OFF MARKET

Off market may 2024 for $435K

$508,998

Est. refi paymentEst. refi $2,677/mo

•

1,400

sq ft

2445 Stern Deck Rd, Bradley, CA 93426

About this home

Immerse yourself in the allure of this two-story lake house nestled within the secure confines of Oak Shores, a gated community. Explore the beauty of the 1400+/- sq ft floor plan as you enter, featuring a warm living room with sliding glass doors leading to the expansive deck area with breathtaking views. As you proceed inside, you'll discover a well-appointed eat-in kitchen with generous preparation and storage areas as well as a convenient first-floor master bedroom equipped with full bath. Ascend the stairs to find additional living space, showcasing two generously sized rooms with vaulted ceilings and an additional bathroom. Downstairs you will find the double garage, complete with ample storage space for all your lake toy needs. Seize the opportunity to make this lake house your own

Single-familyProperty Type

1986Year Built

5,401 sq ftLot Size

$364Est. Price/Sq.Ft.

2 car garageParking

Listed by • eXp Realty of California, Inc.

Bought with Non Member • Non Member Office

Redfin checked: a minute ago

•Source:SBMLS #24-609

Redfin Estimate

$508,998

$74K since sold in May 2024$9,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.8% higher than the average sale price ($505K) of 6 comparable homes.

SOLD SEP 9, 2026
$580,000
A
3 beds2 baths1,400 sq ft
2786 Black Horse Ln, Heritage Ranch, CA 93446
SOLD AUG 18, 2026
$499,000
B
3 beds2 baths1,344 sq ft
4755 Egret Ln, Heritage Ranch, CA 93446
SOLD SEP 4, 2026
$600,000
C
3 beds2 baths1,304 sq ft
2151 Big Buck Ln, Heritage Ranch, CA 93446
SOLD JUL 17, 2026
$350,000
D
3 beds2 baths1,496 sq ft
2452 Captains Walk, Bradley, CA 93426
Oak Shores Realty
SOLD JUL 2, 2026
$435,000
E
3 beds2 baths1,425 sq ft
2628 Saddle Back, Heritage Ranch, CA 93446
SOLD JUN 24, 2026
$565,000
F
3 beds2 baths1,259 sq ft
4987 Pretty Doe, Heritage Ranch, CA 93446

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Earn from this home

Sell

$148,324

Est. take-home

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Refinance

Est. cash available

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Rent

$2,955/mo

Redfin rental estimate

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Market trends in 93426, CA

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

89.8%

3.2% MoM

Median sale price

$400K

$320K MoM

Avg. days on market

44d

3 days MoM

Recently sold homes

2 MoM

New listings for sale

$650,000
1 bed1 bath788 sq ft
61446-61502 Vista, Bradley, CA 93426
$610,000
3 beds2 baths1,379 sq ft
8039 Ready Rd, Bradley, CA 93426
Oak Shores Realty
See all

Provided by Redfin

Sale history for 2445 Stern Deck Rd

Date

Event

Price

SBMLS #24-609

May 1, 2024

Sold

$435,000

$311/sq ft

Apr 1, 2024

Contingent

—

Feb 27, 2024

Listed

$475,000

$339/sq ft

CRMLS #SR24039877

May 1, 2024

Sold

$435,000

$311/sq ft

Mar 27, 2024

Pending

—

Feb 27, 2024

Listed

$475,000

$339/sq ft

Discover the enchantment of this two-story lake retreat, nestled within the serenity of Oak Shores, a gated community. Enter the delightful 1400+/- sq ft floor plan, where a welcoming living room and a well-appointed eat-in kitchen with ample preparation and storage areas await your arrival. As you wander through the home, uncover a spacious first-floor master bedroom complete with a full bath. Ascend the stairs to discover additional living space, adorned by two generously sized rooms boasting vaulted ceilings and an additional bathroom. Returning to the living room and through the sliding glass doors, revel in access to the expansive outside deck offering captivating views of the mountains and a serene slice of the lake. Descending to the lower level, you'll find the double garage, equipped with ample storage space for all your lake-related necessities. Seize the opportunity to transform this lake retreat into your very own haven!

NSBCRMLS #800486

Jul 2, 1998

Listing Removed

—

Feb 21, 1998

Listed

$168,500

$120/sq ft

CRMLS #PR800486

Jul 2, 1998

Sold

$165,500

$118/sq ft

Feb 21, 1998

Listed

$168,500

$120/sq ft

Public Records

Jul 13, 1995

Sold

$152,500

$109/sq ft

Public Records

Apr 5, 1984

Sold

$17,000

$12/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,925 (+68.8%)

$182,070 + $270,504

$452,574

2024

$3,510 (+2.1%)

$178,500 + $265,200

$443,700

2023

$3,437 (−1.1%)

$99,890 + $154,453

$254,343

2022

$3,475 (+2.2%)

$97,932 + $151,425

$249,357

2021

$3,400 (+1.5%)

$96,012 + $148,456

$244,468

2020

$3,351 (+17.7%)

$94,130 + $145,546

$239,676

2019

$2,847 (+2.0%)

$93,165 + $144,054

$237,219

2018

$2,790 (+2.0%)

$91,339 + $141,230

$232,569

2017

$2,734 (+4.5%)

$87,794 + $135,747

$223,541

2016

$2,616 (+1.6%)

