OFF MARKET

Listed by Pam Begley • Coldwell Banker Best Homes. Bought with John L. Scott, Inc.

Off Market Jun 2020 for $685K

$919,089

Est. refi paymentEst. refi $4,250/mo

•

1,960

sq ft

981 Ludlow Bay Rd, Port Ludlow, WA 98365

About this home

Rare and highly desirable no-bank, sandy West-facing waterfront with glorious views of the Olympic Mts. & Port Ludlow Bay with a sweet, updated cottage to live for! Calming, cozy 2-bdm home well maintained w/updated kitchen, new floors, carpets & fresh paint. Fabulous deck overlooking the water was made for sunsets, coffee & good conversations. Garage has a modern bonus room & a hobby room upstairs. Private yet close to golf, marina, trails & services.Tidelands included. No HOA. Simply stunning!

Single-familyProperty Type

1954Year Built

0.32 acresLot Size

$469Est. Price/Sq.Ft.

1 car garageParking

Listed by Pam Begley • Coldwell Banker Best Homes

Bought with Marilyn Cranford • John L. Scott, Inc.

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #1597565

Redfin Estimate

$919,089

$234K since sold in June 2020$4,000 since August

Recently sold homes
Estimate history

This home's estimate is 47.8% higher than the average sale price ($622K) of 6 comparable homes.

SOLD MAY 26, 2026
$470,000
A
2 beds2.5 baths1,747 sq ft
82 Machias Loop, Port Ludlow, WA 98365
SOLD APR 2, 2026
$599,000
B
2 beds2 baths1,876 sq ft
81 Windrose Dr, Port Ludlow, WA 98365
SOLD FEB 18, 2026
$530,000
C
2 beds2 baths1,920 sq ft
7441 Oak Bay Rd, Port Ludlow, WA 98365
SOLD FEB 20, 2026
$555,000
D
2 beds2 baths2,144 sq ft
70 Fernridge Ln, Port Ludlow, WA 98365
SOLD JUN 15, 2026
$1,044,000
E
2 beds2 baths1,301 sq ft
191 Condon Ln, Port Ludlow, WA 98365
SOLD JUN 4, 2026
$532,000
F
2 beds2 baths2,057 sq ft
6201 NE Ponderosa Blvd, Hansville, WA 98340

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,746/mo

Redfin rental estimate

List your home for rent

Market trends in 98365, WA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.7%

0.2% MoM

Median sale price

$654K

$80K MoM

Avg. days on market

64d

23 days MoM

Recently sold homes

8 MoM

New listings for sale

$514,900
2 beds2 baths1,232 sq ft
3452 Teal Lake Rd, Port Ludlow, WA 98365
Dennis Howard • Champions Real Estate
$799,950
2 beds3 baths2,583 sq ft
152 Dunsmuir Rd, Port Ludlow, WA 98365
Timothy Lee • Beyond Real Estate
COMING SOON
$915,000
2 beds2.5 baths1,768 sq ft
175 N Beach Dr, Port Ludlow, WA 98365
Michelle Anguiano • RE/MAX Exclusive
OPEN SAT, 12PM TO 2PM
$925,000
3 beds3 baths2,927 sq ft
151 Mt Christie Ct, Port Ludlow, WA 98365
Jim Ritchie • John L. Scott Port Ludlow
$1,689,000
3 beds3 baths2,124 sq ft
605 SHINE Rd, Port Ludlow, WA 98365
Karen Martin • The Preview Group
3D & VIDEO TOUR
$999,000
2 beds2.5 baths2,229 sq ft
51 S Bayview Dr, Port Ludlow, WA 98365
Karena Wells • Real Broker LLC
$599,000
4 beds2 baths1,920 sq ft
86 Rainier Ln, Port Ludlow, WA 98365
Trevor Huntingford • Port Ludlow Brokers LLC
$1,650,000
3 beds3 baths4,900 sq ft
3546 Thorndyke Rd, Port Ludlow, WA 98365
Wendy Wardlow • John L. Scott, Inc.
$340,000
3 beds2 baths1,792 sq ft
50 W Spruce St, Port Ludlow, WA 98365
Joanne Soderlind • Ideal Real Estate
See all

Provided by Redfin

Sale history for 981 Ludlow Bay Rd

Date

Event

Price

Jun 25, 2020

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1597565

$685,000

$349/sq ft

May 18, 2020

Pending (Pending Inspection)

NWMLS as Distributed by MLS Grid #1597565

—

May 7, 2020

Listed (Active)

