This home's estimate is 13.5% higher than the average sale price ($604K) of 6 comparable homes.
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3 River Ridge Loop, Bellingham, WA 98229
About this home
Bright, light, & peaceful home! This gorgeous newer home has fantastic finishes & is built on a flat, sunny lot surrounded by greenbelt w/views and sounds of the creek! Home features large picture windows showcasing the surrounding beauty and has custom top-down blinds. Open living, dining, and kitchen area is great for entertaining. Back deck overlooking the greenbelt is perfect for morning coffee and enjoying the sounds of nature. Mini split heating offers efficient heating and cooling. Downstairs features a full suite with kitchenette, dining and living space, 3/4 bath, two closets, and fireplace, plus additional W/D hookups in garage. Lots of flat parking and just off of the gate 13 entrance. Quiet street close to trails and WTA stop!

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Market trends in 98229, WA
Last updated July 2026
Buyer's Market
Seller's Market
Seller's market
- NEW 24 HRS AGO$519,9003 beds2 baths1,712 sq ft5 Valley Crest Way, Bellingham, WA 98229Azam Nader • Sun-Mark Real Estate Inc.
- $599,9993 beds1.5 baths1,288 sq ft2429 Queen St, Bellingham, WA 98229Ronda Karn • RE/MAX Whatcom County, Inc.
- $1,287,0002 beds2.5 baths2,842 sq ft697 Axelson Rd, Bellingham, WA 98229Sharon Engels • Windermere RE Whatcom, Inc.
- $695,0003 beds3 baths2,285 sq ft1 Rosebud Pl, Bellingham, WA 98229Sommer Nyte • RE/MAX Whatcom County, Inc.
- $650,0003 beds2 baths1,280 sq ft117 S 44th St, Bellingham, WA 98229Ashleigh Abhold • Hansen Group Real Estate Inc
- $249,9003 beds2 baths1,188 sq ft4000 Flynn St #28, Bellingham, WA 98229Sean Hackney • NextHome Northwest Living
- $1,799,0003 beds3 baths2,459 sq ft2460 Lake Whatcom Blvd, Bellingham, WA 98229Ashley Seigman • eXp Realty
- $950,0004 beds2.5 baths2,395 sq ft2207 Teal Ct, Bellingham, WA 98229Dawn Durand • Windermere RE Whatcom, Inc.
- $475,0003 beds1 bath1,024 sq ft50 Sudden Valley Dr, Bellingham, WA 98229Jason Loeb • Windermere RE Whatcom, Inc.
See all
Provided by Redfin
Sale history for 3 River Ridge Loop
$356/sq ft
$355/sq ft
$355/sq ft
$237/sq ft
$237/sq ft
$219/sq ft
Tax history for 3 River Ridge Loop
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
- Public record
- Zoning
RR3
Rural Residential District
The purpose of the Residential Rural District is to maintain the low density rural residential character of the areas designated as rural neighborhoods or rural communities on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to provide the opportunity for the development of building sites which maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.Include but are not limited to:
- Agriculture
- Housing-Single unit
- Housing-Senior
- Housing-Student
- Recreation
- Park & open space
Property details
Parking
- Parking Information
- Covered Spaces: 2
- Parking Features: Attached Garage
- Garage Spaces: 2
- Has Attached Garage
- Has Garage
- Garage Square Feet: 624
Interior
- Bedroom Information
- # of Bedrooms: 4
- # of Beds Upper: 3
- # of Beds Lower: 1
- Bathroom Information
- # of Full Baths (Total): 1
- # of Three Quarter Baths (Total): 2
- # of Main Level Bathrooms (Total): 1
- # of Full Baths (Upper): 1
- # of Three Quarter Baths (Upper): 1
- # of Three Quarter Baths (Main): 1
- Room 1 Information
- Room Type: Dining Room
- Room 2 Information
- Room Type: Entry Hall
- Room Level: Main
- Room 3 Information
- Room Level: Lower
- Room 4 Information
- Room Type: Kitchen With Eating Space
- Room 5 Information
- Room Type: Living Room
- Room 6 Information
- Room Type: Primary Bedroom
- Room 7 Information
- Room Type: Bathroom Full
- Room 8 Information
- Room Type: Bathroom Three Quarter
- Room 9 Information
- Room Type: Bathroom Three Quarter
- Room Level: Main
- Room 10 Information
- Room Type: Bedroom
- Room 11 Information
- Room Type: Bedroom
- Room 12 Information
- Room Type: Bedroom
- Room Level: Lower
- Basement Information
- Basement Features: Daylight, Finished
- Fireplace Information
- Has Fireplace
