OFF MARKET

Off Market Mar 2023 for $500K

$672,588

Est. refi paymentEst. refi $3,190/mo

•

—

sq ft

399 Ridge Rd, Osceola, WI 54020

About this home

AMAZING St Croix riverfront property! 230’ of sandy frontage with dock on 3.63 wooded acres with excellent bird-eye view of the valley in the summer and gorgeous river views in the winter. This spacious home features a TON of upgrades including Geothermal & Solar as well as a 30x50 addition with a 16x32 indoor Paragon saltwater sports pool with auto cover! Work from home in your office that overlooks the pool or sit out on the 17x25 deck and enjoy the views! 30x36 attached insulated garage plus 22x30 carport (w/ 12x12 overhead door) for all the toys! Live, work, and play from your own piece of paradise located only 1 mile from downtown Osceola, schedule your showing today!

Single-familyProperty Type

1992Year Built

3.63 acresLot Size

3 car garageParking

Listed by Melissa Jones • Century 21 Affiliated

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6326296

Redfin Estimate

$672,588

$173K since sold in March 2023$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.1% higher than the average sale price ($665K) of 6 comparable homes.

SOLD AUG 3, 2026
$415,000
A
4 beds3 baths— sq ft
908 Martys Way, Osceola, WI 54020
SOLD AUG 4, 2026
$595,000
B
4 beds4 baths— sq ft
2519 86th Ave, Osceola, WI 54020
SOLD MAY 29, 2026
$535,000
C
4 beds3 baths— sq ft
368 280th St, Osceola, WI 54020
SOLD JUL 30, 2026
$570,000
D
4 beds3 baths— sq ft
17489 Pleasant Valley Rd, Shafer, MN 55074
SOLD JUN 30, 2026
$400,500
E
4 beds2 baths— sq ft
2470 84th Ave, Osceola, WI 54020
SOLD JUL 14, 2026
$1,475,000
F
3 beds3 baths— sq ft
23225 Saint Croix Trl N, Scandia, MN 55073

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Earn from this home

Sell

$257,897

Est. take-home

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Refinance

Est. cash available

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Rent

$1,669/mo

Redfin rental estimate

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Market trends in 54020, WI

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

+0.1% MoM

Median sale price

$345K

$14K MoM

Avg. days on market

47d

12 days MoM

Recently sold homes

6 MoM

New listings for sale

$375,000
3 beds2 baths2,406 sq ft
2462 83rd Ave, Osceola, WI 54020
$399,900
3 beds3 baths1,885 sq ft
641 240th St, Osceola, WI 54020
$770,000
3 beds4 baths2,350 sq ft
530 Round Lake Ct, Osceola, WI 54020
$375,000
2 beds1 bath1,024 sq ft
342 Paulsen Lake Ct, Osceola, WI 54020
See all

Provided by Redfin

Sale history for 399 Ridge Rd

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6326296

Mar 6, 2023

Sold

$500,000

Feb 9, 2023

Pending

—

Feb 6, 2023

Price Changed

$517,000

Jan 23, 2023

Listed

$530,000

NORTHSTARMLS as Distributed by MLS Grid #6249937

Oct 1, 2022

Listing Removed

—

Sep 30, 2022

Price Changed

$565,000

Sep 8, 2022

Price Changed

$575,000

Aug 25, 2022

Price Changed

$599,000

Aug 17, 2022

Listed

$625,000

NORTHSTARMLS as Distributed by MLS Grid #6183736

Sep 21, 2022

Sold

$209,000

Aug 12, 2022

Contingent

—

Apr 22, 2022

Listed

$210,000

ST. CROIX RIVER LOT FOR SALE. LISTING IS TWO PARCELS. THIS IS AN EXTREMELY RARE OPPORTUNITY TO OWN PRIVATE FOOTAGE ON THE ST. CROIX RIVER. IT BOASTS ROUGHLY 694 FEET OF FRONTAGE ON THE ST. CROIX RIVER AND DOCK RIGHTS. THIS LOT SHOWCASES MAJESTIC TREES AND ABUNDANT WILDLIFE. YOU CAN BUILD YOUR OWN HOME ON A RARE PIECE OF PROPERTY THAT HAS A GORGEOUS VIEW OF THE RIVER VALLEY. WATCH THE EAGLES AND WILDLIFE FROM THE TREE TOPS AND ENJOY SUNSETS FROM YOUR FUTURE BACK DECK. PUT A DOCK DOWN BELOW AND ENJOY A PONTOON RIDE ALONG THE NATIONAL SCENIC RIVER VALLEY. SELLER HAS CONFIRMED CORP. DOCK PERMIT IS VALID. THIS LOT IS MINUTES AWAY FROM TOWN WITH SMALL TOWN CHARM AND BUSINESSES AVAILABLE. ONLY 30 MINUTES DRIVE FROM STILLWATER AND CLOSE TO THE CITIES. Seller states Corp of engineers confirmed that everything is the same as it was originally processed and as long as the buyer keeps the existing dimensions and plan the same as the one we established with Dock permit.

