Google street view image for 3490 Bay Rd, Ferndale, WA 98248

OFF MARKET

$928,277

•

2 ba

•

2,270

sq ft

3490 Bay Rd, Ferndale, WA 98248

About this home

3490 Bay Rd is a 2,270 square foot house on a 2.16 acre lot with 3 bedrooms and 2 bathrooms. Based on Redfin's Ferndale data, we estimate the home's value is $928,277.

Single-familyProperty Type

2016Year Built

2.16 acresLot Size

$409Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$928,277

$27K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 30.1% higher than the average sale price ($714K) of 6 comparable homes.

SOLD JUL 28, 2026
$1,160,000
A
3 beds2.5 baths3,314 sq ft
7856 Ham Rd, Custer, WA 98240
SOLD APR 27, 2026
$571,000
B
3 beds2 baths2,068 sq ft
4840 Lighthouse Dr, Blaine, WA 98230
SOLD MAY 27, 2026
$430,000
C
3 beds2 baths2,184 sq ft
8383 Custer School Rd, Custer, WA 98240
SOLD MAY 1, 2026
$515,000
D
3 beds2 baths2,068 sq ft
4849 Starfish Ln, Blaine, WA 98230
SOLD JUL 24, 2026
$655,000
E
3 beds2 baths1,532 sq ft
3073 Aldergrove Rd, Ferndale, WA 98248
SOLD AUG 7, 2026
$950,000
F
4 beds2.5 baths2,902 sq ft
2914 Cameron Ridge Ln, Ferndale, WA 98248

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$861,004

Est. take-home

List your home with Redfin and save $9,283

Rent

$3,611/mo

Redfin rental estimate

List your home for rent

Market trends in 98248, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

0.0% MoM

Median sale price

$650K

$5K MoM

Avg. days on market

15d

2 days MoM

Recently sold homes

6 MoM

New listings for sale

REDFIN OPEN SAT
$535,000
3 beds2 baths1,776 sq ft
6143 Church Rd, Ferndale, WA 98248
Redfin
OPEN SAT, 12PM TO 3PM
$854,905
4 beds6 baths3,502 sq ft
1371 W Axton Rd, Ferndale, WA 98248
Selah Walker • Sterling Real Estate Group
NEW 22 HRS AGO
$510,000
3 beds1.5 baths1,016 sq ft
6108 Juno Pl, Ferndale, WA 98248
Michael Shkurat • RE/MAX Whatcom County, Inc.
OPEN TODAY, 11AM TO 1PM
$625,000
3 beds2.5 baths2,181 sq ft
5654 Axton Ct, Ferndale, WA 98248
Ronda Karn • RE/MAX Whatcom County, Inc.
$599,000
3 beds2.5 baths1,942 sq ft
1827 Billie Ct, Ferndale, WA 98248
Genaro Shaffer • Bellwether Real Estate
$659,000
4 beds2.5 baths1,920 sq ft
2760 Jessie Ct, Ferndale, WA 98248
Gabrielle Balolia • RE/MAX Whatcom County, Inc.
$649,900
3 beds2.5 baths2,300 sq ft
2407 Barn Door Ct, Ferndale, WA 98248
Chris Boyd • COMPASS
3D WALKTHROUGH
$1,295,000
5 beds4.5 baths4,224 sq ft
2752 Douglas Rd, Ferndale, WA 98248
Diskin Young • Bellwether Real Estate
$449,000
3 beds3 baths980 sq ft
4038 Mayne Ln #2, Ferndale, WA 98248
Joe Wystup • John L. Scott Bellingham
$650,000
3 beds2 baths1,504 sq ft
1934 Somerset St, Ferndale, WA 98248
Peter Roberts • John L. Scott Bellingham
See all

Provided by Redfin

Sale history for 3490 Bay Rd

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2026

$7,484 (+7.8%)

$211,902 + $717,408

$929,310

2025

$6,945 (+8.8%)

$211,902 + $717,408

$929,310

2024

$6,385 (−3.3%)

$204,736 + $693,148

$897,884

2023

$6,602 (+23.7%)

$204,736 + $693,148

$897,884

2022

$5,335 (+7.3%)

$182,800 + $618,882

$801,682

2021

$4,973 (−2.1%)

$144,838 + $440,167

$585,005

2020

$5,080 (+20.6%)

$122,744 + $373,023

$495,767

2019

$4,211 (−6.3%)

$106,714 + $324,307

$431,021

2017

$4,496 (+67.5%)

$91,600 + $278,375

$369,975

2016

$2,684 (−2.7%)

$91,600 + $278,375

$369,975

2015

$2,757 (−1.4%)