$87,794 + $135,747

$223,541

2015

$2,574 (+3.7%)

$86,073 + $133,086

$219,159

2014

$2,482 (+0.6%)

$83,121 + $128,520

$211,641

2013

$2,467 (+2.0%)

$82,746 + $127,940

$210,686

2012

$2,418

$82,746 + $127,940

$210,686

Tax history for 2445 Stern Deck Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,925 (+68.8%)

$182,070 + $270,504

$452,574

2024

$3,510 (+2.1%)

$178,500 + $265,200

$443,700

2023

$3,437 (−1.1%)

$99,890 + $154,453

$254,343

2022

$3,475 (+2.2%)

$97,932 + $151,425

$249,357

2021

$3,400 (+1.5%)

$96,012 + $148,456

$244,468

2020

$3,351 (+17.7%)

$94,130 + $145,546

$239,676

2019

$2,847 (+2.0%)

$93,165 + $144,054

$237,219

2018

$2,790 (+2.0%)

$91,339 + $141,230

$232,569

2017

$2,734 (+4.5%)

$87,794 + $135,747

$223,541

2016

$2,616 (+1.6%)

$87,794 + $135,747

$223,541

2015

$2,574 (+3.7%)

$86,073 + $133,086

$219,159

2014

$2,482 (+0.6%)

$83,121 + $128,520

$211,641

2013

$2,467 (+2.0%)

$82,746 + $127,940

$210,686

2012

$2,418

$82,746 + $127,940

$210,686

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,300 Sq. Ft.

Year renovated

—

Sq. Ft.

1,653

Year built

1986

Style

Single Family Residential

County

San Luis Obispo County

APN

012-244-028

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

RSF

NACIMIENTO SUB AREA

INLAND AREA

NORTH COUNTY PLANNING AREA

Residential, Single-Family District

The purpose of this section is to establish standards for the conversion of rental housing into condominiums that conform to the General Plan and Housing Element, maintain a supply of affordable housing units, retain some rental units, reduce the impact of such conversions on the tenants, facilitate resident ownership of the converted units, ensure that converted housing achieves a high standard of safety and quality, and inform the prospective buyers of the physical conditions of the structure.

Zone overlays

Permitted uses

Include but are not limited to:

Office-Other

Property details

Parking

Parking Information
# of Garage Spaces: 2
Parking Features: Gar #2, Attached
Garage: Yes
Attached Garage: Yes

Interior

Bathroom Information
# of Bathrooms (Full): 2

Room Information
Primary Bedroom
Ground Floor Primary

Dining Information
Dining Area

Interior Features
Laundry Features: 220V Elect, In Unit
Appliances: Refrigerator, Dishwasher, Gas Stove, Microwave, Washer
Flooring: Carpet, Hardwood, Tile

Exterior

Exterior Features
Foundation Details: Slab
Exterior Features: Deck, Lawn
Construction Materials: Wood Siding
Roof: Composition

Property Information
Architectural Style: Cape Cod
# Of Buildings: 1
Property Sub Type: Home/Estate
Property Condition: Good
Property Attached YN: Yes
Levels: Two

Lot Information
View: Mountain(s)
Lot Features: Level, Corner Lot
Waterfront Features: Lake
Waterfront YN: Yes
Zoning: PUD, R-1

Utilities

Heating & Cooling
Cooling Available: Yes
Cooling: Central Air
Heating Available: Yes
Heating: Forced Air

Utilities Information
Sewer: Other

Location

HOA Information
Association: Yes
Association Amenities: RV/Boat Storage, Clubhouse, Pool, Lake, Play Area, Security, Guest Parking
Association FeeInc ludes: Security
CondoCO-OPPUD Association Fee: $2,963.04

School Information
Elementary School: See Remarks
Middle Or Junior School: See Remarks
High School: See Remarks

Location Information
Cross Street: Captains Walk
Directions: Cross Street - Captains Walk

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,653
Stories: 2.0
Lot Size: 6,300 square feet
Style: Single Family Residential
Year Built: 1986
Year Renovated: —
County: San Luis Obispo County
APN: 012-244-028

Home facts updated by county records on Sep 16, 2026

Around this home

Schools

Cappy Culver Elementary School

Public K-8 • Assigned • 6.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

6/10 Fire Factor

9% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 18 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Bradley, CA • 93426

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$484,000 – $586,000

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Oak Shores Realty

Home values near 2445 Stern Deck Rd

Data from public records.

Address	Redfin Estimate
2448 Stern Deck Rd, Bradley, CA 2 Beds \| 2.5 Baths \| 1316 Sq. Ft.	$484,988
2452 Stern Deck Rd, Bradley, CA 3 Beds \| 2 Baths \| 1200 Sq. Ft.	$473,461

Address	Redfin Estimate
2446 Stern Deck Rd, Bradley, CA 3 Beds \| 2 Baths \| 1916 Sq. Ft.	$565,914
2519 Captains Walk, Bradley, CA 3 Beds \| 2 Baths \| 1409 Sq. Ft.	$440,214

Address	Redfin Estimate
2443 Stern Deck Rd, Bradley, CA 2 Beds \| 1 Baths \| 928 Sq. Ft.	$409,655
2519 Captains Walk, Bradley, CA 3 Beds \| 2 Baths \| 1409 Sq. Ft.	$497,148

Property information provided by SBMLS when last listed in 2024. This data may not match . Learn more.

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