Homes for sale under $400k in Lincoln, MO

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ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Lake of the Ozarks family oasis ready and available for you and yours to enjoy! This one-of-a-kind lake property has all that you could want. .. and more! The main home is 4 beds, 3 bath and has two additional sleeping areas. Plenty of room to host the entire family. As if the main home didn't have enough elbow room, this property also comes with the perfect studio guest cabin right next door. Guest cabin has its own kitchenette and full bath. Enjoy the private deck here or head back over to the main house to hang out with everyone else on the HUGE 28x45 deck. Take in the view of this quiet cove or take the gentle slope walk down to the private 2 well dock on good deep water! Additional ca

$379,900

4 beds3 baths1,700 sq ft

29703 Water's Edge Rd, Lincoln, MO 65338

Studio guest cabin • Private 2 well dock • 0.33 acre lot

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Step inside this sprawling ranch-style home that offers the perfect blend of comfort, charm, and functionality. The spacious living room welcomes you with a stunning picture window that fills the space with natural light Whether you're sipping your morning coffee or winding down at the end of the day, the serene view of a private lake never gets old. The updated kitchen is ideal for both everyday cooking and entertaining, and flows effortlessly into multiple living areas—including a dedicated man cave that’s perfect for game days or a quiet retreat. Step outside to enjoy not one, but two fantastic outdoor spaces: a covered patio for all gatherings and a shaded patio that’s

$369,900

3 beds2 baths2,170 sq ft

227 Crescent Dr, Lincoln, MO 65338

Private lake view • Covered patio • Shaded patio

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Located at MM 78. This is a very well taken care of property, YOU WILL HAVE 2 KITCHENS AND 2 FAMILY ROOMS WITH FIREPLACES. The home has been set up to have all the family down, even though it is classified as 2 bedrooms, there are two additional non-conforming rooms with extra beds set up--one of which could make a great bunk room with multiple beds. Everything stays but 3 pieces of furniture that we have marked that we will get out in the near future. This gentleman was a fisherman and has a storage room full of fishing gear just waiting for someone else to bring their family and friends to make lots of memories. The owners put in a In Ground Source Heat pump for heating and AC--THIS IS A

$325,000

4 beds1.5 baths2,159 sq ft

28819 Herbs Rd, Lincoln, MO 65338

Storage room • 2 full kitchens • 2 family rooms

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
This Turn Key 71 acre OFF GRID property is the most Peaceful 3 bedroom ( 2 non-conforming) 1 bath home and has GREAT hunting opportunities! Solar Panels and Water container are in place and ready for Opening of Deer and Turkey season and plenty of room to build a fire pit to enjoy after hunting. If you want more storage room, no worries as this comes WITH a Conex Container to store all your toys and hunting gear! You will love making this your hunting retreat to get away from it all or dirt bike trails in the off season. Come check out all this property has to offer with ideas on how to make it your own!! Other items are available to purchase at this private Oasis. Schedule showing through

$299,000

3 beds1 bath840 sq ft

32655 Challenge Dr, Lincoln, MO 65338

Off grid property • Private oasis • Fire pit

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2-bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly yea