NWMLS as Distributed by MLS Grid #1597565

$685,000

$349/sq ft

May 22, 2017

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1107387

$515,000

$263/sq ft

Apr 20, 2017

Pending (Pending Inspection)

NWMLS as Distributed by MLS Grid #1107387

—

Apr 18, 2017

Listed (Active)

NWMLS as Distributed by MLS Grid #1107387

$525,000

$268/sq ft

Dec 8, 2006

Sold (MLS)

NWMLS as Distributed by MLS Grid #26060336

$585,000

$298/sq ft

Dec 4, 2006

Delisted

NWMLS as Distributed by MLS Grid #26060336

—

Apr 22, 2006

Listed

NWMLS as Distributed by MLS Grid #26060336

$595,000

$304/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,932 (−2.6%)

$322,875 + $432,719

$755,594

2025

$6,091 (+7.1%)

$322,875 + $432,719

$755,594

2024

$5,690 (+3.3%)

$302,500 + $413,050

$715,550

2023

$5,508 (+7.0%)

$297,500 + $413,050

$710,550

2022

$5,148 (+4.1%)

$276,563 + $282,139

$558,702

2021

$4,945 (+1.0%)

$254,438 + $250,790

$505,228

2020

$4,896 (+5.3%)

$243,375 + $240,341

$483,716

2019

$4,648 (+24.6%)

$232,313 + $229,891

$462,204

2018

$3,730 (+2.5%)

$202,500 + $124,507

$327,007

2017

$3,639 (−3.6%)

$202,500 + $124,507

$327,007

2015

$3,774 (−0.7%)

$253,750 + $86,731

$340,481

2014

$3,802

$253,750 + $86,731

$340,481

Tax history for 981 Ludlow Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,932 (−2.6%)

$322,875 + $432,719

$755,594

2025

$6,091 (+7.1%)

$322,875 + $432,719

$755,594

2024

$5,690 (+3.3%)

$302,500 + $413,050

$715,550

2023

$5,508 (+7.0%)

$297,500 + $413,050

$710,550

2022

$5,148 (+4.1%)

$276,563 + $282,139

$558,702

2021

$4,945 (+1.0%)

$254,438 + $250,790

$505,228

2020

$4,896 (+5.3%)

$243,375 + $240,341

$483,716

2019

$4,648 (+24.6%)

$232,313 + $229,891

$462,204

2018

$3,730 (+2.5%)

$202,500 + $124,507

$327,007

2017

$3,639 (−3.6%)

$202,500 + $124,507

$327,007

2015

$3,774 (−0.7%)

$253,750 + $86,731

$340,481

2014

$3,802

$253,750 + $86,731

$340,481

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.32 Acres

Year renovated

1978

Sq. Ft.

1,720

Year built

1954

Style

Single Family Residential

County

Jefferson County

APN

969000018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 10, 2026.

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: RV Parking
Garage Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 1
# of Beds Lower: 1
Bedrooms Possible: 2

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
# of Full Baths (Lower): 1
# of Three Quarter Baths (Main): 1

Basement Information
Basement Features: Daylight, Finished

Heating & Cooling
Has Heating
Has Cooling

Interior Features
Interior Features: Central A/C, Forced Air, Heat Pump, Laminate, Wall to Wall Carpet, Ceiling Fan(s), Dining Room, High Tech Cabling, Vaulted Ceiling(s), Walk-in Closet(s), Water Heater
Appliances: Dryer, Washer
Flooring: Laminate, Carpet
Appliances Included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition, See Remarks

Exterior Features
Exterior Features: Wood

Waterfront Information
On Waterfront
Waterfront Features: Bay/Harbor, No Bank, Saltwater, Sound, Tideland Rights
Waterfront Footage: 50

Property Information
Sq. Ft. Finished: 1,960
Style Code: 16 - 1 Story w/Bsmnt.
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Very Good
Has View

Land Information
Vegetation: Garden Space, Wooded

Lot Information
MLS Lot Size Source: Public Records
Site Features: Cable TV,Deck,Fenced-Partially,Gated Entry,High Speed Internet,Outbuildings,Patio,RV Parking,Shop
Zoning Jurisdiction: County
Lot Features: Dead End Street, Paved, Secluded
Lot Size Units: Square Feet
Lot Size Acres: 0.32
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $4,896
Tax Year: 2020

Financial Information
Listing Terms: Cash Out, Conventional, FHA, Private Financing Available, VA Loan
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Individual Well, Private
Power Company: Jefferson County PUD #1
Sewer: Septic Tank
Utilities: Cable Connected, High Speed Internet, Septic System, Electric, Individual Well
Water Heater Location: Utility Room
Water Heater Type: Electric

