OFF MARKET

Listed by Amy Bowhay • RE/MAX Whatcom County, Inc. Bought with Premier Properties NW.

Off market jul 2022 for $649K

$619,542

Est. refi paymentEst. refi $4,363/mo

•

1,028

sq ft

3480 Emma Rd, Bellingham, WA 98226

About this home

Beach paradise found! Rare opportunity for west facing no bank waterfront in Bellingham! Swim, boat, fish & paddle board w/ 31' of walk-on beach access. Well cared for mid-century 1 bed/1.5 bath beach cottage w/ large windows throughout to let in the sunshine & ocean air w/ a front row seat for incredible whale watching, marine life, heron & bald eagle viewing. French doors off bedrm open to 52 sq ft deck w/ panoramic ocean views. Fully fenced, 2 patios w/ lawn & garden area. New roof & carpet in 2022, main floor bath remodeled 2021, mini split w/ AC, 220 amp for RV hookup/electric car charging, detached garage w/ shop. Public boat launch steps away. Recent survey & prelim design plans for 3-bed remodel. Fee simple, not leased land.

Single-familyProperty Type

1954Year Built

3,049 sq ftLot Size

$603Est. Price/Sq.Ft.

1 car garageParking

Listed by Amy Bowhay • RE/MAX Whatcom County, Inc.

Bought with Carole Martinson-McFarland • Premier Properties NW

Redfin checked: a few seconds ago

•Source:NWMLS as Distributed by MLS Grid #1942537

Redfin Estimate

$619,542

$30K since sold in July 2022$35K since September

Recently sold homes
Estimate history

This home's estimate is 6.8% lower than the average sale price ($664K) of 6 comparable homes.

SOLD AUG 20, 2026
$895,000
A
2 beds1.5 baths2,003 sq ft
1003 14th St, Bellingham, WA 98225
SOLD MAY 8, 2026
$465,000
B
2 beds1.5 baths1,158 sq ft
2560 Lummi View Dr, Bellingham, WA 98226
SOLD JUL 17, 2026
$413,541
C
2 beds2 baths616 sq ft
2127 Tuttle Ln, Lummi Island, WA 98262
SOLD JUL 14, 2026
$685,000
D
3 beds2 baths1,459 sq ft
2589 Lummi View Dr, Bellingham, WA 98226
SOLD JUL 28, 2026
$720,000
E
3 beds1.5 baths1,200 sq ft
3990 Saltspring Dr, Ferndale, WA 98248
SOLD JUL 22, 2026
$808,000
F
3 beds2 baths1,048 sq ft
116 Bayside Pl, Bellingham, WA 98225

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Earn from this home

Sell

$96,313

Est. take-home

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Refinance

Est. cash available

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Rent

$2,365/mo

Redfin rental estimate

List your home for rent

Market trends in 98226, WA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.7%

0.2% MoM

Median sale price

$675K

$25K MoM

Avg. days on market

21d

5 days MoM

Recently sold homes

191

1 MoM

New listings for sale

$700,000
Studio1 bath348 sq ft
2111 Dellesta Dr, Bellingham, WA 98226
Lynda Hinton • Windermere RE Whatcom, Inc.
$875,000
4 beds2 baths1,944 sq ft
5175 Hannegan Rd, Bellingham, WA 98226
Katie Sentinella • Keller Williams Western Realty
$699,000
3 beds2.5 baths1,580 sq ft
2938 St. Paul St, Bellingham, WA 98226
Nikki Quinn • Hammer Properties NW Inc.
$299,000
2 beds2 baths1,330 sq ft
512 Darby Dr #113, Bellingham, WA 98226
Andy Holmstrom • eXp Realty
$157,000
3 beds1 bath924 sq ft
838 W Axton Rd #54, Bellingham, WA 98226
Dave Hiller • eXp Realty
$620,000
3 beds2 baths1,436 sq ft
1916 Mt Baker Hwy, Bellingham, WA 98226
Anthony Zapata • Keller Williams Western Realty
$849,000
3 beds2 baths2,038 sq ft
3508 Seeley St, Bellingham, WA 98226
Shelley James • RE/MAX Whatcom County, Inc.
$598,000
3 beds2 baths1,510 sq ft
4555 El Dorado Way #132, Bellingham, WA 98226
Lynda Hinton • Windermere RE Whatcom, Inc.
$369,000
2 beds2 baths1,030 sq ft
255 W Bakerview Rd Unit B203, Bellingham, WA 98226
Andi Dyer • RE/MAX Whatcom County, Inc.
$1,399,000
4 beds2 baths1,820 sq ft
3170 E Smith Rd, Bellingham, WA 98226
Harm Lidhran • John L. Scott Bellingham
See all

