OFF MARKET

Listed by Michael Shkurat • RE/MAX Whatcom County, Inc. Bought with Windermere Real Estate/HLC.

Off Market Sep 2023 for $883K

$860,472

•

2,800

sq ft

4432 Decatur Dr, Ferndale, WA 98248

About this home

Welcome to your dream coastal retreat in Sandy Point Arm community! This home offers modern luxury + premium finishes, breathtaking views of the bay, San Juan Islands, Mt Baker, River & the Golf Course. Includes separate living suite studio unit w/ kitchen + bathroom (income of $3K per month!). The bright open-concept kitchen + living + dining rm is an entertainer's dream, w/ walk-out deck. Large floor-to-ceiling windows, vaulted ceilings, cozy fireplace, large island, tile throughout, huge primary suite. Backing up to golf course, easy access to community beach across the road for kayaking, paddle boarding, etc. Move-in ready or perfect for vacay home or VRBO/Airbnb. Community features: pool, clubhouse, marina, boat launch, golf course +.

Single-familyProperty Type

2019Year Built

6,970 sq ftLot Size

$307Est. Price/Sq.Ft.

2 car garageParking

Listed by Michael Shkurat • RE/MAX Whatcom County, Inc.

Bought with Ashley Farrington • Windermere Real Estate/HLC

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #2144506

Redfin Estimate

$860,472

$23K since sold in September 2023$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.5% higher than the average sale price ($815K) of 6 comparable homes.

SOLD BY REDFIN JUL 10, 2026
$707,000
A
4 beds3 baths2,293 sq ft
5460 Blue Sky Way, Ferndale, WA 98248
BOUGHT WITH REDFIN APR 28, 2026
$785,000
B
4 beds3.5 baths2,325 sq ft
5511 Presley Ln, Ferndale, WA 98248
SOLD APR 30, 2026
$518,000
C
3 beds2.5 baths2,050 sq ft
4463 Moresby Way, Ferndale, WA 98248
SOLD AUG 6, 2026
$985,000
D
4 beds3 baths2,946 sq ft
4121 Saltspring Dr, Ferndale, WA 98248
SOLD FEB 20, 2026
$667,490
E
4 beds2.5 baths2,540 sq ft
5591 Farmstead Pl #7, Ferndale, WA 98248
SOLD JUL 27, 2026
$1,228,900
F
3 beds2.5 baths2,738 sq ft
4517 Sucia Dr, Ferndale, WA 98248

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$130,040

Est. take-home

List your home with Redfin and save $8,605

Market trends in 98248, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

0.0% MoM

Median sale price

$650K

$5K MoM

Avg. days on market

15d

2 days MoM

Recently sold homes

6 MoM

New listings for sale

OPEN THU, 11AM TO 1PM
$625,000
3 beds2.5 baths2,181 sq ft
5654 Axton Ct, Ferndale, WA 98248
Ronda Karn • RE/MAX Whatcom County, Inc.
$599,000
3 beds2.5 baths1,942 sq ft
1827 Billie Ct, Ferndale, WA 98248
Genaro Shaffer • Bellwether Real Estate
$659,000
4 beds2.5 baths1,920 sq ft
2760 Jessie Ct, Ferndale, WA 98248
Gabrielle Balolia • RE/MAX Whatcom County, Inc.
$649,900
3 beds2.5 baths2,300 sq ft
2407 Barn Door Ct, Ferndale, WA 98248
Chris Boyd • COMPASS
3D WALKTHROUGH
$1,295,000
5 beds4.5 baths4,224 sq ft
2752 Douglas Rd, Ferndale, WA 98248
Diskin Young • Bellwether Real Estate
$449,000
3 beds3 baths980 sq ft
4038 Mayne Ln #2, Ferndale, WA 98248
Joe Wystup • John L. Scott Bellingham
$650,000
3 beds2 baths1,504 sq ft
1934 Somerset St, Ferndale, WA 98248
Peter Roberts • John L. Scott Bellingham
3D WALKTHROUGH
$824,990
3 beds2 baths2,825 sq ft
1231 Willeys Lake Rd, Ferndale, WA 98248
Candi Hosick • eXp Realty
3D WALKTHROUGH
$669,000
3 beds2.5 baths1,914 sq ft
5949 Ranch Loop, Ferndale, WA 98248
Sy Hashimi • RE/MAX Whatcom County, Inc.
OPEN SAT, 1:30PM TO 3PM
$1,099,000
3 beds3 baths2,436 sq ft
3962 Saltspring Dr, Ferndale, WA 98248
Mike Bredeson • Muljat Group
See all

