Listed by Irina Chernomorets • Coldwell Banker Bain.

For sale

$799,000

Est. $5,076/mo —

•

2,596

sq ft

20 Sweetclover Cir, Bellingham, WA 98229

About this home

LUXURY MEETS COMFORT IN SUDDEN VALLEY! Welcome to a truly exceptional home where stylish living meets the beauty and tranquility of a peaceful forest setting. Surrounded by trees and nature, yet only 15 minutes from city conveniences, this home offers the best of both worlds. Featuring two beautifully designed kitchens, double appliances including washers and dryers, stainless steel appliances, custom-made cabinets, and gorgeous quartz countertops. The flexible layout offers incredible possibilities—use the additional living space as an ADU, mother-in-law suite, guest unit, extended living space, or private rental, or rent out half of the home for additional income while enjoying the other half yourself. Perfect for multigenerational living, hosting guests, or creating a potential mortgage-offset opportunity. Located just minutes from lake beaches, trails, golf, pools, playgrounds, and outdoor recreation, this home combines luxury, comfort, privacy, convenience, and income potential. Luxury meets comfort. Nature meets convenience. Flexibility meets opportunity. A place to call home. A MUST SEE!

Single-familyProperty Type

2024Year Built

6,247 sq ftLot Size

$308Price/Sq.Ft.

$167/moHOA Dues

2 spacesParking

Listed by Irina Chernomorets • Coldwell Banker Bain

Listing updated: Sep 10, 2026 at 10:14pm

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #2573640

Payment calculator

$5,076 per month

Principal and interest$4,360

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 4PM TO 6PM
$625,000
3 beds2 baths1,359 sq ft
3418 Lindsay Ave, Bellingham, WA 98229
Tracie Gulit • Windermere RE North, Inc.
OPEN TODAY, 4:30PM TO 6PM
$1,200,000
4 beds3 baths2,672 sq ft
3806 Canby Ct, Bellingham, WA 98229
Paulina Antczak • Windermere RE Whatcom, Inc.
OPEN SAT, 10AM TO 12PM
$535,000
3 beds2.5 baths1,664 sq ft
444 E Alder Dr, Sedro Woolley, WA 98284
Kyle VanDerVelde • van der Velde and Company
OPEN SAT, 11AM TO 1PM
$539,000
2 beds1 bath1,391 sq ft
2332 Franklin St, Bellingham, WA 98225
Scott Talbot • Muljat Group
OPEN SAT, 11:30AM TO 1:30PM
$550,000
2 beds2 baths1,250 sq ft
1198 Northwind Cir, Bellingham, WA 98226
Brian Neal • Windermere RE Whatcom, Inc.
OPEN SAT, 12PM TO 2PM
$595,000
3 beds2 baths1,841 sq ft
80 A Windward Dr, Bellingham, WA 98229
Becky Brunk • Coldwell Banker Bain
REDFIN OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$865,000
4 beds3 baths2,107 sq ft
3726 N Heather Pl, Bellingham, WA 98226
Redfin
OPEN SAT, 1:30PM TO 3:30PM
$729,000
2 beds1.5 baths1,479 sq ft
2220 Utter St, Bellingham, WA 98225
Wayne Kwiatkowski • Coldwell Banker Bain
OPEN SAT, 3PM TO 5PM3D WALKTHROUGH
$800,000
3 beds2 baths1,696 sq ft
955 Van Wyck Rd, Bellingham, WA 98226
Steve Wade • eXp Realty
OPEN SUN, 12PM TO 1:30PM
$399,900
2 beds2 baths1,101 sq ft
919 High St #202, Bellingham, WA 98225
Kyle VanDerVelde • van der Velde and Company

Around this home

Schools

K - 12
Preschool & daycare

Geneva Elementary School

Public PreK-5 • Assigned • 4.0mi

6/10

Kulshan Middle School

Public 6-8 • Assigned • 5.0mi

9/10

Bellingham High School

Public 9-12 • Assigned • 7.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

20 Sweetclover Cir · $799,000

Strong offer

$799K and above

75% chance or better to win

Why $799K+ is a strong offer

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $641,891. (20% lower than this home)

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Built-in vacuum
Fireplace (gas)
French doors
Walk-in closet(s)
Water heater
Wired for generator
Finished basement

Bedrooms
3 bedrooms total — Primary bedroom on the main level; 2 bedrooms on the lower level

Bathrooms
2 full bathrooms
1 half bathroom
2 bathtubs, 2 showers
Main level has 1 full and 1 half bath; lower level has 1 full bath

Kitchen
Dishwasher
Garbage disposal
Microwave
Refrigerator
Stove/Range

Laundry & utility
Washer
Dryer
Utility/utility room on lower and main levels
Tankless on-demand water heater

Flooring
Vinyl plank
Carpet

Heating & cooling
High-efficiency heating (90%+)
Forced air heating
Ductless systems
High-efficiency cooling (90%+)
Forced air cooling
Ductless cooling

Sale and tax history for 20 Sweetclover Cir

Sale History
Tax History

Date

Event

Price

Sep 10, 2026

Price Changed

NWMLS as Distributed by MLS Grid #2573640

$799,000

$308/sq ft

Aug 26, 2026

Listed (Active)

NWMLS as Distributed by MLS Grid #2573640

$825,000

$318/sq ft

May 20, 2022

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #1905008

$65,000

$25/sq ft

May 13, 2022

Pending

NWMLS as Distributed by MLS Grid #1905008

—

Apr 5, 2022

Relisted (Active)

