OFF MARKET

Off Market May 2022 for $1M

$1,121,417

Est. refi paymentEst. refi $7,073/mo

•

3 ba

•

3,430

sq ft

432 S Whisper Ridge Ln, Payson, AZ 85541

About this home

This home has all rim views from dining room, kitchen windows., great room and Owner suite. Three doors open to patio to view 180-degree view outside for rim and other mountains. Patio has built in BBQ, wood burning fireplace and sealed floor easy maintenance. Each bedroom has bathroom and walk in closets. built in shelves, sky lights and electronics for outside cameras and garage butler. Three car Garage has insulated doors and finished floor. Owner suite has jetted tub and separate/shower and toilet room. Furniture and TVs can be sold on separate bill of sale. only Tv wall mounts convey

Single-familyProperty Type

2006Year Built

0.54 acresLot Size

$327Est. Price/Sq.Ft.

3 garage spacesParking

Listed by Edith Gilbertsen • West USA Realty

Listed by Tracy Oliva • West USA Realty

Bought with Non-MLS Agent Agent • Non-MLS Office

Redfin checked: 4 minutes ago

•Source:ARMLS #6366861

Redfin Estimate

$1,121,417

$23K since sold in May 2022$16K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.3% higher than the average sale price ($1.05M) of 6 comparable homes.

SOLD MAY 8, 2026
$960,000
A
3 beds2.5 baths2,482 sq ft
412 S Whisper Ridge Ln, Payson, AZ 85541
SOLD MAR 2, 2026
$887,000
B
3 beds2.5 baths3,154 sq ft
403 N Grapevine Dr, Payson, AZ 85541
SOLD FEB 12, 2026
$825,000
C
3 beds2.5 baths2,717 sq ft
203 S Crescent Moon --, Payson, AZ 85541
SOLD DEC 11, 2025
$1,386,000
D
3 beds3.5 baths3,613 sq ft
2903 E Lions Pocket, Payson, AZ 85541
SOLD JAN 16, 2026
$840,000
E
3 beds2.5 baths2,324 sq ft
1106 E Cedar Ln, Payson, AZ 85541
SOLD JUN 30, 2026
$1,375,000
F
4 beds4 baths3,662 sq ft
3000 E Thunder Pt, Payson, AZ 85541

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Earn from this home

Refinance

Est. cash available

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Rent

$2,936/mo

Redfin rental estimate

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Market trends in 85541, AZ

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.4%

0.5% MoM

Median sale price

$484K

$8K MoM

Avg. days on market

52d

7 days MoM

Recently sold homes

129

19 MoM

New listings for sale

NEW 11 HRS AGO
$1,048,000
5 beds3 baths3,505 sq ft
401 N Whitetail Dr, Payson, AZ 85541
NEW 15 HRS AGO
$199,000
2 beds1 bath840 sq ft
7614 N Banada Rd, Payson, AZ 85541
OPEN SEP 19, 10AM TO 2PM
$475,000
3 beds2 baths2,000 sq ft
901 W Rim View Rd, Payson, AZ 85541
NEW 19 HRS AGO
$1,250,000
5 beds3.5 baths3,411 sq ft
1006 W Rock Springs Cir, Payson, AZ 85541
NEW 24 HRS AGO
$599,900
3 beds2.5 baths2,168 sq ft
301 S Canpar Way, Payson, AZ 85541
FOR SALE BY OWNER
$95,000
1 bed1 bath— sq ft
3680 E AZ Highway 260, Payson, AZ 85541
$450,000
3 beds1 bath1,459 sq ft
809 E Frontier St, Payson, AZ 85541
$575,000
3 beds2 baths1,824 sq ft
1194 W Beaver Flat Rd, Payson, AZ 85541
$319,000
3 beds3.5 baths1,680 sq ft
7715 N Cortita Rd, Payson, AZ 85541
$499,900
3 beds1 bath1,653 sq ft
305 N Mogollon Trl, Payson, AZ 85541
See all

