Waterfront homes for sale & real estate in Monticello, MN

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ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Rustic seasonal cottage on Locke lake. 2 bedrooms, 3/4 bath, den, open kitchen, dining and living room. Lofted ceiling and seasoned knotty pine interior capturing the vintage cabin style. Large deck and treelined lot with 60 feet of lakeshore and dock. Locke lake is 140 sq acres, 2.61 miles of shore line, mean depth of 18', max depth of 49' with large and small mouth bass, Northern pike, walleye, crappie, blue gill, sunfish, perch and several other species all await your hook! Excellent boating, swimming, fishing, ice fishing and ice skating. Near to Silver creek which leads to the Mississippi. Close to the Metro and St Cloud. Enjoy this convenient getaway the rest of spring, all of summer

$279,500

2 beds1 bath523 sq ft

14676 Devitt Ave NW, Monticello, MN 55362

Large deck • Lakeshore • Treelined lot

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Welcome to 5480 Mallard Lane, A Modern Retreat with Serene Pond Views! Step into this beautifully renovated Monticello home where style, comfort, and functionality meet. From the moment you arrive, you’ll notice the attention to detail with a brand-new roof and siding, fresh landscaping, and inviting curb appeal. The spacious layout offers open-concept living with light-filled areas, tasteful finishes, and a seamless flow from the kitchen to the dining and living spaces, all overlooking your tranquil backyard. Upstairs, the renovated bathrooms feature modern design and new fixtures, while the generous bedrooms provide comfort for everyone. Enjoy an oversized three-car garage, perfect

$340,000

2 beds2 baths1,512 sq ft

5480 Mallard Ln, Monticello, MN 55362

0.3 acre lot • 3 garage spots • Built 1997

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Welcome to this one owner 3 bedroom, 2 1/2 bath home with inviting indoor and outdoor spaces. Enjoy the Country Feeling with . 82 level treed lot with plenty of room for play and storage. Plus, take a short walk to your 33ft private lakeside sanctuary hidden in the trees with deck and dock on Eagle Lake. Also, included is a shared interest in Lakeside Lot 12, Block 2. This well maintained and updated home features a custom designed kitchen with pantry and cabinets with pull outs. Kitchen flows seamlessly into the open dining area. The bright and open floor plan has all living facilities on the main level. Main level amenities include: Convenient1/2 bath and laundry. Living room with vault

$599,800

3 beds3 baths2,676 sq ft

1030 94th St NW, Monticello, MN 55362

1.18 acre lot • 3 garage spots • Built 1979

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Escape to your own serene lake home on Locke Lake, just 50 miles from Minneapolis! This beautifully updated retreat offers stunning lake views from its spacious deck and cozy screened-in porch. Inside, enjoy new floors, cabinets, counters and fixtures, along with a stylish shiplap accent and mudroom bench. The modern kitchen boasts new appliance and a sleek tile backsplash. With knockdown ceilings replace the old popcorn style, the entire space feels fresh and inviting. Experience the best of lake life with swimming, fishing, and boating on this fantastic full recreational lake. Don't miss out on this perfect getaway!

$625,000

3 beds2 baths1,708 sq ft

3490 142nd St NW, Monticello, MN 55362

0.52 acre lot • 2 garage spots • Built 1988

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Completely fresh. Complete living on one level. Love the cute kitchen, new Granite countertops, backsplash and deep stainless steel sink, new LG appliance suite, beautiful natural oak woodwork. Bathrooms upgraded with quartz counters and sinks. All fresh paint throughout. New lighting and hardware. Large sun filled living room with huge vaulted ceilings and walkout to deck. Primary bedroom also walks out to the deck. The basement is newly finished with family area possible game area or you choose! Walkout to patio and backyard. Built in 50" electric fireplace to add warmth and ambiance. New 3/4 bath in basement. Huge storage room. The garage had a makeover too. New lighting, fresh pain

