Waterfront homes for sale & real estate in St. Charles, IL

19 homes

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ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Welcome to the River front in St Charles. Great views and river access.

$615,000

3 beds2.5 baths3,062 sq ft

6N263 River Dr, Saint Charles, IL 60174

River front • River access • 7,840 sq ft lot

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
NEW PRICE IMPROVEMENT - Classic Brick Georgian on a Private, Wooded Lot in the sought after, Windings of Ferson Creek neighborhood. This 4-bedroom, 4-bathroom brick-front Georgian features a large traditional layout with bright formal living and dining rooms, family room with brick fireplace, and generous sized bedrooms. Enter through the custom leaded-glass front door into a spacious foyer with dual closets, which opens to the formal living and dining rooms, both featuring white oak hardwood floors and elegant trim details. The main living area boasts breathtaking views through an expansive bay window, highlighted by wood floors, a warm brick fireplace, and connects to the living room thro

$549,900

4 beds4 baths3,254 sq ft

5N461 Hidden Springs Dr, Saint Charles, IL 60175

0.8 acre lot • 2 garage spots • Community pool

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Resort Living in Prairie Lakes! Experience luxury resort living every day in this stunning custom-built home in Prairie Lakes! The showstopping backyard oasis invites relaxation and entertainment with a striking deep-blue sapphire color inground pool featuring a waterfall, bubblers, sun deck, deck jets, and automatic cover. Enjoy multiple fire pits, a fully equipped outdoor kitchen, a pond less pond with cascading waterfall, and a stone fireplace-all overlooking the peaceful lake. A $25,000 outdoor multi-zoned sound system, easily controlled by your cell phone, ensures the perfect atmosphere. The maintenance-free deck located near the kitchen, includes a motorized awning with built-in

$2,650,000

6 beds5.5 baths6,233 sq ft

5N193 Prairie Rose Dr, Saint Charles, IL 60175

0.85 acre lot • 4 garage spots • Built 2019

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ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
This is a rare opportunity to own a truly amazing lakefront property combining peaceful country living, functional space, and endless possibilities-all just minutes from downtown St. Charles! This stunning 4 bedroom, 4 bath ranch home in St. Charles offers the perfect blend of comfort, space, and versatility. Enjoy lakefront living with private lake access-ideal for boating, fishing, or simply relaxing by the water. A studio apartment/in law suite with a full kitchen and private full bath offers flexible generational living or rental possibilities and is considered the 4th bedroom and 4th bathroom for this home! Inside, the open living and dining room combo features a cozy fireplace and acc

$630,000

4 beds4 baths3,398 sq ft

41W331 Empire Rd, Saint Charles, IL 60175

1.97 acre lot • 3 garage spots • Built 1963

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Welcome to your private riverfront retreat on the Fox River. Set on 1.8 acres with full riparian rights, this Frank Lloyd Wright-inspired hillside all brick ranch blends architectural artistry with natural tranquility. The 4,642 sq. ft. all-brick residence offers five bedrooms, three full baths, and a three-car garage-perfect for those who value privacy, timeless design, and the serenity of the water. * * * From the moment you arrive, the cantilevered lines, curved drive, and lush Japanese-inspired gardens create a sense of harmony. Inside, walls of windows and skylights frame nature as living art, filling every room with sunlight and embracing the towering trees, water and nature. * *

