February 16, 2026
The typical homebuyer’s down payment dropped 1.5% year over year in December to $64,000 as elevated housing costs and increased negotiating power drove buyers to spend less upfront. In percentage terms, the typical homebuyer put down 15.2% of the purchase price, compared with 16.7% a year earlier. The typical U.S. homebuyer’s down payment fell 1.5% […]