Provided by Redfin

Redfin agents who toured

Like new two-story home in Sandy Point community with gorgeous water, island, mountain, and golf course views. Top floor spacious modern kitchen, open the great room area with front view deck plus primary suite overlooking the golf course behind....
3 years ago• May not reflect the current state of the home
Sharon Theeuwen
Redfin Associate agent

Sale history for 4432 Decatur Dr

Year

Property tax

Land + Additions

Assessment*

2026

$5,396 (+6.4%)

$160,502 + $476,523

$637,025

2025

$5,073 (+2.5%)

$160,502 + $476,523

$637,025

2024

$4,948 (−2.0%)

$173,907 + $530,010

$703,917

2023

$5,050 (+14.9%)

$173,907 + $530,010

$703,917

2022

$4,395 (+16.0%)

$152,550 + $464,925

$617,475

2021

$3,789 (+2,307.0%)

$135,000 + $354,688

$489,688

2020

$157 (+21.0%)

$73,233 + $308,254

$381,487

2019

$130 (−7.2%)

$13,243

2017

$140 (+7.0%)

$12,232

2016

$131 (+8.6%)

$11,572

2015

$121 (−73.3%)

$10,125

2014

$451 (+269.2%)

$37,260

2013

$122 (+2.5%)

$37,260

2011

$119 (+9.5%)

$10,125

2010

$109 (+3.9%)

$10,125

2009

$105

$10,125

Tax history for 4432 Decatur Dr

Year

Property tax

Land + Additions

Assessment*

2026

$5,396 (+6.4%)

$160,502 + $476,523

$637,025

2025

$5,073 (+2.5%)

$160,502 + $476,523

$637,025

2024

$4,948 (−2.0%)

$173,907 + $530,010

$703,917

2023

$5,050 (+14.9%)

$173,907 + $530,010

$703,917

2022

$4,395 (+16.0%)

$152,550 + $464,925

$617,475

2021

$3,789 (+2,307.0%)

$135,000 + $354,688

$489,688

2020

$157 (+21.0%)

$73,233 + $308,254

$381,487

2019

$130 (−7.2%)

$13,243

2017

$140 (+7.0%)

$12,232

2016

$131 (+8.6%)

$11,572

2015

$121 (−73.3%)

$10,125

2014

$451 (+269.2%)

$37,260

2013

$122 (+2.5%)

$37,260

2011

$119 (+9.5%)

$10,125

2010

$109 (+3.9%)

$10,125

2009

$105

$10,125

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,970 Sq. Ft.

Year renovated

—

Sq. Ft.

2,175

Year built

2019

Style

Other

County

Whatcom County

APN

3801100584720000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

RR3

Rural Residential District

The purpose of the Residential Rural District is to maintain the low density rural residential character of the areas designated as rural neighborhoods or rural communities on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to provide the opportunity for the development of building sites which maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Senior
Housing-Student
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: RV Parking, Driveway, Attached Garage
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Beds Upper: 1
# of Beds Lower: 3
Bedrooms Possible: 4

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 2
# of Half Baths (Total): 1
# of Full Baths (Upper): 1
# of Half Baths (Upper): 1
# of Three Quarter Baths (Lower): 2
# of Bathtubs: 1
# of Showers: 3

Basement Information
Basement Features: None

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas
# of Fireplaces Upper: 1

Heating & Cooling
Has Heating
Heating Information: 90%+ High Efficiency, Tankless Water Heater
Has Cooling
Cooling Information: Central A/C, Ductless HP-Mini Split

Interior Features
Interior Features: Ceramic Tile, Laminate, Dining Room, High Tech Cabling, Skylight(s), Vaulted Ceiling(s), Walk-In Pantry, Walk-in Closet(s), Fireplace, Water Heater
Flooring: Ceramic Tile, Laminate
Appliances Included: Dishwasher,Garbage Disposal,Refrigerator,StoveRange

