OFF MARKET

Listed by Cam Tu Thai • Ridgeline Real Estate. Bought with Your Journey Real Estate.

Off market sep 2025 for $309K

$325,844

Est. refi paymentEst. refi $2,034/mo

•

1,054

sq ft

138 Lake St, Swanton, VT 05488

About this home

Welcome to this spacious 3-bedroom raised ranch, located just a mile from the Beach! The home is move-in ready and offers a comfortable layout with great potential for future value. Inside, you'll find a warm and inviting space featuring a functional kitchen with a dedicated dining area that flows seamlessly into the living room, complete with a built-in entertainment center. Durable laminate flooring was installed throughout the upper level in 2019, and the entire main floor has been freshly painted, giving the home a clean, refreshed feel. The full bathroom has also been updated and is well-maintained. Recent upgrades add extra peace of mind, including newer baseboard heat covers, heating system, and well holding tank. Located in a convenient area, the home sits on a generous lot with a spacious backyard — perfect for relaxing, entertaining, or gardening. Just minutes from local shopping and only a short drive to the beach, this home offers a great balance of accessibility and outdoor space. The basement offers a blank canvas and is ready for your personal touch — whether you need extra living space, a workshop, or additional storage. Whether you're a first-time buyer or someone looking for a solid, well-cared-for home with room to grow, this one is worth a look!

Single-familyProperty Type

1974Year Built

0.7 acresLot Size

$309Est. Price/Sq.Ft.

Listed by Cam Tu Thai • Ridgeline Real Estate

Bought with Ziressa Turpin • Your Journey Real Estate

Redfin checked: a minute ago

•Source:PrimeMLS #5054046

Redfin Estimate

$325,844

$17K since sold in September 2025$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.9% lower than the average sale price ($332K) of 6 comparable homes.

SOLD SEP 11, 2026
$383,298
A
3 beds1.5 baths2,256 sq ft
31 Stearns Ct, Swanton, VT 05488
SOLD AUG 25, 2026
$420,000
B
3 beds2 baths1,612 sq ft
78 Mountain View Dr, Swanton, VT 05488
SOLD OCT 2, 2026
$325,000
C
3 beds2 baths1,164 sq ft
1 Ashton Dr, Saint Albans, VT 05478
SOLD OCT 2, 2026
$200,000
D
3 beds1.5 baths1,122 sq ft
35 4Th St, Swanton, VT 05488
SOLD SEP 1, 2026
$315,000
E
3 beds2 baths1,188 sq ft
936 Cook Rd, Sheldon, VT 05450
SOLD APR 8, 2026
$350,000
F
3 beds2 baths1,317 sq ft
223 Jedware Cir, Swanton, VT 05488

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,370/mo

Redfin rental estimate

List your home for rent

Market trends in 05488, VT

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.6%

1.3% MoM

Median sale price

$375K

$13K MoM

Avg. days on market

88d

23 days MoM

Recently sold homes

3 MoM

New listings for sale

OPEN SUN, 11AM TO 1PM
$389,000
3 beds2.5 baths2,001 sq ft
2810 Carter Hill Rd, Highgate, VT 05459
$545,000
3 beds2 baths2,864 sq ft
2 Shetland Ln, Swanton, VT 05488
See all

Provided by Redfin

Sale history for 138 Lake St

Year

Property tax

Land + Additions

Assessment*

2025

$2,387 (−3.2%)

$44,000 + $118,600

$162,600

2024

$2,465 (+9.5%)

$44,000 + $118,600

$162,600

2023

$2,252 (−3.1%)

$44,000 + $118,600

$162,600

2022

$2,324 (−3.3%)

$44,000 + $118,600

$162,600

2021

$2,405 (−5.9%)

$44,000 + $118,600

$162,600

2020

$2,555 (+7.2%)

$44,000 + $118,600

$162,600

2019

$2,384 (+2.6%)

$44,000 + $118,600

$162,600

2018

$2,322 (−2.6%)

$44,000 + $118,600

$162,600

2017

$2,385 (+4.2%)

$44,000 + $118,600

$162,600

2016

$2,289 (+9.0%)

$44,000 + $118,600

$162,600

2015

$2,099 (+301.3%)