Provided by Redfin

Sale history for 3480 Emma Rd

Date

Event

Price

Jul 1, 2022

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #1942537

$649,950

$632/sq ft

Jun 14, 2022

Pending

NWMLS as Distributed by MLS Grid #1942537

—

Jun 2, 2022

Listed (Active)

NWMLS as Distributed by MLS Grid #1942537

$649,950

$632/sq ft

Jul 31, 2018

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1296829

$330,000

$321/sq ft

Jun 25, 2018

Pending

NWMLS as Distributed by MLS Grid #1296829

—

Jun 19, 2018

Pending (Pending Inspection)

NWMLS as Distributed by MLS Grid #1296829

—

May 25, 2018

Listed (Active)

NWMLS as Distributed by MLS Grid #1296829

$339,500

$330/sq ft

Jun 30, 2009

Sold

Public Records

$224,900

$219/sq ft

Jul 29, 2002

Sold

Public Records

$132,500

$129/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,270 (+7.2%)

$303,113 + $273,263

$576,376

2025

$4,914 (+9.3%)

$303,113 + $273,263

$576,376

2024

$4,496 (+24.4%)

$307,219 + $276,964

$584,183

2023

$3,614 (+10.0%)

$307,219 + $276,964

$584,183

2022

$3,284 (−2.4%)

$211,875 + $191,006

$402,881

2021

$3,365 (+3.7%)

$187,500 + $145,717

$333,217

2020

$3,243 (+25.1%)

$179,939 + $132,306

$312,245

2019

$2,592 (+3.5%)

$148,365 + $109,119

$257,484

2017

$2,504 (+15.1%)

$125,895 + $92,684

$218,579

2016

$2,176 (−12.4%)

$115,605 + $85,294

$200,899

2015

$2,485 (−2.0%)

$105,000 + $97,211

$202,211

2014

$2,537 (+0.6%)

$105,000 + $97,211

$202,211

2013

$2,521 (+11.8%)

$105,000 + $97,211

$202,211

2011

$2,254 (+9.2%)

$100,000 + $92,985

$192,985

2010

$2,064 (+16.0%)

$100,000 + $93,925

$193,925

2009

$1,779

$82,500 + $84,155

$166,655

Tax history for 3480 Emma Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,270 (+7.2%)

$303,113 + $273,263

$576,376

2025

$4,914 (+9.3%)

$303,113 + $273,263

$576,376

2024

$4,496 (+24.4%)

$307,219 + $276,964

$584,183

2023

$3,614 (+10.0%)

$307,219 + $276,964

$584,183

2022

$3,284 (−2.4%)

$211,875 + $191,006

$402,881

2021

$3,365 (+3.7%)

$187,500 + $145,717

$333,217

2020

$3,243 (+25.1%)

$179,939 + $132,306

$312,245

2019

$2,592 (+3.5%)

$148,365 + $109,119

$257,484

2017

$2,504 (+15.1%)

$125,895 + $92,684

$218,579

2016

$2,176 (−12.4%)

$115,605 + $85,294

$200,899

2015

$2,485 (−2.0%)

$105,000 + $97,211

$202,211

2014

$2,537 (+0.6%)

$105,000 + $97,211

$202,211

2013

$2,521 (+11.8%)

$105,000 + $97,211

$202,211

2011

$2,254 (+9.2%)

$100,000 + $92,985

$192,985

2010

$2,064 (+16.0%)

$100,000 + $93,925

$193,925

2009

$1,779

$82,500 + $84,155

$166,655

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2,614 Sq. Ft.

Year renovated

—

Sq. Ft.