$275,000

2 beds1 bath700 sq ft

28253 W Cove Dr, Lincoln, MO 65338

Easy lake access • Year-round water • Private dock

Property at 28949 Springlake Dr, Lincoln, MO 65338, 3 beds, 2 baths

$190,000

3 beds2 baths1,080 sq ft

28949 Springlake Dr, Lincoln, MO 65338

Property at 118 Crescent Dr, Lincoln, MO 65338, 3 beds, 1 bath

$189,500

3 beds1 bath1,150 sq ft

118 Crescent Dr, Lincoln, MO 65338

Property at 405 E Main St, Lincoln, MO 65338, 3 beds, 2 baths

$149,900

3 beds2 baths832 sq ft

405 E Main St, Lincoln, MO 65338

Property at 29691 Glenwood Dr, Lincoln, MO 65338, 2 beds, 2 baths

$126,900

2 beds2 baths813 sq ft

29691 Glenwood Dr, Lincoln, MO 65338

Property at 30743 Secluded Loop, Lincoln, MO 65338, 3 beds, 2 baths

$95,000

3 beds2 baths1,260 sq ft

30743 Secluded Loop, Lincoln, MO 65338

Property at 28521 Hillside Rd, Lincoln, MO 65338, 1 bed, 1 bath

$69,900

1 bed1 bath682 sq ft

28521 Hillside Rd, Lincoln, MO 65338

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ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Move-In Ready Lakefront Home Over 200 Feet of Shoreline on 1+ Acre$ 7,500 Buyer Credit + Quick Close AvailableSeller has relocated and is highly motivated offering this private lakefront home for quick close and immediate occupancy. Enjoy over an acre of land with 200+ feet of shoreline, a private dock with lift, and incredible year-round lake views. Bonus Incentives: $7,500 Buyer Credit — use it to lower your interest rate, cover closing costs, or put toward upgrades 1-Year Home Warranty included Sub-6% Interest Rate Possible! — rare in today’s market. Interior Highlights: Fully remodeled kitchen with quartz countertops, custom cabinets, and new appliances. Brand new carp

$399,000

3 beds3 baths3,116 sq ft

32291 Barclay Loop, Warsaw, MO 65355

Garden shop • Fenced back yard • Storm safe room

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Step Back In Time and embrace the elegance of history in this meticulously preserved all brick historic home, built in 1916. Located 2 blocks from Drake Harbor on the Lake of the Ozarks. This home has 4 bedrooms with 3 full baths and 1 1/2 bath. The master bedroom has a large on-suite with large bath and walk-in closet with heated floors. Original hardwood floors throughout the home with beautiful custom trim work, coffered ceilings on the main level which showcase the craftmanship on this home. Newly renovated galley kitchen and dining area with the formal dining room attached. Lots of built-in cabinets including china hutch in the dining room. All new PEX plumbing, wiring, lighting, heati

$399,000

4 beds3.5 baths2,545 sq ft

507 W Jefferson St, Warsaw, MO 65355

Coffered ceilings • Brick historic home • Custom trim work

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Prime Investment Opportunity Brand-New 4-unit Multifamily building in Windsor, MO. Currently under-construction with exceptional income potential and modern appeal. Strategically located to serve both local and expanding areas such as Whiteman Air Force Base, this property is perfectly positioned to attract high-quality tenants, including military personnel and local area professionals, with a proven minimum rent of $1,150 per unit. Property Highlights: High-Quality Construction: Featuring premium materials, including granite countertops, luxury flooring, custom cabinetry, and in-unit laundry for ultimate tenant convenience. Each unit over 900Sqft. Attractive Location: Just 20 minutes from

$395,000

— beds— baths3,600 sq ft

415 Hillcrest Dr, Windsor, MO 65360

Custom cabinetry • Luxury flooring • In unit laundry

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
This 51-acre property offers the best of both worlds—productive ground for farming and the perfect setting to build your dream home. With a mix of open pasture and beautiful timber, you’ll have plenty of space to raise livestock, grow crops, or simply enjoy wide-open country living. The property is already fenced and comes equipped with septic, electric, and a private well, saving you time and money when you’re ready to build. This property also features at 3 bed, 2 bath mobile home that you could rent out or live in yourself. Imagine sitting on your porch overlooking your own land, watching the sun set over the fields while your animals graze nearby. A small pond adds to

$389,900

3 beds2 baths2,200 sq ft

20225 Luetjen Ave, Cole Camp, MO 65325

Open pasture • Private well • Small pond

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Hobbyists, entertainers, and outdoor lovers — this one’s for you! This stunning 3-bedroom, 2-bath home sits on approximately 5.42 +/- acres and offers the perfect blend of comfort, space, and versatility. Step inside to find a spacious open-concept kitchen and living room, ideal for hosting gatherings with friends and family. Beautiful laminate flooring flows throughout, complemented by custom-built wood cabinetry that adds a warm, rustic touch. One of the standout features is the massive 27' x 27' bonus living space — perfect for creating the home theater of your dreams, a game room for pool and ping pong showdowns, or even a creative studio or gym. Need garage space? You

$389,900

3 beds2 baths3,200 sq ft

30496 Stonehaven Dr, Warsaw, MO 65355

Private office • Open-concept kitchen • 1.97 acre lot

ABOUT THIS HOME
Homes for sale under $400k in Lincoln, MO
Custom Built Home with Large 36x40 Garage on Blacktop. 3 Bedrooms and two baths and an open living room and kitchen area with granite countertops and a beautiful fireplace to enjoy!! Covered front porch area. Home sits on one acre and within a mile to the Truman Dam and the boat ramp. The 36x40 garage has 2 large overhead doors - 10x10 and 16x11 for your boat and all of your toys. All new appliances were just installed! Call for more details.

