SOLD MAR 5, 2026

Listed by Karen Caemmerer • Windermere RE Whatcom, Inc. Bought with Windermere RE Whatcom, Inc.

Off Market Mar 2026 for $2.8M

$2,848,867

Est. refi paymentEst. refi $3,414/mo

•

4,200

sq ft

4521 Wall St, Bellingham, WA 98229

About this home

Stunning Lake Whatcom Waterfront Home in Old Geneva. Located on a private non-through lane, this custom built 2010 home has quality craftsmanship & fine woodwork throughout. Vintage reclaimed wide-plank fir floors, cherry cabinetry, walnut built ins & custom fir windows & trim on every level. Thoughtfully designed Chefs kitchen & beautiful upper level family room/ double office/library. Main level primary bedroom w/walk in closet & large bathroom w/soaker tub. Lower level has 3 bedrooms, 2 bathrooms and a spacious great room that opens onto patio & lakeside yard w/ beach & new dock. New heat pump/furnace/AC. Three car garage w/ EV charging station and pull down ladder to vast storage above. Yard behind garage has plenty room for detached ADU or extra parking/RV parking. This lovely home has been meticulously maintained and is move in ready. A quiet, sunny, in-town oasis just a short walk to Geneva Elementary!

Single-familyProperty Type

2010Year Built

0.38 acresLot Size

$678Est. Price/Sq.Ft.

3 spacesParking

Listed by Karen Caemmerer • Windermere RE Whatcom, Inc.

Bought with Sue Hilton • Windermere RE Whatcom, Inc.

Redfin checked: a few seconds ago

•Source:NWMLS as Distributed by MLS Grid #2469036

Redfin Estimate

$2,848,867

$46K since sold in March 2026$5,000 since August

Recently sold homes
Estimate history

This home's estimate is 113.6% higher than the average sale price ($1.33M) of 6 comparable homes.

SOLD AUG 3, 2026
$1,107,500
A
4 beds3.5 baths3,475 sq ft
4727 Columbus Ave, Bellingham, WA 98229
SOLD JUN 30, 2026
$1,145,000
B
4 beds4 baths2,842 sq ft
1410 Langara Cir, Bellingham, WA 98229
SOLD FEB 18, 2026
$1,100,000
C
4 beds3.5 baths3,942 sq ft
1402 Langara Cir, Bellingham, WA 98229
SOLD JUN 30, 2026
$1,100,000
D
4 beds3 baths3,404 sq ft
1613 Brookview Ct, Bellingham, WA 98229
SOLD MAY 29, 2026
$2,000,000
E
4 beds4.5 baths4,400 sq ft
3233 Eagleridge Way, Bellingham, WA 98226
SOLD SEP 11, 2026
$1,550,000
F
4 beds3 baths4,258 sq ft
4018 E Maryland St, Bellingham, WA 98226

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Sell

$349,464

Est. take-home

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Refinance

Est. cash available

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Rent

$5,201/mo

Redfin rental estimate

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Market trends in 98229, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

0.6% MoM

Median sale price

$755K

$20K MoM

Avg. days on market

13d

2 days MoM

Recently sold homes

148

1 MoM

New listings for sale

NEW
$59,500
2 beds2 baths1,224 sq ft
1200 Lincoln St #419, Bellingham, WA 98229
Sean Jeffrey • RE/MAX Whatcom County, Inc.
COMING SOON
$389,000
4 beds2 baths1,368 sq ft
22 Marigold Dr #45, Bellingham, WA 98229
Sandra Hurtley • COMPASS
$1,195,000
4 beds3.5 baths2,945 sq ft
526 Fielding Ct, Bellingham, WA 98229
Chuck Occhiogrosso • Coldwell Banker Bain
NEW
$569,900
2 beds1 bath924 sq ft
477 W Lake Samish Dr, Bellingham, WA 98229
Jason Loeb • Windermere RE Whatcom, Inc.
OPEN FRI, 4PM TO 6PM
$465,000
3 beds2 baths1,731 sq ft
6 Swallow Cir, Bellingham, WA 98229
Carmen Andrew • RE/MAX Whatcom County, Inc.
NEW
$999,000
3 beds2.5 baths2,583 sq ft
1700 E Lopez Ct, Bellingham, WA 98229
Chet Kenoyer • Windermere RE Whatcom, Inc.
OPEN FRI, 4:30PM TO 6PM
$725,000
3 beds2 baths1,794 sq ft
3805 Morning Mist Way, Bellingham, WA 98229
Paulina Antczak • Windermere RE Whatcom, Inc.
OPEN SAT, 11AM TO 12:30PM
$515,000
3 beds2.5 baths1,820 sq ft
5 Horseshoe Cir, Bellingham, WA 98229
Morgan Loy • Bellingham Real Estate Company
$598,000
1 bed1 bath736 sq ft
1083 Chuckanut Dr, Bellingham, WA 98229
Derek Buse • COMPASS
$467,400
3 beds3 baths2,200 sq ft
1957 Lake Whatcom Blvd Unit 9B, Bellingham, WA 98229
Will Joyce • John L. Scott Bellingham
See all

