Listed by Patrick Moynihan • Windermere Prof Partners. Bought with Hansen Group Real Estate Inc.

Off Market Sep 2023 for $370K

$368,318

Est. refi paymentEst. refi $677/mo

•

1,000

sq ft

3458 Ruth Rd, Bellingham, WA 98226

About this home

Fully updated and move in ready cottage by the beach. Perfect weekend get away or full time residence. Light and bright open floor plan, Good sized modern kitchen with SS appliances and eating bar. Gorgeous modern bathroom. Currently the entire upstairs is 1 huge bedroom, easy conversion into 2 large bedrooms. Fully fenced yard provides privacy & security with multiple outdoor electrical outlets and frost free hose bibs throughout the yard - makes for easy addition of water features & other yard art. You do not want to miss this one.

Single-familyProperty Type

1970Year Built

4,792 sq ftLot Size

$368Est. Price/Sq.Ft.

Listed by Patrick Moynihan • Windermere Prof Partners

Listed by Eugene Bien • Windermere Prof Partners

Bought with Olivia Statham • Hansen Group Real Estate Inc

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #2139325

Redfin Estimate

$368,318

$1,682 since sold in September 2023$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.1% lower than the average sale price ($479K) of 6 comparable homes.

SOLD MAY 8, 2026
$465,000
A
2 beds1.5 baths1,158 sq ft
2560 Lummi View Dr, Bellingham, WA 98226
SOLD AUG 14, 2026
$245,000
B
1 bed1 bath498 sq ft
1217 Jamison St, Lummi Island, WA 98262
SOLD JUL 13, 2026
$609,000
C
2 beds1 bath640 sq ft
4182 Saltspring Dr, Ferndale, WA 98248
SOLD JUL 28, 2026
$720,000
D
3 beds1.5 baths1,200 sq ft
3990 Saltspring Dr, Ferndale, WA 98248
SOLD APR 10, 2026
$420,000
E
2 beds2 baths848 sq ft
2920 Cedar Ave, Lummi Island, WA 98262
SOLD JUL 17, 2026
$413,541
F
2 beds2 baths616 sq ft
2127 Tuttle Ln, Lummi Island, WA 98262

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Earn from this home

Sell

$62,026

Est. take-home

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Refinance

Est. cash available

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Market trends in 98226, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

0.4% MoM

Median sale price

$650K

$20K MoM

Avg. days on market

16d

2 days MoM

Recently sold homes

191

15 MoM

New listings for sale

NEW 12 HRS AGO
$650,000
3 beds1.5 baths1,621 sq ft
4996 Northwest, Bellingham, WA 98226
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$1,100,000
5 beds3.5 baths2,895 sq ft
1205 E McLeod Rd, Bellingham, WA 98226
Nikki Quinn • Hammer Properties NW Inc.
LISTED BY REDFIN
$319,000
2 beds1.5 baths850 sq ft
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Redfin
$675,000
4 beds4 baths2,152 sq ft
3325 Sussex, Bellingham, WA 98226
Joseph Hoppis • ENRG Realty
3D WALKTHROUGH
$739,000
3 beds2.5 baths1,780 sq ft
1335 McLeod Rd, Bellingham, WA 98226
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EARLY ACCESS
$975,000
4 beds3 baths2,756 sq ft
3414 Sussex Dr, Bellingham, WA 98226
OPEN SUN, 12PM TO 2PM
$815,000
4 beds3 baths1,792 sq ft
4295 King Ave, Bellingham, WA 98226
Hannah Jones • John L. Scott Bellingham
$166,000
3 beds1 bath924 sq ft
838 W Axton Rd #54, Bellingham, WA 98226
Dave Hiller • eXp Realty
$625,000
4 beds4 baths2,216 sq ft
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Keith Cook • RE/MAX Whatcom County, Inc.
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Keith Cook • RE/MAX Whatcom County, Inc.
See all

Provided by Redfin

Sale history for 3458 Ruth Rd

Date

Event

Price

Sep 1, 2023

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #2139325

$370,000

$370/sq ft

Aug 4, 2023

Pending

NWMLS as Distributed by MLS Grid #2139325

—

Jul 21, 2023

Listed (Active)

NWMLS as Distributed by MLS Grid #2139325

$399,950

$400/sq ft

Jul 25, 2012

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #357314

$90,000

$90/sq ft

Jun 15, 2012

Pending (Pending Inspection)

NWMLS as Distributed by MLS Grid #357314

—

May 16, 2012

Listed (Active)

NWMLS as Distributed by MLS Grid #357314

$90,000

$90/sq ft

Dec 30, 1988

Sold

Public Records

$22,500

$23/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$2,297 (+7.2%)

$145,494 + $105,401

$250,895

2025

$2,142 (+9.3%)

$145,494 + $105,401

$250,895

2024

$1,960 (+24.4%)

$147,465 + $106,829

$254,294

2023

$1,576 (+9.3%)

$147,465 + $106,829

$254,294

2022

$1,441 (+19.0%)

$101,700 + $73,674

$175,374

2021

$1,211 (+3.7%)

$90,000 + $56,205

$146,205

2020

$1,167 (+25.6%)

$50,664 + $61,677

$112,341

2019

$929 (+2.9%)

$41,712 + $50,572

$92,284

2017

$903 (+14.2%)

$35,430 + $42,988

$78,418

2016

$791 (−18.5%)

$32,730 + $39,731

$72,461

2015

$971 (−2.0%)

$31,200 + $47,788

$78,988

2014

$991 (+0.6%)

$31,200 + $47,788

$78,988

2013

$985 (+11.4%)