$389,000

3 beds2 baths1,600 sq ft

28927 Benton House Ave, Warsaw, MO 65355

Covered front porch • Large garage • New appliances

Property at 10859 Lost Acres Ln, Clinton, MO 64735, 3 beds, 2 baths

$385,000

3 beds2 baths2,980 sq ft

10859 Lost Acres Ln, Clinton, MO 64735

Property at 30170 Polk Ave, Warsaw, MO 65355, 2 beds, 1 bath

$375,000

2 beds1 bath1,000 sq ft

30170 Polk Ave, Warsaw, MO 65355

Property at 30943 Scorpion Ln, Warsaw, MO 65355, 3 beds, 2 baths

$367,500

3 beds2 baths1,188 sq ft

30943 Scorpion Ln, Warsaw, MO 65355

Property at 29686 Lake Road 57 Rd, Warsaw, MO 65355, 4 beds, 2 baths

$365,000

4 beds2 baths1,920 sq ft

29686 Lake Road 57 Rd, Warsaw, MO 65355

Property at 1105 Lay Ave, Warsaw, MO 65355, 4 beds, 3.5 baths

$360,000

4 beds3.5 baths1,726 sq ft

1105 Lay Ave, Warsaw, MO 65355

Property at 27093 Karrs Park Ave, Warsaw, MO 65355, 4 beds, 2 baths

$355,000

4 beds2 baths2,250 sq ft

27093 Karrs Park Ave, Warsaw, MO 65355

Property at 403 Van Buren St, Warsaw, MO 65355, 3 beds, 1.5 baths

$350,000

3 beds1.5 baths2,664 sq ft

403 Van Buren St, Warsaw, MO 65355

Property at 1427 Big Buffalo Rd, Stover, MO 65078, 4 beds, 2 baths

$349,900

4 beds2 baths1,530 sq ft

1427 Big Buffalo Rd, Stover, MO 65078

Property at 1156 SE 180th Rd, Clinton, MO 64735, 4 beds, 2 baths

$345,000

4 beds2 baths2,085 sq ft

1156 SE 180th Rd, Clinton, MO 64735

Property at 28735 Mistletoe Ave, Warsaw, MO 65355, 3 beds, 1.5 baths

$344,000

3 beds1.5 baths2,040 sq ft

28735 Mistletoe Ave, Warsaw, MO 65355

Property at 23073 Salley Dr, Warsaw, MO 65355, 2 beds, 2.5 baths

$340,000

2 beds2.5 baths1,629 sq ft

23073 Salley Dr, Warsaw, MO 65355

Property at 1655 Sunchase Dr, Warsaw, MO 65355, 3 beds, 3 baths

$340,000

3 beds3 baths2,449 sq ft

1655 Sunchase Dr, Warsaw, MO 65355

Property at 3697 Gentle Slope Rd, Stover, MO 65078, 4 beds, 2 baths

$339,000

4 beds2 baths1,700 sq ft

3697 Gentle Slope Rd, Stover, MO 65078

Property at 14762 Dawson Rd, Warsaw, MO 65355, 3 beds, 2 baths

$330,000

3 beds2 baths2,196 sq ft

14762 Dawson Rd, Warsaw, MO 65355

Based on information submitted to the MLS GRID as of Tue Dec 02 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Homes for sale under $400k in Lincoln

There are currently 11 homes for sale under $400k in Lincoln. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Lincoln stay on the market for 57 days. This map is refreshed with the newest listings in Lincoln every 15 minutes.

In the past month, 1 home has been sold in Lincoln. Find your dream home in Lincoln using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Lincoln are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Lincoln. Our Lincoln real estate stats and trends will give you more information about home buying and selling trends in Lincoln. If you're looking to sell your home in the Lincoln area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Lincoln with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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