Don't miss out on this open floor plan for your lake living needs. Upstairs is a large vaulted living room and kitchen dining area with a wood stove and lots of dual orientation deck space with a peak of the lake. There are a large bath and bedroom on this level as well. Downstairs are two guest bedrooms and another large bathroom as well as the garage. You can fit your lake toys in this extra deep garage. There is lots of cemented extra parking for pontoons and vehicles. Buyer of the home as the first right of refusal on the private boat slip. Some furniture is included in the sale. Perfect spot to come shelter in place and enjoy lake life! Please see our Virtual Tour:https://tours. centralcoastrealestatephotography.com/1569752?idx=1
Single-familyProperty Type
1985Year Built
7,140 sq ftLot Size
$302Est. Price/Sq.Ft.
1 car garageParking
Listed by Grace Borzini•DRE #01272895• Oak Shores Realty
Bought with Susan Pazdan•DRE #01761311• Real Estate eBroker, Inc.
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Earn from this home
Sell
$270,008
Est. take-home
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Refinance
$0
Est. cash available
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Rent
$2,993/mo
Redfin rental estimate
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Market trends in 93426, CA
Last updated September 2026
Buyer's Market
Seller's Market
Buyer's market
Sale-to-list price
91.3%
+1.6% MoM
Median sale price
$400K
$117 MoM
Avg. days on market
44d
0 days MoM
Recently sold homes
3
2 MoM
Provided by Redfin
Sale history for 2446 Stern Deck Rd
Date
Event
Price
CRMLS #NS20065576
Jul 2, 2020
Sold
$395,000
$206/sq ft
Jun 12, 2020
Contingent
—
Apr 27, 2020
Price Changed
$405,000
$211/sq ft
Mar 29, 2020
Listed
$425,000
$222/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,750 (+9.4%)
$138,010 + $298,101
$436,111
2024
$5,257 (+2.0%)
$135,304 + $292,256
$427,560
2023
$5,153 (−1.5%)
$132,651 + $286,526
$419,177
2022
$5,230 (+2.1%)
$130,050 + $280,908
$410,958
2021
$5,121 (+59.9%)
$127,500 + $275,400
$402,900
2020
$3,202 (+18.5%)
$125,000 + $270,000
$395,000
2019
$2,701 (+2.0%)
$29,228 + $194,569
$223,797
2018
$2,647 (+2.0%)
$28,655 + $190,754
$219,409
2017
$2,594 (+4.5%)
$27,544 + $183,348
$210,892
2016
$2,482 (+1.6%)
$27,544 + $183,348
$210,892
2015
$2,442 (+3.7%)
$27,004 + $179,753
$206,757
2014
$2,355 (+0.6%)
$26,078 + $173,585
$199,663
2013
$2,341 (+2.0%)
$25,961 + $172,801
$198,762
2012
$2,294
$25,961 + $172,801
$198,762
Tax history for 2446 Stern Deck Rd
Year
Property tax
Land + Additions
Assessment*
2025
$5,750 (+9.4%)
$138,010 + $298,101
$436,111
2024
$5,257 (+2.0%)
$135,304 + $292,256
$427,560
2023
$5,153 (−1.5%)
$132,651 + $286,526
$419,177
2022
$5,230 (+2.1%)
$130,050 + $280,908
$410,958
2021
$5,121 (+59.9%)
$127,500 + $275,400
$402,900
2020
$3,202 (+18.5%)
$125,000 + $270,000
$395,000
2019
$2,701 (+2.0%)
$29,228 + $194,569
$223,797
2018
$2,647 (+2.0%)
$28,655 + $190,754
$219,409
2017
$2,594 (+4.5%)
$27,544 + $183,348
$210,892
2016
$2,482 (+1.6%)
$27,544 + $183,348
$210,892
2015
$2,442 (+3.7%)
$27,004 + $179,753
$206,757
2014
$2,355 (+0.6%)
$26,078 + $173,585
$199,663
2013
$2,341 (+2.0%)
$25,961 + $172,801
$198,762
2012
$2,294
$25,961 + $172,801
$198,762
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
5,790 Sq. Ft.
Year renovated
—
Sq. Ft.
