75
80
68
76
65
69
54
60
46
48
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.