Homes for sale under $500k in Spencer, TN

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ABOUT THIS HOME
Homes for sale under $500k in Spencer, TN
Lake front stunner with over 3000 square feet is priced to sell!! With a 0.88 acre lot, you will love the space this home offers! Remodeled with updates from top to bottom, there is nothing left to do and everything is new! With its cozy atmosphere and desirable location, this home is perfect for those seeking a peaceful retreat in a beautiful setting.

$499,999

4 beds3 baths3,008 sq ft

209 Spencer Dr, Spencer, TN 38585

0.88 acre lot • Garage • Built 1983

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $500k in Spencer, TN
DON’T MISS THIS! PRICED TO SELL! Discover the charm and endless potential of this generational farm situated on approximately 32.33 private acres at the end of a dead-end road—offering peace, quiet, and complete privacy. This picturesque property features a 5-acre lake, a 30' x 530' chicken/tobacco barn, and an uninhabitable home ready to be brought back to life or redeveloped to fit your vision. Whether you’re seeking a restoration project, investment opportunity, or the perfect setting for a private homestead or hobby farm, this property offers incredible versatility. Reconnect with nature and imagine the possibilities this serene landscape provides. Click the virtual to

$499,900

— beds— baths— sq ft

214 Edmonds Rd, Spencer, TN 38585

Private acres • End of dead end road • 5 acre lake

Listing provided by REALTRACS as Distributed by MLS Grid

$450,000

3 beds2 baths1,908 sq ft

- S 382 Bluff View Dr, Spencer, TN 38585

21.09 acre lot • Garage • Built 1997

ABOUT THIS HOME
Homes for sale under $500k in Spencer, TN
Beautiful Log home in the mountains. High quality hand hewn look logs. Lots of awesome details. Just down the road from Fall Creek Falls State Park. This stunning Log home offers lots of space, and open living area. It is in a small gated log home community with all the beauty nature can offer. Covered porches and a huge deck make for lots of outdoor entertaining or relaxing. It is partially furnished as well in case you want to use it as a vacation home or airbnb. Large floor to ceiling fireplace, open living area. Balcony of second floor could potentially be an extra bedroom. This community offers 4 stocked ponds, a venue, and spot called the "Opry". Additionally inside the comm

$399,000

2 beds2 baths1,602 sq ft

1041 High Meadow Dr, Spencer, TN 38585

Covered porches • Huge deck • Hand hewn look logs

Listing provided by REALTRACS as Distributed by MLS Grid

ABOUT THIS HOME
Homes for sale under $500k in Spencer, TN
Great weekend cabin opportunity on the beautiful Dry Fork Creek. Only minutes away from the exceptional Fall Creek Falls State Park with thousands of acres of recreational adventure. The main cabin is a cozy 1 bedroom and 1 bath with a large partially covered deck overlooking the woodlands. Additionally, there is separate 240 sq foot tiny home building that is divided between an 11ft x 11ft bedroom with half bath and a garage space perfect for your ATV. There is also another separate storage building on site for tools and equipment. The property of over 18 acres is mostly wooded with a nice trail system meandering down to the creek. This creek side oasis shaded with mountain laurel and heml

$399,000

2 beds1.5 baths720 sq ft

1780 Wolf Haven Rd, Spencer, TN 38585

Over 18 acres • Mostly wooded • Garage space for atv

Property at 886 Drake And Shockley Rd, Spencer, TN 38585, 3 beds, 1 bath

$389,900

3 beds1 bath1,694 sq ft

886 Drake And Shockley Rd, Spencer, TN 38585

Property at 395 Church St, Spencer, TN 38585, 4 beds, 3 baths

$374,900

4 beds3 baths2,772 sq ft

395 Church St, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at . SE 781 Sparta St, Spencer, TN 38585, 3 beds, 1 bath

$344,000

3 beds1 bath1,000 sq ft

. SE 781 Sparta St, Spencer, TN 38585

Property at 10 Meadow Brook Ln, Spencer, TN 38585, 2 beds, 2.5 baths

$320,000

2 beds2.5 baths1,224 sq ft

10 Meadow Brook Ln, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 100 College St, Spencer, TN 38585, 4 beds, 1 bath

$265,000

4 beds1 bath1,526 sq ft

100 College St, Spencer, TN 38585

Property at 2634 Pine Grove Rd, Spencer, TN 38585, 3 beds, 1 bath

$239,900

3 beds1 bath1,280 sq ft

2634 Pine Grove Rd, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 205 Mccoy St, Spencer, TN 38585

$239,000

— beds— baths3,750 sq ft

205 Mccoy St, Spencer, TN 38585

Property at 815 Old Mcminnville St, Spencer, TN 38585, 3 beds, 1 bath

$225,000

3 beds1 bath1,596 sq ft

815 Old Mcminnville St, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 2596 Pine Grove Rd, Spencer, TN 38585, 3 beds, 1.5 baths

$209,900

3 beds1.5 baths1,228 sq ft

2596 Pine Grove Rd, Spencer, TN 38585

Property at 211 Church St, Spencer, TN 38585, 3 beds, 1.5 baths

$205,000

3 beds1.5 baths1,350 sq ft

211 Church St, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 114 Smith Dr, Spencer, TN 38585, 3 beds, 1 bath

$200,000

3 beds1 bath1,350 sq ft

114 Smith Dr, Spencer, TN 38585

Property at 9 Templeton St, Spencer, TN 38585, 3 beds, 1 bath

$199,900

3 beds1 bath1,451 sq ft

9 Templeton St, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 260 Church St, Spencer, TN 38585, 2 beds, 1 bath

$175,000

2 beds1 bath880 sq ft

260 Church St, Spencer, TN 38585

Property at 710 Bakers Ter, Spencer, TN 38585

$174,900

— beds— baths— sq ft

710 Bakers Ter, Spencer, TN 38585

Property at 4357 Old State Highway 111, Spencer, TN 38585, 1 bed, 1 bath

$170,000

1 bed1 bath3,000 sq ft

4357 Old State Highway 111, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 79 Evans Ln, Spencer, TN 38585, 1 bed, 1 bath

$149,900

1 bed1 bath1,200 sq ft

79 Evans Ln, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

Property at Undisclosed address, Spencer, TN 38585, 4 beds, 1 bath

$122,500

4 beds1 bath814 sq ft

Undisclosed address, Spencer, TN 38585

(931) 837-8371

Property at 618 Old Baker Mountain Rd, Spencer, TN 38585, 4 beds, 1 bath

$122,500

4 beds1 bath814 sq ft

618 Old Baker Mountain Rd, Spencer, TN 38585

Listing provided by REALTRACS as Distributed by MLS Grid

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Homes for sale under $500k in Spencer

There are currently 23 homes for sale under $500k in Spencer. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Spencer stay on the market for 75 days. This map is refreshed with the newest listings in Spencer every 15 minutes.

In the past month, 3 homes have been sold in Spencer. Find your dream home in Spencer using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Spencer are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Spencer. Our Spencer real estate stats and trends will give you more information about home buying and selling trends in Spencer. If you're looking to sell your home in the Spencer area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Spencer with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Based on information submitted to the MLS GRID as of Mon Nov 24 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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