Homes for sale under $400k in St. Joseph, MO

199 homes

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ABOUT THIS HOME
Homes for sale under $400k in St. Joseph, MO
Investor alert! This charming two-story 4-plex offers strong cash flow and long-term tenant stability in the heart of St. Joseph. With classic curb appeal, a covered porch, and mature trees, this property is full of potential. The price has been lowered to reflect its fixer-upper condition. It needs work, but the bones are solid and the income is real. An inspection report is available upon request. This property is being sold as-is and will require updates. However, with an extensive interior remodel with all new appliances (Stoves, refrigerators, hot water heaters, furnaces) and 75% of roof replaced 5 years ago, multiple long-term tenants already in place and strong rental income, it&rsqu

$200,000

— beds20 baths— sq ft

605 Hall St, Saint Joseph, MO 64501

New appliances • Roof mostly replaced • Off-street parking

$195,700

3 beds1.5 baths1,200 sq ft

2902 Sacramento St, Saint Joseph, MO 64507

6,534 sq ft lot • 2 garage spots • Built 1922

ABOUT THIS HOME
Homes for sale under $400k in St. Joseph, MO
Solid all-brick raised ranch on a spacious corner lot! This 3-bedroom, 1.5-bath home features hardwood floors, new carpet installed just a year ago, and updated mechanicals with a 5-year-old furnace and 1-year-old AC. The kitchen includes a newer dishwasher and refrigerator. The walk-out basement offers a finished recreation room—perfect for a second living space, game room, or home office—along with a basement garage for convenient parking and storage. Enjoy the outdoors on the covered patio, ideal for relaxing or entertaining. Great curb appeal in a desirable location!

$195,000

3 beds1.5 baths2,234 sq ft

2528 Union St, Saint Joseph, MO 64506

0.24 acre lot • Garage • Built 1932

ABOUT THIS HOME
Homes for sale under $400k in St. Joseph, MO
Move right in and enjoy peace of mind with this well-cared-for home! Major updates include a brand-new furnace and A/C (2024), new leaf guard guttering (2024), and a roof that’s only 9 years old. The exterior was professionally painted just 9 years ago, giving the home fresh curb appeal with low maintenance. To top it off, the property comes with a full year of mowing service included, so you can spend more time enjoying your home instead of yard work. This is a fantastic opportunity to own a move-in-ready home with thoughtful upgrades already done for you!

$192,700

3 beds2 baths2,016 sq ft

2102 N 34th Ter, Saint Joseph, MO 64506

Brand new furnace • 9,147 sq ft lot • Garage

ABOUT THIS HOME
Homes for sale under $400k in St. Joseph, MO
A Timeless Treasure in the Harris–Kemper Historic District Built in 1906 for $4,800 for William & Bertha Kinnison — A Distinguished Gem Featured in the 2025 Spring Arts Fund Beer Walk Step into an era of grace and craftsmanship with this exquisitely preserved historic residence, perfectly positioned just off Frederick Boulevard in the heart of the Harris–Kemper Historic District. Offering 2,362 square feet of refined living space, this home beautifully blends early 20th-century architecture with tasteful modern updates. The moment you enter, you’re greeted by a grand foyer showcasing original woodwork, a striking staircase, and gleaming hardwood floors th

