Homes for sale under $250k in Spencer, TN

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ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Welcome to this charming and well-maintained home situated on a beautiful 1-acre lot just minutes from town! This property features 3 bedrooms and 1 bathroom, with plenty of space throughout. The spacious kitchen offers abundant cabinetry and an eat-in area, while the formal dining room provides additional space for entertaining. Enjoy the 320 sq ft sunroom filled with natural light — perfect for relaxing, reading, or hosting guests. Step outside to the private patio for even more outdoor enjoyment. The 3-car garage provides plenty of room for vehicles, storage, or a workshop. Experience the best of country living with the convenience of being close to town — don’t miss y

$239,900

3 beds1 bath1,280 sq ft

2634 Pine Grove Rd, Spencer, TN 38585

Formal dining room • Spacious kitchen • 320 sq ft sunroom

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
3750 SQ. FT. OF MIXED USE SPACE FOR RESIDENTIAL AND COMMERCIAL USE WITH HWY 111 FRONTAGE! Property was once a studio apartment on one side with home goods manufacturing business on the other. Bring this property back to life with your own business, Would make a great oil change business, laundromat, restaurant, cabinet shop. .. .. you decide! Separate electric meters, wired for 220V, natural gas, city sewer and water. Fiber optic internet available. Building is 50 x 100. 2 12' Garage doors. New gutters, gas heat. HVAC for residential side is currently disconnected. Buyer to verify information to make an informed offer.

$239,000

— beds— baths3,750 sq ft

205 Mccoy St, Spencer, TN 38585

0.77 acre lot • Garage • Built 1972

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Discover the charm of country living with this move-in ready mini farm on 3.18 acres in the heart of Spencer, just a short, easy drive to the breathtaking Fall Creek Falls State Park. Built in 1920, this 3-bedroom, 1-bath farmhouse blends timeless character with practical updates, including a durable metal roof and newer central heating and air. A large covered front porch welcomes you to sit back and enjoy peaceful mornings and quiet evenings. The property is fully set up for both kids and pets with a half-acre custom-fenced yard, along with a spacious catio, a chicken coop, a tranquil pond, and a one-stall run-in shed complete with a tack room. A detached two-car garage provides ample spa

$225,000

3 beds1 bath1,596 sq ft

815 Old Mcminnville St, Spencer, TN 38585

Spacious catio • Custom-fenced yard • Tack room

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Discover your dream home just minutes away from a stunning state park in this beautifully renovated brick residence that perfectly blends modern amenities with timeless charm. Enjoy the comfort of brand-new flooring and updated cabinets that offer ample storage and a fresh look throughout the home. Seller to give appliance allowance. The luxurious, modern bathrooms feature new fixtures and finishes, while the efficient HVAC system ensures year-round comfort. Relax or entertain on the large deck, which boasts picturesque views, and rest easy under the durable metal roof that promises protection for years to come. This exceptional property not only provides a serene escape close to nature but

$209,900

3 beds1.5 baths1,228 sq ft

2596 Pine Grove Rd, Spencer, TN 38585

Large deck • Brand-new flooring • Updated cabinets

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Bring your animals and enjoy this in town living on an acreage, no restrictions. Conveniently located to downtown Spencer and close to State Highway 111, easy 15 minute drive to Sparta TN and all shopping. Within 1 hour of Chattanooga TN. Hurry and bring all offers, motivated seller. Large yard shed does not convey.

