Waterfront homes for sale & real estate in St. Cloud, MN

19 homes

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ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
This is truly a one of a kind property! Custom built with an abundance of thought and care went into this one-owner home! Enjoy peace and privacy on 5 acres buried in trees and overlooking a small pond/lake. 5 minutes to popular Pleasant Lake and 5 minutes to the new Tech HS. A gorgeous and impressive 2 story with over 3400 square feet finished. .. .and 2200+ square feet Unfinished downstairs for even more expansion! You will enjoy the lovely main floor owners suite. .. very spacious with a beautiful bathroom and huge walk in closet! The main floor laundry and office are extra features as well as a in-home beautician space (or this could easily be office #2) Any kind of an at home busine

$829,900

4 beds4 baths3,401 sq ft

5013 Hidden Acres Cir, Saint Cloud, MN 56301

Separate entrance • Main floor laundry • 5 acres

FLOOR PLAN

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Enjoy easy, low-maintenance living in this beautifully designed 2-bedroom, 2-bath patio home situated along a quiet road with peaceful views overlooking a pond. Large windows fill the open-concept living spaces with natural light while showcasing the beautiful surroundings, complemented by high-end window treatments throughout. The spacious kitchen, dining, and living areas flow seamlessly together, creating a comfortable and inviting space for both everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and ample cabinetry, while the adjoining sunroom provides the perfect spot to relax and enjoy the tranquil pond views. The generous primary s

$487,000

2 beds2 baths1,800 sq ft

4272 30th St S, Saint Cloud, MN 56301

Patio home • Ample cabinetry • Natural light

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Built in 2017 and absolutely stunning, this South St. Cloud patio home offers over 2,100 square feet of true one-level living with high-end finishes throughout. The rich dark woodwork, granite counters, corner pantry, and an impressive 11-foot center island create a kitchen that’s both beautiful and highly functional, with exceptional storage and workspace. This home features 2 bedrooms plus a dedicated office, giving you flexible space for working from home, hobbies, or guests. A gorgeous 4-season sunroom addition, completed in 2022 with heat and air conditioning, adds a bright, relaxing space with panoramic views of the peaceful pond. The home is filled with natural light thanks to

$475,000

2 beds2 baths2,104 sq ft

3049 Nottingham Rd S, Saint Cloud, MN 56301

Corner pantry • High end finishes • Dedicated office

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Don’t miss this rare opportunity to own your dream home in the unique and highly desirable Sherwood Shores Property Owners Association! Ideally located just 11 miles from downtown St. Cloud and 10 miles from Clearwater Travel Plaza, this property offers convenient access to I-94 and an easy commute to the Twin Cities. Sherwood Shores is a truly special community, offering residents access to three private lakes—Pickerel, Long, and Round—with boat launching privileges. Enjoy a community picnic shelter with modern facilities, tennis and pickleball courts, and paved walking, hiking, and biking trails throughout the neighborhood. The annual association fee is an incredible $20

$424,900

4 beds2 baths2,248 sq ft

6992 43rd Ave SE, Saint Cloud, MN 56304

Wet bar • Bonus trophy room • 1.45 acre lot

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Rare opportunity to own a beautiful 28-acre parcel ideally situated between 54th Street E and 57th Street E both paved roads with the scenic Elk River running directly through the property. Just minutes from Clear Lake, Palmer, and St. Cloud, this exceptional property combines privacy, natural beauty, versatility, and future potential. The property features a well-maintained and fully functional 3-bedroom, 3-bath rambler, a charming guest cottage, and a 26' x 28' detached garage. Rolling terrain, open ground near road access, mature trees, and beautiful river frontage create an incredible setting for a private estate, hobby farm, horses, apple orchard, vineyard, recreational retreat, invest

$575,000

3 beds3 baths1,880 sq ft

7188 57th St SE, Saint Cloud, MN 56304

Rolling terrain • Guest cottage • 28 acre parcel

Property at 504 Riverside Dr SE, Saint Cloud, MN 56304, 3 beds, 2 baths

$115,000

3 beds2 baths1,400 sq ft

504 Riverside Dr SE, Saint Cloud, MN 56304

Property at 2715 Park Dr, Saint Cloud, MN 56303, 5 beds, 5 baths

$799,000

5 beds5 baths5,658 sq ft

2715 Park Dr, Saint Cloud, MN 56303

Property at 230 5th Ave N Unit C5, Saint Cloud, MN 56303, 3 beds, 2 baths

$150,000

3 beds2 baths1,798 sq ft

230 5th Ave N Unit C5, Saint Cloud, MN 56303

Property at 4218 White Dr, Saint Cloud, MN 56303, 3 beds, 4 baths

$799,900

3 beds4 baths2,527 sq ft

4218 White Dr, Saint Cloud, MN 56303

Property at 2177 Mill Pond Dr, Saint Cloud, MN 56303, 5 beds, 5 baths

$995,000

5 beds5 baths7,307 sq ft

2177 Mill Pond Dr, Saint Cloud, MN 56303

Property at 4215 32nd St S, Saint Cloud, MN 56301, 4 beds, 6 baths

$1,199,900

4 beds6 baths6,056 sq ft

4215 32nd St S, Saint Cloud, MN 56301

Property at 3408 Granite Way S, Saint Cloud, MN 56301, 6 beds, 4 baths

$889,900

6 beds4 baths3,692 sq ft

3408 Granite Way S, Saint Cloud, MN 56301

Property at 3625 36th St S, Saint Cloud, MN 56301

$209,900

Land1.26 acres (lot)