Provided by Redfin

Sale history for 432 S Whisper Ridge Ln

Date

Event

Price

CAAR #86296

May 13, 2022

Sold

$1,098,500

$320/sq ft

Mar 13, 2022

Listed

$1,100,000

$321/sq ft

+16

2 Million Dollar views from this custom home in the gated community of Whisper Ridge. Perched high on the hill surrounded by trees and endless mountain views. Open the front door to custom features and enjoy the great outdoors from your wall of windows in the dining room, kitchen, great room and master suite. The custom kitchen has large granite island with an abundance of cabinet space. A perfect place to entertain with the oversized great room and beautiful built-ins with fireplace. Each bedroom has its own private bath. The master is one of a kind with walk in closet, jetted tub, large shower and of course the endless views. Garage provides insulated doors, storage and finished floors. The amazing covered patio is the place to be with BBQ, fireplace and sitting areas. So much to mention

ARMLS #6366861

May 13, 2022

Sold

$1,098,500

$320/sq ft

Apr 7, 2022

Pending

—

Mar 14, 2022

Contingent

—

Mar 10, 2022

Listed

$1,100,000

$321/sq ft

CAAR #60074

Jan 8, 2010

Sold

$585,000

$171/sq ft

Jan 7, 2010

Listed

$585,000

$171/sq ft

Public Records

May 31, 2006

Sold

$185,000

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,713 (+1.2%)

$9,676 + $95,372

$105,048

2024

$6,634 (+6.6%)

$7,896 + $93,314

$101,210

2023

$6,222 (+3.5%)

$6,675 + $58,896

$65,571

2022

$6,012 (+7.2%)

$6,536 + $58,896

$65,432

2021

$5,607 (+4.5%)

$6,536 + $58,896

$65,432

2020

$5,364 (+3.4%)

$6,536 + $58,896

$65,432

2019

$5,189 (+7.1%)

$6,536 + $58,896

$65,432

2018

$4,847 (+8.2%)

$6,536 + $58,896

$65,432

2017

$4,478 (+2.4%)

$6,880 + $54,921

$61,801

2016

$4,372 (+8.4%)

$5,645 + $53,708

$59,353

2014

$4,034

$4,718 + $47,009

$51,727

Tax history for 432 S Whisper Ridge Ln

Year

Property tax

Land + Additions

Assessment*

2025

$6,713 (+1.2%)

$9,676 + $95,372

$105,048

2024

$6,634 (+6.6%)

$7,896 + $93,314

$101,210

2023

$6,222 (+3.5%)

$6,675 + $58,896

$65,571

2022

$6,012 (+7.2%)

$6,536 + $58,896

$65,432

2021

$5,607 (+4.5%)

$6,536 + $58,896

$65,432

2020

$5,364 (+3.4%)

$6,536 + $58,896

$65,432

2019

$5,189 (+7.1%)

$6,536 + $58,896

$65,432

2018

$4,847 (+8.2%)

$6,536 + $58,896

$65,432

2017

$4,478 (+2.4%)

$6,880 + $54,921

$61,801

2016

$4,372 (+8.4%)

$5,645 + $53,708

$59,353

2014

$4,034

$4,718 + $47,009

$51,727

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.54 Acres

Year renovated

—

Sq. Ft.

3,444

Year built

2006

Style

Single Family Residential

County

Gila County

APN

30460001

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 30, 2026.

Property details

Parking

Parking Information
Open Parking Spaces: 7
Covered Spaces: 3
Parking Features: Garage Door Opener, Extended Length Garage, Direct Access

Garage Information
Garage Spaces: 3

Interior

Kitchen Information
Built-in Microwave: Yes
Kitchen Island: Yes
Range Oven Electric: Yes
Reverse Osmosis: Yes
Wall Oven(s): Yes

Bathroom Information
Bathrooms (Total Decimal): 3
Bathrooms (Total Integer): 3

Bedroom Information
Yes
Bedrooms (Possible): 3

Heating & Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
Has Cooling
Heating: Propane

Interior Features
Appliances: Water Purifier
Interior Features: High Speed Internet, Granite Counters, Double Vanity, Eat-in Kitchen, 9+ Flat Ceilings, No Interior Steps, Kitchen Island, 2 Master Baths, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets
Window Features: Dual Pane
Green Water Conservation: Recirculation Pump
Fireplace Features: Other, 2 Fireplace, Exterior Fireplace, Family Room, Gas
Has Fireplace
Flooring: Carpet, Stone
LaundryFeatures: Wshr/Dry HookUp Only