Location

Multi-Unit Information
Furnished: Unfurnished

HOA Information
Association Contact Name: N/A

School Information
Elementary School: Chimacum Creek Prima
Middle Or Junior High School: Chimacum Mid
High School: Chimacum High
High School District: Chimacum #49

Location Information
Directions: From Kitsap Co: Cross Hood Canal bridge heading West, take immediate R off bridge onto Paradise Bay Rd. Go about 3-4 miles to Ludlow Bay Rd on right. Drive slowly on Ludlow Bay Rd. to address on Left.
Topography: Level,PartialSlope

Community Information
Senior Exemption: false
Community Features: Community Waterfront/Pvt Beach, Golf

Public facts

Beds: 2
Baths: 1.5
Sq. Ft.: 1,720
Stories: 1.0
Lot Size: 0.32 acres
Style: Single Family Residential
Year Built: 1954
Year Renovated: 1978
County: Jefferson County
APN: 969000018

Home facts updated by county records on Aug 10, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Thursday, May 7, 2020

Green Information
Power Production Type: Electric

Home Information
Living Area: 1,960
Living Area Units: Square Feet
Calculated Square Footage: 1960
MLS Square Footage Source: Public Records
Building Area Total: 1960
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Building Name: Ludlow Beach Tracts #2
Year Built Effective: 1954
Effective Year Built Source: Public Records
Structure Type: House
Levels: One
Entry Location: Main

Around this home

Schools

Chimacum Elementary School

Public 2-6 • Assigned • 8.1mi

5/10

Chimacum High School

Public 7-12 • Assigned • 8.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 84° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Port Ludlow, WA • 98365

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$874,000 – $1.06M

Sell confidently with a local market expert in Port Ludlow. 3 minutes to get started.

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New listings for sale in 98365

$514,900

2 beds2 baths1,232 sq ft

3452 Teal Lake Rd, Port Ludlow, WA 98365

Dennis Howard • Champions Real Estate

$799,950

2 beds3 baths2,583 sq ft

152 Dunsmuir Rd, Port Ludlow, WA 98365

Timothy Lee • Beyond Real Estate

COMING SOON

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2 beds2.5 baths1,768 sq ft

175 N Beach Dr, Port Ludlow, WA 98365

Michelle Anguiano • RE/MAX Exclusive

OPEN SAT, 12PM TO 2PM

$925,000

3 beds3 baths2,927 sq ft

151 Mt Christie Ct, Port Ludlow, WA 98365

Jim Ritchie • John L. Scott Port Ludlow

$1,689,000

3 beds3 baths2,124 sq ft

605 SHINE Rd, Port Ludlow, WA 98365

Karen Martin • The Preview Group

3D & VIDEO TOUR

$999,000

2 beds2.5 baths2,229 sq ft

51 S Bayview Dr, Port Ludlow, WA 98365

Karena Wells • Real Broker LLC

$599,000

4 beds2 baths1,920 sq ft

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Trevor Huntingford • Port Ludlow Brokers LLC

$1,650,000

3 beds3 baths4,900 sq ft

3546 Thorndyke Rd, Port Ludlow, WA 98365

Wendy Wardlow • John L. Scott, Inc.

$340,000

3 beds2 baths1,792 sq ft

50 W Spruce St, Port Ludlow, WA 98365

Joanne Soderlind • Ideal Real Estate

Home values near 981 Ludlow Bay Rd

Data from public records.

Address	Redfin Estimate
725 Ludlow Bay Road, Port Ludlow, WA 3 Beds \| 3.5 Baths \| 3229 Sq. Ft.	$1,485,857
1051 Ludlow Bay Road, Port Ludlow, WA 3 Beds \| 3 Baths \| 2905 Sq. Ft.	$1,031,486

Address	Redfin Estimate
961 Ludlow Bay Road, Port Ludlow, WA 2 Beds \| 1 Baths \| 944 Sq. Ft.	$654,453
685 Ludlow Bay Road, Port Ludlow, WA 3 Beds \| 3.5 Baths \| 3376 Sq. Ft.	$1,467,370

Address	Redfin Estimate
801 Ludlow Bay Road, Port Ludlow, WA 3 Beds \| 2 Baths \| 2041 Sq. Ft.	$1,397,035
991 Ludlow Bay Road, Port Ludlow, WA 3 Beds \| 1.5 Baths \| 3078 Sq. Ft.	$1,265,826

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98365, WA

Sale history for 981 Ludlow Bay Rd

Tax history for 981 Ludlow Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98365

Home values near 981 Ludlow Bay Rd

More real estate resources