Clay County, IA homes for sale & real estate

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NEW 15 HRS AGO

ABOUT THIS HOME
Clay County, IA Homes for Sale
This 3-bedroom ranch-style home has quiet living located in a cul-de-sac just off of West 4th St. The main floor has a roomy eat-in kitchen, living room, full bath, mudroom with main floor laundry just off the garage, and a 3-season enclosed porch to watch the wandering Deer that come into the backyard from the Little Sioux River. The basement has room for a 2nd living room and/or additional bedrooms if needed. The furnace and water heater were replaced in 2020.

$108,000

3 beds1 bath1,160 sq ft

309 Tompkins Ct, Spencer, IA 51301

Eat-in kitchen • Cul-de-sac • 8,500 sq ft lot

ABOUT THIS HOME
Clay County, IA Homes for Sale
Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a large bonus room on the rear of the house that is skylight-lit and can be used as a business with a separate entrance to the rear patio and side gate. The backyard is a fenced-in yard and also has a small storage shed. Electrical has been updated to Breakers and comes with stainless steel kitch

$125,000

5 beds2.5 baths2,110 sq ft

904 E 4th St, Spencer, IA 51301

Updated electrical • Large bonus room • Fenced in yard

ABOUT THIS HOME
Clay County, IA Homes for Sale
3-bedroom, 3-bath ranch-style home on a desirable corner lot. Features a finished basement, ample storage throughout, and plenty of potential—ready for your personal touch. Property being sold as is.

$169,900

3 beds2.5 baths1,744 sq ft

903 Elmwood Dr, Spencer, IA 51301

Finished basement • Corner lot • Ample storage

NEW 1 DAY AGO

ABOUT THIS HOME
Clay County, IA Homes for Sale
Move-In Ready & Loaded with Space! All the work has been done for you in this beautifully maintained home—just unpack and enjoy. The main floor offers three spacious bedrooms and a full bath, while the private lower-level master suite provides a perfect retreat. You’ll love the two generous family rooms, ideal for entertaining or relaxing, complete with a basement bar that’s perfect for game nights or gatherings. Step outside through the patio doors to a great deck overlooking a large backyard, offering plenty of room for play, pets, or summer entertaining. Additional highlights include an attached garage and a storage shed for all your extras. This home truly chec

$298,900

4 beds2 baths2,152 sq ft

1416 18th Ave W, Spencer, IA 51301

Great deck • Attached garage • Large backyard

ABOUT THIS HOME
Clay County, IA Homes for Sale
HUD HOMES are Sold AS IS. SUBMIT OFFERS AT HUDHOMESTORE. GOV. CASE# 161-372445.

