Clay County, IA homes for sale & real estate

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NEW 4 HRS AGO3D WALKTHROUGH

ABOUT THIS HOME
Clay County, IA Homes for Sale
Listed below assessed value, this 4-bedroom, 4-bathroom two-story home sits on a corner lot and offers 2,726 sq ft of living space. The main floor features a spacious front living room, kitchen and dining area with access to a covered patio, and a primary suite with dual vanities, tiled shower, and walk-in closet, plus a half bath and separate laundry room. Upstairs, you'll find a second living area with access to a covered deck, three additional bedrooms, and two bathrooms. The attached heated, insulated three-stall garage features an epoxy floor, wall-mounted cabinets, and slat-wall organization. Updates include new garage doors approximately two years ago and new kitchen countertops and

$378,000

4 beds3.5 baths2,726 sq ft

1007 E 17th St, Spencer, IA 51301

Covered deck • Primary suite • Second living area

NEW 30 HRS AGO

ABOUT THIS HOME
Clay County, IA Homes for Sale
Small-Town Charm with a Huge Heated Garage! Located in the quiet community of Fostoria, this home offers a great opportunity just minutes from Spencer and Milford. Situated on a corner lot, the property features 3 bedrooms (1 non-conforming) and 2 bathrooms, with several updates already completed throughout the home. The large attached 3-stall heated garage provides plenty of room for vehicles, recreational toys, storage, or a workshop—perfect for Iowa winters! With a quiet setting, convenient location, and plenty of potential to make it your own, this home is ready for its next owner. Don't miss your chance to see all this home has to offer!

$184,500

4 beds2 baths1,781 sq ft

201 1st St SW, Fostoria, IA 51340

Heated garage • Convenient location • Corner lot

3D WALKTHROUGH

ABOUT THIS HOME
Clay County, IA Homes for Sale
Fully Remodeled Move in Ready Ranch with True Main-Level Living! Welcome to effortless single-story comfort in this beautifully updated 3-bedroom, 2-bathroom ranch home! Fall head over heels for the expansive kitchen featuring stunning new granite countertops, new cabinetry, with appliances that all STAY, plus total convenience with main-floor laundry right where you need it. Every corner shines with fresh flooring, gorgeous lighting, updated baths, and major 2024 big-ticket upgrades (updated HVAC and electrical), plus a private fenced in backyard with a shed and an attached HEATED garage. Don't wait—come see it for yourself and make it yours today!

$155,000

3 beds2 baths912 sq ft

313 9th St SW, Spencer, IA 51301

Main level living • Expansive kitchen • Main floor laundry

ABOUT THIS HOME
Clay County, IA Homes for Sale
Welcome to small-town charm and solid construction! This inviting two-bedroom, 2 bathroom brick home located in Everly offers the perfect blend of durability, comfort, and classic appeal. Low-maintenance charm with timeless curb appeal and sturdy construction. Whether you are looking to downsize, purchase your first home, or invest in a solid property with great potential, this brick beauty is a must-see.

$93,900

2 beds1.5 baths1,020 sq ft

205 E 2nd St, Everly, IA 51338

5,500 sq ft lot • Garage • Built 1956

ABOUT THIS HOME
Clay County, IA Homes for Sale
Beautifully situated on a generous corner lot surrounded by mature landscaping, this expansive residence offers an exceptional blend of elegance, comfort, and remarkable versatility across three impeccably finished levels. Inside, an impressive 5-bedroom layout is complemented by 2 additional spacious bonus areas, providing endless possibilities for guests, hobbies, recreation, or a home gym. A dedicated formal office creates an ideal private workspace, while the formal dining room and sophisticated butler pantry add an elevated touch for effortless entertaining. The heart of the home offers multiple gathering spaces, including 2 living rooms and a separate eat-in kitchen designed for both