NWMLS as Distributed by MLS Grid #1905008

—

Mar 23, 2022

Pending

NWMLS as Distributed by MLS Grid #1905008

—

Mar 22, 2022

Listed (Active)

NWMLS as Distributed by MLS Grid #1905008

$75,000

$29/sq ft

Sep 8, 2017

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1174030

$23,500

$9/sq ft

Aug 9, 2017

Pending (Pending Feasibility)

NWMLS as Distributed by MLS Grid #1174030

—

Aug 5, 2017

Listed (Active)

NWMLS as Distributed by MLS Grid #1174030

$26,500

$10/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,865 (+20.9%)

$136,944 + $458,971

$595,915

2025

$4,852 (+227.5%)

$136,944 + $458,971

$595,915

2024

$1,482 (+1,313.3%)

$176,440

2023

$105 (+4.4%)

$176,440

2022

$100 (+28.8%)

$10,603

2021

$78 (−11.7%)

$7,313

2020

$88 (+4.4%)

$5,625

2019

$85 (+25.3%)

$6,072

2017

$67 (+5.5%)

$5,799

2016

$64 (−6.4%)

$5,462

2015

$68 (−55.6%)

$5,625

2014

$154 (−47.5%)

$12,550

2013

$293 (−31.7%)

$12,550

2011

$429 (−12.1%)

$38,550

2010

$489

$50,000

2009

$489

$50,000

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

6,247 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,397

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,397

Year built

2024

Style

Single Family Residential

County

Whatcom County

APN

3704074912080000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

RR3

Rural Residential District

The purpose of the Residential Rural District is to maintain the low density rural residential character of the areas designated as rural neighborhoods or rural communities on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to provide the opportunity for the development of building sites which maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Senior
Housing-Student
Recreation
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

8 days above 84° expected this year, 18 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98229

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

73/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

1.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20 Sweetclover Cir

$789,945

$9,055 under list price of $799K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $680K to $975K.

SOLD SEP 2, 2026
$700,000 Last sold price
5 beds3.5 baths2,687 sq ft
10 Mountain Ash Ct, Bellingham, WA 98229
Listing provided by nwmls
$47/sq ft
larger lot
18 years older
SOLD OCT 1, 2026
$760,000 Last sold price
5 beds3 baths3,388 sq ft
14 Jubilee Ln, Bellingham, WA 98229
Listing provided by nwmls
$84/sq ft
larger lot
42 years older
SOLD JUL 29, 2026
$690,000 Last sold price
4 beds3 baths2,522 sq ft
32 Hillside Pl, Bellingham, WA 98229
Listing provided by nwmls
$34/sq ft
larger lot
6 years older
SOLD SEP 8, 2026
$975,000 Last sold price
3 beds2.5 baths3,190 sq ft
25 Par Ln, Bellingham, WA 98229
Listing provided by nwmls
$2/sq ft
larger lot
20 years older
SOLD DEC 1, 2025
$815,000 Last sold price
5 beds4 baths3,562 sq ft
18 Sweetclover Cir, Bellingham, WA 98229
Listing provided by nwmls
$79/sq ft
larger lot
26 years older
SOLD DEC 5, 2025
$680,000 Last sold price
4 beds2.5 baths2,582 sq ft
14 Gooseberry Cir, Bellingham, WA 98229
Listing provided by nwmls
$45/sq ft
16 years older

Rental earnings

Est. $3,994 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(425) 946-2364

Listed by Coldwell Banker Bain

Early Access listings

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

$2,750,000

3 beds4 baths3,570 sq ft

2517 25th Ave W, Seattle, WA 98199

EARLY ACCESSCOMPASS COMING SOON

$520,000

2 beds2 baths1,280 sq ft

6918 208th St SW #209, Lynnwood, WA 98036

EARLY ACCESSCOMPASS COMING SOON

$2,439,000

4 beds5 baths5,232 sq ft

16719 168th Pl NE, Woodinville, WA 98072

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

$999,990

3 beds3 baths2,106 sq ft

222 Bayside Rd, Bellingham, WA 98225

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

$925,000

4 beds2 baths2,124 sq ft

3193 NW Weed Ln, Poulsbo, WA 98370

EARLY ACCESSREDFIN COMING SOON

$499,999

3 beds1 bath1,510 sq ft

7702 59th Ave NE, Marysville, WA 98270

Nearby similar homes

$29,000

Land— sq ft

8 Huckleberry Ct, Bellingham, WA 98229

Mark Foley • RE/MAX Metro Realty, Inc.

$27,000

Land— sq ft

767 West Rd, Sedro-Woolley, WA 98284

Brandon Nelson • COMPASS

$3,400,000

Land— sq ft

1365 Mahogany #2, Bellingham, WA 98226

KC Coonc • Pacific Continental Realty LLC

$89,900

Land— sq ft

0 Pine St, Bellingham, WA 98225

Jon Hansen • Hansen Group Real Estate Inc

$325,000

Land— sq ft

3020 E North St, Bellingham, WA 98226

Damian Pro • Windermere RE Whatcom, Inc.

$548,000

3 beds2.5 baths1,526 sq ft

8 White Mountain Ln, Bellingham, WA 98229

Gregg Baker • Windermere RE Whatcom, Inc.

New listings for sale in 98229

NEW

$450,000

2 beds1 bath895 sq ft

3700 Alabama St #209, Bellingham, WA 98229