$64,000

3 beds2 baths1,330 sq ft

115 3rd Ave Ave NW, Fostoria, IA 51340

7,100 sq ft lot • 3 garage spots • Built 1929

Property at 802 E 5th St, Spencer, IA 51301, 4 beds, 1 bath

$39,000

4 beds1 bath1,200 sq ft

802 E 5th St, Spencer, IA 51301

Property at 723 E 11th St, Spencer, IA 51301, 3 beds, 1 bath

$18,250

3 beds1 bath1,380 sq ft

723 E 11th St, Spencer, IA 51301

Property at 522 E 9th St E, Spencer, IA 51301, 3 beds, 1 bath

$42,900

3 beds1 bath960 sq ft

522 E 9th St E, Spencer, IA 51301

Property at 111 2nd Ave SW, Fostoria, IA 51340, 4 beds, 1.5 baths

$159,000

4 beds1.5 baths1,284 sq ft

111 2nd Ave SW, Fostoria, IA 51340

Property at 301 Southmoor Dr, Spencer, IA 51301, 5 beds, 2 baths

$187,500

5 beds2 baths1,968 sq ft

301 Southmoor Dr, Spencer, IA 51301

Property at 2123 10th Ave E, Spencer, IA 51301, 3 beds, 1 bath

$52,000

3 beds1 bath1,044 sq ft

2123 10th Ave E, Spencer, IA 51301

Property at 312 W 2nd St, Spencer, IA 51301, 7 beds, 6 baths

$82,000

7 beds6 baths3,829 sq ft

312 W 2nd St, Spencer, IA 51301

Property at 205 E 3rd St, Peterson, IA 51047, 3 beds, 1.5 baths

$53,000

3 beds1.5 baths1,723 sq ft

205 E 3rd St, Peterson, IA 51047

Property at 807 4th Ave W, Spencer, IA 51301, 6 beds, 3 baths

$68,000

6 beds3 baths2,404 sq ft

807 4th Ave W, Spencer, IA 51301

Property at 310 E 4th St, Spencer, IA 51301, 4 beds, 1.5 baths

$180,000

4 beds1.5 baths2,362 sq ft

310 E 4th St, Spencer, IA 51301

Property at 105 W 2nd St, Everly, IA 51338, 4 beds, 1 bath

$97,500

4 beds1 bath1,410 sq ft

105 W 2nd St, Everly, IA 51338

Property at 516 E 4th St, Spencer, IA 51301, 5 beds, 1.5 baths

$145,000

5 beds1.5 baths1,700 sq ft

516 E 4th St, Spencer, IA 51301

Property at 818 2nd Ave SE, Spencer, IA 51301, 4 beds, 1 bath

$144,000

4 beds1 bath1,212 sq ft

818 2nd Ave SE, Spencer, IA 51301

Property at 202 E 4th St, Spencer, IA 51301, 3 beds, 2 baths

$239,000

3 beds2 baths2,114 sq ft

202 E 4th St, Spencer, IA 51301

Property at 528 E 17th St, Spencer, IA 51301, 4 beds, 2 baths

$269,500

4 beds2 baths1,408 sq ft

528 E 17th St, Spencer, IA 51301

Property at 309 1st St E, Spencer, IA 51301, 2 beds, 1 bath

$98,000

2 beds1 bath879 sq ft

309 1st St E, Spencer, IA 51301

Property at 523 4th Ave W, Spencer, IA 51301, 4 beds, 2 baths

$169,900

4 beds2 baths1,482 sq ft

523 4th Ave W, Spencer, IA 51301

Property at 1625 3rd Ave E, Spencer, IA 51301, 2 beds, 2 baths

$149,900

2 beds2 baths1,513 sq ft

1625 3rd Ave E, Spencer, IA 51301

Property at 109 Parkway Dr, Spencer, IA 51301, 4 beds, 1.5 baths

$215,000

4 beds1.5 baths1,220 sq ft

109 Parkway Dr, Spencer, IA 51301

Property at 1203 W 5th St, Spencer, IA 51301, 4 beds, 1 bath

$182,499

4 beds1 bath1,946 sq ft

1203 W 5th St, Spencer, IA 51301

Property at 829 2nd Ave SE, Spencer, IA 51301, 4 beds, 2.5 baths

$260,000

4 beds2.5 baths1,912 sq ft

829 2nd Ave SE, Spencer, IA 51301

Property at 309 12th Ave W, Spencer, IA 51301, 3 beds, 1 bath

$125,000

3 beds1 bath1,232 sq ft

309 12th Ave W, Spencer, IA 51301

Property at 112 Pine St. St, Peterson, IA 51047, 3 beds, 1 bath

$79,999

3 beds1 bath1,248 sq ft

112 Pine St. St, Peterson, IA 51047

Property at 1518 4th Ave SW, Spencer, IA 51301, 12 beds, 8 baths

$485,000

12 beds8 baths2,592 sq ft

1518 4th Ave SW, Spencer, IA 51301

Property at 1102 St. Luke Dr #308, Spencer, IA 51301, 2 beds, 2 baths

$219,000

2 beds2 baths1,451 sq ft

1102 St. Luke Dr #308, Spencer, IA 51301

Property at 212 E 3rd St, Spencer, IA 51301, 4 beds, 1.5 baths

$245,000

4 beds1.5 baths2,588 sq ft

212 E 3rd St, Spencer, IA 51301

Property at 424 E 10th St St, Spencer, IA 51301, 2 beds, 1 bath

$164,500

2 beds1 bath1,162 sq ft

424 E 10th St St, Spencer, IA 51301

Property at 32 W 1st St, Spencer, IA 51301, 3 beds, 1 bath

$114,900

3 beds1 bath1,195 sq ft

32 W 1st St, Spencer, IA 51301

Property at 402 E Park St St, Spencer, IA 51301, 2 beds, 1 bath

$117,500

2 beds1 bath816 sq ft

402 E Park St St, Spencer, IA 51301

Property at 305 E 3rd St, Everly, IA 51338, 4 beds, 1 bath

$115,000

4 beds1 bath1,760 sq ft

305 E 3rd St, Everly, IA 51338

Property at 1322 Country Club Dr, Spencer, IA 51301, 5 beds, 5 baths

$709,900

5 beds5 baths5,331 sq ft

1322 Country Club Dr, Spencer, IA 51301

Property at 900 W 5th St, Spencer, IA 51301, 3 beds, 1 bath

$110,000

3 beds1 bath864 sq ft

900 W 5th St, Spencer, IA 51301

Property at 821 Fisher Ct, Spencer, IA 51301, 2 beds, 1.5 baths

$149,000

2 beds1.5 baths1,296 sq ft

821 Fisher Ct, Spencer, IA 51301

Property at 905 5th Ave SW, Spencer, IA 51301, 2 beds, 2 baths

$269,900

2 beds2 baths1,251 sq ft

905 5th Ave SW, Spencer, IA 51301

Property at 601 E Milw St, Spencer, IA 51301, 2 beds, 1 bath

$98,900

2 beds1 bath1,008 sq ft

601 E Milw St, Spencer, IA 51301

Property at 1305 18th Ave W, Spencer, IA 51301, 3 beds, 2.5 baths

$479,000

3 beds2.5 baths2,332 sq ft

1305 18th Ave W, Spencer, IA 51301

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Average home prices near Clay County, IA

Cities

Spencer homes for sale
$173,000

Counties

Buena Vista County homes for sale
$225,000
Pocahontas County homes for sale
$153,500
Dickinson County homes for sale
$442,000

Clay County, IA real estate trends

All Home Types trends in Clay County, IA

Median Sale Price
# of Homes Sold
Median Days on Market

All Home Types

Median Sale Price (All Home Types)

$149,500

-6.3% YoY | Nov 2025

1 year
3 year
5 year

Based on Redfin calculations of home data from MLS and/or public records.

Location

Data

Nov 2025

Growth

% YoY

Clay County, IA

$149,500

-6.3%

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