Homes for sale under $800k in Monticello, IN

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ABOUT THIS HOME
Homes for sale under $800k in Monticello, IN
This stunning new custom-built 3-bedroom, 3-bath lakefront walkout ranch on beautiful Lake Shafer offers luxury living with breathtaking southern views from a spacious double deck on a quiet back bay. Designed for comfort and style, the home features a gourmet kitchen with Quartz throughout. All appliances included, an open floor plan filled with natural light, and a lower level complete with a wet bar—perfect for entertaining. Step outside to your private dock for direct lake access! Enjoy the convenience of the detached heated 2-car garage. This one-of-a-kind property combines upscale amenities with serene waterfront living. Blueprints available.

$799,000

3 beds3 baths2,707 sq ft

4033 Denver Ct, Monticello, IN 47960

Lakefront • Wet bar • Double deck

ABOUT THIS HOME
Homes for sale under $800k in Monticello, IN
Don't miss this rare opportunity to own a unique waterfront property on Lake Freeman! This 3 bedroom, 2 bath home includes an attached 1 bedroom, 1 bath cottage with a loft—perfect for guests or rental income. Situated on a level waterfront lot with a private boat dock, the property features a 2-car attached garage connecting the main house and cottage. The main home boasts a cozy brick fireplace in the living room and an enclosed porch with serene views of the backyard and water. The cottage offers a bright, airy atmosphere with a wood cathedral ceiling, loft, second laundry room, kitchen, dining, and living areas. Whether you're looking for a family retreat or an investment opportun

$795,000

4 beds3 baths1,908 sq ft

12702 N 1225 W, Monticello, IN 47960

Private boat dock • Enclosed porch • Waterfront property

3D WALKTHROUGH

ABOUT THIS HOME
Homes for sale under $800k in Monticello, IN
MOTIVATED SELLER, SELLER SAYS SELL, HUGE PRICE REDUCTION!! Best Views on Lake Shafer with 103' of Main Lake Frontage. 4 bed/3 bath ranch w/ walkout basement to Lake. Vaulted living room ceilings main level, open kitchen/dining area. Lake views from nearly every room, wrap around deck off main level. Hardwood flooring, 6 panel oak doors, crown molding, tiled bathroom with jacuzzi tub. Basement has living areas, built-in cabinetry, wet bar. Main Bedroom has access to Lakeside composite deck, 10x8 walk-in closet, full bathroom. Laundry area has a folding table and built-in shelving. Lakeside improvements include; fresh paint on piers, new wooden stairs to deck over boatlift, 2 bay permanent bo

$749,900

4 beds3 baths4,236 sq ft

5413 E Fairbanks Ct, Monticello, IN 47960

0.36 acre lot • 2 garage spots • Built 1980

3D WALKTHROUGH

ABOUT THIS HOME
Homes for sale under $800k in Monticello, IN
BIG PRICE REDUCTION!! COME SEE A NEW BUILD ON THE LAKE!! New Construction Lake Shafer 4 bedroom 2.5 bath with 9'+ Trey Ceilings on Main Level. Recessed Lighting throughout. Open concept with quartz Kitchen, subway tile backsplashes, stainless appliances and quartz island. Interior flooring consists of laminate plank, tiled bathrooms, plush carpeting. Main Suite has lakeviews, tiled shower, dual sinks, walk-in closet. One of the more spacious layouts you will find in a newly designed home. New wood deck and stairs lakeside with steel driven seawall, steel/wood pier, Concrete driveway. Upstairs 17x19 living area, (2) upstairs bedrooms are lakeside and are oversized 19x15's. Att. Garage h

$599,900

4 beds2.5 baths2,400 sq ft

4703 E Elmer Girtz Dr, Monticello, IN 47960

New construction • Stainless appliances • Quartz kitchen

3D WALKTHROUGH

ABOUT THIS HOME
Homes for sale under $800k in Monticello, IN
BEST DEAL ON LAKE SHAFER!! Lake Level on Main Lake Shafer, best views of Indiana Beach Amusement Park. This 3,284 SF. 2 story has multiple boat lifts & waverunner Ramp, Covered lakeside porch with pull down blinds. Remodeled kitchen with subway tile backsplashes, solid surface counters, soft close cabinets. Main Level is Open Concept w/ Lake views. Brick gas fireplace in Dining Area, updated plank/tile flooring on main level, Remodeled Main Bathroom Upstairs and Newer Ground Level full Bathroom which can function as a main level bedroom/bath Suite. Utilities have been updated with zoned heating/cooling, Reverse Osmosis Drinking System, Unfin. partial basement/crawl perfect for storag