$205,000

3 beds1.5 baths1,350 sq ft

211 Church St, Spencer, TN 38585

Acreage • No restrictions • Conveniently located

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 114 Smith Dr, Spencer, TN 38585, 3 beds, 1 bath

$200,000

3 beds1 bath1,350 sq ft

114 Smith Dr, Spencer, TN 38585

Property at 9 Templeton St, Spencer, TN 38585, 3 beds, 1 bath

$199,900

3 beds1 bath1,451 sq ft

9 Templeton St, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 260 Church St, Spencer, TN 38585, 2 beds, 1 bath

$175,000

2 beds1 bath880 sq ft

260 Church St, Spencer, TN 38585

Property at 710 Bakers Ter, Spencer, TN 38585

$174,900

— beds— baths— sq ft

710 Bakers Ter, Spencer, TN 38585

Property at 4357 Old State Highway 111, Spencer, TN 38585, 1 bed, 1 bath

$170,000

1 bed1 bath3,000 sq ft

4357 Old State Highway 111, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 79 Evans Ln, Spencer, TN 38585, 1 bed, 1 bath

$149,900

1 bed1 bath1,200 sq ft

79 Evans Ln, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at Undisclosed address, Spencer, TN 38585, 4 beds, 1 bath

$122,500

4 beds1 bath814 sq ft

Undisclosed address, Spencer, TN 38585

(931) 837-8371

Property at 618 Old Baker Mountain Rd, Spencer, TN 38585, 4 beds, 1 bath

$122,500

4 beds1 bath814 sq ft

618 Old Baker Mountain Rd, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

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Nearby homes that match your criteria

$249,950

3 beds1.5 baths1,413 sq ft

351 Forest Cir, Sparta, TN 38583

1,413 sq ft lot • Parking • Built 1965

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
A must-see, beautifully maintained open floor plan 4-bedroom home. Situated on 1 acre of mostly fenced land, this property boasts a serene back deck and ample cleared space. An added bonus is the conveyance of a well-kept outdoor building. This home is on Cagle Mountain which makes the journey to Fall Creek Falls State Park, and Savage Gulf State Park a close drive for hiking, swimming, golfing or just enjoying outdoor beauty. Schedule your showing today!

$249,900

4 beds2 baths2,052 sq ft

218 Black Mountain Rd W, Dunlap, TN 37327

Serene back deck • 1 acre lot • Built 2015

NEW CONSTRUCTION

$240,000

3 beds2 baths1,200 sq ft

495 Dr I C Morgan Rd, Spencer, TN 38585

0.46 acre lot • Built 2025

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Welcome to 110 Cleveland Ave - a beautifully crafted 3-bedroom, 2-bathroom home built in 2023, offering modern comfort with a backdrop of breathtaking mountain views. Located in the heart of Pikeville, this home features an inviting open-concept layout that seamlessly connects the kitchen and living room, perfect for everyday living and entertaining. Step outside to enjoy peaceful mornings on the concrete patio and a fully fenced backyard - ideal for pets, play, or relaxing in privacy. The spacious 2-car garage provides ample storage and convenience. All of this comes with the serenity of small-town living, just minutes from Fall Creek Falls State Park, the tranquil waters of the Sequatchie

$240,000

3 beds2 baths1,288 sq ft

110 Cleveland Ave, Pikeville, TN 37367

5,227 sq ft lot • 2 garage spots • Built 2023

Listing provided by REALTRACS as Distributed by MLS Grid

NEW CONSTRUCTION

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Brand-new 3BR/2BA home in a peaceful country setting with only county taxes! This 1,200 sq ft home features an open-concept layout with vaulted ceilings, recessed lighting, and a seamless kitchen, dining, and living area. The kitchen includes granite countertops, stainless steel appliances, and a modern, functional design. Each bedroom offers walk-in closets for ample storage. Enjoy your morning coffee on the covered front porch or entertain guests on the spacious back deck with beautiful backyard views. Built with comfort, efficiency, and style in mind, this low-maintenance home is perfect for first-time buyers, downsizers, or anyone looking for a fresh start in a quiet location. Move-in r

$240,000

3 beds2 baths1,200 sq ft

523 Dr I C Morgan Rd, Spencer, TN 38585

Walk-in closets • Recessed lighting • Vaulted ceilings

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $250k in Spencer, TN
Nestled less than a mile from the breathtaking Fall Creek Falls State Park, this beautifully updated 3-bedroom, 1.5-bath home is the perfect blend of modern comfort and outdoor charm. Whether you're looking for your first home or an excellent investment opportunity, this property offers endless possibilities—ideal for short-term rentals, long-term stays, or making it your own cozy retreat. Completely redone from top to bottom, this home boasts brand-new appliances, stylish finishes, and a fresh, inviting layout. Every detail has been carefully considered, from the updated kitchen with sleek countertops to the modern baths with contemporary fixtures. The spacious living area is filled

