Cozy 2 ensuite bedroom cottage (one on each floor) with lots of surrounding privacy on 2 acres. Convenient to the Tri-Cities of White Stone, Irvington & Kilmarnock. Creatively "RIVAH" decorated and updated with all the modern conveniences - OFFERED FULLY FURNISHED AND READY TO MOVE IN OR RENT OUT - right down to the silverware! Documented history of (5) years of rental income for investment property or a relaxing water-view home. Water views of Little Bay and privacy on 2.18 acres. Flood insurance is $670 annually. New Roof in 2023 - 4 new Mini-Split HVAC Systems in 2024 & new Engineered Septic in 2019. Separate Storage Shed sold "AS IS".
Single-familyProperty Type
1880Year Built
2.18 acresLot Size
$228Est. Price/Sq.Ft.
Listed by John Mecke• Isabell K. Horsley R. E., Ltd.
Coastal cottage located on Windmill Point Road with close proximity to Windmill Point marina for boat ramp and beach access, Tides Inn resort and Irvington. It has a documented history of (3) years of rental income for investment property or a 2nd home for weekenders. It has water views of Little Bay and privacy on 2.18 acres. It contains some of the original 1880's interior on the 2nd floor when the home was raised and new construction on the 1st floor with a new addition in the rear. Flood insurance is $456 annually. The owners have installed a new engineered septic system. Seller is a licensed realtor in Virginia.
CBRAR #2013129
Jun 17, 2020
Sold
$230,000
$145/sq ft
May 4, 2020
Listed
$230,000
$145/sq ft
+21
Coastal cottage located on Windmill Point road with close proximity to Windmill Point marina for boat ramp and beach access, Tides Inn resort and Irvington. It is also a great investment property with (3) years of documented earnings by weekly renters or a 2nd home for weekenders. It has water views of Little Bay and privacy on 2.18 acres. It contains some of the original interior of the old school built in 1880 on the 2nd floor with original pine floors and 9' ceilings. The 1st floor is new construction. It features (2) bedroom suites, an updated 2nd floor kitchen and dining area with a large living room on the 1st floor. Flood insurance is $456/year. It has a NEW Engineered SEPTIC SYSTEM. Seller is a licensed realtor in the state of Virginia.
Public Records
Jul 1, 2005
Sold
$90,000
$57/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,559
$40,300 + $243,100
$283,400
2024
$1,559 (+39.2%)
$40,300 + $243,100
$283,400
2023
$1,120
$40,300 + $137,500
$177,800
2022
$1,120
$40,300 + $137,500
$177,800
2021
$1,120
$40,300 + $137,500
$177,800
2020
$1,120
$40,300 + $137,500
$177,800
2019
$1,120 (+239.6%)
$40,300 + $137,500
$177,800
2018
$330
$22,800 + $33,100
$55,900
2017
$330 (+9.6%)
$22,800 + $33,100
$55,900
2016
$301 (−0.3%)
$22,800 + $33,100
$55,900
2014
$302 (+17.9%)
$22,800 + $33,100
$55,900
2012
$256
$22,800 + $33,100
$55,900
Tax history for 4812 Windmill Point Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,559
$40,300 + $243,100
$283,400
2024
$1,559 (+39.2%)
$40,300 + $243,100
$283,400
2023
$1,120
$40,300 + $137,500
$177,800
2022
$1,120
$40,300 + $137,500
$177,800
2021
$1,120
$40,300 + $137,500
$177,800
2020
$1,120
$40,300 + $137,500
$177,800
2019
$1,120 (+239.6%)
$40,300 + $137,500
$177,800
2018
$330
$22,800 + $33,100
$55,900
2017
$330 (+9.6%)
$22,800 + $33,100
$55,900
2016
$301 (−0.3%)
$22,800 + $33,100
$55,900
2014
$302 (+17.9%)
$22,800 + $33,100
$55,900
2012
$256
$22,800 + $33,100
$55,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
2.18 Acres
Year renovated
1979
Sq. Ft.
1,584
Year built
1880
Style
Single Family Residential
County
Lancaster County
APN
36 68
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s)
Has Heating
Heating: Wood Stove, Electric, Forced Air
Interior Features
Interior Features: Eat-in Kitchen
Window Features: Storm Window(s)
Appliances: Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
Flooring: Hardwood
Room Information
# of Rooms Total: 6
Exterior
Exterior Features
Patio And Porch Features: Deck, Screened
Building Information
# of Stories Total: 2
Construction Materials: Asbestos, Stucco
Foundation Details: Slab
Property Features
Security Features: Smoke Detector(s)
Other Structures: Shed(s)
Property Information
Property Type: Residential
Raw Mls Property Sub Type: Water View Residential
Lot Information
Water Body Name: LITTLE BAY
Lot Size : 2.1806
Lot Size Acres: 2.1806
Zoning Description: A-1
Financial
Tax Information
Tax Annual Amount: $1,120
Utilities
Utility Information
Water Source: Public
Utilities: Cable Available
Sewer: Septic Tank
Location
Location Information
Subdivision Name: NONE
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,584
Stories: 2.0
Lot Size: 2.18 acres
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1979
County: Lancaster County
APN: 36 68
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
AttributionContact: 8047582430
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 6.9mi
3/10
Lancaster High School
Public 8-12 • Assigned • 12.4mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
White Stone, VA • 22578
Average low and high temperatures (°F)
42
29
46
33
61
44
69
53
74
60
84
70
87
75
82
69
77
66
69
54
60
46
48
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.