Listed by Kate Fadden • John L. Scott Bellingham. Bought with Windermere RE Whatcom, Inc.

Off market jan 2026 for $810K

$871,037

Est. refi paymentEst. refi $4,422/mo

•

3,016

sq ft

3585 Saddle Back Rd, Ferndale, WA 98248

About this home

Single-familyProperty Type

1998Year Built

4.87 acresLot Size

$289Est. Price/Sq.Ft.

2 spacesParking

Listed by Kate Fadden • John L. Scott Bellingham

Bought with Vicki Locker • Windermere RE Whatcom, Inc.

Redfin checked: 4 minutes ago

•Source:NWMLS as Distributed by MLS Grid #2471554

Redfin Estimate

$871,037

$61K since sold in January 2026$13K since September

Recently sold homes
Estimate history

This home's estimate is 5.7% lower than the average sale price ($923K) of 6 comparable homes.

SOLD OCT 7, 2026
$845,000
A
3 beds2.5 baths2,389 sq ft
6956 Fingalson Creek Dr, Ferndale, WA 98248
Listing provided by nwmls
SOLD MAY 14, 2026
$920,000
B
4 beds3 baths3,226 sq ft
3145 Brown Rd, Ferndale, WA 98248
Listing provided by nwmls
SOLD SEP 4, 2026
$915,000
C
4 beds2.5 baths2,807 sq ft
3210 White Swan Ln, Ferndale, WA 98248
Listing provided by nwmls
SOLD JUL 10, 2026
$750,000
D
3 beds2.5 baths2,048 sq ft
4077 Tarte Rd, Blaine, WA 98230
Listing provided by nwmls
SOLD JUL 28, 2026
$1,160,000
E
3 beds2.5 baths3,314 sq ft
7856 Ham Rd, Custer, WA 98240
Listing provided by nwmls
SOLD AUG 7, 2026
$950,000
F
4 beds2.5 baths2,902 sq ft
2914 Cameron Ridge Ln, Ferndale, WA 98248
Listing provided by nwmls

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Sell

$168,851

Est. take-home

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Refinance

Est. cash available

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Rent

$3,134/mo

Redfin rental estimate

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Market trends in 98248, WA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.4%

0.5% MoM

Median sale price

$650K

$5K MoM

Avg. days on market

25d

8 days MoM

Recently sold homes

7 MoM

New listings for sale

OPEN OCT 24, 12PM TO 3PM
$249,000
2 beds2 baths1,782 sq ft
6350 Portal Way #57, Ferndale, WA 98248
Tawny Griffith • HomeSmart Real Estate Assoc
$585,500
3 beds2 baths1,442 sq ft
5870 Shannon Ave, Ferndale, WA 98248
Jeff Engen • MJB Real Estate Group
$250,000
2 beds2 baths1,440 sq ft
4787 Neptune Cir, Ferndale, WA 98248
Mary Jane Hendry • Windermere Real Estate JS
3D WALKTHROUGH
$630,000
3 beds2 baths1,684 sq ft
5987 Sunshine Dr, Ferndale, WA 98248
Charlotte Wells • Windermere RE Whatcom, Inc.
$379,000
2 beds1 bath1,500 sq ft
6557 Malloy Rd, Ferndale, WA 98248
Lyle Sorenson • Windermere RE Whatcom, Inc.
$150,000
2 beds1 bath654 sq ft
1942 Trigg Rd #50, Ferndale, WA 98248
Carmen Rojo • eXp Realty
$625,000
3 beds2 baths1,686 sq ft
2558 Pacific Highlands Ave, Ferndale, WA 98248
Shari Draper • Windermere RE Whatcom, Inc.
$749,999
4 beds2 baths1,960 sq ft
2744 Mountain View Rd Unit B, Ferndale, WA 98248
Jerri Pedersen • Keller Williams South Sound
$725,000
3 beds3.5 baths2,628 sq ft
1248 Lattimore Rd, Ferndale, WA 98248
Toni Miller • Weichert Realtors Vanson Assoc
$470,000
4 beds3 baths3,148 sq ft
2911 Fox Rd, Ferndale, WA 98248
Sarah Colin • John L. Scott Bellingham
See all

Provided by Redfin

Sale history for 3585 Saddle Back Rd

Date

Event

Price

Jan 16, 2026

Sold

Public Records

$863,370

$286/sq ft

Dec 19, 2025

Sold (MLS)

NWMLS as Distributed by MLS Grid #2471554

$810,000

$269/sq ft

Dec 19, 2025

Listed

NWMLS as Distributed by MLS Grid #2471554

$810,000

$269/sq ft

Oct 31, 2016

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1005021

$408,000

$135/sq ft

Oct 17, 2016

Pending

NWMLS as Distributed by MLS Grid #1005021

—

Oct 10, 2016

Contingent

NWMLS as Distributed by MLS Grid #1005021

—

Sep 20, 2016

Price Changed

NWMLS as Distributed by MLS Grid #1005021

$419,500

$139/sq ft

Aug 8, 2016

Price Changed

NWMLS as Distributed by MLS Grid #1005021

$435,000

$144/sq ft

Jul 29, 2016

Listed (Active)

