Listing provided courtesy of Coldwell Banker Bain. Bought with John L. Scott Bellingham.
Off Market Jan 2009 for $265K
$705,592
Est. refi paymentEst. refi$1,711/mo
3
bd
•
1 ba
•
1,648
sq ft
1082 W Smith Rd, Bellingham, WA 98226
About this home
Own a piece of history. This home was originally the Girard Gardens Homestead, built in 1926. Lots of the original charm still intact. Oak hardwood floors, gas fireplace, built in storage, over 1/2 ac lot, very private and off the road. Mature landscape, large deck to enjoy the outdoors. Same owner for the last 42 yrs. Updated electrical, high efficient furnace, 2 car garage.
Single-familyProperty Type
1926Year Built
0.6 acresLot Size
$428Est. Price/Sq.Ft.
2 car garageParking
Listed by • Coldwell Banker Bain
Bought with Cheryl Ferrier• John L. Scott Bellingham
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
1
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.6 Acres
Year renovated
—
Sq. Ft.
1,672
Year built
1926
Style
Single Family Residential
County
Whatcom County
APN
3902273330160000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
RR2A*
Rural Residential District
The purpose of the Residential Rural District is to maintain the low density rural residential character of the areas designated as rural neighborhoods or rural communities on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070 5. In addition, it is the intent of this district to provide the opportunity for the development of building sites which maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Housing-Senior
Housing-Student
Recreation
Park & open space
Property details
Parking
Parking Information
Covered Spaces: 2
Parking Features: RV Parking
Garage Spaces: 2
Has Garage
Interior
Bedroom Information
# of Bedrooms: 3
# of Beds Upper: 2
# of Bedrooms Main: 1
Bedrooms Possible: 3
Bathroom Information
# of Full Baths (Total): 1
Room 1 Information
Room Type: Dining Room
Room Level: Main
Room 2 Information
Room Type: Living Room
Room Level: Main
Room 3 Information
Room Type: Bedroom
Room Level: Upper
Room 4 Information
Room Type: Entry Hall
Room Level: Main
Room 5 Information
Room Type: Bedroom
Room Level: Upper
Room 6 Information
Room Type: Bathroom Full
Room 7 Information
Room Type: Bedroom
Room Level: Main
Room 8 Information
Room Type: Kitchen With Eating Space
Room Level: Main
Room 9 Information
Room Type: Family Room
Room Level: Main
Basement Information
Basement Features: Unfinished
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Interior Features
Interior Features: Forced Air, Fir/Softwood, Hardwood, Wall to Wall Carpet, Ceiling Fan(s), Dining Room, Fireplace, Water Heater
Flooring: Softwood, Hardwood, Vinyl, Carpet
Exterior
Building Information
Building Information: Built On Lot
Roof: Metal
Exterior Features
Exterior Features: Stucco
Property Information
Sq. Ft. Finished: 1,648
Sq. Ft. Unfinished: 2,731
Style Code: 18 - 2 Stories w/Bsmnt
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Fair
Has View
Land Information
Vegetation: Fruit Trees, Garden Space
Lot Information
Site Features: Cable TV,Deck,Fenced-Partially,RV Parking
Lot Features: Alley, Dead End Street
Lot Size Units: Square Feet
Lot Size Acres: 0.6
Elevation Units: Feet
Financial
Tax Information
Tax Annual Amount: $543
Tax Year: 2008
Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: Conventional
Utilities
Utility Information
Water Source: Community
Water Company: Evergreen Water Assoc
Power Company: Puget Sound
Sewer: Septic Tank
Sewer Company: Septic
Utilities: Cable Connected, Septic System, Natural Gas Connected
Water Heater Location: Bsmt/gas
Water Heater Type: Bsmt/gas
Location
Multi-Unit Information
Furnished: Unfurnished
HOA Information
Association Fee Frequency: Monthly
School Information
High School District: Ferndale
Location Information
Directions: Northwest Av to Smith Rd, across from NW Soccer field.
Topography: Level
Community Information
Senior Exemption: true
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,672
Stories: 1.5
Lot Size: 0.6 acres
Style: Single Family Residential
Year Built: 1926
Year Renovated: —
County: Whatcom County
APN: 3902273330160000
Home facts updated by county records on Jul 13, 2026
Other
Listing Information
Mls Status: Sold
Listing Date Information
On Market Date: Wednesday, December 24, 2008
Green Information
Power Production Type: Natural Gas
Home Information
Living Area: 1,648
Living Area Units: Square Feet
Calculated Square Footage: 1648
MLS Square Footage Source: Assessor
Building Area Total: 1648
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Structure Type: House
Levels: Two
Entry Location: Main
Around this home
Schools
Cascadia Elementary School
Public K-5 • Assigned • 4.2mi
5/10
Vista Middle School
Public 6-8 • Assigned • 3.4mi
6/10
Ferndale High School
Public 9-12 • Assigned • 2.7mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 82° expected this year, 17 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
6/10 Air Factor
9 unhealthy days expected this year, 9 days in 30 years
Provided by First Street
Historical weather
Bellingham, WA • 98226
Average low and high temperatures (°F)
45
35
45
34
51
39
59
42
65
48
70
52
76
57
76
58
69
53
57
45
49
41
47
39
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 7% for direct sun exposure in Bellingham. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.9 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$671,000 – $812,000
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