$191,900

4 beds1.5 baths2,362 sq ft

428 N 21st St, Saint Joseph, MO 64501

Grand entryway • Modernized kitchen • Wooden staircase

Property at 2816 Sherman Ave, Saint Joseph, MO 64506, 2 beds, 2 baths

$189,900

2 beds2 baths1,186 sq ft

2816 Sherman Ave, Saint Joseph, MO 64506

Property at 6525 King Hill Ave, Saint Joseph, MO 64504, 3 beds, 2.5 baths

$189,000

3 beds2.5 baths1,692 sq ft

6525 King Hill Ave, Saint Joseph, MO 64504

Property at 2310 Faraon St, Saint Joseph, MO 64501, 3 beds, 2.5 baths

$185,000

3 beds2.5 baths1,664 sq ft

2310 Faraon St, Saint Joseph, MO 64501

Property at 2908 Charles St, Saint Joseph, MO 64507, 4 beds, 2 baths

$185,000

4 beds2 baths1,734 sq ft

2908 Charles St, Saint Joseph, MO 64507

Property at 1925 Sacramento St, Saint Joseph, MO 64507, 3 beds, 2 baths

$185,000

3 beds2 baths1,790 sq ft

1925 Sacramento St, Saint Joseph, MO 64507

Property at 1808 Bellevue St, Saint Joseph, MO 64505, 2 beds, 1.5 baths

$185,000

2 beds1.5 baths1,605 sq ft

1808 Bellevue St, Saint Joseph, MO 64505

Property at 3301 Sioux Ln, Saint Joseph, MO 64503, 3 beds, 2 baths

$184,900

3 beds2 baths1,378 sq ft

3301 Sioux Ln, Saint Joseph, MO 64503

Property at 2314 S 19th St, Saint Joseph, MO 64503, 3 beds, 1 bath

$179,500

3 beds1 bath1,157 sq ft

2314 S 19th St, Saint Joseph, MO 64503

Property at 1201 Powell St, Saint Joseph, MO 64501, 4 beds, 2 baths

$175,000

4 beds2 baths1,751 sq ft

1201 Powell St, Saint Joseph, MO 64501

Property at 715 W Valley St, Saint Joseph, MO 64504, 4 beds, 2 baths

$175,000

4 beds2 baths1,460 sq ft

715 W Valley St, Saint Joseph, MO 64504

Property at 807 Albermarle St, Saint Joseph, MO 64501, 3 beds, 1.5 baths

$174,900

3 beds1.5 baths1,252 sq ft

807 Albermarle St, Saint Joseph, MO 64501

Property at 1019 Charles St, Saint Joseph, MO 64501, 3 beds, 3 baths

$174,900

3 beds3 baths1,160 sq ft

1019 Charles St, Saint Joseph, MO 64501

Property at 1913 Holman St, Saint Joseph, MO 64501, 3 beds, 1.5 baths

$169,900

3 beds1.5 baths1,496 sq ft

1913 Holman St, Saint Joseph, MO 64501

Property at 2725 Duncan St, Saint Joseph, MO 64507, 3 beds, 1 bath

$169,900

3 beds1 bath1,248 sq ft

2725 Duncan St, Saint Joseph, MO 64507

Property at 3502 Saint Joseph Ave, Saint Joseph, MO 64505, 2 beds, 1.5 baths

$169,900

2 beds1.5 baths1,952 sq ft

3502 Saint Joseph Ave, Saint Joseph, MO 64505

Property at 2217-19 Jones St, St Joseph, MO 64501, 8 beds, 4 baths

$169,900

8 beds4 baths— sq ft

2217-19 Jones St, St Joseph, MO 64501

Property at 701 N 25th St, Saint Joseph, MO 64506, 2 beds

$169,000

2 beds— baths— sq ft

701 N 25th St, Saint Joseph, MO 64506

Property at 6325 Carnegie St, Saint Joseph, MO 64504, 3 beds, 1.5 baths

$169,000

3 beds1.5 baths1,066 sq ft

6325 Carnegie St, Saint Joseph, MO 64504

Property at 1207 S 23rd St, Saint Joseph, MO 64507, 3 beds, 1 bath

$167,900

3 beds1 bath1,174 sq ft

1207 S 23rd St, Saint Joseph, MO 64507

Property at 222 Dogwood St, Saint Joseph, MO 64505, 3 beds, 1 bath

$165,000

3 beds1 bath1,326 sq ft

222 Dogwood St, Saint Joseph, MO 64505

Property at 3316 Scott St, Saint Joseph, MO 64507, 3 beds, 2 baths

$165,000

3 beds2 baths1,908 sq ft

3316 Scott St, Saint Joseph, MO 64507

Property at 632 N 24th St, Saint Joseph, MO 64506, 5 beds, 1.5 baths

$165,000

5 beds1.5 baths2,400 sq ft

632 N 24th St, Saint Joseph, MO 64506

Property at 1002 S 22nd St, Saint Joseph, MO 64507, 3 beds, 1 bath

$160,000

3 beds1 bath1,643 sq ft

1002 S 22nd St, Saint Joseph, MO 64507