$1,150,000

5 beds3 baths4,642 sq ft

6N779 IL Route 31, St Charles, IL 60174

Walls of windows • Full riparian rights • 1.75 acre lot

Property at 7N384 Whispering Willows St, St Charles, IL 60174, 3 beds, 3 baths

$599,800

3 beds3 baths2,776 sq ft

7N384 Whispering Willows St, St Charles, IL 60174

Property at 39W599 Walt Whitman Rd, Saint Charles, IL 60175, 5 beds, 4.5 baths

$1,100,000

5 beds4.5 baths6,604 sq ft

39W599 Walt Whitman Rd, Saint Charles, IL 60175

Property at 4N675 Old Farm Rd, Saint Charles, IL 60175, 4 beds, 5 baths

$3,085,000

4 beds5 baths10,024 sq ft

4N675 Old Farm Rd, Saint Charles, IL 60175

Property at 5N107 Burr Rd, Saint Charles, IL 60175, 4 beds, 3.5 baths

$1,300,000

4 beds3.5 baths5,500 sq ft

5N107 Burr Rd, Saint Charles, IL 60175

Property at 5N155 Prairie Rose Dr, Saint Charles, IL 60175, 6 beds, 7 baths

$2,950,000

6 beds7 baths11,554 sq ft

5N155 Prairie Rose Dr, Saint Charles, IL 60175

Property at 10 Illinois St Unit 5A, St Charles, IL 60174, 4 beds, 5 baths

$3,235,000

4 beds5 baths4,662 sq ft

10 Illinois St Unit 5A, St Charles, IL 60174

Property at 5N113 Burr Rd, Saint Charles, IL 60175, 5 beds, 7 baths

$6,150,000

5 beds7 baths12,680 sq ft

5N113 Burr Rd, Saint Charles, IL 60175

Property at 6N362 Riverside Dr, Saint Charles, IL 60174, 3 beds, 3 baths

$849,900

3 beds3 baths3,445 sq ft

6N362 Riverside Dr, Saint Charles, IL 60174

Property at 875 Country Club Rd, Saint Charles, IL 60174, 7 beds, 10.5 baths

$5,995,000

7 beds10.5 baths13,500 sq ft

875 Country Club Rd, Saint Charles, IL 60174

Property at 4206 Royal Fox Dr, Saint Charles, IL 60174, 5 beds, 5.5 baths

$1,279,000

5 beds5.5 baths8,399 sq ft

4206 Royal Fox Dr, Saint Charles, IL 60174

Property at 50 S 1st St Unit 5D, St. Charles, IL 60174, 4 beds, 3 baths

$2,500,000

4 beds3 baths4,326 sq ft

50 S 1st St Unit 5D, St. Charles, IL 60174

Property at 5N092 Grove Ave, Saint Charles, IL 60174

$355,000

— beds— baths— sq ft

5N092 Grove Ave, Saint Charles, IL 60174

Property at 35W343 Riverside Dr, Saint Charles, IL 60174

$49,000

— beds— baths— sq ft

35W343 Riverside Dr, Saint Charles, IL 60174

Property at Lot 103 Oak Pointe Dr, St. Charles, IL 60175

$125,000

— beds— baths— sq ft

Lot 103 Oak Pointe Dr, St. Charles, IL 60175

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ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Welcome home to one of Geneva's hidden gems- where beauty of the Fox River meets the charm of downtown living. This inviting riverfront property offers the best of both worlds: relax with peaceful views of the Fox River, stroll to local shops and restaurants, or bike the scenic river trail. The family room features a striking stone wood-burning fireplace, wood tongue-and-groove ceiling, and a large picture window overlooking the water. The spacious main kitchen and dining area offer panoramic river views creating the perfect setting for both everyday living and entertaining. Upstairs, three bedrooms with beautiful wood floors, a full bath with a shower, and a second kitchen offer added conv

$649,000

4 beds2 baths2,511 sq ft

202 N Bennett St, Geneva, IL 60134

Riverfront property • Large picture window • Enclosed porch

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Beautiful Mid-Century Ranch home located on a gorgeous wooded lot backing to a Forest Preserve. This solid home was custom built with 2x6 exterior walls and lovingly maintained by one owner. Many outstanding architectural features including vaulted beamed cedar ceilings, built-in's, skylights, brick floor to ceiling fireplace, eyeball lighting. All high end casement windows. Finished basement with additional office/guest bedroom and full bath. Also has a large workshop. Beautiful Sun Room with barn wood siding and lovely views of the brick patio and rear yard. The yard has a path leading to the forest preserve property with a gorgeous creek and walking trails. Shed and gas grill.