$599,900

3 beds3 baths3,284 sq ft

2308 N Sullivan Ct, Monticello, IN 47960

7,800 sq ft lot • 2 garage spots • Built 1972

Property at 11068 N Lower Lake Shore Dr, Monticello, IN 47960, 3 beds, 3.5 baths

$589,900

3 beds3.5 baths2,924 sq ft

11068 N Lower Lake Shore Dr, Monticello, IN 47960

Property at 5547 N West Shafer Dr, Monticello, IN 47960, 4 beds, 2 baths

$589,900

4 beds2 baths2,714 sq ft

5547 N West Shafer Dr, Monticello, IN 47960

Property at 5639 S Richey Ln, Monticello, IN 47960, 2 beds, 1 bath

$549,999

2 beds1 bath912 sq ft

5639 S Richey Ln, Monticello, IN 47960

(219) 322-5508

Property at 1602 N Brandywine Ct, Monticello, IN 47960, 3 beds, 2 baths

$549,900

3 beds2 baths2,350 sq ft

1602 N Brandywine Ct, Monticello, IN 47960

Property at 12924 N 1225 W, Monticello, IN 47960, 3 beds, 3.5 baths

$519,900

3 beds3.5 baths2,050 sq ft

12924 N 1225 W, Monticello, IN 47960

Property at 4363 E Jennings Loop, Monticello, IN 47960, 5 beds, 2 baths

$499,900

5 beds2 baths2,400 sq ft

4363 E Jennings Loop, Monticello, IN 47960

Property at 4372 N Shorewood Ct, Monticello, IN 47960, 2 beds, 2 baths

$499,900

2 beds2 baths1,188 sq ft

4372 N Shorewood Ct, Monticello, IN 47960

Property at 5785 E Golden Hills Dr, Monticello, IN 47960, 4 beds, 4.5 baths

$499,000

4 beds4.5 baths2,848 sq ft

5785 E Golden Hills Dr, Monticello, IN 47960

Property at 11044 N Landings Rd, Monticello, IN 47960, 4 beds, 2 baths

$479,900

4 beds2 baths1,982 sq ft

11044 N Landings Rd, Monticello, IN 47960

Property at 3454 E 425 N, Monticello, IN 47960, 3 beds, 2 baths

$478,900

3 beds2 baths3,204 sq ft

3454 E 425 N, Monticello, IN 47960

Property at 1190 N Hinterland Ct, Monticello, IN 47960, 4 beds, 3 baths

$475,000

4 beds3 baths3,542 sq ft

1190 N Hinterland Ct, Monticello, IN 47960

Property at 1941 N Eaglehoff Ct, Monticello, IN 47960, 3 beds, 3 baths

$470,000

3 beds3 baths3,460 sq ft

1941 N Eaglehoff Ct, Monticello, IN 47960

(219) 464-8521

Property at 6369 N 1225 West Xrd, Monticello, IN 47960, 2 beds, 1.5 baths

$469,900

2 beds1.5 baths1,050 sq ft

6369 N 1225 West Xrd, Monticello, IN 47960

Property at 1120 N Diamond Point Ct, Monticello, IN 47960, 5 beds, 3 baths

$469,000

5 beds3 baths4,576 sq ft

1120 N Diamond Point Ct, Monticello, IN 47960

Property at 4606 N Reuben Ct, Monticello, IN 47960, 4 beds, 2 baths

$468,900

4 beds2 baths1,210 sq ft

4606 N Reuben Ct, Monticello, IN 47960

Property at 3078 E Boller Ct, Monon, IN 47959, 2 beds, 1.5 baths

$450,000

2 beds1.5 baths1,344 sq ft

3078 E Boller Ct, Monon, IN 47959

Property at 5271 E Willow Ct, Monticello, IN 47960, 4 beds, 2.5 baths

$449,000

4 beds2.5 baths2,016 sq ft

5271 E Willow Ct, Monticello, IN 47960

Property at 4386 E Luse Rd, Monticello, IN 47960, 4 beds, 3 baths

$434,900

4 beds3 baths3,624 sq ft

4386 E Luse Rd, Monticello, IN 47960

Property at 3580 N West Shafer Dr, Monticello, IN 47960, 3 beds, 2 baths

$399,900

3 beds2 baths1,953 sq ft

3580 N West Shafer Dr, Monticello, IN 47960

Property at 1509 Tioga Ravine Rd, Monticello, IN 47960, 4 beds, 2 baths

$399,500

4 beds2 baths2,803 sq ft

1509 Tioga Ravine Rd, Monticello, IN 47960

Property at 3322 N Lakeshore Dr, Monticello, IN 47960, 3 beds, 2.5 baths

$399,000

3 beds2.5 baths1,788 sq ft

3322 N Lakeshore Dr, Monticello, IN 47960