$44,000 + $118,600

$162,600

2014

$523

$44,000 + $118,600

$162,600

2013

$44,000 + $118,600

$162,600

Tax history for 138 Lake St

Year

Property tax

Land + Additions

Assessment*

2025

$2,387 (−3.2%)

$44,000 + $118,600

$162,600

2024

$2,465 (+9.5%)

$44,000 + $118,600

$162,600

2023

$2,252 (−3.1%)

$44,000 + $118,600

$162,600

2022

$2,324 (−3.3%)

$44,000 + $118,600

$162,600

2021

$2,405 (−5.9%)

$44,000 + $118,600

$162,600

2020

$2,555 (+7.2%)

$44,000 + $118,600

$162,600

2019

$2,384 (+2.6%)

$44,000 + $118,600

$162,600

2018

$2,322 (−2.6%)

$44,000 + $118,600

$162,600

2017

$2,385 (+4.2%)

$44,000 + $118,600

$162,600

2016

$2,289 (+9.0%)

$44,000 + $118,600

$162,600

2015

$2,099 (+301.3%)

$44,000 + $118,600

$162,600

2014

$523

$44,000 + $118,600

$162,600

2013

$44,000 + $118,600

$162,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.7 Acres

Year renovated

—

Sq. Ft.

2,038

Year built

1974

Style

Single Family Residential

County

Franklin County

APN

63920111407

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 22, 2026.

Property details

Interior

Bathroom Information
# of Baths (full): 1
# of Baths (1/2): 1

Basement Information
Basement: Yes
Basement Access: Interior
Unfinished

Other Interior Features
# of Rooms: 5
Flooring: Laminate

Equipment & Appliance Information
Dishwasher, Microwave, Refrigerator, Stove - Electric

Room 1 Information
Living Room
Living Room
Level: 1

Room 2 Information
Kitchen/Dining
Level: 1

Room 3 Information
Bedroom
Level: 1

Room 4 Information
Bedroom
Level: 1

Room 5 Information
Bedroom
Level: 1

Room 6 Information
Full Bath
Full Bath
Level: 1

Exterior

Building Information
Architectural Style: Raised Ranch
Construction Status: Existing
Construction Materials: Wood Frame, Vinyl Siding
Approximate Sq. Ft. Total Finished: 1054
Approximate Sq. Ft. Total: 2038
Roof: Shingle - Asphalt

Driveway
Gravel

Lot, Zoning, & Easement Information
Lot Features: Level

Other Property & Lot Information
Year Built: 1974

Financial

Tax Information
Tax Year: 2024
Gross Amount Tax: 3402.08
SPAN Number: 639-201-11407

Other Tax Information
Page Deed: 282-283

Utilities

Heating & Cooling Information
Cooling: Wall AC Units
Heat: Oil, Baseboard

Sewer Information
On-Site Septic Exists

Electric Information
200 Amp

Water Information
Water Source: Cistern, Dug Well, On-Site Well Exists, Public Water - At Street

Other Utilities Information
Internet: High Speed Intrnt -Avail
Other

Location

Road Information
Road Frontage Type: Paved, Public
Road Frontage: Yes
Road Frontage Length: 170

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 2,038
Stories: 1.0
Lot Size: 0.7 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: Franklin County
APN: 63920111407

Home facts updated by county records on Oct 22, 2026

Around this home

Schools

K - 12
Preschool & daycare

Some nearby schools may not be within this home's attendance zone. Please check the Missisquoi Valley School District #89 website to verify.

Swanton Schools

Public PreK-6 • 1.3mi

6/10

Missisquoi Valley Uhsd #7

Public 7-12 • 1.9mi

6/10

Highgate School

Public PreK-6 • 4.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 92° expected this year, 14 days in 30 years

1/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Swanton, VT • 05488

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.3 hours in June and 2.2 hours in December, placing it below the U.S. average for solar exposure.

8.3 hrs

2.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$310,000 – $375,000

Sell confidently with a local market expert in Swanton. 3 minutes to get started.

