For sale

$495,000

Est. $2,847/mo

•

1,248

sq ft

5490 Irvington Rd, White Stone, VA 22578

About this home

Just the spot you've been searching for! Custom contemporary cottage overlooking highly desirable Carter's Creek in Whitestone. Peaceful, park-like setting that gives you all you could ask for and more. A-frame 2 bedroom, cedar sided cottage with 2 full baths and open-concept floor plan. Stainless appliances, high ceilings, loads of space, with lots of windows providing natural sunlight throughout. New platform deck as you walk down towards the creek is perfect spot to relax in the shade and enjoy watching the wildlife. New dock ready for small skiff, paddle boarding, and kayaking. Located in Whitestone, next to Irvington, and Kilmarnock. Just up the road from the Tides Inn and in the perfect location for bicycling around town where you can enjoy shopping, art galleries, farmer's markets and fabulous restaraunts. This private, wooded property offers shade, peace, and serenity. A perfect dock to crab and fish, and is located close to all the fun. This is where you will love to be to relax and enjoy River life to the fullest!

Single-familyProperty Type

2004Year Built

0.66 acresLot Size

$397Price/Sq.Ft.

3 car garageParking

Listed by Nina Watkins • Isabell K. Horsley Real Estate

Listing updated: Aug 18, 2026 at 10:46am

Redfin checked: 2 minutes ago

•Source:CBRAR #202601212

Payment calculator

$2,847 per month

Principal and interest$2,568

Property taxes

$159

HOA dues

Home insurance

$120

Utilities

Add

5 minutes to get started. No credit impact.

Mortgage resources

Open houses

No upcoming open houses.

Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

Lancaster Elementary School

Public K-7 • Assigned • 4.1mi

3/10

Lancaster High School

Public 8-12 • Assigned • 8.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

5490 Irvington Rd · $495,000

DAYS ON MARKET

The average home goes pending in 64 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median sale price in this area is $518,622. (5% higher than this home)

PRICE DROP

28% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Interior features
Beamed ceilings
Cathedral ceilings
High ceilings
Ceiling fans
Laminate countertops
Master suite on main level
Screens on windows
Gas fireplace (1)

Bedrooms
Master bedroom located on the downstairs/main level

Bathrooms
2 full bathrooms

Kitchen
Cooktop
Range
Microwave
Dishwasher
Refrigerator
Laminate countertops

Laundry & utility
Washer hookup
Dryer (appliance listed)

Flooring
Wood flooring

Heating & cooling
Central air
Ceiling fans
Electric heating
Heat pump
Wood stove

Sale and tax history for 5490 Irvington Rd

Sale History
Tax History

Date

Event

Price

CBRAR #202601212

Aug 18, 2026

Listed

$495,000

$397/sq ft

Aug 4, 2026

Coming Soon

$495,000

$397/sq ft

NNAR #106912

Nov 24, 2020

Sold

$320,000

$256/sq ft

Mar 12, 2020

Listed

$337,000

$270/sq ft

Tree house on Carter's Creek!!! Lovely custom home with back deck overlooking the creek and the dock. Surrounded by trees and completely private, a screen porch runs along the entire side of the home. Huge front deck. Great room with cathedral ceiling and open floor plan. Second level loft area. Charming craftsman window and door trim and hardwood floors throughout. Two waterside bedrooms with lots of windows and attached baths. New HVAC in March 2020. All new decking on the dock. No grass to mow here, not even one blade. More time to relax and enjoy the beautiful surroundings and nature. Launch your canoe or kayak from the dock and explore all the nooks in Carters Creek. Keep a larger boat at one of the nearby marinas, less than 2 miles away. Close to the towns of Irvington and Kilmarnock for restaurants and shopping.