$299,900

2 beds3 baths2,021 sq ft

660 Riverview Dr #640, Monticello, MN 55362

New lighting • Quartz counters • Stainless steel sink

Property at 14664 Devitt Ave NW, Monticello, MN 55362, 2 beds, 1 bath

$299,900

2 beds1 bath512 sq ft

14664 Devitt Ave NW, Monticello, MN 55362

Property at 10209 & 10215 Amery Ave NW, Monticello, MN 55362, 3 beds, 2 baths

$1,075,000

3 beds2 baths1,480 sq ft

10209 & 10215 Amery Ave NW, Monticello, MN 55362

Property at TBD8.5 County Road 106, Monticello, MN 55362

$345,000

— beds— baths— sq ft

TBD8.5 County Road 106, Monticello, MN 55362

Property at B1/L3 Baker Ave NW, Silver Creek Township, MN 55362

$445,000

— beds— baths— sq ft

B1/L3 Baker Ave NW, Silver Creek Township, MN 55362

Property at B1/L1 Baker Ave NW, Silver Creek Township, MN 55362

$599,000

— beds— baths— sq ft

B1/L1 Baker Ave NW, Silver Creek Township, MN 55362

Property at xxx1 Csah 39, Monticello, MN 55362

$299,900

— beds— baths— sq ft

xxx1 Csah 39, Monticello, MN 55362

Property at xxx2 Csah 39, Monticello, MN 55362

$325,000

— beds— baths— sq ft

xxx2 Csah 39, Monticello, MN 55362

Property at XXXX 137th St, Silver Creek Twp, MN 55362

$782,000

— beds— baths— sq ft

XXXX 137th St, Silver Creek Twp, MN 55362

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ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Welcome home to this affordable lakeside gem offering beautiful views and easy lake access to Big Lake. Set on a spacious corner lot, this property delivers comfort, convenience, and a cozy 1 level home. Step outside to enjoy the peaceful surroundings—perfect for quiet evenings or hosting guests. The oversized one-car garage provides excellent space for parking, storage, or hobbies. With numerous updates including a new roof, windows, exterior paint, appliances, and more, this home is truly move-in ready. Don’t miss your chance to own this charming lakeside retreat. Schedule your showing today!

$235,000

1 bed1 bath684 sq ft

240 Wyoming Ave, Big Lake, MN 55309

Easy lake access • New exterior paint • Spacious corner lot

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
To say this property is unique, would be an understatement. There are a lot of amazing things about this house including the fact that it backs up to the Mississippi River and you can walk right down to the shore. It's almost 2 acres that's completely wooded and extremely private. The neighborhood is beautiful and quiet and you're only 10 minutes or less from shopping and the interstate. Now let's talk about the not so obvious piece. The artistic and unique nature of this house makes it a one-of-a-kind property. If you are art focused and want something thoroughly unique, this is a great option for you. It does feature over 2500 finished square feet, with four bedrooms, 3 bathrooms and a lo

$549,900

4 beds3 baths2,504 sq ft

9942 Kahler Ave NE, Monticello, MN 55362

1.84 acre lot • 2 garage spots • Built 1976

OPEN SAT, 2PM TO 4PM

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
JP Brooks presents the Edgewater elevation B with many upgrades including, 4+ car fully insulated garage, rough in heater with venting, garage w/ 2' extension & garage workshop & floor drains, 8ft garage doors, on a tree lined flat lot! All living facilities on the main level. Desirable Shores of Eagle Lake development. This home is fully loaded! Gourmet kitchen with cooktop, double ovens, backsplash, 8 foot island, large quartz tops, & under cabinet lighting. Main level has large windows to bring in natural light, the living room has a gas fireplace, built-ins, and a step vault with beams. Primary suite has a vault, separate tub/shower, quartz top & upgraded cabinets

$674,900

4 beds3 baths3,415 sq ft

23976 187th St NW, Big Lake, MN 55309

Wet bar • Gourmet kitchen • Natural light

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Absolutely pristine townhome with loads of updates! This 55+, one level townhome has been lovingly cared for. Updates in the past two years include: All windows, roof and front facing siding, flooring, hardware on cabinets, light fixtures, ceiling fan in master bedroom, sink faucet in kitchen, window treatments, screen door, closet organizer in second bedroom, all appliances, outside lights, shrubs and all freshly painted. Nice backyard, patio and walking path around Keller Lake and the development. Just move in and enjoy this carefree living.

$249,900

2 beds2 baths1,296 sq ft

637 Norwood Ln, Big Lake, MN 55309

Roof • All windows • Flooring

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
Discover the perfect blend of comfort and style in this updated 3-bedroom, 3-bath end-unit townhome in Heritage Estates. Spanning over 2,500 sq ft, this home features a bright, open layout with plenty of natural light, hardwood floors, and luxury vinyl throughout. The modern kitchen is equipped with newer stainless steel appliances, including a refrigerator with in-door ice and water. Retreat to the primary suite with a walk-in closet and private bath, or cozy up by one of two gas fireplaces. The finished lower level provides a spacious family room, an extra bedroom and bath, plus a generous storage area. Enjoy serene lake views, a 2-car attached garage, a brand-new driveway, and thoughtful