Exterior

Exterior Features
Construction Materials: Stucco, Steel Frame, Painted, Stone
Exterior Features: Private Street(s), Built-in Barbecue
Fencing: See Remarks, Block
Roof: Composition

Property Information
Ownership: Fee Simple
Property Sub Type: Single Family Residence

Lot Information
Lot Size Area: 23,474
Lot Size Source: Assessor
Lot Features: Sprinklers In Rear, Sprinklers In Front, Auto Timer H2O Front, Natural Desert Front, Auto Timer H2O Back

Building Information
Building Area Source: Assessor

Financial

Tax Information
Tax Annual Amount: $5,607
Tax Year: 2021

Location

HOA Information
Has Association
Association Fee: $350
Association Fee Frequency: Annually
Association Fee Includes: Maintenance Grounds, Street Maint

School Information
Middle Or Junior School: Out of Maricopa Cnty
High School: Out of Maricopa Cnty
Elementary School: Out of Maricopa Cnty

Location Information
Directions: East on HWY 260 and south on Rim Club Road right on whisper ridge enter through gate, then follow all the way around to end of road before exit gate. Your new home on the right.

Community Information
Security System Owned
Community Features: Gated

Utility Information
Sewer: Public Sewer

Public facts

Beds: —
Baths: —
Sq. Ft.: 3,444
Stories: 1.0
Lot Size: 0.54 acres
Style: Single Family Residential
Year Built: 2006
Year Renovated: —
County: Gila County
APN: 30460001

Home facts updated by county records on Jul 30, 2026

Other

Listing Information
Water Source: City Water

Around this home

Schools

Payson Elementary School

Public K-2 • Assigned • 1.9mi

Rim Country Middle School

Public 6-8 • Assigned • 2.1mi

5/10

Payson High School

Public 9-12 • Assigned • 2.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

9/10 Fire Factor

52% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 97° expected this year, 19 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Payson, AZ • 85541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 12.8 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

12.8 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.07M – $1.29M

Sell confidently with a local market expert in Payson. 3 minutes to get started.

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New listings for sale in 85541

NEW 11 HRS AGO3D WALKTHROUGH

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401 N Whitetail Dr, Payson, AZ 85541

NEW 15 HRS AGO

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2 beds1 bath840 sq ft

7614 N Banada Rd, Payson, AZ 85541

OPEN SEP 19, 10AM TO 2PM

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901 W Rim View Rd, Payson, AZ 85541

NEW 19 HRS AGO

$1,250,000

5 beds3.5 baths3,411 sq ft

1006 W Rock Springs Cir, Payson, AZ 85541

NEW 24 HRS AGO

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FOR SALE BY OWNER

$95,000

1 bed1 bath— sq ft

3680 E AZ Highway 260, Payson, AZ 85541

$450,000

3 beds1 bath1,459 sq ft

809 E Frontier St, Payson, AZ 85541

$575,000

3 beds2 baths1,824 sq ft

1194 W Beaver Flat Rd, Payson, AZ 85541

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Home values near 432 S Whisper Ridge Ln

Data from public records.

Address	Redfin Estimate
418 South Whisper Ridge Lane, Payson, AZ 4 Beds \| 3.5 Baths \| 3200 Sq. Ft.	$952,675
424 South Whisper Ridge Lane, Payson, AZ 3 Beds \| 2 Baths \| 1600 Sq. Ft.	$647,364

Address	Redfin Estimate
429 South Whisper Ridge Lane, Payson, AZ 3 Beds \| 2.5 Baths \| 2900 Sq. Ft.	$1,040,900
401 South Whisper Ridge Lane, Payson, AZ 3 Beds \| 3 Baths \| 2529 Sq. Ft.	$862,080

Address	Redfin Estimate
400 South Whisper Ridge Lane, Payson, AZ - Beds \| - Baths \| 2432 Sq. Ft.	$791,764
420 South Whisper Ridge Lane, Payson, AZ 4 Beds \| 3 Baths \| 2983 Sq. Ft.	$1,085,551

Property information provided by ARMLS when last listed in 2022. This data may not match . Learn more.

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