Property at 5638 E 400 Rd N, Monticello, IN 47960, 4 beds, 3.5 baths

$389,900

4 beds3.5 baths2,620 sq ft

5638 E 400 Rd N, Monticello, IN 47960

Property at 112 Williston Ct, Delphi, IN 46923, 3 beds, 2 baths

$374,900

3 beds2 baths1,674 sq ft

112 Williston Ct, Delphi, IN 46923

Property at 5220 E Wenz Dr, Monticello, IN 47960, 2 beds, 2.5 baths

$374,500

2 beds2.5 baths960 sq ft

5220 E Wenz Dr, Monticello, IN 47960

Property at 5927 E US 24, Monticello, IN 47960, 4 beds, 2 baths

$369,900

4 beds2 baths2,160 sq ft

5927 E US 24, Monticello, IN 47960

Property at 1650 N Royal Oaks Dr, Monticello, IN 47960, 3 beds, 2 baths

$355,000

3 beds2 baths2,170 sq ft

1650 N Royal Oaks Dr, Monticello, IN 47960

Property at 206 Royalwood Dr, Monticello, IN 47960, 3 beds, 2 baths

$349,900

3 beds2 baths1,720 sq ft

206 Royalwood Dr, Monticello, IN 47960

Property at 5434 Norway Rd, Monticello, IN 47960, 3 beds, 2 baths

$329,900

3 beds2 baths1,667 sq ft

5434 Norway Rd, Monticello, IN 47960

Property at 3146 N West Shafer Dr, Monticello, IN 47960, 3 beds, 2 baths

$329,900

3 beds2 baths2,028 sq ft

3146 N West Shafer Dr, Monticello, IN 47960

Property at 11921 W Breezy Point Dr, Monticello, IN 47960, 3 beds, 2 baths

$325,000

3 beds2 baths1,232 sq ft

11921 W Breezy Point Dr, Monticello, IN 47960

Property at 7563 E 600 Rd N, Monticello, IN 47960, 2 beds, 1.5 baths

$319,900

2 beds1.5 baths1,158 sq ft

7563 E 600 Rd N, Monticello, IN 47960

Property at 4319 E Penrod Dr Dr, Monticello, IN 47960, 2 beds, 1.5 baths

$310,000

2 beds1.5 baths832 sq ft

4319 E Penrod Dr Dr, Monticello, IN 47960

Property at 1607 Lawson Ln, Monticello, IN 47960, 2 beds, 1 bath

$309,000

2 beds1 bath1,196 sq ft

1607 Lawson Ln, Monticello, IN 47960

Property at 5416 Norway Rd, Monticello, IN 47960, 3 beds, 2 baths

$299,900

3 beds2 baths1,447 sq ft

5416 Norway Rd, Monticello, IN 47960

Property at 5053 E Robin Ct, Monticello, IN 47960, 2 beds, 1 bath

$299,000

2 beds1 bath876 sq ft

5053 E Robin Ct, Monticello, IN 47960

Property at 2412 N West Shafer Dr, Monticello, IN 47960, 3 beds, 3 baths

$285,000

3 beds3 baths912 sq ft

2412 N West Shafer Dr, Monticello, IN 47960

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Based on information submitted to the MLS GRID as of Sat Nov 29 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Homes for sale under $800k in Monticello

There are currently 69 homes for sale under $800k in Monticello. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Monticello stay on the market for 61 days. This map is refreshed with the newest listings in Monticello every 15 minutes.

In the past month, 3 homes have been sold in Monticello. In addition to houses in Monticello, there was also 1 condo, 0 townhouses, and 1 multi-family unit for sale in Monticello last month. Find your dream home in Monticello using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Monticello are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Monticello. Our Monticello real estate stats and trends will give you more information about home buying and selling trends in Monticello. If you're looking to sell your home in the Monticello area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Monticello with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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