$589,900

6 beds4.5 baths3,562 sq ft

1315 17th Ave W, Spencer, IA 51301

Bonus areas • Mature landscaping • 4-season room

Property at 1102 Saint Luke Dr, Spencer, IA 51301, 2 beds, 2 baths

$225,000

2 beds2 baths1,399 sq ft

1102 Saint Luke Dr, Spencer, IA 51301

Property at 1900 4th Ave SW, Spencer, IA 51301, 2 beds, 2 baths

$165,000

2 beds2 baths1,026 sq ft

1900 4th Ave SW, Spencer, IA 51301

Property at 308 E 10th St, Spencer, IA 51301, 3 beds, 1 bath

$134,900

3 beds1 bath1,049 sq ft

308 E 10th St, Spencer, IA 51301

Property at 1418 4th Ave East Ave, Spencer, IA 51301, 2 beds, 1 bath

$109,500

2 beds1 bath720 sq ft

1418 4th Ave East Ave, Spencer, IA 51301

Property at 2040 440th St, Royal, IA 51357, 3 beds, 2 baths

$305,000

3 beds2 baths1,800 sq ft

2040 440th St, Royal, IA 51357

Property at 1900 4th Ave SW #103, Spencer, IA 51301, 1 bed, 1 bath

$124,500

1 bed1 bath783 sq ft

1900 4th Ave SW #103, Spencer, IA 51301

Property at 3263 335th Ave Ave, Ruthven, IA 51358, 2 beds, 1 bath

$390,000

2 beds1 bath1,660 sq ft

3263 335th Ave Ave, Ruthven, IA 51358

Property at 3288 335th Ave, Ruthven, IA 51358, 3 beds, 2 baths

$109,900

3 beds2 baths1,200 sq ft

3288 335th Ave, Ruthven, IA 51358

Property at 533 Prospect Dr, Spencer, IA 51301, 5 beds, 1.5 baths

$269,000

5 beds1.5 baths1,816 sq ft

533 Prospect Dr, Spencer, IA 51301

Property at 305 E 10th St, Spencer, IA 51301, 3 beds, 1 bath

$170,000

3 beds1 bath1,344 sq ft

305 E 10th St, Spencer, IA 51301

Property at 1120 4th Ave E, Spencer, IA 51301, 2 beds, 1 bath

$94,500

2 beds1 bath946 sq ft

1120 4th Ave E, Spencer, IA 51301

Property at 2106 1st Ave E #18, Spencer, IA 51301, 2 beds, 2 baths

$49,000

2 beds2 baths1,056 sq ft

2106 1st Ave E #18, Spencer, IA 51301

Property at 401 Main ST St, Fostoria, IA 51340, 3 beds, 1 bath

$170,000

3 beds1 bath1,152 sq ft

401 Main ST St, Fostoria, IA 51340

Property at 110 W 5th Ave NW, Fostoria, IA 51301, 5 beds, 2 baths

$169,900

5 beds2 baths2,512 sq ft

110 W 5th Ave NW, Fostoria, IA 51301

Property at 1614 W 11th St, Spencer, IA 51301, 2 beds, 2 baths

$279,900

2 beds2 baths1,223 sq ft

1614 W 11th St, Spencer, IA 51301

Property at 411 E 11th St, Spencer, IA 51301, 3 beds, 1 bath

$169,900

3 beds1 bath1,448 sq ft

411 E 11th St, Spencer, IA 51301

Property at 716 3rd Ave E, Spencer, IA 51301, 2 beds, 1.5 baths

$85,000

2 beds1.5 baths1,238 sq ft

716 3rd Ave E, Spencer, IA 51301

Property at 219 W 6th St, Spencer, IA 51301, 3 beds, 2 baths

$99,000

3 beds2 baths1,440 sq ft

219 W 6th St, Spencer, IA 51301

Property at 507 C Club Ln, Spencer, IA 51301, 3 beds, 1 bath

$149,900

3 beds1 bath1,008 sq ft

507 C Club Ln, Spencer, IA 51301

Property at 924 1st Ave SW, Spencer, IA 51301, 5 beds, 2.5 baths

$350,000

5 beds2.5 baths2,913 sq ft

924 1st Ave SW, Spencer, IA 51301

Property at 412 Highway Ave SW, Fostoria, IA 51340, 3 beds, 2 baths

