Waterfront homes for sale & real estate in St. Cloud, MN

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ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
This beautifully updated two-story home blends timeless style with modern luxury on the banks of the Mississippi River in the heart of St. Cloud. One of the few properties offering direct river frontage near the area’s parks and gardens, it provides a rare opportunity to enjoy serene views and elegant living. The gourmet kitchen features painted cabinetry with granite countertops, a spacious center island, and premium appliances including a 36-inch Wolf gas cooktop, Sub-Zero refrigerator, and dual KitchenAid wall ovens, plus a walk-in pantry with sink. The rear of the home showcases expansive windows that fill the formal dining room (with a fireplace), informal dining area, and large

$599,900

4 beds3 baths3,661 sq ft

707 Riverside Dr SE, Saint Cloud, MN 56304

0.28 acre lot • 2 garage spots • Built 1953

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Wonderful multi-generational home with awesome opportunities! This home is located on 5 heavily wooded acres, trails and over 1000 feet of riverfront on the Sauk River. You can sit on the back patio and listen to the river flowing and relax and enjoy nature. Tons of wildlife including deer, geese, ducks and more. This home features a main level, custom built mother-in-law suite. This space is a great multi-generational opportunity for helping care for parents, a place for college aged or adult foster care, a rental opportunity or a home business or more. Bring your ideas, the possibilities are endless! The home was custom built and has a load bearing wall to also support make the home all

$415,000

5 beds4 baths2,536 sq ft

32467 County Road 1, Saint Cloud, MN 56303

Heavily wooded acres • 5.4 acre lot • Built 1987

NEW CONSTRUCTION

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
This is a to-be-built listing, with a comprehensive home package available through BNH Contractors. Buyers will have opportunity to make any changes or update to suit. Build time approximately 6-months to completion. Final pricing subject to final buyer selections and floorplan. The lot provides 162’ frontage, walkout, pond view, east-west views. Commit today for your chance to customize the home to your taste. Irrigation and hydro seed for the yard, included.

$900,000

6 beds4 baths3,692 sq ft

3408 Granite Way S, Saint Cloud, MN 56301

Pond view • Walkout • East-west views

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Welcome to this wonderful 3 bedroom, 2 bath walkout Rambler on almost 6 private wooded acres. Enjoy the abundance of wildlife as you walk the many private walking trails on the property!! Or walk down your private deeded access to relax next to the Mississippi River!! This property has 3 bedrooms all located on the same level, a full and 3/4 bath, and a partially finished basement. The main living area provides an open floor concept from the living room to the kitchen and a walkout deck that overlooks the mature trees. A well-maintained home with just some minor updates needed. The exterior of the home boasts a 2-stall attached garage, a heated detached garage with a workshop, a fenced-in b

$369,900

3 beds2 baths1,564 sq ft

5751 16th Ave SE, Saint Cloud, MN 56304

5.82 acre lot • 4 garage spots • Built 1970

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Scenic River Views on a Private Wooded Lot in Tilden Woods. Set on an expansive, private wooded lot with stunning river views, this spacious home in the hidden paradise of Tilden Woods offers incredible potential for the next owner to update and make it their own. The main floor features a large kitchen with double ovens, a cooktop, instant hot water, breakfast bar, and granite countertops. Also on the main level are a formal living room, formal dining room, informal dining area, and a cozy family room with a wood-burning fireplace and easy access to the 32' x 12' deck — perfect for enjoying panoramic views of the river and abundant wildlife. Upstairs, the primary suite includes walk-