Provided by Redfin

Sale history for 4521 Wall St

Year

Property tax

Land + Additions

Assessment*

2026

$19,631 (+9.8%)

$1,117,717 + $922,488

$2,040,205

2025

$17,871 (+4.2%)

$1,117,717 + $922,488

$2,040,205

2024

$17,152 (+4.8%)

$1,112,804 + $918,434

$2,031,238

2023

$16,362 (+14.5%)

$1,112,804 + $918,434

$2,031,238

2022

$14,287 (+6.3%)

$943,073 + $778,349

$1,721,422

2021

$13,446 (−4.3%)

$736,776 + $608,085

$1,344,861

2020

$14,048 (+5.9%)

$682,200 + $563,042

$1,245,242

2019

$13,260 (+14.8%)

$609,784 + $598,591

$1,208,375

2017

$11,546 (+13.0%)

$522,430 + $513,206

$1,035,636

2016

$10,216 (+1.0%)

$471,119 + $463,436

$934,555

2015

$10,116 (+2.9%)

$424,050 + $407,954

$832,004

2014

$9,827 (+7.9%)

$390,126 + $407,885

$798,011

2013

$9,107 (+6.1%)

$390,126 + $407,885

$798,011

2011

$8,582 (+15.8%)

$381,645 + $396,207

$777,852

2010

$7,413 (+3.8%)

$424,050 + $334,590

$758,640

2009

$7,141

$424,050 + $334,590

$758,640

Tax history for 4521 Wall St

Year

Property tax

Land + Additions

Assessment*

2026

$19,631 (+9.8%)

$1,117,717 + $922,488

$2,040,205

2025

$17,871 (+4.2%)

$1,117,717 + $922,488

$2,040,205

2024

$17,152 (+4.8%)

$1,112,804 + $918,434

$2,031,238

2023

$16,362 (+14.5%)

$1,112,804 + $918,434

$2,031,238

2022

$14,287 (+6.3%)

$943,073 + $778,349

$1,721,422

2021

$13,446 (−4.3%)

$736,776 + $608,085

$1,344,861

2020

$14,048 (+5.9%)

$682,200 + $563,042

$1,245,242

2019

$13,260 (+14.8%)

$609,784 + $598,591

$1,208,375

2017

$11,546 (+13.0%)

$522,430 + $513,206

$1,035,636

2016

$10,216 (+1.0%)

$471,119 + $463,436

$934,555

2015

$10,116 (+2.9%)

$424,050 + $407,954

$832,004

2014

$9,827 (+7.9%)

$390,126 + $407,885

$798,011

2013

$9,107 (+6.1%)

$390,126 + $407,885

$798,011

2011

$8,582 (+15.8%)

$381,645 + $396,207

$777,852

2010

$7,413 (+3.8%)

$424,050 + $334,590

$758,640

2009

$7,141

$424,050 + $334,590

$758,640

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.38 Acres

Year renovated

—

Sq. Ft.

2,730

Year built

1992

Style

Single Family Residential

County

Whatcom County

APN

3803274851600000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Urban Residential District

To promote an orderly transition from rural to urban development, the intent of this district is to encourage land uses and associated densities in designated urban growth areas, which will be complementary with future urban densities and services, while allowing reasonable transition uses of properties. Furthermore, it is the intent of this district to implement the policies of the Comprehensive Plan. In addition, it is the intent of this district to provide the opportunity for the development of building sites which will maximize the efficient use of both energy and land by allowing an option for clustering of residential lots.