$240,000

3 beds1.5 baths1,152 sq ft

121 Twin Oaks Rd, Pikeville, TN 37367

Extra storage shed • Updated kitchen • 0.62 acre lot

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 430 Wallace St, Doyle, TN 38559, 3 beds, 1.5 baths

$239,000

3 beds1.5 baths1,248 sq ft

430 Wallace St, Doyle, TN 38559

Property at 285 Middle Dr, Sparta, TN 38583, 4 beds, 2 baths

$239,000

4 beds2 baths1,456 sq ft

285 Middle Dr, Sparta, TN 38583

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 19 Honeysuckle Rd, Pikeville, TN 37367, 3 beds, 2 baths

$239,000

3 beds2 baths1,320 sq ft

19 Honeysuckle Rd, Pikeville, TN 37367

Property at 00 Hickory Valley Rd, Sparta, TN 38583

$238,000

— beds— baths— sq ft

00 Hickory Valley Rd, Sparta, TN 38583

Property at 936 Ridge Rd, Quebeck, TN 38579, 2 beds, 1 bath

$235,000

2 beds1 bath1,318 sq ft

936 Ridge Rd, Quebeck, TN 38579

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 337 Bellview Rd, Pikeville, TN 37367, 1 bed, 3 baths

$229,000

1 bed3 baths1,104 sq ft

337 Bellview Rd, Pikeville, TN 37367

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 15 Pratt St, Pikeville, TN 37367, 3 beds, 2.5 baths

$224,000

3 beds2.5 baths1,680 sq ft

15 Pratt St, Pikeville, TN 37367

Property at 185 Thompson Rd, Dunlap, TN 37327, 3 beds, 1 bath

$220,000

3 beds1 bath1,176 sq ft

185 Thompson Rd, Dunlap, TN 37327

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 188 Papermill Rd, Quebeck, TN 38579, 3 beds, 2 baths

$219,900

3 beds2 baths1,216 sq ft

188 Papermill Rd, Quebeck, TN 38579

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 570 Forest Cir, Sparta, TN 38583, 4 beds, 1.5 baths

$219,900

4 beds1.5 baths1,344 sq ft

570 Forest Cir, Sparta, TN 38583

Listing provided by REALTRACS as Distributed by MLS Grid

$219,900

3 beds2 baths1,216 sq ft

188 Papermill Rd, Sparta, TN 38583

Property at 1476 Conrad Templeton Rd, Quebeck, TN 38579, 3 beds, 2 baths

$219,900

3 beds2 baths1,344 sq ft

1476 Conrad Templeton Rd, Quebeck, TN 38579

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 13813 Old Kentucky Rd, Walling, TN 38587

$199,900

— beds— baths— sq ft

13813 Old Kentucky Rd, Walling, TN 38587

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 409 W Loop Rd, Sparta, TN 38583, 3 beds, 2 baths

$199,900

3 beds2 baths1,152 sq ft

409 W Loop Rd, Sparta, TN 38583

Listing provided by REALTRACS as Distributed by MLS Grid

Homes for sale under $250k in Spencer

There are currently 13 homes for sale under $250k in Spencer. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Spencer stay on the market for 75 days. This map is refreshed with the newest listings in Spencer every 15 minutes.

In the past month, 3 homes have been sold in Spencer. Find your dream home in Spencer using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Spencer are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Spencer. Our Spencer real estate stats and trends will give you more information about home buying and selling trends in Spencer. If you're looking to sell your home in the Spencer area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Spencer with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Based on information submitted to the MLS GRID as of Mon Nov 24 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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