$109,740 + $110,055

$219,795

2014

$2,795 (−3.3%)

$109,740 + $110,055

$219,795

2013

$2,889 (+2.1%)

$109,740 + $110,055

$219,795

2011

$2,831 (+1.0%)

$115,050 + $116,104

$231,154

2010

$2,802 (+0.5%)

$118,000 + $145,685

$263,685

2009

$2,789

$118,000 + $145,685

$263,685

Tax history for 3490 Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,484 (+7.8%)

$211,902 + $717,408

$929,310

2025

$6,945 (+8.8%)

$211,902 + $717,408

$929,310

2024

$6,385 (−3.3%)

$204,736 + $693,148

$897,884

2023

$6,602 (+23.7%)

$204,736 + $693,148

$897,884

2022

$5,335 (+7.3%)

$182,800 + $618,882

$801,682

2021

$4,973 (−2.1%)

$144,838 + $440,167

$585,005

2020

$5,080 (+20.6%)

$122,744 + $373,023

$495,767

2019

$4,211 (−6.3%)

$106,714 + $324,307

$431,021

2017

$4,496 (+67.5%)

$91,600 + $278,375

$369,975

2016

$2,684 (−2.7%)

$91,600 + $278,375

$369,975

2015

$2,757 (−1.4%)

$109,740 + $110,055

$219,795

2014

$2,795 (−3.3%)

$109,740 + $110,055

$219,795

2013

$2,889 (+2.1%)

$109,740 + $110,055

$219,795

2011

$2,831 (+1.0%)

$115,050 + $116,104

$231,154

2010

$2,802 (+0.5%)

$118,000 + $145,685

$263,685

2009

$2,789

$118,000 + $145,685

$263,685

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R10A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Interior

Bathroom Information
# of Full Baths: 2
# of Bathroom Fixtures: 9

Heating & Cooling
Heating Type: Forced Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Exterior

Exterior Information
Physical Condition: Very Good
Foundation Type: Block
Exterior Wall: Stucco

Property Information
Living Sq. Ft: 2,270
Ground Floor Sq. Ft: 2,270
Building Sq. Ft: 2,990
# of Stories: 1
Stories Type: 1
Legal Description: E 235 FT OF S 420 FT OF W 1/2 W 1/2 SW SE LESS RDS

Parking & Garage Information
Parking Type: Detached Garage
Garage/Parking Sq. Ft: 2,220
Garage / Carport Type: Detached

Lot Information
# of Buildings: 1
Land Sq. Ft: 94,090
Municipality Name: 502 F21 C10
Acres: 2.16
Zoning Code: R10A
County Use Description: RESIDENTIAL 4 BEDROOM

Financial

Assessor Information
Assessment Year: 2025
Tax District County: 502 F21 C10

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,270
Stories: 1.0
Lot Size: 2.16 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: —
County: Whatcom County
APN: 4001342900230000

Home facts updated by county records on Jul 13, 2026

Around this home

Schools

Custer Elementary School

Public K-5 • Assigned • 1.7mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 3.7mi

6/10

Ferndale High School

Public 9-12 • Assigned • 5.2mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 82° expected this year, 18 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Ferndale, WA • 98248

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$882,000 – $1.07M

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New listings for sale in 98248

REDFIN OPEN SAT3D WALKTHROUGH

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6143 Church Rd, Ferndale, WA 98248

Redfin

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Diskin Young • Bellwether Real Estate

$449,000

3 beds3 baths980 sq ft

4038 Mayne Ln #2, Ferndale, WA 98248

Joe Wystup • John L. Scott Bellingham

Home values near 3490 Bay Rd

Data from public records.

Address	Redfin Estimate
3425 Bay Rd, Ferndale, WA 3 Beds \| 2 Baths \| 1863 Sq. Ft.	$552,320
3456 Bay Rd, Ferndale, WA 4 Beds \| 2 Baths \| 1620 Sq. Ft.	$599,411

Address	Redfin Estimate
3429 Bay Rd, Ferndale, WA 3 Beds \| 2 Baths \| 1863 Sq. Ft.	$535,259
3510 Bay Rd, Ferndale, WA 3 Beds \| 2 Baths \| 1608 Sq. Ft.	$471,672

Address	Redfin Estimate
3442 Bay Rd, Ferndale, WA 4 Beds \| 2 Baths \| 1782 Sq. Ft.	—
3426 Bay Rd, Ferndale, WA 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$656,173

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98248, WA

Sale history for 3490 Bay Rd

Tax history for 3490 Bay Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98248

Home values near 3490 Bay Rd

More real estate resources