Clay County, IA Housing Market
The median sale price of a home in Clay County was $167K last month, down 6.7% since last year. The median sale price per square foot in Clay County is $114, down 3.0% since last year.
Clay County Housing Market Trends
In October 2025, Clay County home prices were down 6.7% compared to last year, selling for a median price of $167K. On average, homes in Clay County sell after 52 days on the market compared to 45 days last year. There were 14 homes sold in October this year, down from 27 last year.

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View houses in Clay County that sold recently
Recently sold homes
- $145,000 Last Sold Price5 beds1 bath1,710 sq ft410 E 14th St, Spencer, IA 51301List Price$149,500Sale to List3% under listDays on Market42 days410 E 14th St, Spencer, IA 51301
- $89,900 Last Sold Price—beds—baths—sq ft2026 358th St, Spencer, IA 51301List Price$89,900Sale to List0% over listDays on Market1135 days2026 358th St, Spencer, IA 51301
- $249,000 Last Sold Price3 beds2 baths2,664 sq ft1103 Breezy Meadow Ln, Spencer, IA 51301List Price$249,000Sale to List0% over listDays on Market72 days1103 Breezy Meadow Ln, Spencer, IA 51301
- $108,000 Last Sold Price3 beds1 bath1,470 sq ft26 W 1st St, Spencer, IA 51301List Price$123,000Sale to List12% under listDays on Market31 days26 W 1st St, Spencer, IA 51301
- $139,000 Last Sold Price4 beds3 baths1,814 sq ft403 Church St, Webb, IA 51366List Price$139,000Sale to List0% over listDays on Market125 days403 Church St, Webb, IA 51366
- $181,000 Last Sold Price4 beds1 bath1,567 sq ft615 E 13th St, Spencer, IA 51301List Price$189,000Sale to List4% under listDays on Market61 days615 E 13th St, Spencer, IA 51301
- $125,000 Last Sold Price3 beds1 bath1,088 sq ft401 E Saint Marys St, Everly, IA 51338List Price$125,000Sale to List0% over listDays on Market96 days401 E Saint Marys St, Everly, IA 51338
- $122,500 Last Sold Price2 beds1 bath796 sq ft910 E 5th St, Spencer, IA 51301List Price$125,900Sale to List3% under listDays on Market38 days910 E 5th St, Spencer, IA 51301
See all recently sold homes in Clay County.
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Schools in Clay County
- Elementary
- Middle
- High
GreatSchools Rating
7/10 Clay Central-Everly Elementary At Royal Public • PreK-6 | 72 Students | N/A |
5/10 Lincoln Elementary School Public • 3-5 | 467 Students | N/A |
NR Johnson Elementary School Public • PreK-K | 229 Students | 3 reviews |
NR Fairview Park Elementary School Public • 1-2 | 308 Students | N/A |
Climate's impact on Clay County housing
Learn about natural hazards and environmental risks, such as floods, fires, wind, and heat that could impact homes in Clay County.
Flood Factor - Minor
Flood Factor

Fire Factor - Moderate
Fire Factor

Wind Factor - Minor
Wind Factor

Heat Factor - Minor
Heat Factor

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