Exterior

Building Information
Building Information: Built On Lot
Roof: Metal

Exterior Features
Exterior Features: Cement Planked, Stone

Pool Information
Pool Type: Community
Pool Features: Community

Property Information
Energy Source: Electric,Propane
Sq. Ft. Finished: 2,800
Style Code: 12 - 2 Story
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Very Good
Has View

Land Information
Vegetation: Brush, Fruit Trees, Garden Space

Lot Information
MLS Lot Size Source: Assessor
Site Features: Cable TV,Deck,Fenced-Partially,High Speed Internet,Patio,Propane,RV Parking
Zoning Jurisdiction: County
Lot Features: Curbs, Dead End Street, Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.16
Lot Size Dimensions: 60x120
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $5,050
Tax Year: 2023

Financial Information
Listing Terms: Cash Out, Conventional, FHA, VA Loan
Buyer Financing: VA

Utilities

Utility Information
Water Source: Community, Shares
Water Company: Sandy Point Improvement Co.
Power Company: PSE
Sewer: Sewer Connected
Sewer Company: Sandy Point Improvement Co.
Water Heater Location: Garage
Water Heater Type: On Demand

Location

Multi-Unit Information
Furnished: Unfurnished

HOA Information
Association Contact Name: Sandy Point Improvement Co.
Has HOA
Association Fee: $40
Association Fee Frequency: Monthly

School Information
Elementary School: Eagleridge Elem
Middle Or Junior High School: Horizon Mid
High School: Ferndale High
High School District: Ferndale

Location Information
Water Access: Community Waterfront/Pvt Beach
Directions: From I-5 take exit 260, head West on Slater Rd., Left on Terrell Lake Rd., first Right onto Waldron Dr., turn Left onto Orcas Way, take first Left onto Decatur Dr. House on the left side.
Topography: Level

Community Information
Senior Exemption: false
Community Features: Boat Launch, CCRs, Club House, Golf, Park, Playground, Trail(s)

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,175
Stories: 2.0
Lot Size: 6,970 square feet
Style: Other
Year Built: 2019
Year Renovated: —
County: Whatcom County
APN: 3801100584720000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Friday, July 28, 2023

Green Information
Direction Faces: Southwest
Power Production Type: Electric, Propane

Home Information
Living Area: 2,800
Living Area Units: Square Feet
Calculated Square Footage: 2800
MLS Square Footage Source: Builder
Building Area Total: 2800
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Year Built Effective: 2019
Effective Year Built Source: Public Records
Structure Type: House
Levels: Two
Entry Location: Lower

Around this home

Schools

Eagleridge Elementary School

Public K-5 • Assigned • 4.8mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 4.7mi

6/10

Ferndale High School

Public 9-12 • Assigned • 5.2mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 26-36% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 81° expected this year, 21 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Ferndale, WA • 98248

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Estimated sale price

$818,000 – $990,000

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Joe Wystup • John L. Scott Bellingham

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1934 Somerset St, Ferndale, WA 98248

Peter Roberts • John L. Scott Bellingham

3D WALKTHROUGH

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$669,000

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Sy Hashimi • RE/MAX Whatcom County, Inc.

Home values near 4432 Decatur Dr

Data from public records.

Address	Redfin Estimate
4420 Decatur Drive, Ferndale, WA 3 Beds \| 2.5 Baths \| 1968 Sq. Ft.	$598,722
4427 Decatur Drive, Ferndale, WA 2 Beds \| 2.5 Baths \| 1017 Sq. Ft.	$577,620

Address	Redfin Estimate
4444 Decatur Drive, Ferndale, WA 4 Beds \| 2.5 Baths \| 2400 Sq. Ft.	$756,705
4461 Decatur Drive, Ferndale, WA 3 Beds \| 2.5 Baths \| 1985 Sq. Ft.	$832,461

Address	Redfin Estimate
4456 Decatur Drive, Ferndale, WA 3 Beds \| 2 Baths \| 2004 Sq. Ft.	$571,332
4446 Decatur Drive, Ferndale, WA 4 Beds \| 2.5 Baths \| 2753 Sq. Ft.	$882,713

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98248, WA

Redfin agents who toured

Sale history for 4432 Decatur Dr

Tax history for 4432 Decatur Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98248

Home values near 4432 Decatur Dr

More real estate resources