Homes for sale under $600k in Panama City, FL

Homes for sale under $600k in Panama City, FL

This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 11/13/2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Brand-new 3-bedroom, 2-bath home with 2-car garage on a quiet dead-end street — no HOA fees! This thoughtfully designed home features an open layout, trey ceilings in the living room and master suite, and a beautiful tile shower in the primary bath. Enjoy both front and back covered patios, perfect for outdoor living. Conveniently located near shopping, dining, and just a short drive to the beaches. Home is currently under con

Homes for sale under $600k in Panama City, FL

* VA ASSUMABLE RATE OPPORTUNITY 2.625% * CUL-DE-SAC LIVING WITH SPACE TO GROW, FENCED BACKYARD, AND EASY HWY-231 ACCESS. Step inside to an airy, open-concept layout where daily life stays connected. The kitchen is the natural gathering spot—an island for quick breakfasts, a breakfast bar for homework chats, a pantry to keep essentials organized, and plenty of room for a big dining table. The great room flows for movie nights and game days, while a separate front flex room answers the need for a quiet office, playroom, or cozy media space. Upstairs, all four bedrooms are together just the way many buyers prefer. The private primary retreat features a double vanity, soaking tub, separa

Homes for sale under $600k in Panama City, FL

NEW CONSTRUCTION HOME WITH NEW HARD TO BELIEVE PRICING plus $8,000 towards closing costs with builder's preferred lender! Welcome to Game Farm, a secluded place to call home. Local homebuilder Southern Coastal Homes has brought this quaint community to a central location in Panama City. The community will have a beautiful grand landscaped entry. Wind through the entrance and over the bridge to find this spacious community, future features to include large wide homesites, 3-sided brick homes, preservation area, ponds, the park and walking path. CONSTRUCTION: Endless quality upgrades are included in this home including a tankless gas hot water heater, 9' ceilings, recessed lighting, 3-sid

Homes for sale under $600k in Panama City, FL

Discover the elegance and functionality of the 1820 floor plan by Adams Homes. This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seamless entertaining and relaxation. The kitchen boasts modern appliances, ample counter space, and a convenient breakfast bar. Retreat to the master suite, featuring a generous walk-in closet and an en-suite bathroom. Two additional bedrooms provide versatility for a growing family or guests. The 1820 floorplan also includes a covered patio, perfect for enjoying outdoor gatherings or quiet moments. With Adams Homes' impeccable craftsmanship and