CBRAR #2007264

Nov 24, 2020

Sold

$320,000

$256/sq ft

Mar 6, 2020

Listed

$337,000

$270/sq ft

+32

Tree house on Carter’s Creek!!! Lovely custom home with back deck overlooking the creek and the dock. Surrounded by trees and completely private, a screen porch runs along the entire side of the home. Huge front deck. Great room with cathedral ceiling and open floor plan. Second level loft area. Charming craftsman window and door trim and hardwood floors throughout. Two waterside bedrooms with lots of windows and attached baths. New HVAC in March 2020. All new decking on the dock. No grass to mow here, not even one blade. More time to relax and enjoy the beautiful surroundings and nature. Launch your canoe or kayak from the dock and explore all the nooks in Carters Creek. Keep a larger boat at one of the nearby marinas, less than 2 miles away. Close to the towns of Irvington and Kilmarnock for restaurants and shopping.

CBRAR #1815479

Jul 12, 2018

Sold

$285,000

$228/sq ft

May 10, 2018

Listed

$299,000

$240/sq ft

Public Records

Nov 21, 2003

Sold

$272,500

$218/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,910

$100,000 + $247,300

$347,300

2024

$1,910 (+17.5%)

$100,000 + $247,300

$347,300

2023

$1,625

$85,000 + $173,000

$258,000

2022

$1,625

$85,000 + $173,000

$258,000

2021

$1,625

$85,000 + $173,000

$258,000

2020

$1,625

$85,000 + $173,000

$258,000

2019

$1,625 (−9.6%)

$85,000 + $173,000

$258,000

2018

$1,797

$116,500 + $188,100

$304,600

2017

$1,797 (+9.3%)

$116,500 + $188,100

$304,600

2016

$1,644

$116,500 + $188,100

$304,600

2014

$1,645 (+3.2%)

$116,500 + $188,100

$304,600

2012

$1,594

$116,500 + $188,100

$304,600

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.66 Acres

Year renovated

2016

Finished Sq. Ft.

1,248

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,248

Year built

2004

Style

Single Family Residential

County

Lancaster County

APN

34 94E

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Mar 13, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

White Stone, VA • 22578

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 5490 Irvington Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $350,000 and $730,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $350K to $730K.

SOLD MAY 22, 2026
$529,950 Last sold price
3 beds2 baths2,551 sq ft
49 Knolls Dr, White Stone, VA 22578
$189/sq ft
larger lot
22 years newer
SOLD JUN 5, 2026
$375,000 Last sold price
4 beds1 bath1,472 sq ft
416 Rappahannock Dr, White Stone, VA 22578
$142/sq ft
smaller lot
78 years older
SOLD JAN 13, 2026
$350,000 Last sold price
2 beds2 baths1,335 sq ft
55 York Rd, Irvington, VA 22480
$135/sq ft
smaller lot
44 years older
SOLD NOV 12, 2025
$435,000 Last sold price
1 bed2 baths1,282 sq ft
1349 James Wharf Rd, White Stone, VA 22578
$58/sq ft
larger lot
3 years newer
SOLD APR 30, 2026
$730,000 Last sold price
2 beds2 baths2,048 sq ft
70 Currell Cove Ln, White Stone, VA 22578
$41/sq ft
larger lot
35 years older
SOLD JUL 31, 2026
$439,000 Last sold price
3 beds2 baths2,090 sq ft
61 Mercers Way, Irvington, VA 22480
$187/sq ft
smaller lot

Contact listing agent

Nina Watkins

Isabell K. Horsley Real Estate

804-642-2826

twiceasniceva@gmail.com

At this time, Redfin doesn't have an agent available to help you with this home.

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New listings for sale in 22578

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NEW 1 DAY AGO3D WALKTHROUGH

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Details provided by CBRAR and may not match the public record. Learn more.

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About this home

Payment calculator

Mortgage resources

Open houses

Nearby open houses (2)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 5490 Irvington Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 5490 Irvington Rd

Contact listing agent

Nearby similar homes

New listings for sale in 22578

More real estate resources