3625 36th St S, Saint Cloud, MN 56301

Property at 3305 Topaz Ln S, Saint Cloud, MN 56301

$87,500

Land0.33 acre (lot)

3305 Topaz Ln S, Saint Cloud, MN 56301

Property at 3443 Granite Way South, Saint Cloud, MN 56301

$374,900

Land0.72 acre (lot)

3443 Granite Way South, Saint Cloud, MN 56301

Property at 3306 Topaz Pkwy S, Saint Cloud, MN 56301

$89,900

Land0.42 acre (lot)

3306 Topaz Pkwy S, Saint Cloud, MN 56301

Property at 3661 36th St S, Saint Cloud, MN 56301

$179,900

Land0.96 acre (lot)

3661 36th St S, Saint Cloud, MN 56301

Property at 3649 36th St S, Saint Cloud, MN 56301

$199,900

Land0.93 acre (lot)

3649 36th St S, Saint Cloud, MN 56301

Property at 3637 36th St S, Saint Cloud, MN 56301

$209,900

Land0.95 acre (lot)

3637 36th St S, Saint Cloud, MN 56301

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NEW 3 HRS AGOFLOOR PLAN

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Welcome to 8490 Oak Road – a truly exceptional acreage property where luxury, privacy, recreation and entertaining come together! Located at the end of a quiet cul-de-sac and w/ Sartell, St. Cloud and St. Joseph within shouting distance and 400+ of Watab River frontage, this extraordinary 12.5-acre estate offers 4,000+ finished square feet, a stunning natural setting and an incredible collection of amenities. Located in the highly regarded Sartell-St. Stephens School District, the property features approximately 2,200+ FSF on the main level and 2,100+ SF in the walkout lower level, w/ 5 bedrooms, multiple baths and two kitchens. The main level showcases vaulted tongue-and-groove cedar

$725,000

5 beds5 baths4,391 sq ft

8490 Oak Rd, Saint Joseph, MN 56374

Custom cabinetry • Primary suite • 11.5-foot island

COMING SOON

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Wake up every morning to beautiful morning light and end your days watching spectacular sunsets over highly desired Kraemer Lake. This stunning 3-bedroom plus office, 2-bathroom home sits on a rare, perfectly level 0.5-acre lot with 100 feet of shoreline, offering the ultimate blend of peaceful lakefront living and incredible convenience—just minutes from charming St. Joseph, St. Cloud, and easy I-94 access. Designed to maximize its setting, the home features an east-facing front porch perfect for your morning routine, while the main living spaces open up to panoramic lake and sunset vistas. The modern kitchen features premium Cambria quartz countertops, rich maple finishes, a deep ba

$599,900

4 beds2 baths1,932 sq ft

29607 Kraemer Lake Rd, Saint Joseph, MN 56374

Lakefront living • Level lot • Deep basin sink

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
1+ Acre, Briggs Lake View and a very spacious home! Enjoy the space and flexibility of this expansive home situated on just over 1 acre in the desirable Palmer community, with views of Briggs Lake and convenient access to area lakes and Palmer Park. This home offers an abundance of living space, bedrooms, bathrooms and garage space at an attractive price! The main level features 3 bedrooms, 3 bathrooms, including a spacious primary bedroom with a full bathroom and jetted tub. The large living room offers a cozy fireplace and plenty of space for entertaining. The kitchen features a convenient adjoining den/sitting room. Main-level laundry and a convenient half bath are just off the back entr

$299,900

3 beds4 baths2,350 sq ft

10172 48th St, Clear Lake, MN 55319

Large family room • Briggs lake view • Full basement

NEW 21 HRS AGO

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Welcome to your private retreat! This Spacious walk out rambler offers 4 BR's plus office space, Enjoy the perfect blend of peaceful country living Waterfront views and pristine nature. Bring some ideas and build some equity with some finishing touches. Lower-level Full bath rough in. extra garage/shed space. 5 minutes to HWY 10.

$399,500

4 beds2 baths3,054 sq ft

7694 89th Ave SE, Clear Lake, MN 55319

Waterfront views • 13.45 acre lot • 2 garage spots

OPEN SAT, 11:30AM TO 1PM

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
Experience the beauty of Mississippi River living in this exceptionally well-maintained 3-bedroom, 3-bathroom home offering comfort, convenience, and stunning views. Designed with all living facilities on one level, this home features spacious living areas filled with natural light and showcases picturesque river views from multiple rooms. Enjoy added peace of mind with a new roof installed in 2025. Step outside to enjoy the private backyard oasis, complete with a variety of fruit trees and plenty of space to relax, entertain, or simply take in the peaceful surroundings. Pride of ownership is evident throughout, making this move-in-ready property a rare opportunity to enjoy one-level living