1,926
Year built
1986
Style
Single Family Residential
County
San Luis Obispo County
APN
012-244-048
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
RSF
INLAND AREA
NACIMIENTO SUB AREA
NORTH COUNTY PLANNING AREA
Residential, Single-Family District
The purpose of this section is to establish standards for the conversion of rental housing into condominiums that conform to the General Plan and Housing Element, maintain a supply of affordable housing units, retain some rental units, reduce the impact of such conversions on the tenants, facilitate resident ownership of the converted units, ensure that converted housing achieves a high standard of safety and quality, and inform the prospective buyers of the physical conditions of the structure.
Zone overlays
Permitted uses
Include but are not limited to:
Office-Other
Property details
Parking
Parking / Garage Information
Attached Garage
# of Garage Spaces: 1
Driveway Down Slope From Street, Garage, Oversized
Has Parking
# of Parking Spaces: 1
Interior
Laundry Information
Has Laundry
Dryer Included, Electric Dryer Hookup, Inside, Washer Included
Kitchen Information
Appliances: Dishwasher, Electric Oven, Electric Stove, Microwave, Refrigerator, Trash Compactor
Has Appliances
Breakfast Counter / Bar, Dining Ell
Bathroom Information
# of Baths (Full): 2
Cooling Information
Central
Has Cooling
Room Information
Kitchen, Laundry, Living Room, Main Floor Bedroom
Fireplace Information
Living Room, Wood
Has Fireplace
Flooring Information
Carpet, Vinyl
Heating Information
Central Furnace
Has Heating
Interior Features
Levels: Two
Main Level Bathrooms: 1
Main Level Bedrooms: 2
Security Features: Gated with Attendant, Gated Community, Gated with Guard, Guarded
Exterior
Exterior Information
Structure Type: House
Foundation Information
Foundation Details: Concrete Perimeter, Raised
Exterior Features
Pool Features: Association, Community Pool
Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data
Lot Features: Down Slope from Street
Property Information
Common Interest: Planned Development
Total # of Units: 1
Common Walls: No Common Walls
Living Area Source: Developer
Parcel Number: 012244048
Has View
Year Built Source: Estimated
Financial
Assesments Information
Assessments: Sewer Assessments
Utilities
Utilities Information
Sewer: Public Sewer, Soils Analysis Septic
Electricity Connected, Telephone - In Street, Sewer Connected, Water Connected
Water Source: Private
Location
Homeowners Association
Is Part of Association
Association Name: OSCA
Association Fee: $2,304.08
Association Fee Frequency: Annually
Association Amenities: Pool, Fire Pit, Barbecue, Outdoor Cooking Area, Picnic Area, Playground, Dock, Club House, Maintenance Grounds, Trash, Onsite Property Management, Guard, Security, Controlled Access
Neighborhood Information
Community Features: Dog Park, Fishing, Lake, Watersports, Rural
School Information
High School District: Paso Robles Joint Unified
Location Information
Latitude: 35.75458000
Longitude: -120.98742700
Other Subdivision Name: PR Lake Nacimiento(230)
Directions: R at miniature golf course, R on second Captains Walk, R on Stern deck. Home on right.
Subdivision Name: PR Lake Nacimiento(230)
Zoning: RSF
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,926
Stories: 2.0
Lot Size: 5,790 square feet
Style: Single Family Residential
Year Built: 1986
Year Renovated: —
County: San Luis Obispo County
APN: 012-244-048
Home facts updated by county records on Sep 16, 2026
Other
Listing Information
Days Active in MLS: 74
Continuous Days Active in MLS: 74
Listing Agent Information
List Agent First Name: Grace
List Agent Last Name: Borzini
Listing Office Information
List Office Name: Oak Shores Realty
Selling Agent Information
Buyer Agent First Name: Susan
Buyer Agent Last Name: Pazdan
Selling Office Information
Buyer Office Name: Real Estate eBroker, Inc.
Around this home
Schools
Cappy Culver Elementary School
Public K-8 • Assigned • 6.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
6/10 Fire Factor
9% chance of being in a wildfire in next 30 years
5/10 Heat Factor
8 days above 101° expected this year, 18 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Bradley, CA • 93426
Average low and high temperatures (°F)
65
34
67
40
73
42
75
44
84
48
91
52
95
55
97
55
89
57
83
48
68
41
66
39
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 11 hours in
June and 4.8 hours in December, placing it above the
U.S. average for solar exposure.
11 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$551,000 – $667,000
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