NORTHSTARMLS as Distributed by MLS Grid #6046768

Sep 3, 2021

Sold

$559,000

Sep 1, 2021

Pending

—

Aug 16, 2021

Contingent

—

Aug 4, 2021

Listed

$549,000

Jul 23, 2021

Coming Soon

$549,000

NORTHSTARMLS as Distributed by MLS Grid #3540643

Sep 25, 2008

Listing Removed

—

May 7, 2008

Listed

$254,900

Public Records

Nov 14, 2006

Sold

$465,000

Public Records

Nov 14, 2006

Sold

$100,000

NORTHSTARMLS as Distributed by MLS Grid #3186540

May 4, 2006

Listing Removed

—

Apr 20, 2006

Listed

$399,900

NORTHSTARMLS as Distributed by MLS Grid #3073030

Apr 18, 2006

Listing Removed

—

Aug 3, 2005

Listed

$407,000

NORTHSTARMLS as Distributed by MLS Grid #2070365

Jan 7, 2003

Sold

$375,000

Aug 29, 2002

Listed

$389,900

NORTHSTARMLS as Distributed by MLS Grid #2014693

Aug 25, 2002

Listing Removed

—

Feb 25, 2002

Listed

$389,900

Public Records

Jun 21, 2000

Sold

$350,000

NORTHSTARMLS as Distributed by MLS Grid #1454870

May 5, 2000

Listing Removed

—

Sep 20, 1999

Listed

$350,000

NORTHSTARMLS as Distributed by MLS Grid #1360486

Aug 24, 1998

Listing Removed

—

Jun 29, 1998

Listed

$350,000

NORTHSTARMLS as Distributed by MLS Grid #1282462

Jul 1, 1998

Listing Removed

—

Jul 17, 1997

Listed

$395,000

Year

Property tax

Land + Additions

Assessment*

2025

$8,651 (+0.9%)

$92,900 + $444,600

$537,500

2024

$8,571 (−1.6%)

$92,900 + $488,300

$581,200

2023

$8,711 (−0.9%)

$92,900 + $488,300

$581,200

2022

$8,793 (−12.3%)

$92,900 + $488,300

$581,200

2021

$10,029 (−0.9%)

$97,700 + $313,800

$411,500

2020

$10,118 (−2.3%)

$97,700 + $313,800

$411,500

2019

$10,356 (+25.1%)

$97,700 + $313,800

$411,500

2018

$8,279 (+6.9%)

$97,700 + $313,800

$411,500

2017

$7,742 (+1.8%)

$97,700 + $269,900

$367,600

2016

$7,607 (+10.8%)

$97,700 + $269,900

$367,600

2014

$6,865 (−3.8%)

$109,900 + $245,400

$355,300

2013

$7,136

$109,900 + $245,400

$355,300

Tax history for 399 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$8,651 (+0.9%)

$92,900 + $444,600

$537,500

2024

$8,571 (−1.6%)

$92,900 + $488,300

$581,200

2023

$8,711 (−0.9%)

$92,900 + $488,300

$581,200

2022

$8,793 (−12.3%)

$92,900 + $488,300

$581,200

2021

$10,029 (−0.9%)

$97,700 + $313,800

$411,500

2020

$10,118 (−2.3%)

$97,700 + $313,800

$411,500

2019

$10,356 (+25.1%)

$97,700 + $313,800

$411,500

2018

$8,279 (+6.9%)

$97,700 + $313,800

$411,500

2017

$7,742 (+1.8%)

$97,700 + $269,900

$367,600

2016

$7,607 (+10.8%)

$97,700 + $269,900

$367,600

2014

$6,865 (−3.8%)

$109,900 + $245,400

$355,300

2013

$7,136

$109,900 + $245,400

$355,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.48 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Other

County

Polk County

APN

165006160000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage
Garage Spaces: 3
Garage Dimensions: 30x36
Garage Sq. Ft.: 1,080
Carport Spaces: 0

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 5

Bathroom Information
# of Full Baths (Total): 3
Description: Full Basement,Main Floor Full Bath