$175,000

3 beds2 baths1,392 sq ft

412 Highway Ave SW, Fostoria, IA 51340

Property at 302 Church St, Royal, IA 51357, 2 beds, 1 bath

$74,000

2 beds1 bath864 sq ft

302 Church St, Royal, IA 51357

Property at 1107 W 4th St, Spencer, IA 51301, 5 beds, 3 baths

$335,000

5 beds3 baths2,128 sq ft

1107 W 4th St, Spencer, IA 51301

Property at 928 E 9th St, Spencer, IA 51301, 4 beds, 2 baths

$250,000

4 beds2 baths1,988 sq ft

928 E 9th St, Spencer, IA 51301

Property at 1519 W 11th St, Spencer, IA 51301, 4 beds, 3.5 baths

$384,000

4 beds3.5 baths2,800 sq ft

1519 W 11th St, Spencer, IA 51301

Property at 506 4th St SE, Spencer, IA 51301, 2 beds, 2 baths

$249,000

2 beds2 baths1,741 sq ft

506 4th St SE, Spencer, IA 51301

Property at 515 6th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$85,000

3 beds2 baths1,732 sq ft

515 6th Ave W, Spencer, IA 51301

Property at 703 8th Ave W, Spencer, IA 51301, 2 beds, 1 bath

$148,000

2 beds1 bath988 sq ft

703 8th Ave W, Spencer, IA 51301

Property at 1423 18th Ave W, Spencer, IA 51301, 3 beds, 3 baths

$599,000

3 beds3 baths3,633 sq ft

1423 18th Ave W, Spencer, IA 51301

Property at 1405 11th Ave W, Spencer, IA 51301, 4 beds, 2 baths

$199,900

4 beds2 baths1,848 sq ft

1405 11th Ave W, Spencer, IA 51301

Property at 1615 1st Ave. Ave W, Spencer, IA 51301, 3 beds, 2 baths

$199,500

3 beds2 baths1,512 sq ft

1615 1st Ave. Ave W, Spencer, IA 51301

Property at 610 Country Club Ln, Spencer, IA 51301, 3 beds, 2 baths

$240,000

3 beds2 baths1,690 sq ft

610 Country Club Ln, Spencer, IA 51301

Property at 3195 190th Ave, Spencer, IA 51301, 2 beds, 2 baths

$209,900

2 beds2 baths696 sq ft

3195 190th Ave, Spencer, IA 51301

Property at 1612 W 11th Street St, Spencer, IA 51301, 2 beds, 2 baths

$279,900

2 beds2 baths1,223 sq ft

1612 W 11th Street St, Spencer, IA 51301

Property at 401 W 3rd St, Spencer, IA 51301, 5 beds, 3 baths

$479,900

5 beds3 baths4,257 sq ft

401 W 3rd St, Spencer, IA 51301

Property at 425 E 12th Sts, Spencer, IA 51301, 2 beds, 1 bath

$35,000

2 beds1 bath972 sq ft

425 E 12th Sts, Spencer, IA 51301

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Average home prices near Clay County, IA

Cities

Spencer homes for sale
$224,900
Fostoria homes for sale
$170,000

Counties

Buena Vista County homes for sale
$227,450
Dickinson County homes for sale
$475,000
O'Brien County homes for sale
$202,000

Clay County, IA real estate trends

All Home Types trends in Clay County, IA

Median Sale Price
# of Homes Sold
Median Days on Market

All Home Types

Median Sale Price (All Home Types)

$182,250

-13.2% YoY | Aug 2026

1 year
3 year
5 year

Based on Redfin calculations of home data from MLS and/or public records.

Location

Data

Aug 2026

Growth

% YoY

Clay County, IA

$182,250

-13.2%

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