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Features: Detached Garage, RV Parking
Has Garage
Garage Square Feet: 884

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 1
# of Beds Lower: 3

Bathroom Information
# of Full Baths (Total): 2
# of Three Quarter Baths (Total): 1
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 2
# of Full Baths (Main): 1
# of Full Baths (Lower): 1
# of Half Baths (Main): 1
# of Three Quarter Baths (Lower): 1
# of Bathtubs: 2
# of Showers: 2

Room 1 Information
Room Type: Bonus Room

Room 2 Information
Room Type: Den/Office

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Type: Entry Hall
Room Level: Main

Room 5 Information
Room Type: Family Room
Room Level: Lower

Room 6 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 7 Information
Room Type: Living Room
Room Level: Main

Room 8 Information
Room Type: Primary Bedroom
Room Level: Main

Room 9 Information
Room Type: Utility Room
Room Level: Main

Room 10 Information
Room Type: Bathroom Full
Room Level: Lower

Room 11 Information
Room Type: Bathroom Full
Room Level: Main

Room 12 Information
Room Type: Bathroom Half
Room Level: Main

Room 13 Information
Room Type: Bedroom
Room Level: Lower

Room 14 Information
Room Type: Bedroom
Room Level: Lower

Room 15 Information
Room Type: Bedroom
Room Level: Lower

Room 16 Information
Room Type: Bathroom Three Quarter
Room Level: Lower

Basement Information
Basement Features: Finished

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Gas
# of Fireplaces Main: 1
# of Fireplaces Lower: 1

Heating & Cooling
Has Heating
Heating Information: Forced Air, Heat Pump
Has Cooling
Cooling Information: Central Air, Heat Pump

Interior Features
Interior Features: Built-In Vacuum, Fireplace, Water Heater
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer
Flooring: Hardwood, Slate, Carpet
Appliances Included: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior

Building Information
Building Information: Built On Lot
Construction Materials: Cement, Wood
Roof: Composition

Exterior Features
Exterior Features: Cement/Concrete, Wood

Waterfront Information
On Waterfront
Waterfront Features: Lake

Property Information
Energy Source: Natural Gas
Sq. Ft. Finished: 4,200
Style Code: 18 - 2 Stories w/Bsmnt
Property Type: Residential
Property Sub Type: Single Family Residence
Has View

Land Information
Vegetation: Fruit Trees, Garden Space

Lot Information
MLS Lot Size Source: Public records
Site Features: Cable TV,Deck,Dock,Dog Run,Electric Car Charging,Fenced-Fully,Gas Available,High Speed Internet,Patio,RV Parking,Sprinkler System
Zoning Jurisdiction: County
Lot Features: Dead End Street, Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.38
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $17,870
Tax Year: 2025

Financial Information
Listing Terms: Cash, Conventional
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Community
Water Company: Whatcom Water & Sewer
Power Company: Puget Sound Energy
Sewer: Sewer Connected
Sewer Company: Whatcom Water& Sewer
Water Heater Location: Garage
Water Heater Type: Tankless

Location

School Information
Elementary School: Geneva Elem
Middle Or Junior High School: Whatcom Mid
High School: Bellingham High
High School District: Bellingham

Location Information
Directions: Lakeway Drive to Cable to Lakewood. Left on Lakewood Lane, right on Wall St, left onto the little lane that is also called Wall St. Look for sign. House is on the right at the end of the road.
Topography: Level

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,730
Stories: 1.0
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: —
County: Whatcom County
APN: 3803274851600000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Buyer Brokerage Compensation: 2.5
Buyer Brokerage Compensation Type: %
Mls Status: Sold

Listing Date Information
On Market Date: Monday, January 26, 2026

Green Information
Power Production Type: Natural Gas

Home Information
Living Area: 4,200
Calculated Square Footage: 4200
MLS Square Footage Source: Seller
Building Area Total: 4200
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Year Built Effective: 2010
Effective Year Built Source: See Remarks
Structure Type: House
Levels: Two
Security Features: Fully Fenced
Entry Location: Main

Around this home

Schools

Geneva Elementary School

Public PreK-5 • Assigned • 0.2mi

6/10

Kulshan Middle School

Public 6-8 • Assigned • 1.4mi

9/10

Bellingham High School

Public 9-12 • Assigned • 3.3mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 83° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

10 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98229

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.71M – $3.28M

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Home values near 4521 Wall St

Data from public records.

Address	Redfin Estimate
4523 Wall Street, Bellingham, WA 4 Beds \| 4 Baths \| 3827 Sq. Ft.	$3,402,096
4518 Wall Street, Bellingham, WA 4 Beds \| 3 Baths \| 2080 Sq. Ft.	$839,216

Address	Redfin Estimate
4511 Wall Street, Bellingham, WA 4 Beds \| 3.5 Baths \| 2600 Sq. Ft.	$1,043,896
4516 Wall Street, Bellingham, WA 4 Beds \| - Baths \| 1900 Sq. Ft.	$777,045

Address	Redfin Estimate
4519 Wall Street, Bellingham, WA 5 Beds \| 3 Baths \| 3760 Sq. Ft.	$1,221,389
4510 Wall Street, Bellingham, WA 3 Beds \| 3 Baths \| 2530 Sq. Ft.	$834,633

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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