NWMLS as Distributed by MLS Grid #1005021

$445,000

$148/sq ft

Apr 9, 2004

Sold

Public Records

$340,000

$113/sq ft

Aug 10, 2001

Sold

Public Records

$259,000

$86/sq ft

May 19, 2000

Sold

Public Records

$230,000

$76/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,843 (+13.9%)

$89,417 + $457,543

$546,960

2025

$4,250 (+10.5%)

$89,417 + $457,543

$546,960

2024

$3,845 (−4.9%)

$86,922 + $442,071

$528,993

2023

$4,044 (+2.2%)

$86,922 + $442,071

$528,993

2022

$3,956 (+8.1%)

$77,806 + $394,706

$472,512

2021

$3,659 (−1.8%)

$54,021 + $364,281

$418,302

2020

$3,726 (+20.8%)

$46,182 + $308,713

$354,895

2019

$3,084 (−4.7%)

$40,514 + $268,396

$308,910

2017

$3,237 (+304.1%)

$35,229 + $230,383

$265,612

2016

$801 (−3.1%)

$35,268 + $230,383

$265,651

2015

$827 (−1.3%)

$32,550 + $176,409

$208,959

2014

$838 (−2.7%)

$32,550 + $176,409

$208,959

2013

$862 (+2.8%)

$32,550 + $176,409

$208,959

2011

$838

$34,125 + $186,106

$220,231

Tax history for 3585 Saddle Back Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,843 (+13.9%)

$89,417 + $457,543

$546,960

2025

$4,250 (+10.5%)

$89,417 + $457,543

$546,960

2024

$3,845 (−4.9%)

$86,922 + $442,071

$528,993

2023

$4,044 (+2.2%)

$86,922 + $442,071

$528,993

2022

$3,956 (+8.1%)

$77,806 + $394,706

$472,512

2021

$3,659 (−1.8%)

$54,021 + $364,281

$418,302

2020

$3,726 (+20.8%)

$46,182 + $308,713

$354,895

2019

$3,084 (−4.7%)

$40,514 + $268,396

$308,910

2017

$3,237 (+304.1%)

$35,229 + $230,383

$265,612

2016

$801 (−3.1%)

$35,268 + $230,383

$265,651

2015

$827 (−1.3%)

$32,550 + $176,409

$208,959

2014

$838 (−2.7%)

$32,550 + $176,409

$208,959

2013

$862 (+2.8%)

$32,550 + $176,409

$208,959

2011

$838

$34,125 + $186,106

$220,231

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

4.87 Acres

Year renovated

—

Sq. Ft.

2,016

Year built

1998

Style

Single Family Residential

County

Whatcom County

APN

3901101443690000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

R5A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Driveway, Detached Garage, RV Parking
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Beds Upper: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Full Baths (Upper): 2
# of Half Baths (Main): 1
# of Bathtubs: 2
# of Showers: 2

Room 1 Information
Room Type: Den/Office
Room Level: Main

Room 2 Information
Room Type: Entry Hall
Room Level: Main

Room 3 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 4 Information
Room Type: Living Room
Room Level: Main

Room 5 Information
Room Type: Primary Bedroom

Room 6 Information
Room Type: Utility Room
Room Level: Main

Room 7 Information
Room Type: Bedroom

Room 8 Information
Room Type: Bedroom

Room 9 Information
Room Type: Bathroom Full

Room 10 Information
Room Type: Bathroom Full

Room 11 Information
Room Type: Bathroom Half
Room Level: Main

Basement Information
Basement Features: Partially Finished

Heating & Cooling
Has Heating

Interior Features
Interior Features: French Doors, Vaulted Ceiling(s)
Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Appliances Included: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior

Building Information
Building Information: Built On Lot
Construction Materials: Cement Plank
Roof: Composition

Exterior Features
Exterior Features: Cement Planked

Property Information
Sq. Ft. Finished: 2,016
Sq. Ft. Unfinished: 1,000
Style Code: 18 - 2 Stories w/Bsmnt
Property Type: Residential
Property Sub Type: Single Family Residence
Has View

Land Information
Vegetation: Brush, Garden Space, Wooded

Lot Information
MLS Lot Size Source: Assessor
Site Features: Barn,Deck,Patio,Propane,RV Parking
Lot Features: Dead End Street, Dirt Road
Lot Size Units: Square Feet
Lot Size Acres: 4.87
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $4,250
Tax Year: 2025

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Shared Well
Sewer: Septic Tank

Location

School Information
High School District: Ferndale

Location Information
Topography: Equestrian,Level,Partial Slope

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,016
Stories: 2.0
Lot Size: 4.87 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: —
County: Whatcom County
APN: 3901101443690000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Friday, January 16, 2026

Home Information
Living Area: 2,016
Calculated Square Footage: 3016
MLS Square Footage Source: Assessor
Building Area Total: 3016
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Structure Type: House
Levels: Two
Entry Location: Main

Around this home

Schools

Custer Elementary School

Public K-5 • Assigned • 2.8mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 2.9mi

6/10

Ferndale High School

Public 9-12 • Assigned • 4.5mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 81° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Ferndale, WA • 98248

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$828,000 – $1.00M

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