- # of Fireplaces: 2
- Fireplace Features: See Remarks
- # of Fireplaces Upper: 1
- # of Fireplaces Lower: 1
- Heating & Cooling
- Has Heating
- Heating Information: Heat Pump, Stove/Free Standing
- Has Cooling
- Cooling Information: Heat Pump
- Interior Features
- Interior Features: Fireplace, Skylight(s), Walk-in Closet(s), Water Heater
- Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
- Flooring: Ceramic Tile, Laminate, Carpet
- Appliances Included: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Exterior
- Building Information
- Building Information: Built On Lot
- Construction Materials: Cement Plank, Wood
- Roof: Composition
- Exterior Features
- Exterior Features: Cement Planked, Wood
- Pool Information
- Pool Type: Community
- Pool Features: Community
- Property Information
- Energy Source: Electric,Propane
- Sq. Ft. Finished: 1,826
- Style Code: 14 - Split Entry
- Property Type: Residential
- Property Sub Type: Single Family Residence
- Property Condition: Good
- Has View
- Zoning: RR3
- Lot Information
- Lot Number: 35
- MLS Lot Size Source: Assessor
- Site Features: Cable TV,Deck,Patio,Propane
- Zoning Jurisdiction: County
- Lot Features: Paved
- Lot Size Units: Square Feet
- Lot Size Acres: 0.143
- Elevation Units: Feet
Financial
- Tax Information
- Tax Annual Amount: $6,257.14
- Tax Year: 2025
- Financial Information
- Listing Terms: Cash Out, Conventional, FHA, VA Loan
- Buyer Financing: Conventional
Utilities
- Utility Information
- Water Source: Public
- Water Company: Lake Whatcom Water & Sewer
- Power Company: Puget Sound Enerfy
- Sewer: Sewer Connected
- Sewer Company: Lake Whatcom Water & Sewer
- Water Heater Location: Garage
- Water Heater Type: Hybrid
Location
- HOA Information
- Association Contact Name: Sudden Valley Community Association
- Has HOA
- Association Fee: $156.28
- Association Fee Frequency: Monthly
- School Information
- Elementary School: Geneva Elem
- Middle Or Junior High School: Kulshan Mid
- High School: Bellingham High
- High School District: Bellingham
- Location Information
- Directions: Lake Louise To Gate 13 (Western Lane) 2nd right on River Ridge Loop 2nd home on Right.
- Topography: Level
- Community Information
- Senior Exemption: false
- Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Playground, Trail(s)
Public facts
- Beds: 4
- Baths: 2.5
- Sq. Ft.: 1,826
- Stories: —
- Lot Size: 6,244 square feet
- Style: Single Family Residential
- Year Built: 2018
- Year Renovated: —
- County: Whatcom County
- APN: 3703013712390000
Other
- Listing Information
- Buyer Brokerage Compensation: 2.5
- Buyer Brokerage Compensation Type: %
- Mls Status: Sold
- Listing Date Information
- On Market Date: Thursday, June 19, 2025
- Green Information
- Direction Faces: North
- Power Production Type: Electric, Propane
- Home Information
- Living Area: 1,826
- Calculated Square Footage: 1826
- MLS Square Footage Source: Assessor
- Building Area Total: 1826
- Building Area Units: Square Feet
- Foundation Details: Poured Concrete
- Building Name: Sudden Valley Div 29
- Structure Type: House
- Levels: Multi/Split
- Entry Location: Main
Around this home
Schools
Public PreK-5 • Assigned • 2.4mi
Public 6-8 • Assigned • 3.4mi
Public 9-12 • Assigned • 5.4mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
0.31% chance of being in a wildfire in next 30 years
8 days above 83° expected this year, 20 days in 30 years
Minimal risk of severe winds over next 30 years
9 unhealthy days expected this year, 10 days in 30 years
Sun exposure
In this area, properties receive around 7.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.
Nearby similar homes
New listings for sale in 98229
Home values near 3 River Ridge Loop
| Address | Redfin Estimate |
|---|---|
3 Beds | 2.5 Baths | 1566 Sq. Ft. | $570,933 |
3 Beds | 2 Baths | 1153 Sq. Ft. | $513,705 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 3 Baths | 2441 Sq. Ft. | $651,799 |
3 Beds | 2 Baths | 1663 Sq. Ft. | $562,513 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 2 Baths | 1330 Sq. Ft. | $536,969 |
3 Beds | 2 Baths | 1092 Sq. Ft. | $441,750 |
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