Nearby similar homes

OPEN SUN, 11AM TO 1PM

$389,000

3 beds2.5 baths2,001 sq ft

2810 Carter Hill Rd, Highgate, VT 05459

Finished basement • Outdoor entertaining • 0.57 acre lot

$299,000

1 bed1 bath780 sq ft

156 Lakewood Dr, Swanton, VT 05488

Fully furnished • 0.24 acre lot • Built 1960

$545,000

3 beds2 baths2,864 sq ft

2 Shetland Ln, Swanton, VT 05488

Private road • Walk-in closet • Private bath

$309,000

3 beds1 bath1,259 sq ft

112 Hog Island Rd, Swanton, VT 05488

Attached garage • Workshop • 1.25 acre lot

3D WALKTHROUGH

$609,000

3 beds3 baths2,320 sq ft

4102 Lower Newton Rd, St. Albans Town, VT 05478

Walk in pantry • Three season sunroom • 1 acre lot

OPEN SAT, 11AM TO 1PM

$374,000

2 beds1 bath1,380 sq ft

314 Cameron Dr, Alburgh, VT 05440

2.27 acre lot • 3 garage spots • Built 1983

New listings for sale in 05459

OPEN SUN, 11AM TO 1PM

$389,000

3 beds2.5 baths2,001 sq ft

2810 Carter Hill Rd, Highgate, VT 05459

Finished basement • Outdoor entertaining • 0.57 acre lot

$545,000

3 beds2 baths2,864 sq ft

2 Shetland Ln, Swanton, VT 05488

Private road • Walk-in closet • Private bath

Home values near 138 Lake St

Data from public records.

Address	Redfin Estimate
25 Lake Street, Swanton, VT 3 Beds \| 1.5 Baths \| 1500 Sq. Ft.	$316,421
93 Lake Street, Swanton, VT 2 Beds \| 1 Baths \| 1320 Sq. Ft.	$269,899
104 Lake Street, Swanton, VT 3 Beds \| 1 Baths \| 1992 Sq. Ft.	$317,668
23 Lake Street, Swanton, VT 4 Beds \| 2 Baths \| 2653 Sq. Ft.	$348,110
28 Middle Road, Swanton, VT 3 Beds \| 2 Baths \| 980 Sq. Ft.	$196,367
30 Middle Road, Swanton, VT 3 Beds \| 2 Baths \| 1148 Sq. Ft.	$199,376
92 Maquam Shore Road, Swanton, VT 2 Beds \| 1 Baths \| 1340 Sq. Ft.	$397,384

Address	Redfin Estimate
123 Lake Street Unit O, Swanton, VT 6 Beds \| 3 Baths \| 3332 Sq. Ft.	$506,720
60 Lake Street, Swanton, VT 2 Beds \| 1 Baths \| 1080 Sq. Ft.	$231,472
128 Lake Street, Swanton, VT 3 Beds \| 1.5 Baths \| 1008 Sq. Ft.	$176,219
26 Lake Street, Swanton, VT 3 Beds \| 2 Baths \| 2140 Sq. Ft.	$336,982
16 Middle Road, Swanton, VT 2 Beds \| 1.5 Baths \| 1564 Sq. Ft.	$282,196
93 Maquam Shore Road, Swanton, VT 2 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$364,372
21 Maquam Shore Road, Swanton, VT 4 Beds \| 2.5 Baths \| 2338 Sq. Ft.	$515,430

Address	Redfin Estimate
85 Lake Street, Swanton, VT 1 Beds \| 1 Baths \| 1034 Sq. Ft.	$250,589
107 Lake Street, Swanton, VT 4 Beds \| 2 Baths \| 1896 Sq. Ft.	$364,474
141 Lake Street, Swanton, VT 3 Beds \| 2 Baths \| 1755 Sq. Ft.	$283,112
12 Middle Road, Swanton, VT 3 Beds \| 2 Baths \| 1588 Sq. Ft.	$303,437
24 Middle Road, Swanton, VT 2 Beds \| 1 Baths \| 840 Sq. Ft.	$168,433
3 Maquam Shore Road Lot 3, Swanton, VT 3 Beds \| 2.5 Baths \| 2176 Sq. Ft.	$523,750
126 Maquam Shore Road, Swanton, VT 3 Beds \| 3 Baths \| 1300 Sq. Ft.	$469,870

Property information provided by PrimeMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 05488, VT

Sale history for 138 Lake St

Tax history for 138 Lake St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 05459

Home values near 138 Lake St

More real estate resources