$425,000

4 beds4 baths3,072 sq ft

1652 Lucille Ln, Saint Cloud, MN 56303

0.83 acre lot • 2 garage spots • Built 1981

Property at 25246 33rd Ave, Saint Cloud, MN 56301, 3 beds, 2 baths

$749,900

3 beds2 baths1,679 sq ft

25246 33rd Ave, Saint Cloud, MN 56301

Property at TBD Elbow Ln, St Cloud, MN 56303, 2 beds, 2 baths

$360,000

2 beds2 baths1,293 sq ft

TBD Elbow Ln, St Cloud, MN 56303

Property at xxx Rivers Edge Rd, St Joseph Township, MN 56301

$199,900

— beds— baths— sq ft

xxx Rivers Edge Rd, St Joseph Township, MN 56301

Property at 210XX County Road 75, Clearwater, MN 55320

$229,900

— beds— baths— sq ft

210XX County Road 75, Clearwater, MN 55320

Property at 1686 Lucille Ln, Saint Cloud, MN 56303

$89,900

— beds— baths— sq ft

1686 Lucille Ln, Saint Cloud, MN 56303

Property at 3625 36th St S, Saint Cloud, MN 56301

$225,000

— beds— baths— sq ft

3625 36th St S, Saint Cloud, MN 56301

Property at 3306 Topaz Pkwy S, Saint Cloud, MN 56301

$89,900

— beds— baths— sq ft

3306 Topaz Pkwy S, Saint Cloud, MN 56301

Property at 3305 Topaz Ln S, Saint Cloud, MN 56301

$87,500

— beds— baths— sq ft

3305 Topaz Ln S, Saint Cloud, MN 56301

Property at 3649 36th St S, Saint Cloud, MN 56301

$219,000

— beds— baths— sq ft

3649 36th St S, Saint Cloud, MN 56301

Property at 3637 36th St S, Saint Cloud, MN 56301

$225,000

— beds— baths— sq ft

3637 36th St S, Saint Cloud, MN 56301

Property at 3661 36th St S, Saint Cloud, MN 56301

$209,000

— beds— baths— sq ft

3661 36th St S, Saint Cloud, MN 56301

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ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Experience the perfect blend of relaxation and recreation with this beautiful year-round property on Elk Lake! Whether you're looking for a weekend getaway or a permanent lakeside retreat, this home offers it all including a full bath, washer and dryer hookups, and convenient forced air natual gas and central air- along with boating, fishing, and water fun in the summer, plus snowmobiling and cozy winter lake views when the seasons change. Enjoy peaceful setting, easy access to the water, and the freedom to live the lake lifestyle!

$269,900

2 beds1 bath952 sq ft

7273 100th Ave SE, Clear Lake, MN 55319

7,840 sq ft lot • Garage • Car-dependent

COMING SOON

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Stunning Stand-Alone Patio Home with Serene Pond Views! Discover comfort, style, and convenience in this beautifully maintained stand-alone patio home — the largest floor plan in the development! Designed for easy living, this open-concept home features vaulted ceilings, abundant natural light, and all amenities on one level. Enjoy peaceful mornings or relaxing evenings with breathtaking pond views, complete with seasonal ducks and geese that make every day feel like a retreat. Step onto the brand-new concrete patio with custom powered Subrella awning — perfect for entertaining or simply soaking in the scenery. Inside, you’ll love the updated master bath showcasing a custo

$279,900

2 beds3 baths1,462 sq ft

458 2nd St S, Sartell, MN 56377

5,227 sq ft lot • $85 HOA • 2 garage spots

OPEN SAT, 12PM TO 1:30PM

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Well maintained 3 bedroom 2 bathroom home with an oversized two stall garage with beautiful views of Linneman Lake. Inside you will enjoy the open concept between the kitchen and large living room, vaulted ceilings, large primary bathroom with ample closet space, and generously sized second and third bedrooms. For your convenience all amenities including the washer and dryer are on one level. Outside you will appreciate the large lot, the huge lake side deck, which has been freshly refinished, and lake side patio. Enjoy the feel of living in the country where waterfowl abounds with the convenience of city sewer and water. Conveniently located just 15 minutes to the west side of St. Cloud or

$249,900

3 beds2 baths1,242 sq ft

16105 Linneman Lake Rd, Avon, MN 56310

0.4 acre lot • 2 garage spots • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Welcome to this exceptional 4-bedroom, 3.5-bath custom home on over 9 acres on the Sauk River in beautiful St. Joseph! Built in 2018, this thoughtfully designed two story home offers 4,460 sq ft of living space plus a finished & heated 3 stall garage and finished bonus room. The main level features a luxurious primary suite, high vaults in living room, and a large office. The gourmet kitchen is a showpiece with custom cabinetry, granite countertops, a 9ft island, Wolf brand cooktop, double wall oven, and beverage cooler. Upstairs you’ll find a spacious family room, 3 bedrooms with walk-in closets, a Jack & Jill bath and vanity counters. The Outdoor living space is made for

$879,900

4 beds4 baths3,765 sq ft

9171 Cayley Ct, Saint Cloud, MN 56301

9.01 acre lot • 3 garage spots • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Cabins don't get any cuter than this charmer on the channel of Elk Lake! Picture yourself relaxing on the brand new dock watching the water and wildlife. Though it is used as a seasonal cabin, it could easily be turned into a year round oasis. Canoeing, boating, kayaking, and fishing are bustling on 356 acres of Elk Lake. Briggs, Julia and Rush Lake all connecting. Public landing just a short walk/drive down the street. Work remotely with fast internet speeds! Private well and septic with drain field. Home was a very successful short-term rental. No associations.