$370,000

3 beds3 baths2,577 sq ft

6401 Maclaren Ave NE, Albertville, MN 55301

Gas fireplaces • Walk-in closet • Private bath

NEW CONSTRUCTION

ABOUT THIS HOME
Waterfront Home for sale in Monticello, MN:
The Rochester is a traditional two story single family home plan that has a main floor study, four bedrooms upstairs plus a loft and convenient laundry room. 9 foot ceilings on the main floor and so many large windows makes this home bright and airy. The family chef will enjoy creating and entertaining with a large island and plenty of counterspace. Work from home in the study or the 5th bedroom in the basement overlooking a beautiful pond. With 5 bedrooms there is plenty of space for guests. The 3 car garage allows for plenty of storage space along with the storage room in the basement. Unique to this home-you are able to pick out all of the finishes! With I-94 close by, Maple Grove is ju

$539,000

5 beds4 baths2,911 sq ft

7250 Large Ave NE, Albertville, MN 55301

Large island • Main floor study • 0.23 acre lot

Property at 24069 187th St NW, Big Lake, MN 55309, 5 beds, 3 baths

$564,900

5 beds3 baths2,785 sq ft

24069 187th St NW, Big Lake, MN 55309

Property at 24051 187th St NW, Big Lake, MN 55309, 4 beds, 3 baths

$659,900

4 beds3 baths3,194 sq ft

24051 187th St NW, Big Lake, MN 55309

Property at 13600 96th St NE, Elk River, MN 55330, 3 beds, 3 baths

$795,000

3 beds3 baths3,289 sq ft

13600 96th St NE, Elk River, MN 55330

Property at 21453 Lena Trl, Big Lake, MN 55309, 5 beds, 3 baths

$425,000

5 beds3 baths2,225 sq ft

21453 Lena Trl, Big Lake, MN 55309

Property at 16313 Gowan Ave NW, Clearwater, MN 55320, 4 beds, 3 baths

$725,900

4 beds3 baths3,186 sq ft

16313 Gowan Ave NW, Clearwater, MN 55320

Property at 4963 Crofoot Ave NW, Buffalo, MN 55313, 2 beds, 1 bath

$225,000

2 beds1 bath924 sq ft

4963 Crofoot Ave NW, Buffalo, MN 55313

Property at 10883 127th St SE, Clear Lake, MN 55319, 2 beds, 2 baths

$404,900

2 beds2 baths2,317 sq ft

10883 127th St SE, Clear Lake, MN 55319

Property at 24035 187th St NW, Big Lake, MN 55309, 5 beds, 4 baths

$584,900

5 beds4 baths3,395 sq ft

24035 187th St NW, Big Lake, MN 55309

Property at 23218 188th St NW, Big Lake, MN 55309, 4 beds, 3 baths

$419,900

4 beds3 baths1,426 sq ft

23218 188th St NW, Big Lake, MN 55309

Property at 13008 96th St NE, Elk River, MN 55330, 3 beds, 4 baths

$1,999,000

3 beds4 baths3,836 sq ft

13008 96th St NE, Elk River, MN 55330

Property at 2532 62nd St NW, Maple Lake, MN 55358, 3 beds, 3 baths

$499,900

3 beds3 baths2,454 sq ft

2532 62nd St NW, Maple Lake, MN 55358

Property at 16750 County Road 50, Big Lake, MN 55309, 3 beds, 2 baths

$465,000

3 beds2 baths2,240 sq ft

16750 County Road 50, Big Lake, MN 55309

Property at XXX Greer Ave NW, Corinna Twp, MN 55358

$53,000

— beds— baths— sq ft

XXX Greer Ave NW, Corinna Twp, MN 55358

Property at 18651 Ogden Cir NW, Elk River, MN 55330

$172,000

— beds— baths— sq ft

18651 Ogden Cir NW, Elk River, MN 55330

Based on information submitted to the MLS GRID as of Fri Nov 28 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in Monticello

There are currently 13 waterfront homes for sale in Monticello at a median listing price of $330K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Monticello stay on the market for 64 days. This map is refreshed with the newest listings in Monticello every 15 minutes.

In the past month, 18 homes have been sold in Monticello. In addition to houses in Monticello, there were also 0 condos, 20 townhouses, and 1 multi-family unit for sale in Monticello last month. Find your dream home in Monticello using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Monticello are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Monticello. Our Monticello real estate stats and trends will give you more information about home buying and selling trends in Monticello. If you're looking to sell your home in the Monticello area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Monticello with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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