$569,000

3 beds3 baths2,525 sq ft

8N465 Shady Ln, Elgin, IL 60124

Acre wooded lot • Sun room • Finished basement

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
HUGE PRICE REDUCTION! Located in the prestigious Lansbrook subdivision, this extraordinary home effortlessly blends elegance, comfort, and thoughtful family design. Beautifully refreshed from top to bottom, this home features fresh paint inside and out, elegant new vinyl flooring, and carefully selected fixtures that enhance every room. Can't forget the stunning lake view!

$594,000

5 beds2.5 baths3,136 sq ft

552 Waters Edge Dr, South Elgin, IL 60177

Vinyl flooring • Fresh paint • Lake views

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Rustic and authentic yet modern ranch home, this 3-bedroom, 2.1-bath log cabin offers the perfect blend of charm and comfort. The living and dining area features a stunning floor-to-ceiling stone fireplace, creating a warm and inviting atmosphere. The updated kitchen boasts a spacious island and custom cabinetry. Set on 4 acres with a stocked pond and mature trees, the property offers serene privacy. A partially fenced area adds functionality, while the 2-car detached garage includes an attached 2-stall barn with a tack room-perfect for equestrian enthusiasts or hobby farmers.

$700,000

3 beds2.5 baths2,196 sq ft

41W591 Lenz Rd, Elgin, IL 60124

4 acre lot • 2 garage spots • Built 1979

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
Prime 1.36 acre waterfront lot located in a beautiful subdivision of Sunset Views. Unique lot with all the houses around it already built. Huge front footage of 239 ft! Walkout lower level/ basement potential with waterfront view. Amazing location to build you dream home in an upscale neighborhood! Highly rated district 301 Schools. Very close to Metra station, shopping, and dining. Beautiful unique lot.

$149,900

— beds— baths— sq ft

24 Autumn Ct, St. Charles, IL 60175

Upscale neighborhood • Walkout lower level • Close to dining

ABOUT THIS HOME
Waterfront Home for sale in St. Charles, IL:
TWO RIVERFRONT LOTS WITH ACCESS TO THE RIVER. .. NO BIKE TRAIL INFRINGEMENT HERE!!! NEARLY AN ACRE+ LOT WITH A 400 FOOT SLOPE TO THE FOX RIVER, DIRECTLY ACROSS FROM ISLAND PARK IN GENEVA. ENJOY THE NEARNESS OF SHOPPING, DINING, BIKE TRAILS AND DOWNTOWN. .. YOU DON'T EVEN HAVE TO BUY/FIND AN EXISTING HOME/ THEN BUILD YOUR DREAM HOME IN THE FOX VALLEY. APPRECIATE THE AMBIANCE AND PRIVACY THAT CAN BE YOURS. BUILD WITH A WALKOUT FOR YOUR CONVENIENCE . .. THIS IS ONE OF THE RAREST SETTINGS, A BEAUTIFUL, PREMIUM WATERFRONT. ALL CITY UTILITIES AND SERVICES AVAILABLE.

$499,000

— beds— baths— sq ft

228 Crissey Ave, Geneva, IL 60134

1 acre lot • Listed 353 days

Based on information submitted to the MLS GRID as of Mon Nov 24 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in St. Charles

There are currently 19 waterfront homes for sale in St. Charles at a median listing price of $449K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Charles stay on the market for 39 days and receive 4 offers. Popular neighborhoods include Downtown St. Charles, Valley View, Crane Road Estates, Cambridge, and Downtown Geneva. This map is refreshed with the newest listings in St. Charles every 15 minutes.

In the past month, 49 homes have been sold in St. Charles. In addition to houses in St. Charles, there were also 9 condos, 41 townhouses, and 1 multi-family unit for sale in St. Charles last month. St. Charles is a minimally walkable city in Illinois with a Walk Score of 37. St. Charles is home to approximately 32,547 people and 22,264 jobs. Find your dream home in St. Charles using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Charles are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Charles. Our St. Charles real estate stats and trends will give you more information about home buying and selling trends in St. Charles. If you're looking to sell your home in the St. Charles area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Charles with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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