$175,000

2 beds1 bath560 sq ft

10777 70th St, Clear Lake, MN 55319

0.24 acre lot • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
This contemporary patio home features two bedrooms, one full bathroom, and a two-stall attached garage that is both heated and insulated. The property includes two lots, ensuring privacy between the residence and the street. Interior highlights include in-floor heating, a spacious living area with a gas fireplace, attractive oak cabinetry, and a primary bedroom equipped with a walk-in closet. The main floor laundry room is thoughtfully designed for convenience. The seller has created an extraordinary custom-built garage/shop with a 220V, 50-AMP outlet for electric car charging or other uses for the next owner's enjoyment. Homeowners Association benefits include pool access. This single-leve

$299,900

2 beds1 bath1,196 sq ft

3468 Old Creek Pl NE, Sauk Rapids, MN 56379

5,662 sq ft lot • $202 HOA • 2 garage spots

Property at 400 Prairie St, Clearwater, MN 55320, 4 beds, 2 baths

$499,900

4 beds2 baths2,339 sq ft

400 Prairie St, Clearwater, MN 55320

Property at 398 Riverside Ave S, Sartell, MN 56377, 5 beds, 4 baths

$475,000

5 beds4 baths3,176 sq ft

398 Riverside Ave S, Sartell, MN 56377

Property at 11526 54th St SE, Clear Lake, MN 55319, 5 beds, 4 baths

$1,250,000

5 beds4 baths3,861 sq ft

11526 54th St SE, Clear Lake, MN 55319

Property at 1825 Frontage Rd N, Waite Park, MN 56387, 3 beds, 3 baths

$320,000

3 beds3 baths1,856 sq ft

1825 Frontage Rd N, Waite Park, MN 56387

Property at 30667 Melanie Way, Saint Joseph, MN 56374, 3 beds, 3 baths

$599,900

3 beds3 baths2,082 sq ft

30667 Melanie Way, Saint Joseph, MN 56374

Property at 5100 230th St, St Augusta, MN 56301, 6 beds, 6 baths

$1,700,000

6 beds6 baths8,286 sq ft

5100 230th St, St Augusta, MN 56301

Property at 131 Goldfinch Ln, Clearwater, MN 55320, 2 beds, 2 baths

$324,900

2 beds2 baths1,646 sq ft

131 Goldfinch Ln, Clearwater, MN 55320

Property at 2112 4th St N, Sartell, MN 56377, 4 beds, 3 baths

$469,900

4 beds3 baths2,472 sq ft

2112 4th St N, Sartell, MN 56377

Property at 1137 Mockingbird Loop, Sartell, MN 56377, 3 beds, 2 baths

$239,900

3 beds2 baths1,788 sq ft

1137 Mockingbird Loop, Sartell, MN 56377

Property at 317 Riverside Ave N, Sartell, MN 56377, 3 beds, 2 baths

$245,000

3 beds2 baths1,978 sq ft

317 Riverside Ave N, Sartell, MN 56377

Property at 7240 107th Ave, Clear Lake, MN 55319, 2 beds, 2 baths

$579,900

2 beds2 baths2,212 sq ft

7240 107th Ave, Clear Lake, MN 55319

Property at TBD County Road 2, Saint Joseph Twp, MN 56374

$499,000

— beds— baths— sq ft

TBD County Road 2, Saint Joseph Twp, MN 56374

Property at 1309 20th Ave S, Sartell, MN 56377

$119,900

— beds— baths— sq ft

1309 20th Ave S, Sartell, MN 56377

Property at 12814 Juniper Rd, St Joseph, MN 56374

$239,900

— beds— baths— sq ft

12814 Juniper Rd, St Joseph, MN 56374

Based on information submitted to the MLS GRID as of Tue Nov 18 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in St. Cloud

There are currently 16 waterfront homes for sale in St. Cloud at a median listing price of $270K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Cloud stay on the market for 50 days. Popular neighborhoods include Tech High, Southside, Seberger-Roosevelt, Seberger, North East-Wilson Park, Southeast St. Cloud, Northside-Hester Park, and Pantown. This map is refreshed with the newest listings in St. Cloud every 15 minutes.

In the past month, 82 homes have been sold in St. Cloud. In addition to houses in St. Cloud, there were also 3 condos, 15 townhouses, and 15 multi-family units for sale in St. Cloud last month. St. Cloud is a minimally walkable city in Minnesota with a Walk Score of 34. St. Cloud is home to approximately 65,296 people and 45,744 jobs. Find your dream home in St. Cloud using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Cloud are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Cloud. Our St. Cloud real estate stats and trends will give you more information about home buying and selling trends in St. Cloud. If you're looking to sell your home in the St. Cloud area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Cloud with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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