Property at 11757 Ridgeway Dr, St Joseph, MO 64505, 2 beds, 1 bath

$160,000

2 beds1 bath1,000 sq ft

11757 Ridgeway Dr, St Joseph, MO 64505

Property at 1402 S 30th St, Saint Joseph, MO 64507, 3 beds, 2 baths

$160,000

3 beds2 baths2,000 sq ft

1402 S 30th St, Saint Joseph, MO 64507

Property at 1718 Main St, Saint Joseph, MO 64505, 3 beds, 1 bath

$159,900

3 beds1 bath1,225 sq ft

1718 Main St, Saint Joseph, MO 64505

Property at 3216 Doniphan Ave, Saint Joseph, MO 64507, 2 beds, 1 bath

$159,900

2 beds1 bath1,148 sq ft

3216 Doniphan Ave, Saint Joseph, MO 64507

Property at 1202 Sacramento St, Saint Joseph, MO 64503, 4 beds, 2 baths

$155,900

4 beds2 baths1,582 sq ft

1202 Sacramento St, Saint Joseph, MO 64503

Property at 2521 Essex St, Saint Joseph, MO 64505, 3 beds, 1 bath

$155,000

3 beds1 bath1,008 sq ft

2521 Essex St, Saint Joseph, MO 64505

Property at 3019 Edmond St, Saint Joseph, MO 64501, 3 beds, 1 bath

$155,000

3 beds1 bath1,300 sq ft

3019 Edmond St, Saint Joseph, MO 64501

Property at 2821 Edmond St, Saint Joseph, MO 64501, 3 beds, 2 baths

$154,900

3 beds2 baths1,045 sq ft

2821 Edmond St, Saint Joseph, MO 64501

Property at 3014 Penn St, Saint Joseph, MO 64507, 2 beds, 1 bath

$154,500

2 beds1 bath1,209 sq ft

3014 Penn St, Saint Joseph, MO 64507

Property at 3221 Mitchell Ave, Saint Joseph, MO 64507, 5 beds, 1 bath

$152,900

5 beds1 bath1,030 sq ft

3221 Mitchell Ave, Saint Joseph, MO 64507

Property at 2621 Belle St, Saint Joseph, MO 64503, 3 beds, 1 bath

$150,000

3 beds1 bath1,486 sq ft

2621 Belle St, Saint Joseph, MO 64503

Property at 5646 S 2nd St, Saint Joseph, MO 64504, 2 beds, 1.5 baths

$149,900

2 beds1.5 baths1,490 sq ft

5646 S 2nd St, Saint Joseph, MO 64504

Property at 1202 S 26th St, Saint Joseph, MO 64507, 2 beds, 1 bath

$149,900

2 beds1 bath1,040 sq ft

1202 S 26th St, Saint Joseph, MO 64507

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Based on information submitted to the MLS GRID as of Sat Nov 29 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Homes for sale under $400k in St. Joseph

There are currently 199 homes for sale under $400k in St. Joseph. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Joseph stay on the market for 44 days and receive 5 offers. Popular neighborhoods include Museum Hill Historic District, Harris Addition Historic District, Hall Street Historic District, Cathedral Hill Historic District, and Kemper Addition Historic District. This map is refreshed with the newest listings in St. Joseph every 15 minutes.

In the past month, 71 homes have been sold in St. Joseph. In addition to houses in St. Joseph, there was also 1 condo, 10 townhouses, and 15 multi-family units for sale in St. Joseph last month. St. Joseph is a minimally walkable city in Missouri with a Walk Score of 32. St. Joseph is home to approximately 76,780 people and 44,858 jobs. Find your dream home in St. Joseph using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Joseph are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Joseph. Our St. Joseph real estate stats and trends will give you more information about home buying and selling trends in St. Joseph. If you're looking to sell your home in the St. Joseph area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Joseph with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Homes for sale under $400k in St. Joseph, MO

Homes for sale under $400k in St. Joseph

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