Room 1 Information
Room Type: Living Room
Room Dimensions: 23x13
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 13x12
Room Level: Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 30x28
Room Level: Lower

Room 4 Information
Room Type: Kitchen
Room Dimensions: 15x12
Room Level: Main

Room 5 Information
Room Type: Bedroom 1
Room Dimensions: 14x12
Room Level: Main

Room 6 Information
Room Type: Bedroom 2
Room Dimensions: 11x10
Room Level: Main

Room 7 Information
Room Type: Bedroom 3
Room Dimensions: 12x11
Room Level: Lower

Room 8 Information
Room Type: Bedroom 4
Room Dimensions: 20x11
Room Level: Lower

Room 9 Information
Room Type: Bedroom 5
Room Dimensions: 14x9
Room Level: Lower

Room 10 Information
Room Type: Sun Room
Room Dimensions: 20x11
Room Level: Main

Room 11 Information
Room Dimensions: 25x17
Room Level: Main

Room 12 Information
Room Type: Office
Room Dimensions: 12x9
Room Level: Lower

Room 13 Information
Room Dimensions: 15x13
Room Level: Main

Basement Information
Has Basement
Basement Features: Full, Insulating Concrete Forms, Concrete, Walkout

Dining Room Information
Dining Room Features: Breakfast Area

Other Rooms Information
Main Floor Bedroom,Main Floor Laundry

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Family Room, Living Room, Wood Burning

Heating & Cooling
Heating Information: Geothermal
Cooling Information: Geothermal

Interior Features
Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Sun Room, Deck, Office, Screened Porch
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Cedar, Metal Siding
Foundation Area: 1,980
Roof: Asphalt

Exterior Features
Patio Porch Type: Deck,Porch
Fencing: Wood

Pool Information
Pool Features: Below Ground, Heated, Indoor

Waterfront Information
On Waterfront
Waterfront Features: River Front
Water Body Name: St. Croix River
Waterfront Num: 600090392
Lake Classification: Not Applicable
Waterfront Feet: 230
Road Between Waterfront And Home Y/N: No

Property Information
Total Sq. Ft.: 3,960
Above Ground Total Sq. Ft.: 1,980
Below Ground Total Sq. Ft.: 1,980
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Gazebo
Has Additional Parcels
Above Grade Finished Area: 1,980
Below Grade Finished Area: 1,880
Amenities: Deck,Dock,Hot Tub

Lot Information
Lot Features: Tree Coverage - Medium
Lot Size Area: 3.63
Lot Size Units: Acres
Lot Size Dimensions: irregular
Road Frontage Type: City Street

Financial

Tax Information
Tax Annual Amount: $8,910
Tax Year: 2022
Tax With Assessments: $8,910

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Well
Electric: Circuit Breakers
Sewer: Private Sewer
Fuel: Electric,Solar

Location

School Information
High School District: Osceola
School District Number: 4165
School District Phone: 715-294-4140

Location Information
Directions: Osceola- Hwy 35 South 2 blocks to Ridge Road, West 3/4 miles to property.
Map Coordinate: 41-E1

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.48 acres
Style: Other
Year Built: —
Year Renovated: —
County: Polk County
APN: 165006160000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 3860
Main Level Finished Area: 1980.0000
Age Of Property: 32
Levels: One

Around this home

Schools

Osceola Elementary School

Public PreK-1 • Assigned • 1.6mi

Osceola Middle School

Public 5-8 • Assigned • 1.9mi

9/10

Osceola High School

Public 9-12 • Assigned • 2.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Osceola, WI • 54020

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Estimated sale price

$639,000 – $774,000

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Home values near 399 Ridge Rd

Data from public records.

Address	Redfin Estimate
411 Ridge Rd Apt B, Osceola, WI 4 Beds \| 3 Baths \| - Sq. Ft.	$649,994
407 Ridge Rd, Osceola, WI 5 Beds \| 2 Baths \| - Sq. Ft.	$822,133

Address	Redfin Estimate
397 Ridge Rd, Osceola, WI 3 Beds \| 3 Baths \| - Sq. Ft.	$726,970
411B Ridge Rd, Osceola, WI 4 Beds \| 3 Baths \| - Sq. Ft.	$572,637

Address	Redfin Estimate
409 Ridge Rd, Osceola, WI 4 Beds \| 3 Baths \| - Sq. Ft.	$602,088
411D Ridge Rd, Osceola, WI 3 Beds \| 2 Baths \| - Sq. Ft.	$549,942

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 54020, WI

Sale history for 399 Ridge Rd

Tax history for 399 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 54020

Home values near 399 Ridge Rd

More real estate resources