Clay County, IA Housing Market
The median sale price of a home in Clay County was $171K over the last 3 months, down 8.3% since the same period last year. The median sale price per square foot in Clay County is $138, up 7.4% since last year.
Clay County Housing Market Trends
Over the three months ending September 2026, Clay County home prices were down 8.3% compared to the same period last year, selling for a median price of $171K. On average, homes in Clay County sell after 48 days on the market compared to 61 days last year. There were 17 homes sold in September this year, down from 20 last year.

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View houses in Clay County that sold recently
Recently sold homes
- $250,000 Last Sold Price2 beds2 baths1,374 sq ft79 Stoneybrook Cir SW, Spencer, IA 51301List Price$262,000Sale to List5% under listDays on Market172 days79 Stoneybrook Cir SW, Spencer, IA 51301
- $295,000 Last Sold Price4 beds2.5 baths2,390 sq ft1312 13th Ave W, Spencer, IA 51301List Price$299,500Sale to List2% under listDays on Market76 days1312 13th Ave W, Spencer, IA 51301
- $314,500 Last Sold Price4 beds2 baths2,407 sq ft2601 10th Ave E, Spencer, IA 51301List Price$314,500Sale to List0% over listDays on Market84 days2601 10th Ave E, Spencer, IA 51301
- $207,000 Last Sold Price3 beds1.5 baths2,013 sq ft905 E 4th St, Spencer, IA 51301List Price$199,900Sale to List4% over listDays on Market93 days905 E 4th St, Spencer, IA 51301
- $275,000 Last Sold Price3 beds2 baths2,138 sq ft319 14th Ave W, Spencer, IA 51301List Price$285,000Sale to List4% under listDays on Market92 days319 14th Ave W, Spencer, IA 51301
- $163,000 Last Sold Price5 beds1 bath1,355 sq ft228 4th St SW, Spencer, IA 51301List Price$175,000Sale to List7% under listDays on Market114 days228 4th St SW, Spencer, IA 51301
- $92,000 Last Sold Price2 beds1.5 baths768 sq ft206 E 1st St, Everly, IA 51338List Price$99,900Sale to List8% under listDays on Market62 days206 E 1st St, Everly, IA 51338
- $220,000 Last Sold Price2 beds1 bath1,136 sq ft3211 W 3rd St, Spencer, IA 51301List Price$224,900Sale to List2% under listDays on Market127 days3211 W 3rd St, Spencer, IA 51301
See all recently sold homes in Clay County.
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Schools in Clay County
- Elementary
- Middle
- High
GreatSchools Rating
5/10 Lincoln Elementary School Public • 3-5 | 415 Students | N/A |
3/10 Clay Central-Everly Elementary At Royal Public • PreK-6 | 64 Students | N/A |
NR Johnson Elementary School Public • PreK-K | 182 Students | 3 reviews |
NR Fairview Park Elementary School Public • 1-2 | 230 Students | N/A |
Climate's impact on Clay County housing
Learn about natural hazards and environmental risks, such as floods, fires, wind, and heat that could impact homes in Clay County.
Flood Factor - Minor
Flood Factor

Fire Factor - Moderate
Fire Factor

Wind Factor - Minor
Wind Factor

Heat Factor - Minor
Heat Factor

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