$525,000

3 beds3 baths3,705 sq ft

22 13th St S, Sauk Rapids, MN 56379

Fruit trees • One level living • Move in ready

ABOUT THIS HOME
Waterfront Home for sale in St. Cloud, MN:
ONE LEVEL Custom Built Newly UPDATED Meticulous HOME! Modern And Worry Free LIFE STYLE Just Steps From The Mississippi Best Describe This Beautiful 2BR/2BA HOME With Recent Stylish UPDATES That Include QUARTZ Countertops In The Kitchen And Bathrooms, Newer Stainless Steel Appliances, Newer Lighting, Paint On All Walls And Ceilings, UPDATED Flooring To Include Beautiful CERAMIC Tile, Stunning Wood Laminate Flooring, And Carpet. From The Moment You Step In You Will Be Captured By The Nine-Foot Ceilings And Abundant Natural Light Throughout!! Feels like walking into NEW construction!! Enjoy The Common Areas: Including A RIVERSIDE Observation Deck and Gazebo! PRIME Recreation Offering MILES

$279,900

2 beds2 baths1,232 sq ft

37 Portage Trl, Sauk Rapids, MN 56379

Nine-foot ceilings • Walking trails • $175 HOA

Property at 424 13th Ave N, Sartell, MN 56377, 4 beds, 3 baths

$399,900

4 beds3 baths2,420 sq ft

424 13th Ave N, Sartell, MN 56377

Property at 5173 Shadowwood Dr NE, Sauk Rapids, MN 56379, 3 beds, 2 baths

$425,000

3 beds2 baths2,448 sq ft

5173 Shadowwood Dr NE, Sauk Rapids, MN 56379

Property at 610 110th Ave SE, Foley, MN 56329, 4 beds, 3 baths

$599,000

4 beds3 baths2,476 sq ft

610 110th Ave SE, Foley, MN 56329

Property at 11426 54th St, Clear Lake, MN 55319, 2 beds, 1 bath

$429,000

2 beds1 bath1,261 sq ft

11426 54th St, Clear Lake, MN 55319

Property at 316 Riverside Ave S, Sartell, MN 56377, 5 beds, 2 baths

$275,000

5 beds2 baths2,048 sq ft

316 Riverside Ave S, Sartell, MN 56377

Property at 32688 River Vista Ln, Saint Cloud, MN 56303, 4 beds, 4 baths

$599,500

4 beds4 baths3,872 sq ft

32688 River Vista Ln, Saint Cloud, MN 56303

Property at 4457 Farmdale Cir, Saint Augusta, MN 56301, 4 beds, 4 baths

$688,000

4 beds4 baths3,700 sq ft

4457 Farmdale Cir, Saint Augusta, MN 56301

Property at 220 4th St S, Sauk Rapids, MN 56379, 6 beds, 4 baths

$395,000

6 beds4 baths3,678 sq ft

220 4th St S, Sauk Rapids, MN 56379

Property at 11388 49th St, Clear Lake, MN 55319, 2 beds, 1 bath

$279,000

2 beds1 bath768 sq ft

11388 49th St, Clear Lake, MN 55319

Property at 5540 102nd Ave SE, Clear Lake, MN 55319, 2 beds, 1 bath

$219,000

2 beds1 bath768 sq ft

5540 102nd Ave SE, Clear Lake, MN 55319

Property at 21307 Agate Beach Rd, St Cloud, MN 56301, 3 beds, 1 bath

$765,000

3 beds1 bath1,580 sq ft

21307 Agate Beach Rd, St Cloud, MN 56301

Property at TBD Waters Edge Cir, Avon, MN 56310

$499,900

Land16.57 acres (lot)

TBD Waters Edge Cir, Avon, MN 56310

Property at 12814 Juniper Rd, St Joseph, MN 56374

$199,900

Land2.17 acres (lot)

12814 Juniper Rd, St Joseph, MN 56374

Property at 10895 Grand Lake Rd, Cold Spring, MN 56320

$87,500

Land0.34 acre (lot)

10895 Grand Lake Rd, Cold Spring, MN 56320

Based on information submitted to the MLS GRID as of Wed Oct 07 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in St. Cloud

There are currently 19 waterfront homes for sale in St. Cloud at a median listing price of $285K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Cloud stay on the market for 51 days and receive 2 offers. Popular neighborhoods include McKinley-Railroad Parks, Southside, Southeast St. Cloud, St. John Cantius, and Northside-Hester Park. This map is refreshed with the newest listings in St. Cloud every 15 minutes.

In the past month, 85 homes have been sold in St. Cloud. In addition to houses in St. Cloud, there were also 4 condos, 12 townhouses, and 19 multi-family units for sale in St. Cloud last month. St. Cloud is a minimally walkable city in Stearns County with a Walk Score of 34. St. Cloud is home to approximately 65,296 people and 45,744 jobs. Find your dream home in St. Cloud using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Cloud are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Cloud. Our St. Cloud real estate stats and trends will give you more information about home buying and selling trends in St. Cloud. If you're looking to sell your home in the St. Cloud area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Cloud with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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