1,028

Year built

1954

Style

Single Family Residential

County

Whatcom County

APN

3801343121210000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: Detached Garage
Garage Spaces: 1
Has Garage

Interior

Bedroom Information
# of Bedrooms: 1
# of Beds Upper: 1
Bedrooms Possible: 1

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
# of Full Baths (Main): 1
# of Half Baths (Upper): 1

Room 1 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Level: Main

Room 3 Information
Room Type: Utility Room
Room Level: Main

Room 4 Information
Room Type: Bathroom Full
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Level: Upper

Room 6 Information
Room Type: Bathroom Half
Room Level: Upper

Basement Information
Basement Features: None

Fireplace Information
Has Fireplace
# of Fireplaces: 1
# of Fireplaces Main: 1

Heating & Cooling
Has Heating
Has Cooling

Interior Features
Interior Features: Ductless HP-Mini Split, Ceramic Tile, Wall to Wall Carpet, Laminate Hardwood, Fireplace, Water Heater
Appliances: Dryer, Washer
Flooring: Ceramic Tile, Laminate, Carpet
Appliances Included: Dishwasher,Dryer,Microwave,Refrigerator,StoveRange,Washer

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition

Exterior Features
Exterior Features: Brick, Wood

Waterfront Information
On Waterfront
Waterfront Features: No Bank, Ocean Access, Saltwater, Sound
Waterfront Footage: 31'

Property Information
Energy Source: Electric,Wood
Sq. Ft. Finished: 1,028
Style Code: 11 - 1 1/2 Story
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Good
Has View

Lot Information
Lot Number: 26
MLS Lot Size Source: County Assessor
Site Features: Deck,Electric Car Charging,Fenced-Partially,High Speed Internet,Patio,Shop
Zoning Jurisdiction: County
Lot Size Units: Square Feet
Lot Size Acres: 0.07
Lot Size Dimensions: 31' x 115' x 25' x 124'
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $3,365
Tax Year: 2021

Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: Cash

Utilities

Utility Information
Water Source: Community
Water Company: Lummi Water & Sewer
Power Company: Puget Sound Energy
Sewer: Sewer Connected
Sewer Company: Lummi Water & Sewer
Utilities: High Speed Internet, Sewer Connected, Electric, Wood
Water Heater Location: Main - Laundry/Utility Room
Water Heater Type: Electric
Internet Connected: Century Link

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
High School District: Ferndale

Location Information
Bus Line Nearby: true
Directions: 1-5 Exit 270 (Slater Rd), Left (West) on Slater 3.5 miles, Left (South) at Haxton Way 6.3 miles, home on Right at Emma Rd & Haxton.
Topography: Level

Community Information
Senior Exemption: false

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 1,028
Stories: 2.0
Lot Size: 2,614 square feet
Style: Single Family Residential
Year Built: 1954
Year Renovated: —
County: Whatcom County
APN: 3801343121210000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Thursday, June 2, 2022

Green Information
Power Production Type: Electric, Wood

Home Information
Living Area: 1,028
Living Area Units: Square Feet
Calculated Square Footage: 1028
MLS Square Footage Source: County Assessor
Building Area Total: 1028
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Year Built Effective: 1954
Effective Year Built Source: Public Records
Structure Type: House

Around this home

Schools

Eagleridge Elementary School

Public K-5 • Assigned • 9.0mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 9.0mi

6/10

Ferndale High School

Public 9-12 • Assigned • 8.8mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 61-75% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 79° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

8 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.9 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.9 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$589,000 – $713,000

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Home values near 3480 Emma Rd

Data from public records.

Address	Redfin Estimate
3456 Emma Road, Bellingham, WA 3 Beds \| 1 Baths \| 1289 Sq. Ft.	$566,262
3459 Emma Road, Bellingham, WA 3 Beds \| 1 Baths \| 1872 Sq. Ft.	$595,937

Address	Redfin Estimate
3455 Emma Road, Bellingham, WA 2 Beds \| 2 Baths \| 1193 Sq. Ft.	$429,866
2628 Lummi View Drive, Bellingham, WA 3 Beds \| 2 Baths \| 1968 Sq. Ft.	$566,864

Address	Redfin Estimate
3460 Emma Road, Bellingham, WA 2 Beds \| 2 Baths \| 1536 Sq. Ft.	—
2612 Lummi View Drive, Bellingham, WA 3 Beds \| 2 Baths \| 1086 Sq. Ft.	$472,029

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98226, WA

Sale history for 3480 Emma Rd

Tax history for 3480 Emma Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98226

Home values near 3480 Emma Rd

More real estate resources