$31,200 + $47,788

$78,988

2011

$884 (+9.1%)

$30,000 + $45,710

$75,710

2010

$811 (+7.3%)

$30,000 + $46,170

$76,170

2009

$756

$27,000 + $43,825

$70,825

Tax history for 3458 Ruth Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,297 (+7.2%)

$145,494 + $105,401

$250,895

2025

$2,142 (+9.3%)

$145,494 + $105,401

$250,895

2024

$1,960 (+24.4%)

$147,465 + $106,829

$254,294

2023

$1,576 (+9.3%)

$147,465 + $106,829

$254,294

2022

$1,441 (+19.0%)

$101,700 + $73,674

$175,374

2021

$1,211 (+3.7%)

$90,000 + $56,205

$146,205

2020

$1,167 (+25.6%)

$50,664 + $61,677

$112,341

2019

$929 (+2.9%)

$41,712 + $50,572

$92,284

2017

$903 (+14.2%)

$35,430 + $42,988

$78,418

2016

$791 (−18.5%)

$32,730 + $39,731

$72,461

2015

$971 (−2.0%)

$31,200 + $47,788

$78,988

2014

$991 (+0.6%)

$31,200 + $47,788

$78,988

2013

$985 (+11.4%)

$31,200 + $47,788

$78,988

2011

$884 (+9.1%)

$30,000 + $45,710

$75,710

2010

$811 (+7.3%)

$30,000 + $46,170

$76,170

2009

$756

$27,000 + $43,825

$70,825

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

4,792 Sq. Ft.

Year renovated

—

Sq. Ft.

1,332

Year built

1970

Style

Other

County

Whatcom County

APN

3801343430980000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

RR3

Rural Residential District

The purpose of the Residential Rural District is to maintain the low density rural residential character of the areas designated as rural neighborhoods or rural communities on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to provide the opportunity for the development of building sites which maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Senior
Housing-Student
Recreation
Park & open space

Property details

Parking

Parking Information
Parking Features: RV Parking, Driveway

Interior

Bedroom Information
# of Bedrooms: 1
# of Beds Upper: 1
Bedrooms Possible: 1

Bathroom Information
# of Full Baths (Total): 1
# of Full Baths (Main): 1

Room 1 Information
Room Type: Entry Hall
Room Level: Main

Room 2 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 3 Information
Room Type: Bathroom Full
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Level: Second

Basement Information
Basement Features: None

Heating & Cooling
Has Heating
Heating Information: Ductless HP-Mini Split
Has Cooling
Cooling Information: Ductless HP-Mini Split

Interior Features
Interior Features: Wall to Wall Carpet
Flooring: Vinyl, Carpet

Exterior

Building Information
Building Information: Built On Lot
Roof: See Remarks

Exterior Features
Exterior Features: Cement Planked, Wood

Property Information
Energy Source: Electric
Sq. Ft. Finished: 1,000
Style Code: 11 - 1 1/2 Story
Property Type: Residential
Property Sub Type: Single Family Residence

Land Information
Vegetation: Fruit Trees, Garden Space

Lot Information
MLS Lot Size Source: public records
Site Features: Cable TV,Fenced-Fully,Patio,RV Parking
Lot Features: Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.11
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $1,576
Tax Year: 2023

Financial Information
Listing Terms: Cash Out, Conventional, FHA, VA Loan
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Public
Sewer: Sewer Connected

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
Elementary School: Buyer To Verify
Middle Or Junior High School: Buyer To Verify
High School: Buyer To Verify
High School District: Ferndale

Location Information
Directions: From I-5 - West on Slater, South (left) on Haxton. Left on Ruth. Home on the left.
Topography: Level

Community Information
Senior Exemption: false

Public facts

Beds: —
Baths: —
Sq. Ft.: 1,332
Stories: —
Lot Size: 4,792 square feet
Style: Other
Year Built: 1970
Year Renovated: —
County: Whatcom County
APN: 3801343430980000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Friday, July 21, 2023

Green Information
Power Production Type: Electric

Home Information
Living Area: 1,000
Living Area Units: Square Feet
Calculated Square Footage: 1000
MLS Square Footage Source: public records
Building Area Total: 1000
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Year Built Effective: 1970
Effective Year Built Source: Public Records
Structure Type: House
Entry Location: Main

Around this home

Schools

Eagleridge Elementary School

Public K-5 • Assigned • 9.0mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 9.0mi

6/10

Ferndale High School

Public 9-12 • Assigned • 8.8mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 45-55% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 79° expected this year, 21 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

8 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Estimated sale price

$350,000 – $424,000

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Home values near 3458 Ruth Rd

Data from public records.

Address	Redfin Estimate
3447 Ruth Rd, Bellingham, WA 3 Beds \| 2 Baths \| 1248 Sq. Ft.	—
3464 Ruth Rd, Bellingham, WA 2 Beds \| 1 Baths \| 672 Sq. Ft.	$145,826

Address	Redfin Estimate
3455 Ruth Rd, Bellingham, WA 2 Beds \| 1 Baths \| 832 Sq. Ft.	$365,468
3454 Ruth Rd, Bellingham, WA 3 Beds \| 2 Baths \| 924 Sq. Ft.	$230,921

Address	Redfin Estimate
3456 Ruth Rd, Bellingham, WA 3 Beds \| 2 Baths \| 896 Sq. Ft.	—
3457 Ruth Rd, Bellingham, WA 3 Beds \| 2 Baths \| 1080 Sq. Ft.	$348,232

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98226, WA

Sale history for 3458 Ruth Rd

Tax history for 3458 Ruth Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98226

Home values near 3458 Ruth Rd

More real estate resources